Author Archive: physixfan

Chase Sapphire Reserve® (CSR) Review (2020.5 Update: Pay Yourself Back i.e. 1.5 cpp Redemption Is Now Live)

Chase Sapphire Reserve® (CSR) Review 2020.5 Update2: The “Pay Yourself Back” (i.e. 1.5 cents/point redemption) feature is now live: https://ultimaterewardspoints.chase.com/pay-yourself-back/ 2020.5 Update: Several improvements were made because of the COVID-19 pandemic: You can now use your $300 travel credit at grocery stores and gas stations, from Jun 1st to the end of this year. You can now redeem your UR points…
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Chase United TravelBank Credit Card Review (2020.5 Update: Discontinued?)

The United TravelBank Card Review 2020.5 Update: This card is removed from both Chase and United, and all existing application links seem dead. Not sure whether you still can do a product change to this card, data points are welcomed. Application Link Chase United TravelBank Benefits $150 offer: earn $150 TravelBank Cash after spending $1000 in the first 3 months….
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2020.5 Update: C1 lost transfer partners QR and HU)

2020.5 Update: Capital One (C1) lost transfer partners Qatar Airways (QR) Privilege Club/Qmiles and Hainan Airlines (HU) Fortune Wings Club, starting from May 13. 2020.4 Update: Citi TYP added Emirates (EK) Skywards as a partner with a transfer ratio of 1:1. Usage It is better to view this chart on desktop. The screens on mobile devices are usually too narrow…
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Chase Savings Account Review (2020.5 Update: $300 Offer)

Chase Savings Account Review 2020.5 Update: The $300 checking + $300 savings offer is back! HT: DoC. 2020.1 Update: There’s a new $300 offer. You don’t need to open a checking account together, but the deposit requirement is raised from $15k to $25k. HT: DoC. P.S. It seems the $300 checking offer is no longer available. Application Link Chase Savings…
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Chase Total Checking Account Review (2020.5 Update: $300 Offer)

Chase Total Checking Account Review 2020.5 Update: The $300 checking + $300 savings offer is back! HT: DoC. 2020.1 Update: The $900 targeted offer ($300+$200+$400) is expired. Application Link Chase Total Checking Benefits New Checking Account Bonus: $300! See below for the requirements to get this bonus. There is a monthly maintenance fee of $12. You can avoid this by…
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AmEx Platinum Card for Schwab Review (2020.4 Update: 1.25 cpp Cashout Feature Works Again!)

American Express Platinum Card for Schwab Review 2020.4 Update: There were various data points (from DoC, Reddit, and ourselves) showing that there were some technical issues on the 1.25 cpp cashout feature since Apr 25. The points would be deducted first and refunded in less than 5 minutes. But don’t panic! As of the afternoon on Apr 28, we find…
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Chase Slate Credit Card Review (2020.4 Update: Removed from Chase (Temporarily?))

Chase Slate Review 2020.4 Update: This card is removed from Chase, maybe temporarily? I guess it will come back once the COVID-19 pandemic is over. Application Link Chase Slate Benefits Transfer balances with an introductory fee of $0 during the first 60 days your account is open. 0% intro APR for 15 months on purchases and balance transfers from account…
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Discover Savings Account Review (2020.5 Update: $150/$200 Offer)

Discover Savings Account Review 2020.5 Update: There is a new offer code for the $150/$200 offer. This offer has become a regular offer, just the offer code keeps changing… Application Link Discover Savings Benefits New account opening bonus of $150/$200! See below for detailed requirements. Apply before 2020.06.01 and deposit at least $15,000/$25,000 before 2020.06.15. The opening bonus will arrive…
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UBS Visa Infinite Credit Card Review (2020.4 Update: 100k Offer & First Year Annual Fee Waived)

UBS Visa Infinite Credit Card Review 2020.4 Update: The new offer is 100k: the first 50k requires you to spend $10k in 3 months; the latter 50k requires you to pay the annual fee on the second year. Also, the first year annual fee is waived in this offer. HT: DoC. The spending requirement is quite high, especially a lot places…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2020.4 Update: 70k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2020.4 Update: The new offer is 70k. 2020.1 Update: The 75k and 70k offers are expired. The current offer is 65k. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 70k Offer: earn 70,000 AAdvantage Miles after spending $4,000 in first 4 months. The recent best offer is 75k. We value AA…
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Chase IHG Traveler Credit Card Review (2020.4 Update: 75k Offer)

Chase IHG Rewards Club Traveler World MasterCard Review 2020.4 Update: The new offer is 75k. Application Link Chase IHG Traveler Benefits 75k offer: earn 75,000 IHG points after spending $2,000 in 3 months.  IHG points are valued around 0.5 cents (Hotel Points Value). So the 75k highest offer is worth about $375. Earn 5x points at IHG property, 2x points at dining,…
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Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Synchrony Cathay Pacific Credit Card Review (2020.4 Update: 40k Offer)

Cathay Pacific (CX) Visa Signature Card Review 2020.4 Update: The new offer is still 40k, and the spending requirement is lowered from $3k to $2k. The new deadline is 2020.06.30. 2019.10 Update: The new offer is 40k now. The new deadline is 2020.03.31. Application Link Synchrony Cathay Pacific Credit Card Benefits 40k offer: earn 40,000 Asia Miles after spending $2,000 within the first…
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