Credit Cards Comparison

Best Rewards Credit Cards To Keep (2016.10 Updated)

Credit cards could bring you great rewards, often greater than you thought. Typically, there are two ways to earn rewards with credit cards: everyday purchases and sign-up bonus. Credit cards with high sign-up bonus (see Best Credit Card Sign-Up Bonus) are usually not the credit cards you should choose for everyday use, since they often come with annual fees but not so good…
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Credit Cards with No Foreign Transaction Fee (FTF) (2015.11 Updated)

When using your credit cards abroad, you usually need to pay a 2%~3% Foreign Transaction Fee (FTF). Some credit cards, however, won’t charge Foreign Transaction Fee, thus are very suitable for using abroad. Here are some common credit cards with No Foreign Transaction Fee. Note: Except for the Foreign Transaction Fee, Visa / MasterCard may also charge Dynamic Currency Conversion (DCC) Fee, which can…
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Best Rewards Credit Cards For Grocery/Supermarket (2015.12 Updated)

Grocery, including supermarket, is one of the most common categories of our daily spending, which makes rewards credit cards for grocery use very useful. American Express is almost dominant in this aspect. It issues four similar rewards credit cards for grocery: AmEx EveryDay(ED), AmEx EveryDay Preferred(EDP), Blue Cash Everyday(BCE), Blue Cash Preferred(BCP). In addition to those AmEx cards, there’s another…
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Best Premium Credit Cards: Citi Prestige vs AmEx Platinum vs … (2015.8 Updated)

For many people, credit cards with annual fee of $400 ~ $500 seem to belong to another world, having nothing to do with themselves. However, what we want to tell you today, is that you should NOT think that way! For many people, credit card with $450 annual fee may only have $100 equivalent annual fee! And it comes with…
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Some Thoughts on Store Credit Cards (2015.5 Updated)

Store Credit Cards (such as co-branded credit cards of Macy’s, Victoria’s Secret, Banana Republic, etc.) Review Strongly NOT recommended! Many of us might have been recommended to apply for store credit card while shopping at like Macy’s, Victoria’s Secret, Banana Republic and so on. Generally, the bonus for applying that kind of card is a considerably high discount for the current…
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Should I Apply for Amazon Credit Card? (2015.8 Updated)

Does Amazon Rewards Visa Card / Amazon Store Credit Card Worth Applying? Many people use Amazon a lot for online shopping. When checking out at Amazon.com, you will often see a pop-up ad of Amazon co-branded credit cards, saying you can get some discount just by clicking that button. Many friends ask us about whether they should apply for Amazon…
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The Most Popular Credit Cards by Chinese Students Studying in US

Recently I raised up a poll in moonbbs (a credit card forum for Chinese students studying in US), to let the users choose which credit cards they have. After one day, 123 users participated in, and made this “Most Popular Credit Cards by Chinese Students Studying in US”: Top 10: Discover It Chase Freedom Chase Sapphire Preferred (CSP) US Airways (USA)…
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