Author Archive: physixfan

United℠ Business Card Review (2022.8 Update: 150k Offer!)

United℠ Business Card Review 2022.8 Update: The 150k offer (first year annual fee NOT waived) is back. The spending requirement is huge. 2022.3 Update: The offer now is 75k. 2022.1 Update: The 150k offer (first year annual fee NOT waived) is back. The spending requirement is huge. Application Link Chase UA Business Benefits 150k offer: earn 75,000 bonus miles after…
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AmEx Hilton Surpass Credit Card Review (2022.8 Update: 150k Offer)

The Hilton Honors American Express Surpass Card Review 2022.8 Update: There’s a 150k offer via incognito mode. 2022.7 Update: The higher offer is expired. Currently there’s only 130k offer. It’s better to wait for the bigger offer to appear again. 2022.5 Update: The new offer is 130k+$130. Application Link AmEx Hilton Surpass 150k. Possible to see 150k offer. Note that…
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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
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Citi® Double Cash Card Review (2022.8 Update: $200 Offer!)

Citi® Double Cash Card (DC) Review 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. 2022.3 Update: This card now earns ThankYou Points (TYP) instead of cashback. Since you can always choose to redeem TYP at a fixed ratio 1 cent/point towards cash, no minimum, and there are more redemption choices, so this…
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Barclays Wyndham Earner Business Credit Card Review (2022.8 Update: 75k Offer)

Wyndham Rewards® EarnerSM Business Card Review 2022.8 Update: The new offer is 75k. BTW, now the Wyndham Earner and Earner+ cards also have higher offers, but they are way below previous higher offers. 2022.7 Update: The 75k offer is expired, and there’s only a 45k offer now. 2022.5 Update: The new offer is 75k. 2021.7 Update: The new offer is 90k,…
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Chase Instacart Credit Card Review (2022.8 Update: $100 Offer)

Instacart Mastercard® Credit Card from Chase Application Link Chase Instacart Benefits $100 offer: get a $100 Instacart credit after approval. Earn 5% cashback on Instacart app and website; earn 5% cashback on Chase travel portal; earn 2% cashback on restaurants, gas stations, and on select streaming services; and earn 1% on all other purchases. Get 1 free year of Instacart+. You will…
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AmEx Marriott Bonvoy Business Credit Card Review (2022.7 Update: 125k Offer; Improved)

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2022.7 Update: The new offer is 125k. Offer ends on 8/31. There are also a few improvement on this card: Previously you only get Marriott Silver status when you hold this card, and you need to spend $35k to get Gold status; now you…
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AmEx Blue Cash Everyday (BCE) Credit Card Review (2022.7 Update: $250 or $200+$150 Offer)

Blue Cash Everyday Card from American Express (BCE) Review 2022.7 Update2: Apart from the $250 welcome offer, there is another $200+$150 welcome offer you can choose via Resy: earn $200 cash back after spending $2,000 in first 3 months, plus earn 10% cash back on restaurants up to $150 back. If you eat in restaurants a lot this may be…
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Wells Fargo Autograph Credit Card Review (New Card, 30k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 30k offer: earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k offer is worth $300. Earn 3x points for: restaurants; travel; gas…
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Citi Rewards+® Card Review (2022.7 Update: 20k+5x Offer)

Citi Rewards+® Card Review 2022.7 Update: The new offer is 20k+5x on restaurants. 2021.8 Update: The offer is now 20k. Application Link Citi Rewards+® Card Benefits 20k+5x offer: earn 20,000 ThankYou Points after spending $1,500 in first 3 months. Plus, earn 5x TYP at restaurants up to $6000 for the first 12 month. We estimate that ThankYou Points (TYP) are worth about…
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IHG® Rewards Club Premier Credit Card Review (2022.7 Update: 140k+1FN Offer)

IHG® Rewards Club Premier Credit Card Review 2022.7 Update: The new offer is 140k+1FN (up to 40k). This is a decent offer. 2022.3 Update: The new offer is 140k, and there are some changes of benefits: The annual fee is increased from $89 to $99. You can now use existing IHG points to redeem your FN at hotels above the…
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Chase Amazon Prime Credit Card Review (2022.8 Update: $100 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2022.8 Update: The offer is now lowered to $100. 2022.7 Update: The new offer is $200. Offer ends on 2022.7.29. Application Link Chase Amazon Prime Benefits $100 offer: earn $100 Amazon gift card after approval, no spending requirement. (Offer is lower for non Prime users). The recent best offer is $200. Earn 5%…
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Delta SkyMiles® Gold Card from American Express Review (2022.6 Update: 50k+$400 or 70k Offer)

Delta SkyMiles®Gold Card from American Express Review 2022.6 Update2: There’s a 50k+$400 offer via dummy booking on delta.com. If you can only see a 50k+$200 low ball offer, try booking a more expensive ticket. It’s a better offer than the usual 75k offer. HT: DoC. 2022.6 Update2: The new offer is 70k. Offer ends on 2022.8.3. It’s not as good…
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