Bank Feature Summaries

Exclusive: How to get the Chase IHG 80k + 5k + $50 offer (YMMV)

Chase IHG Credit Card has always been one of the best cards that we recommend to keep, mainly because you can receive an annual IHG Free Night without any category restrictions from the second year after paying $49 annual fee. Using the annual free night in a high-category InterContinental Hotel is simply fantastic. But relatively speaking, the sign up bonus of…
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Major changes to the AmEx Platinum cards, and why you should apply for the Schwab Platinum now

With the release and immediate success of the Chase Sapphire Reserve (CSR) last August we saw American Express respond by making changes to their Platinum products in October to the tune of 5x points on Airfare and a few changes to the Business Platinum Card. Shortly after these changes they stated in an earnings call that this was really just the beginning of changes and we’re here…
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How to Use VPN to Get Amex Big Offers (2017.2 Update: The Big Offers Are Back Again!)

2017.2.10 Update: The big offers disappeared again after 2017.1.23, but they are all back today! I tested ExpressVPN -> Chicago, and I can see all the big offers.  2017.1.23 Update: The big offers disappeared for some time since 2017. But the good news is, they are back now! Readers report that today they can see all the big offers on…
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A New Method To Get Amex Best Offers: The Chinese Website Method (Update: Dead)

2016.12.21 Update: The Chinese Website Method is really dead. But the VPN Method is still alive! 2016.12.18 Update: There’s no working data points since Dec 18 16:00 PST. This method is probably already dead. We introduced a way to use VPN to get AmEx best offers. However, it’s not that convenient and easy for some people. Many people report that they…
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AmEx Incognito Big Offers Now Have Direct Links! (Dead Now)

2016.11.23 22:00 PST Update: all the following links are dead now. The lifetime was 6 hours since the first discovery. Thanks to sirtheta on reddit, now we have direct links to AmEx incognito big offers! No more VPN and failed tries! Use incognito mode to open the following links. Please make screenshots before applying to prepare for possible troubles! BCE $250+$200…
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Now It Is Possible to Get the $350 AF Offer for Citi Prestige in Branch without Citigold!

Let me first summarize the previous consensus about the annual fee (AF) of the Citi Prestige. If you are a Citigold client, you get a $350 AF offer no matter you apply online or in branch; if you are not a Citigold client, then the annual fee is $450. There was one exception: even if you are not a Citigold client, you could go to a…
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Discover + Apple Pay = 22%, 23% or 30% Cash Back!

2015.11.03 Update: People are starting to receive their 10% cashback. You need to wait for the second statement after the purchase to get this cashback, if you still don’t receive the cashback, please be patient. The datapoints show that, Discover really has the ability to distinguish whether you bought gift cards, you won’t get the 10% cashback for gift cards…
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