2019.5 Update: Benefit reminder feature is added in version 2.5. Benefits reminder mainly refers to the annual airline credit, free night, monthly $10 dining credit, $15 uber credit, etc. It’s easy to forget these things if you have many premium credit cards. Therefore our app provides this feature to remind you. The reminders are generated automatically according to the credit cards you entered in the credit card management feature. For the reminders generated by the system, a push notification will be sent to your phone 5 days before and on the day the benefit expires. If you find we miss some benefit, you can also add a customized reminder by yourself.
I believe that many readers have experienced the following problems: how to get notified of big deals which may only last for a few hours? How to effectively and efficiently manage credit cards when you have a lot of cards? How to remember all the benefits that expires on different days? When to ask for retention offers before paying an annual fee? When you can churn a credit card for sign-up bonus? When you are not restricted by the Chase 5/24 rule?
Now they are no longer problems since today!
Let me introduce the USCreditCardGuide app, which we developed to resolve these issues. Let’s take a look at the major features of our app.
As an App developed by US Credit Card Guide, being able to read our articles is the basic feature 🙂
We designed the App with enhanced mobile reading experience. For example, you can swipe right to go back, making it convenient to operate with single hand. Moreover, you can easily share articles to other Apps such as iMessage, Facebook or Twitter etc. by clicking the share button at the upper right corner.
If you don’t see a third-party App in the share menu, please click on the “More” button at the end and enable the App you want to use.
Push Notification for Big Deals and Post Updates
Lots of big deals only last for a few hours, such as CSR 100k link without 5/24 rule, Amex Platinum 100k link. We immediately posted these news in our blog but many people still missed them. With our App, you can choose to receive push notifications for big deals and breaking news and never miss any big deals! In addition, you can choose to receive push notifications for credit card sign-up bonus change as well as post updates (but don’t check them if you don’t want to get addicted!). We strongly recommend you to check at least breaking news, and the frequency will be less than once per month.
We now have a bookmark feature for those who want to save posts to read later. Click the bookmark icon on the upper right corner in an article to add to bookmark:
And you can find all the bookmarked posts here:
Credit Cards Management Feature
You should definitely try our App if you have many credit cards to manage.
Enter every card when you get approved, and then you won’t have trouble trying to remember the credit card history.
Our App will also show you whether you are eligible for sign-up bonus when you apply for or churn a card based on the information you provide. For those ineligible cards, you can see the specific reasons, and when you are eligible for the bonus (again).
Our App takes product change into consideration. See the “From Product Change” (not counted towards 5/24 rule) or “Is Closed or Changed to Another Product” options when adding a credit card.
If you have a card not listed in the App, you can select “Others” in bank and “Others” in Credit Card, and then put in the card name for reference. Do not enter wrong information, otherwise you will end up with wrong results.
Our App will give you more accurate results as you provide more complete information. So please try to find or remember as much as information possible. You can find most of the information in your credit report (see How To Get Free Credit Reports And Scores if you don’t know how to get free credit report). Product change history is a little bit hard to get, but you can get a good estimation from the card expiration date or annual fee due date (sometimes also partial charge or partial refund date).
We now require you to login in order to use the credit card management feature, and the data is synced to the server. This is to prevent data lost when the app is updated or when you change a cell phone.
Benefits reminder mainly refers to the annual airline credit, free night, monthly $10 dining credit, $15 uber credit, etc. It’s easy to forget these things if you have many premium credit cards. Therefore our app provides this feature to remind you. The reminders are generated automatically according to the credit cards you entered in the credit card management feature. For the reminders generated by the system, a push notification will be sent to your phone 5 days before and on the day the benefit expires. If you find we miss some benefit, you can also add a customized reminder by yourself.
If you don’t want to receive push notifications for any of the benefit reminders, you can go to Settings – Push Notification, and de-select Reminders. If you want to opt-out a specific benefit reminder, you can click the detailed page of the reminder and select “Disable notification”.
The app also has annual fee alerts. You will get notified 30 days before anniversary for cards with an annual fee, according to the cards you entered in the credit card management feature. That’s about the time to consider if you want to keep the card, or close it, or convert it, or ask for retention offers.
Above are the main features of our current App. If you would like more features, please leave a comment below. We will be adding more features based on your feedback.
Just like we made AwardHacker, we made this App hoping to make life easier by bringing in technology. If you like it, don’t forget to leave a review in App Store or Google Play. We really appreciate your support.
How to Download
Method 1: Search for “uscreditcardguide” on App Store (for iOS) or Google Play (for Android).
Method 2: Click the corresponding links below to download.
Method 3: if you are reading this on a computer, you can also scan the QR code below with your phone to download.