Author Archive: physixfan

Chase Sapphire Banking Review (2018.10 Update: 60k UR Offer!)

Chase Sapphire Banking Review 2018.10 Update: The 60k UR offer finally arrives! HT: DoC. Deadline: 2019.01.11. Note that this is the deadline to register this offer, and the deadline to move in the money is 45 days within registration. BTW, Ally Bank currently has a good offer, too. Based on the deadlines, actually you can get both bonuses: move the…
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Ally Bank Checking+Savings Review (2018.10 Update: Up to $1,000 Bonus!)

2018.10 Update: Ally bank now has a very lucrative promo: whether you’re a new customer or an existing one, click this link to enroll in this promo before 10/21/2018, move money to Ally Savings before 10/31/2018, and maintain them until 1/15/2019, then on 2/15/2019 you will earn 1% bonus back on the money you moved, up to $1,000! For example, move in…
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Best Rewards Credit Cards To Keep (2018.10 Update)

Credit cards could bring you great rewards, often greater than you thought. Typically, there are two ways to earn rewards with credit cards: everyday purchases and sign-up bonus. Credit cards with high sign-up bonus (see Best Credit Card Sign-Up Bonus) are usually not the credit cards you should choose for everyday use, since they often come with annual fees but not so good…
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BoA Alaska Credit Card Review (2018.10 Update: 40k Offer)

BoA Alaska Airlines Visa Signature Card Review 2018.10 Update: Some people can see a 40k offer on the AlaskaAir official site now. According to the data points, people in the west cost can see 40k, so if you are not in these area please consider to use a VPN. There is no direct link for this offer yet. 2018.6 Update:…
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AmEx Gold Card Review (2018.10 Update: 50k Offer! $120 Yearly Dining Credit, 4x Points at US Restaurant & Supermarket, Rose Gold/Gold Design, $250 AF)

American Express Gold Card Review 2018.10 Update: New benefits (4x MR at restaurants and supermarkets and $120 dining credit) are officially alive! Annual Fee is creased to $250. New applications will not receive first year waived AF. For current cardholders, if your next anniversary date is earlier than April 1st, 2019, your next AF due will still be $195, otherwise…
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Barclaycard Arrival Plus Credit Card Review (2018.9 Update: 60k Offer, First Year Annual Fee Waived)

Barclaycard Arrival Plus World Elite MasterCard Review 2018.9 Update: The first year annual fee is now waived. 2018.7 Update: Previously this card disappeared from Barclays and we thought this card is discontinued, but now it returns, with 60k offer! Note that the first year annual fee is NOT waived any more in this new offer. Application Link Barclaycard Arrival Plus…
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CNB Crystal Visa Infinite Credit Card Review (2018.9 Update: 75k Offer)

City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2018.9 Update: The new offer is 75k, and is valid from 9.17 to 12.17. 2018.1 Update: There’s a 50k offer now, but note that the first year annual fee ($400) is no longer waived. Application Link The official webpage for this card is here, but you can’t apply online, you…
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Discover it Business Credit Card (New Card)

Discover it Business Credit Card Review Application Link Discover it Business Benefits Earn 1.5% cash back per $1 spent on all purchases. Double all cash back you’ve earned at the end of your first year, including Discover Deals. In other words, this card is 3% cash back on everything for the first year. There are some pretty good discounts if…
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AmEx Hilton Ascend Credit Card Review (2018.9 Update: 150k Offer!)

The Hilton Honors American Express Ascend Card Review 2018.9 Update: The new offer is now 150k! Application Link AmEx Hilton Ascend Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $3,000 within the first 3 months. We value Hilton Honors Points at 0.5 cents/point (Hotel Points Value), click here to see how many points are required for a free night. So the…
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AmEx Hilton Credit Card Review (2018.9 Update: 100k Offer!)

The Hilton Honors American Express Card Review 2018.9 Update: The new offer is 100k now! Application Link AmEx Hilton Benefits 100k offer: earn 100,000 Honors Points after spending $1,000 in first 3 months. This is the recent best offer, so get it now if you need this card. We value Hilton Honors Point at 0.5 cents/point (Hotel Points Value), click here to see how many points…
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Synchrony Cathay Pacific Credit Card Review (2018.9 Update: 40k Offer)

Cathay Pacific (CX) Visa Signature Card Review 2018.9 Update: The new offer is 40k, and it expires on 2018.10.31. 2018.4 Update: The new offer is 35k + 25k, first year annual fee not waived any more. Offer expires on 2018.06.30. But the spending requirement for the 25k part is too much, I don’t think it is worth spending. Application Link Synchrony…
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AmEx Hilton Aspire Credit Card Review (2018.9 Update: 150k Best Ever Offer!)

The Hilton Honors American Express Aspire Card Review 2018.9 Update: There’s a 150k offer now, it’s the best ever offer on this card! Application Link AmEx Hilton Aspire Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $4,000 within the first 3 months. This is the recent best offer, so get it now if you need this card….
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