Checking Accounts

Chase Total Checking Account Review (2018.11 Update: $300 Offer Is Still Alive)

Chase Total Checking Account Review 2018.11 Update: New $300 offer link is found. HT: DoC. The new deadline is 2019.01.12. Note that it is now explicitly written that you can only get one bonus for checking and savings every 2 years. 2018.10 Update: The $300 offer is still alive, and the new deadline is 2018.11.13. Application Link Chase Total Checking…
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Fidelity Debit Card Review: No ATM Fee Worldwide (2018.10 Update: $100 Offer Is Expired)

Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review 2018.10 Update (Expired): Here’s a new $100 offer: open a spending account + investing account and you’ll get a $100 Amazon gift card when you deposit $200 and maintain for 9 months. Here’s the link to this promo. Fidelity customers who currently have an existing brokerage or cash management account…
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Citibank Account Package Review (2018.10 Update: $500 or 30k AA Offer!)

Citibank Account Package Review 2018.10 Update: The new offer is $500 or 30k AA miles (worth about ~$480). HT: DoC. Note that the requirements are different for the two offers. 2018.4 Update: The bonus is now $400! The deposit requirement is $15k. If you don’t have so much money in hand, you can also consider Citi Basic Banking Package which has a $200…
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Chase Sapphire Banking Review (2018.10 Update: 60k UR Offer!)

Chase Sapphire Banking Review 2018.10 Update: The 60k UR offer finally arrives! HT: DoC. Deadline: 2019.01.11. Note that this is the deadline to register this offer, and the deadline to move in the money is 45 days within registration. BTW, Ally Bank currently has a good offer, too. Based on the deadlines, actually you can get both bonuses: move the…
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Ally Bank Checking+Savings Review (2018.10 Update: Up to $1,000 Bonus!)

2018.10 Update: Ally bank now has a very lucrative promo: whether you’re a new customer or an existing one, click this link to enroll in this promo before 10/21/2018, move money to Ally Savings before 10/31/2018, and maintain them until 1/15/2019, then on 2/15/2019 you will earn 1% bonus back on the money you moved, up to $1,000! For example, move in…
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Chase College Checking Account Review (2018.11 Update: $100 Offer)

Chase College Checking Account Review Application Link Chase College Checking Benefits New Checking Account Bonus: $100! See below for the requirements to get this bonus. The deadline is 2019.01.17. College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at…
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Citi Priority Package Review (2018.7 Update: $600 Offer)

Citibank Priority Package Review 2018.7 Update: The offer is back. The new deadline is 2018.09.30. HT: DoC. 2018.4 Update: The bonus is now $600! But the deposit requirement is as high as $50k. It is more recommended to apply for the Citibank Account Package which has a $400 bonus with $15k deposit requirement; or Citi Basic Banking Package which has a $200 bonus…
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Citi Basic Banking Package Review (2018.7 Update: $200 Offer)

Citi Basic Banking Package Review 2018.7 Update: The offer is back. The new deadline is 2018.09.30. HT: DoC. 2018.4 Update: The bonus is now $200! The deposit requirement is $5k. If you have more money in hand, you can also consider Citibank Account Package which has a $400 bonus with $15k deposit requirement. Application Link Citi Basic Banking Package Benefits Sign-up bonus: $200!…
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BoA Core Checking Account Review (2018.6 Update: $100/$300 Offers Are Expired)

Bank of America Core Checking Account Review 2018.6 Update: The offers are expired. There’s no bonus now. 2018.3 Update: The $100 public bonus returns. HT: DoC. Application Link BoA Core Checking Benefits New Checking Account Bonus: $100 or $300! For all the terms and conditions, please read below. The expiration date is 2018.05.31. There is a monthly maintenance fee of $12….
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Discover Checking Account Review (2017.12 Update: 1% Cash Back!)

Discover Cashback Checking Account (Debit Card/ATM Card) Review 2017.12 Update: Now you can earn 1% cash back, on the first $3000 in purchases per month! Previously you earned $0.10 cash back per transaction, up to $10 cash back per month. Current users are now automatically enrolled in the new 1% cash back benefit. Application Link Discover Checking Account Benefits $300 sign-up…
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Aspiration Summit Checking Account Review

The Aspiration Summit Account Review Application Link Aspiration Summit Checking Account Benefits NO ATM fee worldwide. Sometimes the ATM side will charge you a fee, but Aspiration will reimburse these fees, this guarantees that no fees will be charged in the end. However, there’s a caveat, see the disadvantages part. When you withdraw cash abroad, you can get local currency automatically, according to…
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Charles Schwab Debit Card Review: No ATM Fee Worldwide (2018.6 Update: $100 Bonus)

Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review Many people need to travel abroad frequently, and they usually ask the question: what is the best debit card to withdraw cash from ATM abroad? We all know that in some countries, credit cards are not as broadly accepted so you often need cash. However, most…
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Citigold Checking Account Review (2016.12 Update: Higher Eligibility Requirement)

Citigold Checking Account Review 2016.12 Update: The eligibility requirement is now higher. Application Link Citigold Account Package Benefits There’s currentlly no sign-up bonus. No nonthly fee. In order to be eligible, you must maintain $200,000 in combined average monthly balance in all eligible deposit, retirement, and investment accounts. Free access to non-Citi ATM. $0 Early Termination Fee. So you can…
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Chase Private Client (CPC) Account Review

What Chase Private Client (CPC)? Chase Private Client (CPC) is a kind of privileged client from Chase. When you become a CPC, there will be 2 Private Bankers serve you any time, they can answer your phones, reply to your emails, offer you investment suggestions, etc. It’s more like a private consultant service. What’s the requirement to become Chase Private Client…
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