Bank Feature Overviews

Will Banks Close My Inactive Credit Cards?

People who have many credit cards are often concerned about whether their cards will be canceled if they don’t use them frequently. What kind of negative effects will occur as credit cards are canceled? And do canceled credit cards influence your scores or make you appear on the blacklist? According to laws, banks indeed have the right to cancel your…
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Magical Backdoor Numbers: Reconsideration Tips

What should I do if my credit card application was rejected, what about pending (further review): Try reconsideration lines of banks in USA! Whether through Internet or go to branch in US, it is very common to apply credit card without instant reply. Tragedy occurs when “we are sorry” pops out immediately after clicking “apply”. Don’t be upset. Catch your breathe…
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What Credit History Should I Have To Apply For Credit Cards? (2015.8 Updated)

We often see such kind of questions in comments or forum: How difficult is it to get XX credit card? What credit history do I need to get XX credit card? Well, the correct answer is always: It depends, YMMV (Your Mileage May Vary). But there are still some statistics from the data points online. Here let’s summarize the (conservative)…
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