Author Archive: physixfan

AmEx Hilton Surpass Credit Card Review (Formerly Ascend) (2019.11 Update: 150k+$100 Offer!)

The Hilton Honors American Express Surpass Card Review 2019.11 Update: There is a new 150k+$100 statement credit offer available, which is better than the regular 150k offer as the $100 effectively covers the annual fee for the year. This offer is being reported as exclusive to TPG readers, but it is available to the public. Application Link AmEx Hilton Surpass…
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Citi Dividend Credit Card Review (2019.11 Update: $15 off $75 at Amazon [TARGETED])

Citi Dividend Platinum Select Credit Card Review 2019.11 Update: I just received a promotional offer on one of my Citi Dividend accounts to receive a $15 statement credit after spending $75 at Amazon between 11/11/19 and 12/31/19. I am not sure if other Citi products are being targeted or just the Dividend. Subject line is “Earn $15 back this holiday…
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AmEx Business Green Rewards Card Review (2019.11 Update: 25k Best Ever Offer!)

AmEx Business Green Rewards from American Express Review [2019.11 Update2] – We just realized that there’s a 25k better offer for this card in incognito mode. [2019.11 Update] – A 15k MR offer is now available after spending $3k in 90 days. This represents the all-time best signup bonus on this card. This bonus is still not very attractive unless you…
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United℠ Explorer Card Review (2019.11 Update: 65k Offer)

United℠ Explorer Card (Chase UA Explorer) Review 2019.11 Update: The card now is offering 65k miles sign-up bonus! Spend $2000 within 3 months and you can earn 40k miles. Spend more than $10k in the first 6 months and you will earn an additional 25k miles. AF is waived for the first year. It’s the best ever public offer on…
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AmEx Hilton Aspire Credit Card Review (2019.11 Update: 150k Offer)

The Hilton Honors American Express Aspire Card Review 2019.11 update2: The link with first year annual fee waived is dead. Application Link AmEx Hilton Aspire Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $4,000 within the first 3 months. This is the recent best offer, so get it now if you need this card. We value Hilton…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2019.10 Update: Citi adds AeroMexico as a TYP transfer partner)

2019.10: Citi added AeroMexico (AM) as a partner with a transfer ratio of 1:1.  2019.8 Update2: Chase UR added Emirates (EK) Skywards as a partner with a transfer ratio of 1:1. HT: Reddit. 2019.8 Update: Citi TYP has quietly removed transfer partner Garuda Indonesia (GA) GarudaMiles. HT: FM. This is not a big thing because I believe 99.9% of people…
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Charles Schwab Debit Card Review: No ATM Fee Worldwide

Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2019.12 Update: 75k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2019.10 Update: The 75k offer is back. This is the highest historical offer, so if you need AA miles this is a good time to apply. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in first 5 months. This is the best historical…
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The World of Hyatt Credit Card Review (2019.9 Update: $50 promo at Hyatt House/Place)

The World of Hyatt Credit Card Review 2019.9 Update: Cardholders are being targeted for a promotional offer to receive a $50 statement credit after spending $300 or more with Hyatt Place or Hyatt House hotels in the U.S. and Canada. You must register by November 30, 2019 and complete stays between October 1, 2019 and January 5, 2020. A direct link…
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Citi Priority Package Review (2019.10 Update: $700 Offer!)

Citibank Priority Package Review 2019.10 Update: There is now a $700 offer! Offer ends on 2019.12.31. The deposit requirement is still $50,000. Assuming you need to keep money in the account for 60 days to qualify for the bonus, then another 60 days before receiving the bonus, this equates to a return of 4.2% APR. 2019.7 Update: The $600 offer…
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AmEx Amazon Business Prime Credit Card (2019.9 Update: $225 Offer)

Amazon Business Prime American Express Card Review 2019.9 Update: The signup bonus is now $225, including a $125 Amazon gift card upon approval for Prime members and a $100 statement credit after spending $3k in 90 days. Note that only purchases in the 2% and 1% categories count towards the signup bonus spend (Amazon purchases won’t count). HT: DoC. Application…
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Discover it Miles Credit Card Review (2019.9 Update: $50 bonus for adding AU [TARGETED])

Discover it Miles Credit Card Review 2019.9 Update: Discover has sent out a promotional offer where you receive a $50 statement credit for adding an authorized user and spending $3k on the authorized user card by December 31, 2019. I received this offer on my Discover IT card that is in the first year and receiving 3% back on all…
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