Author Archive: physixfan

Plastiq Review: Pay Rent, Mortgage, Tuition Fee with a Credit Card! (2019.5 Update: Targeted Mastercard 1% Fee)

2019.5 Update: Some people received a targeted offer via email (screenshot): schedule 3 payments in a row with a Mastercard (up to $2,000 each), and benefit from a low 1% fee (normally 2.5%). This is a good offer, because even if you just use a 2% cashback card to make these payments you still earn more than the fees. 2018.5…
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UBS Visa Infinite Credit Card Review (2019.5 Update: 85k Offer)

UBS Visa Infinite Credit Card Review 2019.5 Update: There’s a 85k offer now, and the spending requirement is $5,000. Offer ends in Aug. Some customer service will say you have to be a UBS customer to get this bonus (otherwise the offer is 25k with $3,000 spending requirement); while some will allow you apply directly. You have to make sure you get…
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BoA Alaska Credit Card Review (2019.5 Update: 40k+$100 Offer!)

BoA Alaska Airlines Visa Signature Card Review 2019.5 Update: There’s a 40k+$100 offer now! 2018.6 Update: According to Reddit user wantedacooltitle’s inside information, starting from 2018.06.04, the downgraded version also has a 30k + companion pass bonus now! Before that, if you couldn’t get approved for at least a $5,000 credit limit from BoA, they would approve your application but…
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AmEx Blue Cash Preferred (BCP) Credit Card Review (2019.5 Update: $300 Offer, Categories Adjusted)

Blue Cash Preferred Card from American Express (BCP) Review 2019.5 Update: The design of this card is changed, and bonus categories are adjusted today: earn 6% cash back at select U.S. streaming subscriptions (see here for definition); earn 3% cash back on transit (including taxis/rideshare, parking, tolls, trains, buses and more); 3% cash back on select department stores is removed. Generally the adjustment…
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BoA Checking Account Review (2019.5 Update: $100/$300 Offers)

Bank of America Checking Account Review 2019.5 Update: Sorry that this post has been updated for a while. These days, their product names are changed, and the $100 public offer and $300 targeted offer is alive for a while. This post is updated thoroughly today. Application Link BoA Checking $100 Public Offer BoA Checking $300 Targeted Offer: check this higher offer…
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Barclaycard AAdvantage Aviator Business Credit Card Review (2019.3 Update: 60k Offer)

Barclaycard AAdvantage Aviator Business MasterCard Review 2019.5 Update: There’s a 75k best ever offer now. Application Link Barclaycard AAdvantage Aviator Business Benefits 75k offer: earn 65,000 AAdvantage Miles after spending $1,000 within the first 90 days, and earn additional 10,000 AAdvantage Miles when a purchase is made on an employee card!  5% AAdvantage mileage bonus earned every year after your account anniversary date based…
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AmEx Hilton Ascend Credit Card Review (2019.5 Update: 125k Link Without Lifetime Language!)

The Hilton Honors American Express Ascend Card Review 2019.5 Update: There’s a special link with 125k offer and no lifetime language! Note that the offer on the usual application link is still 150k. Therefore, the 125k special link is only suitable for those who already got the signup bonus and want more. Warning: this link is obtained from an email by…
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AmEx Hilton Credit Card Review (2019.5 Update: 75k Link Without Lifetime Language!)

The Hilton Honors American Express Card Review 2019.5 Update: There’s a special link with 75k offer and no lifetime language! HT: Reddit. Note that the offer on the usual application link is still 100k. Therefore, the 75k special link is only suitable for those who already got the signup bonus and want more. Warning: this link is obtained from an…
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Introducing USCreditCardGuide App for iOS & Android (2019.5 Update: Added Benefit Reminder Feature)

2019.5 Update: Benefit reminder feature is added in version 2.5. Benefits reminder mainly refers to the annual airline credit, free night, monthly $10 dining credit, $15 uber credit, etc. It’s easy to forget these things if you have many premium credit cards. Therefore our app provides this feature to remind you. The reminders are generated automatically according to the credit…
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Citi Rewards+ Credit Card Review (2019.5 Update: 20k Offer)

Citi Rewards+ Card Review 2019.5 Update: There is a 20k offer now. Application Link Citi Rewards+ Benefits 20k offer: earn 20,000 ThankYou Points after spending $1,000 in first 3 months.  We estimate that ThankYou Points (TYP) are worth about 1.6 cents/point, see below for a brief introduction. So the 20k sign-up bonus could be worth about $320. Earn 2x ThankYou…
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Chase Southwest Priority Credit Card Review (2019.5 Update: 60k Offer!)

Southwest Airlines Rapid Rewards Priority Card Review 2019.5 Update: The new offer is now 60k, for all three Chase Southwest personal cards. 2019.1 Update: There’s a new offer: 30k + companion pass! HT: DoC. The offer expires on 2019.02.11; the companion pass expires on 2019.12.31. Companion pass is one of the best features for Southwest. If you have a companion frequently traveling…
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Chase Southwest Premier Credit Card Review (2019.5 Update: 60k Offer!)

Southwest Rapid Rewards Premier Credit Card Review 2019.5 Update: The new offer is now 60k, for all three Chase Southwest personal cards. 2019.1 Update: There’s a new offer: 30k + companion pass! HT: DoC. The offer expires on 2019.02.11; the companion pass expires on 2019.12.31. Companion pass is one of the best features for Southwest. If you have a companion frequently…
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Chase Southwest Plus Credit Card Review (2019.5 Update: 60k Offer!)

Southwest Rapid Rewards Plus Credit Card Review 2019.5 Update: The new offer is now 60k, for all three Chase Southwest personal cards. 2019.1 Update [expired]: There’s a new offer: 30k + companion pass! HT: DoC. The offer expires on 2019.02.11; the companion pass expires on 2019.12.31. Companion pass is one of the best features for Southwest. If you have a companion frequently traveling…
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Discover Checking Account Review: 1% Cash Back Debit Card (2019.5 Update: Double Cash Back First 6 Months)

Discover Cashback Checking Account (Debit Card/ATM Card) Review 2019.4 Update: The new offer is double cash back in the first 6 months. Offer ends on 2019.05.30. 2017.12 Update: Now you can earn 1% cash back, on the first $3000 in purchases per month! Previously you earned $0.10 cash back per transaction, up to $10 cash back per month. Current users are…
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Citi AAdvantage Platinum Credit Card Review (2019.5 Update: 65k Offer, 10% Redeemed Miles Back Benefit Is Gone)

Citi AAdvantage Platinum Select World MasterCard (Citi AA) Review 2019.5 Update: The 10% redeemed miles back benefit is gone today officially. At the same time this benefit is removed on Barclaycard AA card as well. 2019.4 Update: The new offer is 65k. HT: FM. Don’t forget to try to ask online chat representatives to match 75k offer. Application Link Citi AAdvantage…
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