AmEx Summaries

Don’t Like the New Amex Account Design? Here’s The Link To A (Very) Old Design!

These days, banks are constantly changing their online account design. The intent is good of course: they want users to have better experiences. However, sometimes new designs are worse. Yesterday (2017.06.12), AmEx changed its design again. I feel that the new design is mainly for mobile users. If you visit on your computer/laptop, the information density is very low. Besides, it’s not…
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Churning the 100k Amex Hilton Upgrade Offer! [2017.5 Update: Third Upgrade Success!]

Update 2017.5.30: I just chatted with an Amex rep and my third upgrade round for 100,000 Hilton points is pending! Hopefully the points will post today so I can try to downgrade and upgrade one more time before the offer expires on May 31. If you haven’t upgraded yet and are eligible via the link below, now is the time! Introduction American Express…
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How To Get the Best AmEx Sign-Up Bonuses (2017.4 update: You might get pre-qualified offers, including Platinum 100k, even you have Amex card. )

Apr, 24, 2017 update: Today Doctor of Credit posted an article mentioning that people might be able to get Amex platinum 100k offer via incognito mode. DoC’s method comes from reddit user m_b_b_2017, in his post in /r/churning. We followed this method and many of our readers did the same test. However, most of them were not lucky enough to see…
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Major changes to the AmEx Platinum cards, and why you should apply for the Schwab Platinum now (Update: You can request metal card now!)

Mar 30th Update: Changes should be in effect today. $15 Uber Credit is now available in your Uber account. And you can request the metal card now. Simply login in to your online account, click ‘Account Services’, then ‘Card Management’, and you should be able to see a card replacement option. Any newly issued or replacement card after Mar 30th will automatically…
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AmEx Incognito Big Offers Now Have Direct Links! (Dead Now)

2016.11.23 22:00 PST Update: all the following links are dead now. The lifetime was 6 hours since the first discovery. Thanks to sirtheta on reddit, now we have direct links to AmEx incognito big offers! No more VPN and failed tries! Use incognito mode to open the following links. Please make screenshots before applying to prepare for possible troubles! BCE $250+$200…
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How to Avoid Financial Review (FR) from Amex?

Several days ago Amex finally introduced the 100k offer for the Platinum Card as well as ED and BCE’s 25k/$250, lots of people applied and were approved for these offers. At the same time, however, Amex strengthened their efforts on Financial Review and recent data points show many users going through this process. In this post, we will briefly introduce the…
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AmEx Frequently Asked Questions (FAQ) (2015.8 Updated)

I. About Credit Card Application: 1. Does Amex limit the number of cards individual can keep? Unlike other banks, Amex has a limit that individual can only keep no more than 4 credit cards, including personal cards and business cards. Note that this restriction is only for credit card, charge cards such as Platinum, Premier Rewards Gold (PRG) are not included,…
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