BoA Cash Rewards Credit Card Review (2019.4 Update: $200 Offer)

Bank of America Cash Rewards Credit Card Review 2019.4 Update: $200 offer is back now. 2019.1 Update: “Pick Your Own 3%” is now starting to become available now. Application Link BoA Cash Rewards regular version. BoA Cash Rewards for Students. Note: student version has the same benefits as the regular version except the sign-up bonus. We suggest students apply for student version, non-students…
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BoA Cash Rewards Business Credit Card Review (2019.4 Update: $300 Offer, 3% CB in Category of Your Choice)

Bank of America Business Advantage Cash Rewards Mastercard Review 2019.4 Update: Now you can earn 3% cashback in category of your choice, similar to the personal version of BoA Cash Rewards. But “online shopping”, which is the best category to choose in its personal version, is not available in this business version. The new offer is $300, but a previous link…
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BoA Platinum Business Credit Card Review (2019.4 Update: $300 Offer)

Bank of America Platinum Visa Business Card Review 2019.4 Update: The new offer is $300 now. Application Link BoA Platinum Business Features $300 Offer: earn $300 statement credit after spending $3,000 in the first 90 days. 0% on purchases for 7 billing cycles from account opening. No annual fee. Disadvantages No spending bonus. Recommended Application Time We recommend you apply for…
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Citi AAdvantage Platinum Credit Card Review (2019.4 Update: 65k Offer!)

Citi AAdvantage Platinum Select World MasterCard (Citi AA) Review 2019.4 Update: The new offer is 65k. HT: FM. Don’t forget to try to ask online chat representatives to match 75k offer. Application Link Citi AAdvantage Platinum Benefits 65k offer: earn 65,000 AAdvantage Miles after spending $4,000 within the first 4 months. 10% of your redeemed miles back. 10,000 miles maximum…
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CitiBusiness AAdvantage Platinum Credit Card Review (2019.4 Update: 75k Offer!)

CitiBusiness AAdvantage Platinum Select World MasterCard Review 2019.4 Update: The new offer is 75k. HT: FM. Application Link CitiBusiness AAdvantage Platinum Select Benefits 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in first 5 months. We value AA Miles at 1.6 cents/point (Airline Miles Value), so the 75k highest sign-up bonus worth about $1200! See A Beginner’s Guide to AA Miles to…
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Chase Sapphire Preferred (CSP) Credit Card Review (2019.4 Update: 60k Offer)

Chase Sapphire Preferred Card (CSP) Review 2019.4 Update: The new offer is 60k, but first year annual fee is not waived. The 10k more points is worth more than the $95 annual fee, so the new offer is slightly better. The links with the old 50k + first year annual fee waived offer are all dead now. BTW, the referral…
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Chase UA Explorer Credit Card Review (2019.4 Update: 40k+20k Offer)

Chase United MileagePlus Explorer Card (Chase UA Explorer) Review 2019.4 Update: The new offer is 40k+20k. The latter 20k requires a lot of spending, so I think this is not a very good offer. Application Link Chase UA Explorer 40k+20k Public Offer Chase UA Explorer 50k+$100 Targeted Offer Benefits 40k+20k offer: earn 40,000 United miles after spending $2,000 in 3…
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Chase Freedom Unlimited (CFU) Credit Card Review (2019.4 Update: $150 Offer or First Year 3% Offer)

Chase Freedom Unlimited (CFU) Review 2019.4 Update: Now apart from the usual 15k UR points offer, there’s another offer: earn 3x UR points for the first year, up to $20k spending (max 60k UR). After that, the earning rate is still 1.5x UR. Compared to the usual offer, there’s no 15k in the new offer. Therefore, it is a better…
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Fidelity Rewards Credit Card Review (2019.4 Update: $150 Offer)

Fidelity Rewards Visa Signature Card Review 2019.4 Update: There’s a $150 offer now! HT: DoC. Application Link Fidelity Rewards Benefits $150 offer: earn a $150 bonus after you make at least $1,500 in purchases within the first 90 days. Earn 2% cash back on everything. No annual fee. Disadvantages Recommended Application Time We recommend you apply for this card after…
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US Bank Altitude Reserve Credit Card Review (2019.3 – 50k Bonus Churned with First Acct. Still Open!)

[03.2019 Update]:  I just received my 2nd sign-up bonus on the Altitude Reserve in 8 months. Originally approved for the first account in July 2018, 50k points received in August 2018. Second account approved in February 2019 with the first account still open. Second 50k points received today. Good news for anyone who can get approved for US Bank products! Just…
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China Southern Flights Now Redeemable with AAdvantage Miles

Starting from today, you can redeem your AAdvantage Miles towards flights operated by China Southern (CZ). At the same time, you could also earn redeemable miles on all CZ-operated and -coded flight, with an earning rate outlined below. Understandably, the accrual rate is pretty bad on some heavily discounted cabin, and you should also be aware that it will NOT…
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Wells Fargo Propel AmEx Credit Card Review (2019.3 Update: 50k Offer)

Wells Fargo Propel American Express Card Review 2019.3 Update: The new offer is 30k+20k. The latter part requires $12,000 extra spending (~2.67% in return if you spend on 1x categories), so it is only suitable for those who already have a lot of planned spending. 2018.7 Update: The benefits of this card is revamped, and now there’s a 30k historical…
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Chase Starbucks Credit Card Review (2019.3 Update: 6,500 Stars Historical High Offer😂)

Starbucks Rewards Visa Credit Card 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. 2018.7 Update: The new offer is now 4,500 Stars. BTW, data points show that this card is affected by the Chase 5/24 rule. Application Link Chase Starbucks Benefits Complimentary Starbucks Gold status. Personally I don’t think it…
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