Checking Accounts

BoA Checking Account Review (2019.5 Update: $100/$300 Offers)

Bank of America Checking Account Review 2019.5 Update: Sorry that this post has been updated for a while. These days, their product names are changed, and the $100 public offer and $300 targeted offer is alive for a while. This post is updated thoroughly today. Application Link BoA Checking $100 Public Offer BoA Checking $300 Targeted Offer: check this higher offer…
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Discover Checking Account Review: 1% Cash Back Debit Card (2019.6 Update: Double Cash Back First 6 Months)

Discover Cashback Checking Account (Debit Card/ATM Card) Review 2019.6 Update: The double cash back in the first 6 months offer is still alive. Offer ends on 2019.06.27. 2017.12 Update: Now you can earn 1% cash back, on the first $3000 in purchases per month! Previously you earned $0.10 cash back per transaction, up to $10 cash back per month. Current users…
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Chase Total Checking Account Review (2019.6 Update: $300 Offer Is Still Alive)

Chase Total Checking Account Review 2019.6 Update: The $300 offer is still alive. HT: DoC. Application Link Chase Total Checking Benefits New Checking Account Bonus: $300! See below for the requirements to get this bonus. This offer ends on 2019.08.06. There is a monthly maintenance fee of $12. You can avoid this by following the steps below. If you close…
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Chase Sapphire Banking Review (2019.6 Update: 60k UR or $750 Offer Is Still Alive)

Chase Sapphire Banking Review 2019.6 Update: 60k UR and $750 offers are still alive. Application Link Chase Sapphire Checking 60k UR Offer Chase Sapphire Checking $750 Offer Benefits 60k Ultimate Rewards (UR) points sign-up bonus! See below for the requirements to get this bonus. The deadline is 2019.03.05. If you are not a Chase customer, then you can apply directly; if…
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Fidelity Debit Card Review: No ATM Fee Worldwide (2018.10 Update: $100 Offer Is Expired)

Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review 2018.10 Update (Expired): Here’s a new $100 offer: open a spending account + investing account and you’ll get a $100 Amazon gift card when you deposit $200 and maintain for 9 months. Here’s the link to this promo. Fidelity customers who currently have an existing brokerage or cash management account…
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Citibank Account Package Review (2019.4 Update: $500 Offer)

Citibank Account Package Review 2019.1 Update: The current offer is $500. Application Link The Citibank Account Package Benefits Sign-up bonus: $500! Please read below for the requirement to get this bonus. Deadline: 2019.06.30. There is a monthly maintenance fee of $25. You can avoid this by keeping a monthly balance of $10,000. If you meet the above condition to avoid monthly…
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Ally Bank Checking+Savings Review (2018.10 Update: Up to $1,000 Bonus!)

2018.10 Update: Ally bank now has a very lucrative promo: whether you’re a new customer or an existing one, click this link to enroll in this promo before 10/21/2018, move money to Ally Savings before 10/31/2018, and maintain them until 1/15/2019, then on 2/15/2019 you will earn 1% bonus back on the money you moved, up to $1,000! For example, move in…
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Chase College Checking Account Review (2019.1 Update: $100 Offer)

Chase College Checking Account Review Application Link Chase College Checking Benefits New Checking Account Bonus: $100! See below for the requirements to get this bonus. The deadline is 2019.04.16. College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at…
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Citi Priority Package Review (2019.4 Update: $600 Offer)

Citibank Priority Package Review 2019.4 Update: The $600 offer is still alive, and the new deadline is 2019.06.30. But the deposit requirement is as high as $50k. It is more recommended to apply for the Citibank Account Package which has a $400 bonus with $15k deposit requirement; or Citi Basic Banking Package which has a $200 bonus with just $5k deposit requirement. Application…
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Citi Basic Banking Package Review (2019.1 Update: $200 Offer)

Citi Basic Banking Package Review 2019.1 Update: The $200 offer is still alive, and the new deadline is 2019.03.31. If you have more money in hand, you can also consider Citibank Account Package which has a $400 bonus with $15k deposit requirement. Application Link Citi Basic Banking Package Benefits Sign-up bonus: $200! Please read below for the requirement to get this bonus. The…
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Aspiration Summit Checking Account Review

The Aspiration Summit Account Review Application Link Aspiration Summit Checking Account Benefits NO ATM fee worldwide. Sometimes the ATM side will charge you a fee, but Aspiration will reimburse these fees, this guarantees that no fees will be charged in the end. However, there’s a caveat, see the disadvantages part. When you withdraw cash abroad, you can get local currency automatically, according to…
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Charles Schwab Debit Card Review: No ATM Fee Worldwide (2019.5 Update: $100 Bonus)

Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review 2019.5 Update: Many people complained that since late March, you will see an offer expired error if you simply click the referral link. In this case, you can try to use my referral code: REFER4U7MQ8R6 in “Add an offer/referral code”. Please report data…
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Citigold Checking Account Review (2016.12 Update: Higher Eligibility Requirement)

Citigold Checking Account Review 2016.12 Update: The eligibility requirement is now higher. Application Link Citigold Account Package Benefits There’s currentlly no sign-up bonus. No nonthly fee. In order to be eligible, you must maintain $200,000 in combined average monthly balance in all eligible deposit, retirement, and investment accounts. Free access to non-Citi ATM. $0 Early Termination Fee. So you can…
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Chase Private Client (CPC) Account Review

What Chase Private Client (CPC)? Chase Private Client (CPC) is a kind of privileged client from Chase. When you become a CPC, there will be 2 Private Bankers serve you any time, they can answer your phones, reply to your emails, offer you investment suggestions, etc. It’s more like a private consultant service. What’s the requirement to become Chase Private Client…
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