Author Archive: physixfan

Discover Savings Account (2017.8 Update: $150/$200 Offer!)

Discover Savings Account  Review Application Link: Discover Savings, offer code: SAVE817E1 Basic Details: New account opening bonus of $150/$200! See below for detailed requirements. Apply before 2017.10.31, and deposit at least $15,000/$20,000 before 2017.11.15. $0 monthly fee. No early termination fee, you can close the account whenever you want. You cannot use a credit card to fund the initial deposit….
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Wings of the Points — UR/TYP/MR/SPG/Marriott Points to Miles Transfer Chart (2017.8 Update: Added TYP->TK)

2017.8 Update: Citi TYP added a new transfer partner: Turkish Airlines (TK) (Star Alliance), and the transfer ratio is 1:1. Usage Move your mouse over the point name or airline name to highlight transfer relationships. Move your mouse over any line connecting a point and a mile to see the transfer ratio. The airlines are grouped by alliances. You can…
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Merrill + Visa Signature Credit Card (2017.8 Updated: Last Chance To Get $500~$1000 With This Card!)

MERRILL+ Visa Signature Credit Card Review 2017.8 Update: According to Frequent Miler’s source, this card may be discontinued in Sept, so this is the last chance to get this card! The sign-up bonus is worth about $500~$1000, and you can get this card more than once (as long as your credit history is good enough to get approved). So act fast…
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A Picture Is Worth A Thousand Words: What Are Merrill+, FlexPerks, UBS Points Worth?

(Repost because of the news of the Merrill+ credit card.) The redemption structure Merrill+, FlexPerks, UBS points are all based on tiers. If we look at the official description, it may be difficult to get an intuitive points value. A picture is worth a thousand words, let me show you the picture! Merrill+ Points Value Currently basically only the Merrill+ Visa Signature can earn Merrill+ Points. The…
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Chase Fairmont Credit Card (Discontinued) (Shown as CSP online now!)

Chase Fairmont Visa Signature Card Review 2017.08.15 Update: If you log in to Chase Ultimate Rewards portal, you will find this card has already been listed as a Chase Sapphire Preferred card now with all its points converted to UR points. For those who have spent $6k, have you received your Free Night? 2017.06.21 Update: According to the letter, as long…
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Chase Hyatt Credit Card (2017.8 Updated: $20 off $50 on WholeFoods!)

Chase Hyatt Credit Card Review 2017.8 Update: If you have the Chase Hyatt card, you can enroll in this promo with this link: Register and get a $20 statement credit for spending $50 or more in a single purchase at Whole Foods Market with your Hyatt credit card by September 25, 2017. 2017.7 Update: As said in the notice in advance, now the…
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AmEx Hilton Surpass Credit Card (2017.8 Updated: Up to 40k Honors Points for Adding AUs)

Hilton HHonors Surpass Card from American Express Review 2017.8 Update: There is a new promotional offer available where Amex Hilton Surpass cardholders can add an authorized user (AU) and earn 10,000 Honor Points after spending $1,000 on up to 4 AUs, for a total of up to 40,000 MR. Try to login here to see if your Surpass is eligible for this…
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AmEx Hilton Credit Card (2017.8 Updated: Up to 20k Honors Points for Adding AUs)

amex hilton

Hilton HHonors Card from American Express Review 2017.8 Update: There is a new promotional offer available where Amex Hilton cardholders can add an authorized user (AU) and earn 5,000 Honor Points after spending $500 on up to 4 AUs, for a total of up to 20,000 MR. Try to login here to see if your no-annual fee Hilton card is eligible for…
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AmEx Blue Cash Preferred (BCP) Credit Card (2017.8 Updated: $200 Offer, First Year Annual Fee Waived!)

Blue Cash Preferred Card from American Express (BCP) Review 2017.8 Update: There’s a new offer: $200 offer + first year annual fee waived! The first year annual fee is worth $95, so this new offer is better than the previous $250 offer. Before you apply, please make sure the sentence is there. 2017.5.4 Update: The restaurant 10% cash back offer is now over….
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AmEx Blue Cash Everyday (BCE) Credit Card (2017.8 Updated: Targeted $150 Upgrade Offer)

Blue Cash Everyday Card from American Express (BCE) Review 2017.8 Update2: Many people received a $150 upgrade offer: upgrade to BCP, and get $150 if you spend $1000 in the first 3 months. Note that if you choose to upgrade, you will earn the upgrade offer but you can’t earn the sign-up bonus on BCP at the same time. But…
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AmEx Premier Rewards Gold (PRG) Card (2017.8 Updated: Targeted 30k MR spending offer)

American Express Premier Rewards Gold Card (PRG) Review 2017.8 Update: Check you email! Amex has sent out targeted offers to some card holders. They can earn 30k MR points after spend $2000 before Oct, 31st, registration required. Direct link to the offer, but only invited card member can register. 2017.8 Update: There is a new promotional offer available where PRG…
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AmEx EveryDay (ED) Credit Card (2017.8 Updated: Targeted 10k MR Spending Offer)

The AmEx EveryDay Credit Card (ED) Review 2017.8 Update: Check you email! Amex has sent out targeted offers to some card holders. They can earn 10k MR points after spend $1000 before Oct, 31st, registration required. Direct link to the offer, but only invited card members can register. Application Link: AmEx EveryDay (ED) public link. This is the official link, possible 25k…
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Cathay Pacific Credit Card (2017.8 Update: 50k Offer!)

Cathay Pacific (CX) Visa Signature Card Review 2017.8 Update: The new offer is 50k, and it expires on 2017.10.31. HT: DoC. Application Link: Cathay Pacific Credit Card Features: 50k offer: earn 50,000 Asia Miles after spending $2500 within the first 90 days. The regular offer is 25k. Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific purchases, 1.5 Asia Miles on restaurant…
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CNB Crystal Visa Infinite Credit Card (2017.8 Updated: 50k Offer)

City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2017.8 Update: There’s a 50k offer now, and it ends on 2017.9.29. H/T: DoC Application Link: The official webpage for this card is here, but you can’t apply online, you have to go to the branch to apply. The branches are only in the following states: California, Georgia, Nevada, New York…
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