Bank Feature Overviews

Credit Card “Refer a Friend” Benefits Explained (2017.4 Update: You can now earn 10k per approval for CSP/CFU/Freedom!)

2017.4 Update: You can now earn 10k per approval for CSP/CFU/Freedom! It’s not clear when this promotion will end. A lot of credit cards have a “Refer a Friend” benefit for its cardholders. For instance, for each friend you refer who successfully applies for and uses the credit card, you will receive a bonus. In this post, we will explain in…
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Magical Backdoor Numbers: Reconsideration Tips

What should I do if my credit card application was rejected, what about pending (further review): Try reconsideration lines of banks in USA! Whether through Internet or go to branch in US, it is very common to apply credit card without instant reply. Tragedy occurs when “we are sorry” pops out immediately after clicking “apply”. Don’t be upset. Catch your breathe…
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What Credit History Should I Have To Apply For Credit Cards? (2015.8 Updated)

We often see such kind of questions in comments or forum: How difficult is it to get XX credit card? What credit history do I need to get XX credit card? Well, the correct answer is always: It depends, YMMV (Your Mileage May Vary). But there are still some statistics from the data points online. Here let’s summarize the (conservative)…
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