Chase Sapphire Banking Review 2018.10 Update: The 60k UR offer finally arrives! HT: DoC. Deadline: 2019.01.11. Note that this is the deadline to register this offer, and the deadline to move in the money is 45 days within registration. BTW, Ally Bank currently has a good offer, too. Based on the deadlines, actually you can get both bonuses: move the…
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2018.10 Update: Ally bank now has a very lucrative promo: whether you’re a new customer or an existing one, click this link to enroll in this promo before 10/21/2018, move money to Ally Savings before 10/31/2018, and maintain them until 1/15/2019, then on 2/15/2019 you will earn 1% bonus back on the money you moved, up to $1,000! For example, move in…
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Credit cards could bring you great rewards, often greater than you thought. Typically, there are two ways to earn rewards with credit cards: everyday purchases and sign-up bonus. Credit cards with high sign-up bonus (see Best Credit Card Sign-Up Bonus) are usually not the credit cards you should choose for everyday use, since they often come with annual fees but not so good…
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Earning credit card signup bonuses is one of the best way to acquire a large amount of miles/points in a short period of time and can lead to a 20% or more return on your spending. By combining great signup bonuses with rewards credit cards that provide the best return on everyday purchases, you will be amazed how many free flights or…
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Emergency fund is a good thing for everybody, and we should put them in a high yield Savings Account or MMA (Money Market Account). Here’s a ranking of Savings Accounts & MMA with top APY (Annual Percentage Yield): Note: only the accounts with $0 monthly fee, available online, and FDIC insured (up to $250,000 per person) are included. These days…
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2018.10 Update: AmEx Gold is revamped to a great card a few days ago, and it becomes a metal card now. 2018.8 Update: The former #1 Chase Ritz-Carlton is now discontinued, so we excluded it from this ranking. Most credit cards are made of plastics (~5g), but some are made of metal. Not all heavy cards have the same weight, which credit…
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BoA Alaska Airlines Visa Signature Card Review 2018.10 Update: Some people can see a 40k offer on the AlaskaAir official site now. According to the data points, people in the west cost can see 40k, so if you are not in these area please consider to use a VPN. There is no direct link for this offer yet. 2018.6 Update:…
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American Express Gold Card Review 2018.10 Update: New benefits (4x MR at restaurants and supermarkets and $120 dining credit) are officially alive! Annual Fee is creased to $250. New applications will not receive first year waived AF. For current cardholders, if your next anniversary date is earlier than April 1st, 2019, your next AF due will still be $195, otherwise…
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Barclaycard Arrival Plus World Elite MasterCard Review 2018.9 Update: The first year annual fee is now waived. 2018.7 Update: Previously this card disappeared from Barclays and we thought this card is discontinued, but now it returns, with 60k offer! Note that the first year annual fee is NOT waived any more in this new offer. Application Link Barclaycard Arrival Plus…
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City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2018.9 Update: The new offer is 75k, and is valid from 9.17 to 12.17. 2018.1 Update: There’s a 50k offer now, but note that the first year annual fee ($400) is no longer waived. Application Link The official webpage for this card is here, but you can’t apply online, you…
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Discover it Business Credit Card Review Application Link Discover it Business Benefits Earn 1.5% cash back per $1 spent on all purchases. Double all cash back you’ve earned at the end of your first year, including Discover Deals. In other words, this card is 3% cash back on everything for the first year. There are some pretty good discounts if…
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The Hilton Honors American Express Ascend Card Review 2018.9 Update: The new offer is now 150k! Application Link AmEx Hilton Ascend Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $3,000 within the first 3 months. We value Hilton Honors Points at 0.5 cents/point (Hotel Points Value), click here to see how many points are required for a free night. So the…
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The Hilton Honors American Express Card Review 2018.9 Update: The new offer is 100k now! Application Link AmEx Hilton Benefits 100k offer: earn 100,000 Honors Points after spending $1,000 in first 3 months. This is the recent best offer, so get it now if you need this card. We value Hilton Honors Point at 0.5 cents/point (Hotel Points Value), click here to see how many points…
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Cathay Pacific (CX) Visa Signature Card Review 2018.9 Update: The new offer is 40k, and it expires on 2018.10.31. 2018.4 Update: The new offer is 35k + 25k, first year annual fee not waived any more. Offer expires on 2018.06.30. But the spending requirement for the 25k part is too much, I don’t think it is worth spending. Application Link Synchrony…
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The Hilton Honors American Express Aspire Card Review 2018.9 Update: There’s a 150k offer now, it’s the best ever offer on this card! Application Link AmEx Hilton Aspire Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $4,000 within the first 3 months. This is the recent best offer, so get it now if you need this card….
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