Author Archive: physixfan

Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2021.4 Update: C1 Adds Partners BA, TK, TP; Improves Transfer Ratio for Some Partners!)

physixfan 2021-04-19 2021-04-19 75 Comments

2021.4 Update: Capital One added new transfer partners: British Airways (Avios) [BA] (2:1.5), Turkish Airlines (Miles&Smiles) [TK] (2:1.5), and TAP Portugal (TAP Miles&Go) [TP] (1:1); also, it improved the transfer ratio from 2:1.5 to 1:1 for the following existing partners: Avianca (LifeMiles) [AV], Etihad (Etihad Guest) [EY], Cathay Pacific (Asia Miles) [CX], Qantas (Frequent Flyer) [QF], Aeroméxico (Club Premier) [AM],…
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Bank Points Overviews

The Heaviest Credit Cards List (2021.4 Update: CNB Crystal New Design: 17g)

physixfan 2021-04-18 2021-04-18 132 Comments

2021.4 Update: The CNB Crystal card with the new design is 17g. BTW, Chase IHG Premier now becomes plastic card. 2020.6 Update: The new no fee card Synchrony Verizon Visa Card is a metal card, and its weight is 17g. 2020.6 Update: The new card US Bank Altitude Go turns out to be a metal card, although it has no…
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Credit Cards Comparison

Metal Card

The Best Credit Cards For Cell Phone Protection Benefit

physixfan 2021-04-11 2021-04-11 15 Comments

In recent years, some credit cards start to offer cellular telephone protection benefit: as long as you pay your monthly wireless telephone bill with the specific credit card, you will get an insurance that covers damage and theft of your cell phone. You don’t need to use that credit card to purchase that cell phone. Not all credit cards have…
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Credit Card Perks Summaries

IHG® Rewards Club Premier Credit Card Review (2021.4 Update: 140k+$50 Or 125k+1FN Offer)

physixfan 2021-04-10 2021-04-18 50 Comments

IHG® Rewards Club Premier Credit Card Review 2021.4 Update: There’s a 125k+1FN offer, the FN can be used on hotels up to 40k points. The previous 140k+$50 is still alive. Which one is better depends on the value of 15k+$50 (about $125 in value) vs 1FN. If you don’t have a specific plan to use the FN, then the points…
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Chase

Chase, Hotel Credit Card, IHG Rewards Club, No Foreign Transaction Fee

United℠ Quest Card Review (2021.4 Update: New Card, Up To 100k Offer)

physixfan 2021-04-08 2021-04-08 48 Comments

United℠ Quest Card (Chase UA Quest) Review 2021.4 Update: This is a newly launched credit card. It’s welcome offer is 80k+20k (the latter 20k has a rather high spending requirement). Application Link Chase UA Quest Benefits 80k+20k offer: earn 80,000 United miles after spending $5,000 in 3 months, and earn additional 20,000 United miles after spending $10,000 in total in…
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Chase

Airline Credit Card, Chase, United Airlines (UA)

Sofi Credit Card Review (2021.4 Update: Up to $100 Offer)

physixfan 2021-04-02 2021-04-02 9 Comments

Sofi Credit Card Review Application Link Sofi Credit Card Benefits Up to $100 offer: in order to earn $100 bonus, after getting approved for this SoFi credit card, you must also open and fund both a SoFi Money and a SoFi Active Invest account with at least $100 in each account within 30 days of SoFi Credit Card account opening. See…
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Other Bank

Cash Back Credit Card, No Annual Fee, No Foreign Transaction Fee

Southwest Rapid Rewards® Performance Business Credit Card Review (2021.4 Update: 80k or 70k+30k Offer)

physixfan 2021-04-02 2021-04-02 20 Comments

Southwest Rapid Rewards® Performance Business Credit Card Review Application Link Chase Southwest Performance Business 80k Offer. The offer requires $5,000 spending in 3 months. Chase Southwest Performance Business 70k+30k Offer. The 70k part requires $5,000 spending in 3 months; the 30k part requires $25,000 spending in total in 6 months. Benefits 80k offer: earn 80,000 Southwest Miles after spending $5,000…
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Chase Business Card

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (SW or WN)

Best Credit Card Signup Bonus Offers in Apr 2021

physixfan 2021-03-27 2021-04-01 52 Comments

Earning credit card signup bonuses is one of the best ways to acquire a large amount of miles/points in a short period of time and can lead to a 20% or more return on your spending. By combining great signup bonuses with rewards credit cards that provide the best return on everyday purchases, you will be amazed at how many free…
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Credit Cards Comparison

Best Sign-Up Bonus

Chase Sapphire Preferred® (CSP) Review (2021.3 Update: 80k+$50 Offer!)

physixfan 2021-03-23 2021-03-23 120 Comments

Chase Sapphire Preferred® Card Review 2021.3 Update: The new offer is now 80k+$50! Besides, there’s a 80k+$50+first year annual fee waived offer in branch. 2021.1 Update: The new offer is 60k+$50. The $50 part is up to $50 in statement credits towards grocery store purchases within the first year. Application Link Chase Sapphire Preferred (CSP) 80k+$50 offer Chase Sapphire Preferred (CSP) 80k+$50+first…
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Chase

Chase, Metal Card, No Foreign Transaction Fee, Ultimate Rewards (UR)

Chase Sapphire Reserve® (CSR) Review (2021.3 Update: 60k Offer)

physixfan 2021-03-23 2021-03-23 104 Comments

Chase Sapphire Reserve® (CSR) Review 2021.3 Update: The new offer is now 60k. Note that the welcome offer on CSP is 80k+$50 now, therefore CSP is better in terms of welcome offer. 2020.5 Update: The “Pay Yourself Back” (i.e. 1.5 cents/point redemption) feature is now live: https://ultimaterewardspoints.chase.com/pay-yourself-back/ Application Link Chase Sapphire Reserve (CSR) Benefits 60k offer: earn 60,000 Ultimate Rewards (UR) points…
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Chase

Chase, Dining Card, Metal Card, No Foreign Transaction Fee, Premium Credit Card, Ultimate Rewards (UR)

AmEx Marriott Bonvoy Business Credit Card Review (2021.3 Update: 100k+$150 Offer!)

physixfan 2021-03-19 2021-03-26 38 Comments

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2021.3 Update: The new offer is 100k+$150! This is one of the best offer ever on this card. Offer ends on 5.12. 2021.2 Update: The big offer is expired. The current offer is only 75k+$150. 2020.10 Update: The new offer is 100k + Marriott…
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AmEx Business Card

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Starwood Preferred Guest (SPG)

AmEx Marriott Bonvoy Brilliant Credit Card Review (2021.3 Update: 125k+$200 Offer!)

physixfan 2021-03-18 2021-03-26 44 Comments

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2021.3 Update: The new offer is 125k+$200! This is one of the best offer ever on this card. Offer ends on 5.12. 2021.1 Update: The big offer is expired. The current offer is only 75k. 2020.10 Update: The new offer is 100k + 25k + Marriott…
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AmEx

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Premium Credit Card, Starwood Preferred Guest (SPG)

Delta SkyMiles® Gold Card from American Express Review (2021.3 Update: 70k+$200 Offer!)

physixfan 2021-03-07 2021-03-11 76 Comments

Delta SkyMiles®Gold Card from American Express Review 2021.3 Update2: There’s now a 70k+$200 offer via dummy booking on delta.com. The 70k part requires $2,000 spending in 3 months, and the $200 part requires a Delta purchase. 2021.3 Update: The new offer is 70k. Offer ends on 2021.04.28. Application Link Public offer: AmEx Delta SkyMiles Gold 70k+$200 offer, no direct link,…
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AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Gold Business American Express Card Review (2021.3 Update: 70k+$50 Offer)

physixfan 2021-03-05 2021-03-05 45 Comments

Delta SkyMiles® Gold Business American Express Card Review 2021.3 Update: The new offer is 70k+$50. Offer ends on 2021.04.28. Application Link Public offer: AmEx Delta SkyMiles Gold Business Targeted offer: AmEx Delta SkyMiles Gold Business targeted offer. If you see “PLEASE VERIFY THE INFORMATION YOU ENTERED IS CORRECT AND TRY AGAIN.” it means you are not targeted. Benefits 70k+$50 offer: Earn…
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AmEx Business Card

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Platinum Business American Express Card Review (2021.3 Update: 90k+$100 Offer)

physixfan 2021-03-05 2021-04-11 43 Comments

Delta SkyMiles® Platinum Business American Express Card Review 2021.3 Update: The new offer is 90k+$100. Offer ends on 2021.04.28. Application Link Public offer: AmEx Delta SkyMiles Platinum Business Targeted offer: AmEx Delta SkyMiles Platinum Business targeted offer. If you see “PLEASE VERIFY THE INFORMATION YOU ENTERED IS CORRECT AND TRY AGAIN.” it means you are not targeted. Benefits 90k+$100 offer: Earn 90,000…
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AmEx Business Card

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee