AmEx Delta Reserve Credit Card Review (2018.9 Update: 10k MQM + 70k Miles Offer! )

Delta Reserve Credit Card from American Express (AmEx Delta Reserve) Review 2018.9 Update: The card now has a historical highest offer! You can earn 70k miles plus 10k MQM after $5000 eligible purchase in 3 months. Application Link AmEx Delta Reserve Benefits 10k MQM + 70k Miles offer: Earn 70,000 redeemable miles after spending $5000 in the first 3 months…
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AmEx Premier Rewards Gold (PRG) Card Review (2018.9 Update: $120 Yearly Dining Credit, 4x Points at US Restaurant & Supermarket, AF Increase)

American Express Premier Rewards Gold Card (PRG) Review 2018.9 Update: Amex has removed all updated benefits, which unexpectedly leaked today, from the website. They will introduce it later this year. And the annual fee will likely be increased a little bit. 2018.9 Update: Today Amex announced new benefit of this card: $120 Dining Credit: You get $10 monthly dining credit…
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CNB Crystal Visa Infinite Credit Card Review (2018.9 Update: 75k Offer)

City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2018.9 Update: The new offer is 75k, and is valid from 9.17 to 12.17. 2018.1 Update: There’s a 50k offer now, but note that the first year annual fee ($400) is no longer waived. Application Link The official webpage for this card is here, but you can’t apply online, you…
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Discover it Business Credit Card (New Card)

Discover it Business Credit Card Review Application Link Discover it Business Benefits Earn 1.5% cash back per $1 spent on all purchases. Double all cash back you’ve earned at the end of your first year, including Discover Deals. In other words, this card is 3% cash back on everything for the first year. There are some pretty good discounts if…
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AmEx Hilton Ascend Credit Card Review (2018.9 Update: 150k Offer!)

The Hilton Honors American Express Ascend Card Review 2018.9 Update: The new offer is now 150k! Application Link AmEx Hilton Ascend Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $3,000 within the first 3 months. We value Hilton Honors Points at 0.5 cents/point (Hotel Points Value), click here to see how many points are required for a free night. So the…
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AmEx Hilton Credit Card Review (2018.9 Update: 100k Offer!)

The Hilton Honors American Express Card Review 2018.9 Update: The new offer is 100k now! Application Link AmEx Hilton Benefits 100k offer: earn 100,000 Honors Points after spending $1,000 in first 3 months. This is the recent best offer, so get it now if you need this card. We value Hilton Honors Point at 0.5 cents/point (Hotel Points Value), click here to see how many points…
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Synchrony Cathay Pacific Credit Card Review (2018.9 Update: 40k Offer)

Cathay Pacific (CX) Visa Signature Card Review 2018.9 Update: The new offer is 40k, and it expires on 2018.10.31. 2018.4 Update: The new offer is 35k + 25k, first year annual fee not waived any more. Offer expires on 2018.06.30. But the spending requirement for the 25k part is too much, I don’t think it is worth spending. Application Link Synchrony…
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AmEx Hilton Aspire Credit Card Review (2018.9 Update: 150k Best Ever Offer!)

The Hilton Honors American Express Aspire Card Review 2018.9 Update: There’s a 150k offer now, it’s the best ever offer on this card! Application Link AmEx Hilton Aspire Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $4,000 within the first 3 months. This is the recent best offer, so get it now if you need this card….
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Guide to Shopping Portals: Earn Extra Cashback and Miles with Everyday Spend

Introduction Shopping portals provide a phenomenal way to earn extra miles and cashback while making online purchases through thousands of different vendors. From Wal-Mart, Best Buy and Amazon to smaller stores, you should never make an online purchase without first checking to see if there is a portal rate available. Cashback Monitor is the best resource on the internet for checking both real-time…
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Chase Sapphire Preferred/Reserve Churning Rule Changed from 24 Months to 48 Months (Update: Referral Links Still Show the Old Term)

Update: It seems referral links still show the old 24-month term. Here’s the CSP referral link and here’s the CSR referral link. Get it while you can. Previously, Chase Sapphire Preferred (CSP) and Chase Sapphire Reserve (CSR) have a churning rule: The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of…
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Chase Sapphire Checking Account Review

Chase Sapphire Checking Account Review 2018.8.27 Update: There were rumors about this new premium checking account for quite a while. Today, it finally launched. Short review: don’t apply! Application Link Chase Sapphire Checking Benefits No sign-up bonus. There is a monthly maintenance fee of $25. You can avoid this by following the steps below. Chase is one of the largest…
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Summary of Marriott & SPG Co-branded Credit Cards Bonus Limits

Starting from Aug 26, 2018, AmEx and Chase work together to limit the bonuses on their Marriott & SPG co-branded credit cards. Now AmEx SPG cards can affect the eligibility of Chase Marriott credit cards, and vice versa. Here’s a summary of the limits. Chase Co-branded Credit Cards Chase cards have their own limits: Chase 5/24 rule: Chase Marriott Premier…
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AmEx Hilton Business Credit Card Review (2018.8 Update: 125k+$100 Offer via Dummy Booking)

The Hilton Honors American Express Business Card Review 2018.8 Update: It’s possible to see a 125k+$100 offer via Dummy Booking. (You need to first click the ad for AmEx Hilton personal card, and then click “Business” in the window popped up.) HT: DoC. Application Link AmEx Hilton Business 125k It’s possible to see a 125k+$100 offer via Dummy Booking Benefits 125k offer:…
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