|Category||Name||Cash Value||Air/Hotel Value||Overall Value|
|Bank & Credit Card Points||AmEx Membership Rewards (MR)||0.5 or 1.25 (Note1)||1.0||1.6|
|Chase Ultimate Rewards (UR)||1.0||1.25 or 1.5 (Note2)||1.6|
|Citi ThankYou Points (TYP)||0.5 or 1.0 (note3)||1.25 or 1.33 (Note4)||1.6|
|Barclay Arrival Miles||0.5||1.05||1.05|
|BoA Travel Rewards Points||1.0||1.0|
|US Bank FlexPoints||1.0||1.5||1.5|
|Airline Miles||Air Canada (AC)||1.6|
|Alaska Airlines (AS)||1.8|
|All Nippon Airways (NH)||1.7|
|American Airlines (AA)||1.6|
|British Airways (BA)||1.6|
|Delta Air Lines (DL)||1.3|
|Southwest Airlines (WN)||1.3|
|United Airlines (UA)||1.6|
|Virgin Atlantic (VS)||1.5|
|Hotel Points||Radisson (Formerly Club Carlson)||0.4|
In the table, Cash Value means the value if redeemed for cash; Air/Hotel Value means the value if redeemed for ANY air/hotel in a fixed ratio; Overall Value also considered the value if transferred to airline partners.
In the table, black numbers represent exact values, grey numbers are estimated values. The usage of points and miles is very flexible, the point values are only a rough estimation of their true values, so they are somewhat subjective. Some of the point values are from the Mile and Point Value Series from The Points Guy (TPG).
Note1: If you have AmEx Platinum for Schwab, then you can redeem MR points towards cash at a fixed ratio 1 point = 1.25 cents; otherwise the ratio is only 1 point = 0.5 cents.
Note2: If you have Chase Sapphire Reserve (CSR), then you can redeem UR points towards ANY airline or hotel at a fixed ratio 1 point = 1.5 cents; if you have Chase Sapphire Preferred (CSP) or Chase Ink Preferred (business) then the ratio is 1 point = 1.25 cents.
Note3: If you have Citi Prestige, then you can redeem TYP points towards cash at a fixed ratio 1 point = 1.0 cents; otherwise the ratio is only 1 point = 0.5 cents.
Note4: If you have Citi Prestige, then you can redeem TYP points towards ANY airline at a fixed ratio 1 point = 1.33 cents; if you have Citi ThankYou Premier then you can redeem TYP points towards ANY airline or hotel at a fixed ratio 1 point = 1.25 cents.