Best Credit Card Sign-Up Bonus (2017.10 Updated)

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2017.10 Updated: Merrill+ is discontinued; Citi Prestige, Chase IHG and Barclaycard Arrival+ is kicked out of this rank because of decreased bonus; Barclaycard AA Aviator and the two Delta cards have a higher rank because of increased bonus.

Credit Card sign-up bonuses may be the best way to get a great amount of miles / points in a short period. Some credit cards even offer sign-up bonuses that are enough for a round-the-world ticket! Together with Best Rewards Credit Cards that earn you lots of miles/points through everyday purchases, you will soon be amazed how many free flights/free nights you could have simply by using credit cards properly. Keep in mind that most credit cards with high sign-up bonus have an annual fee (although many of them are waived for the first year), and whether you should keep them for long depends on your personal situation. For our opinions, please click the link of each card and read our review. Also, some of the cards below have requirements for credit score or history. See our reviews for detailed information. Historical Offers Charts are beside every card, they can help you decide whether or not you should apply for a card immediately. Note that, in this post, we assume you keep these cards for only ONE year. After the first year, you may not earn more than the annual fee, but you can choose to downgrade them to no fee cards (recommended) or just cancel them (not recommended). Note that some co-branded airline credit cards are not included because too few people use those miles.

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#1: Citi AAdvantage 60k Offer

citi-aadvantage-platinum-select  

  • Sign-Up Bonus: 60k AA Miles, worth about $1068!!!
  • Spending Requirement: $3,000 in the first 3 month.
  • $95 annual fee, waived for the first year.

#2: AmEx Premier Rewards Gold (PRG) 50k Offer

premier-rewards-gold  

#3: Barclaycard AAdvantage Aviator Red 60k Offer

 

  • Sign-Up Bonus: 60k AA Miles, worth about $973 after subtracting the first year annual fee!
  • Spending Requirement: one purchase in the first 3 month.
  • $95 annual fee, NOT waived for the first year.

#4: AmEx Platinum for Schwab 60k Offer

platinum-card-schwab  

  • Sign-Up Bonus: 60k Membership Rewards (MR) Points, plus you can get $200 air credit twice for the first year. You can also get $200 uber credit during the first year, here we assume you only use half of it. In total the bonus worths about $910 after subtracting the first year annual fee!
  • Spending Requirement: $5,000 in the first 3 months.
  • MR can be transferred to Delta/BA/ANA/AC miles. See Maximize Points Value for an overview, and Introduction To AmEx Membership Rewards (MR) for detailed information.
  • $550 annual fee, NOT waived for the first year.

#5: AmEx Platinum for Mercedes-Benz 60k Offer

platinum-Mercedes-Benz  

  • Sign-Up Bonus: 60k Membership Rewards (MR) Points, plus you can get $200 air credit twice for the first year. You can also get $200 uber credit during the first year, here we assume you only use half of it. In total the bonus worths about $910 after subtracting the first year annual fee!
  • Spending Requirement: $5,000 in the first 3 months.
  • MR can be transferred to Delta/BA/ANA/AC miles. See Maximize Points Value for an overview, and Introduction To AmEx Membership Rewards (MR) for detailed information.
  • $550 annual fee, NOT waived for the first year.

#6: Chase Sapphire Preferred (CSP) 55k Offer

chase-sapphire-preferred  

  • Sign-Up Bonus: 50k+5k Ultimate Rewards (UR) Points, worth about $880!!!
  • Spending Requirement: $4,000 in the first 3 months.
  • UR can be transferred to UA miles or Hyatt points. See Maximize Points Value for an overview, and Introduction To Chase Ultimate Rewards (UR) for detailed information.
  • $95 annual fee, waived for the first year.

#7: Chase Hyatt 45k+$50 Offer

chase-hyatt  

  • Sign-Up Bonus: 40k + 5k Hyatt Points + $50, worth about $860 after subtracting the first year annual fee!
  • Spending Requirement: $2,000 in the first 3 months.
  • $75 annual fee, NOT waived for the first year.

#8: Chase UA Explorer 55k+$50 Offer

explorer-chip  

  • Sign-Up Bonus: 50k+5k UA Miles+$50, worth about $835 after subtracting first year annual fee!!!
  • Spending Requirement: $3,000 in the first 3 month.
  • $95 annual fee, NOT waived for the first year.

#9: AmEx Gold Delta SkyMiles 60k+$50 Offer

Gold Delta SkyMiles  

  • Sign-Up Bonus: 60k Delta Miles+$50, worth about $770!
  • Spending Requirement: $2,000 in the first 3 months.
  • $95 annual fee, waived for the first year.

#10:AmEx Platinum Delta SkyMiles 70k+$100 Offer

delta-platinum

  • Sign-Up Bonus: 70k Delta Miles +$100 , worth about $745 after subtracting the first year annual fee!
  • Spending Requirement: $3,000 in the first 3 months.
  • $195 annual fee, NOT waived for the first year.

#11: AmEx SPG 30k Offer

New-SPG-Card-Design

  • Sign-Up Bonus: 30k SPG points, worth about $720!
  • Spending Requirement: $3,000 in the first 3 months.
  • SPG points can be used to redeem free nights at SPG hotels, and can also be transferred to American Airlines (AA) miles or other airline miles. See Maximize Points Value (overview), and Introduction to SPG Starpoints Series (very detailed).
  • $95 annual fees, waived for the first year.

#12: Chase Southwest (SW) Plus 60k Offer

chase-southwest-airlines-plus

  • Sign-Up Bonus: 60k Southwest Miles, worth about $711 after subtracting first year annual fee!
  • Spending Requirement: $2,000 in the first 3 months.
  • $69 annual fee, NOT waived for the first year.

#13: Chase British Airways 50k Offer

chase-british-airways  

  • Sign-Up Bonus: 50k BA Miles, worth about $705 after subtracting the first year annual fee!
  • Spending Requirement: $3000 in the first 3 months.
  • $95 annual fee, NOT waived for the first year.

#14: Chase Southwest (SW) Premier 60k Offer

chase-southwest-airlines-premier  

  • Sign-Up Bonus: 60k Southwest Miles, worth about $681 after subtracting first year annual fee!
  • Spending Requirement: $2,000 in the first 3 months.
  • $99 annual fee, NOT waived for the first year.

#15: US Bank Altitude Reserve 50k Offer

  • Sign-Up Bonus: 50k points, plus you can get the $325 air credit once for the first year. In total, the bonus is worth about $675 after subtracting the first year annual fee!
  • Spending Requirement: $4,500 in the first 3 months.
  • $400 annual fee, NOT waived for the first year.

#16: Chase Sapphire Reserve (CSR) 50k Offer

Chase Sapphire Reserve  

  • Sign-Up Bonus: 50k Ultimate Rewards (UR) Points, plus you can get the $300 air credit once for the first year. In total, the bonus is worth about $750 after subtracting the first year annual fee!
  • Spending Requirement: $4,000 in the first 3 months.
  • UR can be transferred to UA miles or Hyatt points to name a few. See Maximize Points Value for an overview, and Introduction To Chase Ultimate Rewards (UR) for detailed information.
  • $450 annual fee, NOT waived for the first year.

#17: Chase Marriott 87.5k Offer

 

  • Sign-Up Bonus: 80k+7.5k Marriott Points, worth about $612.5 after subtracting first year annual fee!
  • Spending Requirement: $3,000 in the first 3 months.
  • $85 annual fee, NOT waived for the first year.

#18: BoA Alaska 30k+$100+Free Companion Pass Offer

1bbt_sigcm_v_mileageplan

  • Sign-Up Bonus: 30k Alaska Miles+$100+free companion pass, worth about $565 after subtracting the first year annual fee!
  • Spending Requirement: $1,000 in the first 3 months.
  • $75 annual fee, NOT waived for the first year.

#19: AmEx Platinum for Ameriprise First Year Annual Fee Waived

 

  • You can get $200 air credit twice for the first year. You can also get $200 uber credit during the first year, here we assume you only use half of it. In total the bonus worths about $500!
  • $550 annual fee, WAIVED FOR THE FIRST YEAR.


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[Total: 14    Average: 3.9/5]
  • Paul Davis

    I like this site. How frequently do you update?

    • ThunderFat

      Thank you! We update everyday, but only in our Chinese site. To keep both versions up to date takes a lot of time, so we have to give Chinese site the priority. Wish we could have more time…

  • Richard G Fries

    can we update this?? It’s like 3 months old.

  • Richard G Fries

    This website it garbage! update it already!!!!

  • Richard G Fries

    Hey let’s get an update, thanks.

  • disqus_Kz1AUmJrXm

    Chase Hyatt annual fee is NOT waived. Therefore, it should drop way down in the rankings.

    • Updated! Actually I have already subtracted the first annual fee when calculating the first year value..

  • Tom Tuhtan

    You need to update the bonuses listed above for the Amex Platinum Charles Schwabb (now 60k MR points & $550 annual fee) and the Chase British Airways bonus is up to 100k Avios.

    • Platinum Schwab is updated. To be honest, I don’t consider BA 100k as sign-up bonus. The spending requirement is huge, I would consider the other 50k as spending bonus, not sign-up bonus. Otherwise it’s not fair to other cards.

  • t-squared

    The description for the last entry (Citi Hilton Reserve) is still in Chinese

  • Joseph 6

    This is a good list. Thanks for sharing.

  • MM Austin

    I like the way valuation has been done. example assuming half of $200 Uber could be used.. Please also include the restrictions for each bank. like which Chase Card follows 5/24 rule.

    • The restrictions are in each card reviews. If I include them all here, the page will be too long 🙂

  • tenant13

    You may want to update the bonus for IHG. While the public offer is indeed 80+5, if you contact Chase (either before applying or after being approved) they will bump the bonus to 100k for spending $2000 in 3 months. It worked for me.

    • In this page I only want to include public offers. In the IHG card review page, I mentioned you can ask to match this offer. Indeed it’s possible to get matched to 100k, but I think it’s really YMMV.

  • Joseph 6

    You have Southwest cards undervalued. 60000 points is worth slightly more than a 1000 dollars.