Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2021.6 Update: Although this card existed for quite a few years, I did not pay attention to it. It is actually a good card if you have some money in BoA and reach the Platinum Honors tier. Application Link BoA AAA Benefits $200 offer: earn $200 statement credit after…
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Capital One Spark Cash Plus for Business 2021.6 Update: This card is newly found by the community, and this card is not listed in the credit card list on Capital One. Probably it is a new card soon to be officially launched. It is nearly identical to Capital One Spark Cash, but: its annual fee is higher, and it is…
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British Airways Visa Signature® Card Review 2021.6 Update: The new offer is 100k, and this time the spending requirement is not so huge any more: $5,000 in 3 months. 2021.2 Update: The welcome offer is now 50k + Travel Together Ticket. 2019.8 Update: The new offer is 50k after $3k spend and an another 50k after an additional $20k spend….
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Citi Custom Cash Mastercard Review Application Link Citi Custom Cash Benefits 20k offer: earn 20,000 ThankYou Points after spending $750 in first 3 months. We estimate that ThankYou Points (TYP) are worth about 1.6 cents/point, see below for a brief introduction. So the 20k highest sign-up bonus is worth about $320. Earn 5x TYP on purchases in your top eligible…
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Bank of America Amtrak Guest Rewards World MasterCard Review 2021.6 Update: There’s a new link with 20k+$200 offer. 2020.6 Update: The higher offer expired. There’s only 20k offer now. 2019.11 Update: The higher offer expired. There’s only 20k+$100 offer now. 2019.7 Update: The new offer is 40k+$100, and this is the best ever offer on this card. HT: DoC. Application…
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Schwab Investor Card from American Express Review [2021.6 Update] The $200 signup bonus after $2k spend has returned. [2020.11 Update] The $200 signup bonus is expired. The current offer is just $100. Let’s wait for higher offer to appear again. [2020.9 Update] The $200 signup bonus after $2k spend has returned and is valid until November 4, 2020. Application Link AmEx Schwab Investor. You…
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Chase Sapphire Preferred® Card Review 2021.6 Update2: The offer is 100k + first year annual fee waived in branch! [Update] It seems not all bankers see the 100k offer, please make sure you see 100k before applying! 2021.6 Update: The new offer is 100k, and this is the best ever offer on this card! 2021.3 Update: The new offer is…
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Chase Amazon Prime Rewards Visa Signature Card Review 2021.6 Update: The new offer is $150 (for both Amazon and Whole Foods Market versions). 2021.2 Update: The offer (for the Amazon version) is now only $70. There’s a new version of this card: the Whole Foods Market version. The card benefits are the same, and the only difference is the welcome…
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Bank of America Customized Cash Rewards Credit Card Review 2021.5 Update: The card name is changed from BoA Cash Rewards to BoA Customized Cash Rewards. Application Link BoA Customized Cash Rewards regular version. BoA Customized Cash Rewards for Students. Note: student version has the same benefits as the regular version except the sign-up bonus. We suggest students apply for student version, non-students…
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IHG® Rewards Club Premier Credit Card Review 2021.5 Update: The new offer is 150k and first year annual fee waived. This is the best offer on this card. 2021.4 Update: There’s a 125k+1FN offer, the FN can be used on hotels up to 40k points. The previous 140k+$50 is still alive. Which one is better depends on the value of…
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Southwest Rapid Rewards® Plus Credit Card Review 2021.5 Update: The new offer is 65k. 2021.3 Update: The offer is only 40k now. 2021.2 Update: There’s a new 30k+CP offer, which requires $5,000 spending in 3 months. The CP (Companion Pass) expires on 2/28/2022. 2020.12 Update: The new offer is 50k+30k. Application Link Chase Southwest Plus Benefits 65k offer: earn 65,000…
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Southwest Rapid Rewards® Premier Credit Card Review 2021.5 Update: The new offer is 65k. 2021.3 Update: The offer is only 40k now. 2021.2 Update: There’s a new 30k+CP offer, which requires $5,000 spending in 3 months. The CP (Companion Pass) expires on 2/28/2022. 2020.12 Update: The new offer is 50k+30k. Application Link Chase Southwest Premier Benefits 65k offer: earn 65,000…
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Southwest Rapid Rewards® Priority Credit Card Review 2021.5 Update: The new offer is 65k. 2021.3 Update: The offer is only 40k now. 2021.2 Update: There’s a new 30k+CP offer, which requires $5,000 spending in 3 months. The CP (Companion Pass) expires on 2/28/2022. 2020.12 Update: The new offer is 50k+30k. Application Link Chase Southwest Priority Benefits 65k offer: earn 65,000…
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2021.5 Update: AmEx used to report new account to credit bureaus after 2 statements, and people used to use this fact for timing the Chase and AmEx cards applications. However, new data points show that AmEx now reports new accounts (including credit cards and charge cards) when the 1st statement is generated. HT: Connor Li & Reddit. Chase is one of…
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Citi Premier® Card Review 2021.6 Update: In the Recommended Application Time section, we used to say “Citi values the number of recent hard pulls a lot, we recommend you apply when there’s less than 6 hard pulls in the past 6 months.” However, recent data points show that for this specific card you need to have less than 3 hard pulls…
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