Bank Points Guide

Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2021.10 Update: Capital One Improved Transfer Ratios to be 1:1 for Most Partners!)

physixfan 2021-10-07 2021-10-07 82 Comments

2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One will lose partner JetBlue. 2021.8 Update: Chase UR points can be transferred to Air Canada (AC) Aeroplan now! The ratio is 1:1. 2021.5 Update: El Al (LY) Matmid is no longer a transfer partner of MR points….
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Bank Points Guide

Capital One (C1) Miles, Marriott Bonvoy, Membership Rewards (MR), ThankYou Points (TYP), Ultimate Rewards (UR)

Summary of Points Transfer Time: Chase UR, AmEx MR, Citi TYP, Capital One Miles, Marriott Bonvoy

physixfan 2019-09-01 2021-04-29 6 Comments

One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines. The relationship of each currency to various airlines is summarized in Wings of the…
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Bank Points Guide

Capital One (C1) Miles, Marriott Bonvoy, Membership Rewards (MR), ThankYou Points (TYP), Ultimate Rewards (UR)

Estimated Values for Bank Points, Airline Miles, and Hotel Points (2022 Update)

physixfan 2019-06-04 2022-01-28 199 Comments

2022.1 Update: We slightly improved the value of UA miles to 1.5 cents/point. 2019.6 Update: This table is fully updated today. Recently I will also update estimated values for points/miles in other places in this website, during this time if you see any inconsistency, use this table as the most up to date info. There are many ways to use…
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Bank Points Guide

A Picture Is Worth A Thousand Words: What Are Merrill+, FlexPerks, UBS Points Worth?

physixfan 2017-08-17 2021-04-29 39 Comments

(Repost because of the news of the Merrill+ credit card.) The redemption structure Merrill+, FlexPerks, UBS points are all based on tiers. If we look at the official description, it may be difficult to get an intuitive points value. A picture is worth a thousand words, let me show you the picture! Merrill+ Points Value Currently basically only the Merrill+ Visa Signature can earn Merrill+ Points. The…
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Bank Points Guide

Chase Ultimate Rewards (UR) Part 1 – Earning UR

Geo 2017-05-09 2021-04-29 29 Comments

Chase Ultimate Rewards (UR) are arguably the most valuable transferrable points currency due to the number of products that can be used to acquire points, the breadth of their transfer partner redemption options, and their baseline value of 1.0 cent per point (cpp) when redeemed for cash. In Part 1 of this chapter on Chase UR, we focus on how…
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Bank Points Guide

Chase, Ultimate Rewards (UR)

Introduction to AmEx Membership Rewards (MR) II: How to Use

ThunderFat 2015-09-30 2021-04-29 35 Comments

Recently, American Express has had a lot of large sign-up bonuses offers and many of you have obtained or will obtain many Membership Rewards (MR) points. What is the best way to use those points? We will introduce how to use those points and hope you can find the best way to use yours! You can click Introduction to…
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Bank Points Guide

American Express (AmEx), Membership Rewards (MR)

Introduction to Citi ThankYou Point (TYP) II: How to Use

skysniper 2015-09-24 2021-04-29 920 Comments

We have covered how to earn Citi Thankyou Points (TYP) in our previous post Introduction to Citi ThankYou Point (TYP) I: How to Earn, and here we’re going to elaborate on how to redeem the points and recommend the best redemption options available. 0. Overview To redeem ThankYou Points, you go to the official website of Citi Thankyou Rewards, and…
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Bank Points Guide

Citibank, ThankYou Points (TYP)

Introduction to Amex Membership Rewards (MR) I: How to Earn

ThunderFat 2015-08-19 2021-04-29 41 Comments

AmEx Membership Rewards (MR) is one of the three major rewards point systems (MR, TYP, UR) in the United States. For quite a long time they have been competing with the Chase Ultimate Rewards (UR) system with their ability to earn points fast and flexibility to redeem/transfer points. Our review of Membership Rewards (MR) points consists of two parts: in…
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Bank Points Guide

American Express (AmEx), Membership Rewards (MR)

Introduction to Citi ThankYou Point (TYP) I: How to Earn

skysniper 2015-08-15 2021-04-29 912 Comments

Citi ThankYou Points (TYP) is the rewards system of Citi credit cards. Citi ThankYou Points, although less popular than Chase Ultimate Rewards, is still very useful and promising. This is the first post in the introduction to TYP series, and the second one is Introduction to Citi ThankYou Point (TYP) II: How to Use. Our reviews consists of two parts: How…
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Bank Points Guide

Citibank, ThankYou Points (TYP)

Chase Ultimate Rewards (UR) Part 2 – Burning UR

Geo 2015-08-13 2021-04-29 16 Comments

In the first installment of the Guide to Transferrable Points Currencies, we discussed the different ways in which you can earn Earning Chase Ultimate Rewards (UR). In Part 2 – Burning UR, we discuss how to redeem these points. 0. Overview There are four main redemption options for spending UR: Click “Explore and book travel” under “Use points” if you choose to redeem your UR…
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Bank Points Guide

Chase, Ultimate Rewards (UR)

Maximize Your Credit Card Points Values

physixfan 2014-10-13 2021-04-29 7 Comments

What is Credit Card Points? Credit card points are rewards points of (bank) reward programs that can be earned through a series of credit cards. There are 4 major credit card points: Chase Ultimate Rewards (UR) AmEx Membership Rewards (MR) Citi Thank You Points (TYP) SPG Starpoints (SPG) Which Credit Cards Can Earn Those Points? The most common credits cards…
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Bank Points Guide