Author Archive: physixfan

PayPal Cashback Mastercard® Review (2022.5 Update: PayPal 3%, All Other Purchases 2% Cashback! $100 Offer)

PayPal Cashback Mastercard® Review 2022.5 Update: The newly improved cashback structure is: earn 3% cashback if you make the payment via PayPal; and earn 2% cashback on all other purchases! There’s also a new $100 welcome offer. Application Link PayPal Cashback Mastercard® Benefits $100 offer: earn $100 after spending $500 in the first 90 days. Earn 3% cashback if you make…
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Barclays AAdvantage Aviator Business Credit Card Review (2022.5 Update: 80k+$95 Offer!)

AAdvantage® Aviator® Business Mastercard® Review 2022.5 Update: The new offer is 80k+$95! This is the best ever offer on this card. 2022.3 Update: This card is alive again. The current offer is 70k. HT: FM. 2021.11 Update: This card is probably discontinued. Application Link Barclays AAdvantage Aviator Business Benefits 80k+$95 offer: earn 80,000 AAdvantage Miles and $95 statement credit after spending $2,000…
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Barclays Wyndham Earner Business Credit Card Review (2022.4 Update: 75k Offer)

Wyndham Rewards® EarnerSM Business Card Review 2022.5 Update: The new offer is 75k. 2021.10 Update: The 90k offer is expired, and there’s only a 45k offer now. 2021.7 Update: The new offer is 90k, and this is the best offer on this card. Application Link Barclays Wyndham Earner Business Benefits 75k offer: earn 65,000 Wyndham points after spending $1,000 in the first…
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Chase Aeroplan® Card Review (2022.4 Update: 50k Certificate+10x Offer or 2*50k Certificates Offer or $250+20k+60k Offer)

Chase Aeroplan® Card Review 2022.4 Update: The new offer is 50k certificate+10x offer: earn a Welcome Flight Reward worth up to 50,000 points after you spend $3,000 in the first 3 months + up to 51,000 points through 10x total points on travel and dining (note that this is total 10x points, not additional 10x points) in the first 6 months….
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AmEx Marriott Bonvoy Brilliant Credit Card Review (2022.4 Update: 100k+1FN Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2022.4 Update: The new offer is 100k+1FN (up to 85k). It’s decent but not as good as the 150k+1FN offer last year. 2022.2 Update: The current welcome offer is only 75k now. 2021.11 Update: The big offer has expired. The current offer is only 75k+$200. 2021.9 Update:…
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AmEx Marriott Bonvoy Business Credit Card Review (2022.4 Update: 100k Offer)

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2022.4 Update: The new offer is 100k. The 125k+2FN offer appeared last year was way better. 2021.11 Update: The big offer has expired. The current offer is only 75k+$150. 2021.9 Update: The card is now offering 125k points and 2 Free Night certificates up…
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Chase Sapphire Preferred® (CSP) Review (2022.4 Update: 80k Offer)

Chase Sapphire Preferred® Card Review 2022.4 Update: The new offer is 80k. 2021.11 Update: The 100k offer is expired. There’s only 60k offer now. 2021.8 Update 2: New benefits of Sapphire Preferred card are live now: 3x on dining, select streaming services and online grocery (excluding Target, Walmart and wholesales). 5x on travel booked through UR portal. $50 Annual Hotel…
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The Best Credit Cards For Cell Phone Protection Benefit (2022.4 Update)

2022.4 Update: Updated a lot of changes over the years. In particular: new card Bilt Mastercard and Capital One Venture X have this benefit; Chase IHG Premier no longer has this benefits. In recent years, some credit cards start to offer cellular telephone protection benefit: as long as you pay your monthly wireless telephone bill with the specific credit card,…
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United℠ Quest Card Review (2022.4 Update: 90k Offer)

United℠ Quest Card (Chase UA Quest) Review 2022.4 Update: The new offer is 90k. 2021.11 Update: The 80k+20k offer is expired. The current offer is 80k. 2021.4 Update: This is a newly launched credit card. It’s welcome offer is 80k+20k (the latter 20k has a rather high spending requirement). Application Link Chase UA Quest Benefits 90k offer: earn 90,000 United…
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United℠ Club Business Card Card Review (2022.4 Update: 100k Offer)

United℠ Club Business Card Review 2022.4 Update: The new offer is 100k. 2021.7 Update: The new offer is 75k. 2020.9 Update: The offer is only 50k. Application Link Chase UA Club Business Benefits 100k offer: earn 100,000 UA Miles after spending $10,000 in the first 3 months. This is the recent best offer. We value UA mile at 1.5 cents…
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Apple Card Review (2022.3 Update: $75 Offer)

Apple Card Review 2022.3 Update: There’s a $75 offer via CreditKarma, offer ends on 4.1. HT: DoC. Application Link Apple Card Features $75 offer: earn $75 after spending $75+ in the first 30 days. Earn 3% cashback on Apple, 3% cashback on selected merchants via Apple Pay, earn 2% cashback everywhere via Apple Pay, and earn 1% cashback everywhere else….
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AA…

Bilt Mastercard® Review 2022.3 Update: This card is now open for everyone to apply. Application Link Bilt Mastercard Benefits 0 fee if you pay rent with this credit card via the Bilt app. Even if your landlord is not a Bilt partner, you can still pay rent via the Bilt app: Bilt provides its credit card users a routing number…
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IHG® Rewards Club Premier Credit Card Review (2022.3 Update: 140k Offer, New Benefits Alive)

IHG® Rewards Club Premier Credit Card Review 2022.3 Update: The new offer is 140k, and there are some changes of benefits: The annual fee is increased from $89 to $99. You can now use existing IHG points to redeem your FN at hotels above the 40,000 point redemption level. Receive up to $50 United TravelBank Cash each calendar year: You will…
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