BoA Alaska Business Credit Card Review (2019.9 Update: 42k Offer!)

Alaska Airlines Visa Business Card Review

2019.9 Update: The new offer is 42k miles + companion fare. HT: FM.

Application Link

Benefits

  1. 42k offer: earn 42,000 Alaska Miles after spending $2,000 in first 3 months. Plus earn a $121 companion fare in the first year.
  2. We value Alaska Miles at 1.8 cents/point (Airline Miles Value), so the 40k+$100 highest sign-up bonus is worth about $820!
  3. Earn 3 miles per $1 spent on Alaska Airlines tickets, vacation packages, and cargo purchases, 1 mile per $1 on other purchases.
  4. Alaska Airlines has A LOT of partner airlines, although it does not belong to any specific airline alliances. Some of Alaska’s partner airlines include American Airlines (AA), British Airways (BA), Emirates, Japan Airlines, Qantas, Korean Air, and Iceland Air. A full list of partners is found here. This makes Alaska Miles very flexible and relatively easy to redeem.
  5. One round-trip Coach Companion Fare every year. Companion pays $121 for the round-trip. Companion Fare cannot be used on partner airlines flight.
  6. New: Enjoy 50% off day passes at the Alaska Lounge, and 20% back on all Alaska Airlines inflight purchases.
  7. No foreign transaction fee.

Disadvantages

  1. $75 annual fee, NOT waived for the first year.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least one year.
  2. You can have multiples of the same credit card from BoA. You must wait at least 90 days to apply for the same credit card, otherwise the application will be automatically cancelled.
  3. [New] 2/3/4 Rule: BoA will only approve you for at most: 2 cards per rolling 2 months; 3 cards per rolling 12 months; and 4 cards per rolling 24 months. Because their IT system hasn’t been fully updated yet, you may not get declined because of this rule. Instead, you may get approved at first, and then the account will be closed because of “approved in error”.

Summary

This card is suitable for those who want to earn Alaska Miles, or those who fly Alaska a lot. The 42k sign-up bonus is quite attractive because of the flexibility of Alaska Miles. However, the reward rate for spending is not impressive, which so this is really not a card worth keeping unless you find a lot of value in the annual companion fare.

After Applying

  • Click here to check BoA application status.
  • BoA reconsideration backdoor number: 877-383-0120 or 866-811-4108. It seems that the number is changing. Please inform us at once if it fails. The representatives here can get in touch with decision-makers directly.

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