Author Archive: physixfan

BoA Virgin Atlantic (VS) Credit Card Review (2020.10 Update: 65k Offer)

Bank of America Virgin Atlantic World Elite MasterCard 2020.10 Update: The 65k offer is back~ 2019.12 Update: The 65k offer is expired. The current offer is only 35k. 2019.9 Update: The new best signup offer is 65k, which is the best ever offer on this card! Offer ends on 2019.10.31. HT: DoC. Application Link BoA Virgin Atlantic (BoA VS) Benefits…
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Capital One SavorOne Cash Rewards Credit Card Review (2020.10 Update: $200 Offer)

Capital One SavorOne Cash Rewards Credit Card Review 2020.10 Update: The offer is now increased to $200. Application Link Capital One SavorOne Benefits $200 offer: earn $200 cash bonus after you spend $500 in the first 3 months.  3% cashback on purchases at dining and entertainment, 2% cashback on grocery stores, and 1% cashback on all other purchases. No annual…
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Fidelity Debit Card Review: No ATM Fee Worldwide (2020.10 Update: $100 Offer)

Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review 2020.10 Update: There’s a $100 offer now. It’s been quite a few years since the last time there’s a welcome offer on this account. Many people need to travel abroad frequently, and they usually ask a question: what is the best debit card to withdraw cash from ATM abroad? We…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (Formerly AmEx SPG Luxury) (2020.10 Update: 125k Offer + Platinum Elite Status For One Year!)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2020.10 Update: The new offer is 100k + 25k + Marriott Platinum elite status for one year! 2020.4 Update: The 100k offer is expired, and the offer is now back to 75k. 2020.3 Update: The 100k offer is back. Offer ends on 2020.04.08. Application Link AmEx…
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AmEx Marriott Bonvoy Business Credit Card Review (Formerly AmEx SPG Business) (2020.10 Update: 100k Offer + Platinum Elite Status For One Year!)

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2020.10 Update: The new offer is 100k + Marriott Platinum elite status for one year! 2019.10 Update: The offer is back to 75k now. 2019.9 Update: The 100k offer has returned! The minimum spend is $5000 within 3 months. This offer is set to expire…
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IHG® Rewards Club Premier Credit Card Review (2020.10 Update: 140k+$50 Offer & First Year Annual Fee Waived)

IHG® Rewards Club Premier Credit Card Review 2020.10 Update: There’s a better offer: 140k+$50+first year annual fee waived. HT: DoC. 2020.9 Update: The 140k offer is back. Note that the first year annual fee is waived with this offer, so it’s better than the previous 140k offer. Application Link Chase IHG Premier Benefits 140k+$50 Offer: Earn $50 statement credit after…
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AmEx Amazon Business Prime Credit Card (2020.10 Update: $125 Offer; 5% Cap Is Effective)

Amazon Business Prime American Express Card Review 2020.10 Update: Reminder: the cap of 5% cashback is now effective. Also, based on recent data points, AmEx now only allow you to hold one of this card at a time, therefore you can’t increase the cap by holding multiple of this card. 2020.6 Update: The offer is now $125. Effective Oct.1, you…
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United℠ Business Card Review (2020.10 Update: 75k Offer)

United℠ Business Card Review 2020.10 Update: The new offer is only 75k. 2020.5 Update: The current offer is only 60k. 2020.1 Update: This card is revamped today. The new sign-up bonus is 100k, and the changes are: The annual fee is increased from $95 to $99. You can now earn 2x UA miles on local transit and commuting. Get 5,000…
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United Gateway℠ Card Review (New Card)

United Gateway℠ Card Review Application Link Chase UA Gateway Benefits 20k offer: earn 20,000 United miles after spending $1,000 in 3 months.  Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting. [Limited Time] Earn 3 miles per $1 spent at grocery stores, on up to $1,500 per month through 9/30/2021. Get…
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Chase IHG Traveler Credit Card Review (2020.9 Update: 100k Offer)

Chase IHG Rewards Club Traveler World MasterCard Review 2020.9 Update: The new offer is 100k. 2020.4 Update: The new offer is 75k. Application Link Chase IHG Traveler Benefits 100k offer: earn 100,000 IHG points after spending $2,000 in 3 months.  IHG points are valued around 0.5 cents (Hotel Points Value). So the 100k highest offer is worth about $500. Earn 5x points…
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Barclays Wyndham Earner Business Credit Card Review (2020.9 Update: 45k Offer & New Card)

Wyndham Rewards® EarnerSM Business Card Review 2020.9 Update: This is a new card and the offer is 45k. Application Link Barclays Wyndham Earner Business Benefits 45k offer: earn 45,000 Wyndham points after spending $1,000 in the first 90 days. Wyndham points are valued around 1.0 cents/point (Hotel Points Value), and the redemption structure is very simple with only three tiers of…
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Barclays Wyndham Earner Plus Credit Card Review (2020.9 Update: 45k Offer & Revamped)

Wyndham Rewards® EarnerSM Plus Card Review 2020.9 Update: The offer is now 45k and the card is revamped. Application Link Barclays Wyndham Earner Plus Benefits 45k offer: earn 45,000 Wyndham points after spending $1,000 in the first 90 days. This is the best recent offer. Wyndham points are valued around 1.0 cents/point (Hotel Points Value), and the redemption structure is very…
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