Best Credit Card Signup Bonus Offers in Oct 2019

Earning credit card signup bonuses is one of the best way to acquire a large amount of miles/points in a short period of time and can lead to a 20% or more return on your spending. By combining great signup bonuses with rewards credit cards that provide the best return on everyday purchases, you will be amazed how many free flights or hotel stays you can earn. Keep in mind that most credit cards that come with lucrative sign-up bonuses also have an annual fee (although many of them are waived for the first year), and whether you should keep them long term depends on your personal situation.

This post provides a ranking of the best current signup bonuses based on our miles and points valuations. However, remember that point values are based on your own unique situation.  Each card posted below has a link with our review and detailed information about that individual product. A chart showing the historical signup bonus history for each card is included to help you decide whether or not you should apply immediately or wait for a better offer.

The most lucrative signup bonuses are travel related and earn points/miles. Therefore, you usually need to spend some time researching how to best use the points/miles in order to maximize their value. For more casual credit enthusiasts that don’t want to spend as much time researching how to use their miles or points, we have also created the signup bonus ranking for casual gamers.

This post is updated in real time and is based on the value you receive for ONE year after signing up. After the first year, your return may not be enough to offset the annual fee. At that time you can choose to downgrade a card to a no-annual fee card (recommended) or just cancel them (not recommended). It is not recommended to cancel cards because one variable that determines your credit score is your average age of accounts. The first year value is calculated by subtracting the annual-fee from the sum of the sign-up bonus plus any credits and benefits you can get in the first 12 months.. The estimated values used for various points and miles are listed in our post Estimated Values for Bank Points, Airline Miles, and Hotel Points. We do not use the face value if a credit is hard to use or comes with restrictions; instead, we estimate its actual value by some percentage of the face value of the credit.

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#AmEx Hilton Aspire  150 K Offer

  • The first year value is about $1,375.
  • Sign-up bonus: 150,000 Hilton Points.
  • Spending requirement: $4,000 in 3 months.
  • The points are worth about 0.4 cents/point.
  • You can get Weekend Free Night for the first year, worth about $250.
  • You can get $175 (estimated value) of airline incidental fee credit ($250 face value, and actual value is estimated by 70% of face value) twice in the first year.
  • You can get $175 (estimated value) of Hilton resort credit ($250 face value, and actual value is estimated by 70% of face value) once in the first year.
  • $450 annual fee, waived for the first year.

#AmEx Platinum  75 K Offer

  • The first year value is about $1,140.
  • Sign-up bonus: 75,000 Membership Rewards Points.
  • Spending requirement: $5,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • You can get $140 (estimated value) of airline incidental fee credit ($200 face value, and actual value is estimated by 70% of face value) twice in the first year.
  • You can get $210 (estimated value) of Uber credit and Saks credit ($200 and $100 face value, respectively, and actual value is estimated by 70% of face value) once in the first year.
  • $550 annual fee, NOT waived for the first year.

#BoA Amtrak Guest Rewards  40 K +$100 Offer

  • The first year value is about $1,021.
  • Sign-up bonus: 40,000 Points +$100.
  • Spending requirement: $2,500 in 3 months.
  • The points are worth about 2.5 cents/point.
  • $79 annual fee, NOT waived for the first year.

#AmEx Platinum for Morgan Stanley  60 K Offer

  • The first year value is about $900.
  • Sign-up bonus: 60,000 Membership Rewards Points.
  • Spending requirement: $5,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • You can get $140 (estimated value) of airline incidental fee credit ($200 face value, and actual value is estimated by 70% of face value) twice in the first year.
  • You can get $210 (estimated value) of Uber credit and Saks credit ($200 and $100 face value, respectively, and actual value is estimated by 70% of face value) once in the first year.
  • $550 annual fee, NOT waived for the first year.

#AmEx Platinum for Schwab  60 K Offer

  • The first year value is about $900.
  • Sign-up bonus: 60,000 Membership Rewards Points.
  • Spending requirement: $5,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • You can get $140 (estimated value) of airline incidental fee credit ($200 face value, and actual value is estimated by 70% of face value) twice in the first year.
  • You can get $210 (estimated value) of Uber credit and Saks credit ($200 and $100 face value, respectively, and actual value is estimated by 70% of face value) once in the first year.
  • $550 annual fee, NOT waived for the first year.

#Barclaycard AAdvantage Aviator Red  60 K Offer

  • The first year value is about $900.
  • Sign-up bonus: 60,000 AA Miles.
  • Spending requirement: one purchase in 3 months.
  • The points are worth about 1.5 cents/point.
  • $99 annual fee, waived for the first year.

#Citi AAdvantage Platinum Select  60 K Offer

  • The first year value is about $900.
  • Sign-up bonus: 60,000 AA Miles.
  • Spending requirement: $3,000 in 3 months.
  • The points are worth about 1.5 cents/point.
  • $99 annual fee, waived for the first year.

#BoA Virgin Atlantic  65 K Offer

  • The first year value is about $885.
  • Sign-up bonus: 65,000 VS Miles.
  • Spending requirement: $2,000 in 3 months.
  • The points are worth about 1.5 cents/point.
  • $90 annual fee, NOT waived for the first year.

#AmEx Platinum Delta SkyMiles  75 K +$100 Offer

  • The first year value is about $880.
  • Sign-up bonus: 75,000 DL Miles +$100.
  • Spending requirement: $3,000 in 3 months.
  • The points are worth about 1.3 cents/point.
  • $195 annual fee, NOT waived for the first year.

#Chase Sapphire Preferred  60 K Offer

  • The first year value is about $865.
  • Sign-up bonus: 60,000 Ultimate Rewards Points.
  • Spending requirement: $4,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • $95 annual fee, NOT waived for the first year.

#Citi Premier  60 K Offer

  • The first year value is about $865.
  • Sign-up bonus: 60,000 ThankYou Points.
  • Spending requirement: $4,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • $95 annual fee, NOT waived for the first year.

#AmEx Gold Delta SkyMiles  60 K +$50 Offer

  • The first year value is about $830.
  • Sign-up bonus: 60,000 DL Miles +$50.
  • Spending requirement: $2,000 in 3 months.
  • The points are worth about 1.3 cents/point.
  • $95 annual fee, waived for the first year.

#Citi Prestige  50 K Offer

  • The first year value is about $805.
  • Sign-up bonus: 50,000 ThankYou Points.
  • Spending requirement: $4,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • You can get $250 air credit (easy) twice in the first year.
  • $495 annual fee, NOT waived for the first year.

#Banco Popular Avianca Vuela  60 K Offer

  • The first year value is about $751.
  • Sign-up bonus: 60,000 AV Miles.
  • Spending requirement: $1,000 in 3 months.
  • The points are worth about 1.5 cents/point.
  • $149 annual fee, NOT waived for the first year.

#AmEx Gold  50 K Offer

  • The first year value is about $750.
  • Sign-up bonus: 50,000 Membership Rewards Points.
  • Spending requirement: $4,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • You can get $70 (estimated value) of airline incidental fee credit ($100 face value, and actual value is estimated by 70% of face value) twice in the first year.
  • You can get $60 (estimated value) of dining credit ($120 face value, and actual value is estimated by 50% of face value) once in the first year.
  • $250 annual fee, NOT waived for the first year.

#BoA Alaska  40 K +$100 Offer

  • The first year value is about $745.
  • Sign-up bonus: 40,000 AS Miles +$100.
  • Spending requirement: $2,000 in 3 months.
  • The points are worth about 1.8 cents/point.
  • $75 annual fee, NOT waived for the first year.

#Chase World of Hyatt  50 K Offer

  • The first year value is about $705.
  • Sign-up bonus: 50,000 Hyatt Points.
  • Spending requirement: $6,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • $95 annual fee, NOT waived for the first year.

#Chase Southwest Airlines Plus  50 K Offer

  • The first year value is about $681.
  • Sign-up bonus: 50,000 WN Miles.
  • Spending requirement: $2,000 in 3 months.
  • The points are worth about 1.5 cents/point.
  • $69 annual fee, NOT waived for the first year.

#Chase Southwest Airlines Priority  50 K Offer

  • The first year value is about $676.
  • Sign-up bonus: 50,000 WN Miles.
  • Spending requirement: $2,000 in 3 months.
  • The points are worth about 1.5 cents/point.
  • You can get $75 Southwest travel credit once in the first year.
  • $149 annual fee, NOT waived for the first year.

#US Bank Altitude Reserve  50 K Offer

  • The first year value is about $675.
  • Sign-up bonus: 50,000 Points.
  • Spending requirement: $4,500 in 3 months.
  • The points are worth about 1.5 cents/point.
  • You can get $325 travel credit (easy) once in the first year.
  • $400 annual fee, NOT waived for the first year.

#Chase Sapphire Reserve  50 K Offer

  • The first year value is about $650.
  • Sign-up bonus: 50,000 Ultimate Rewards Points.
  • Spending requirement: $4,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • You can get $300 travel credit (easy) once in the first year.
  • $450 annual fee, NOT waived for the first year.

#AmEx Hilton Surpass  150 K +$100 Offer

  • The first year value is about $605.
  • Sign-up bonus: 150,000 Hilton Points +$100.
  • Spending requirement: $3,000 in 3 months.
  • The points are worth about 0.4 cents/point.
  • $95 annual fee, NOT waived for the first year.

#BoA Premium Rewards  50 K Offer

  • The first year value is about $605.
  • Sign-up bonus: 50,000 Points.
  • Spending requirement: $3,000 in 3 months.
  • The points are worth about 1 cents/point.
  • You can get $100 airline incidental fee credit twice in the first year.
  • $95 annual fee, NOT waived for the first year.

#Chase Marriott Bonvoy Boundless  100 K Offer

  • The first year value is about $605.
  • Sign-up bonus: 100,000 Marriott Points.
  • Spending requirement: $5,000 in 3 months.
  • The points are worth about 0.7 cents/point.
  • $95 annual fee, NOT waived for the first year.

#AmEx Green  45 K Offer

  • The first year value is about $570.
  • Sign-up bonus: 45,000 Membership Rewards Points.
  • Spending requirement: $2,000 in 3 months.
  • The points are worth about 1.6 cents/point.
  • $150 annual fee, NOT waived for the first year.

#Barclaycard Lufthansa  50 K Offer

  • The first year value is about $561.
  • Sign-up bonus: 50,000 LH Miles.
  • Spending requirement: $3,000 in 3 months.
  • The points are worth about 1.3 cents/point.
  • $89 annual fee, NOT waived for the first year.

#Chase United MileagePlus Explorer  40 K Offer

  • The first year value is about $560.
  • Sign-up bonus: 40,000 UA Miles.
  • Spending requirement: $2,000 in 3 months.
  • The points are worth about 1.4 cents/point.
  • $95 annual fee, waived for the first year.

#Barclaycard JetBlue Plus  50 K Offer

  • The first year value is about $551.
  • Sign-up bonus: 50,000 B6 Miles.
  • Spending requirement: $1,000 in 3 months.
  • The points are worth about 1.3 cents/point.
  • $99 annual fee, NOT waived for the first year.

#Capital One Venture  50 K Offer

  • The first year value is about $550.
  • Sign-up bonus: 50,000 Points.
  • Spending requirement: $3,000 in 3 months.
  • The points are worth about 1.1 cents/point.
  • $95 annual fee, waived for the first year.

#Banco Popular Avianca Vida  40 K Offer

  • The first year value is about $541.
  • Sign-up bonus: 40,000 AV Miles.
  • Spending requirement: $1,000 in 3 months.
  • The points are worth about 1.5 cents/point.
  • $59 annual fee, NOT waived for the first year.

#AmEx Delta Reserve  75 K Offer

  • The first year value is about $525.
  • Sign-up bonus: 75,000 DL Miles.
  • Spending requirement: $5,000 in 3 months.
  • The points are worth about 1.3 cents/point.
  • $450 annual fee, NOT waived for the first year.

#Chase Aer Lingus  50 K Offer

  • The first year value is about $505.
  • Sign-up bonus: 50,000 BA Miles.
  • Spending requirement: $3,000 in 3 months.
  • The points are worth about 1.2 cents/point.
  • $95 annual fee, NOT waived for the first year.

#Chase British Airways  50 K Offer

  • The first year value is about $505.
  • Sign-up bonus: 50,000 BA Miles.
  • Spending requirement: $3,000 in 3 months.
  • The points are worth about 1.2 cents/point.
  • $95 annual fee, NOT waived for the first year.

#Chase Iberia  50 K Offer

  • The first year value is about $505.
  • Sign-up bonus: 50,000 BA Miles.
  • Spending requirement: $3,000 in 3 months.
  • The points are worth about 1.2 cents/point.
  • $95 annual fee, NOT waived for the first year.

#Chase Southwest Airlines Premier  40 K Offer

  • The first year value is about $501.
  • Sign-up bonus: 40,000 WN Miles.
  • Spending requirement: $1,000 in 3 months.
  • The points are worth about 1.5 cents/point.
  • $99 annual fee, NOT waived for the first year.

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