Savings Accounts / MMA

Chase Savings Account Review (2023.10 Update: $900 Offer in Total w/Checking)

Chase Savings Account Review 2023.10 Update: The $300 checking + $200 savings + $400 together offer has returned! HT: DoC. Application Link Chase Savings Benefits New account opening bonus of $200+$400! See below for the requirements to get this bonus. Offer expires on 4/17/2024. Monthly account maintenance fee of $5. See below on how to avoid paying this ridiculous fee….
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Discover Savings Account Review (2023.11 Update: $150/$200 Offer)

Discover Savings Account Review Application Link Discover Savings Benefits New account opening bonus of $150/$200! See below for detailed requirements. The opening bonus will arrive very quickly, typically a few days after you deposit the required money. $0 monthly fee. No early termination fee, you can close the account whenever you want. Interest rate (APY) is decent enough among savings…
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Marcus by Goldman Sachs Savings Account Review (2021.1 Update: $100 Offer for New & Existing Customers)

Marcus by Goldman Sachs Savings Account Review 2021.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2021.02.12. 2020.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2020.02.11. Application Link Marcus by Goldman Sachs Savings Benefits $100 offer for new & existing customers….
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Best Savings Accounts & MMA with Top APY in Jul 2021

Emergency fund is a good thing for everybody, and we should put them in a high yield Savings Account or MMA (Money Market Account). Here’s a ranking of Savings Accounts & MMA with top APY (Annual Percentage Yield): Note: only the accounts with $0 monthly fee, available online, and FDIC insured (up to $250,000 per person) are included. These days…
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Ally Bank Checking+Savings Review

There are so many banks in the US. Some big banks with a lot of branches, such as Chase, BoA, Citi, Wells Fargo, have real people to serve you, but the interest rates of these banks really suck. Online banks, such as Ally, Discover, Barclays, Marcus, have much better interest rates, but these banks also have some disadvantages. Each bank…
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Discover AAII Savings Account Review (2017.11 Update: $150/$200 Offer Is Expired)

Discover AAII Savings Account Review 2017.11 Update: The bonus is expired. Application Link Discover AAII Savings, offer code: AAIIBONUS Benefits New account opening bonus of $150/$200! See below for detailed requirements. Apply before 2017.10.31, and deposit at least $15,000/$20,000 before 2017.11.15. According to data points, you don’t have to be an AAII member to open this account and get the…
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Discover AAA Savings Account Review (2017.11 Update: $150/$200 Offer Is Expired)

Discover AAA Savings Account Review 2017.11 Update: The bonus is expired. Application Link Discover AAA Savings, offer code: AAABONUS Benefits New account opening bonus of $150/$200! See below for detailed requirements. Apply before 2017.10.31, and deposit at least $15,000/$20,000 before 2017.11.15. According to data points, you don’t have to be an AAA member to open this account and get the…
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NetSpend Series Review: 5% Interest Rate Savings Accounts (2017.3 Update)

Net Spend/ACE/Western Union/Brinks/H-E-B Savings Accounts Review 2017.3 Update: Some people (HT: DoC) report that the limit for 5% APY has been raised to $2000 starting from Mar 1! That’s double what it was before. However, most of us, including myself, still see a $1000 limit. We don’t know whether the change will apply to everyone soon. 2016.5.31 Update: Starting from Jul 1st, 2016, the…
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