Credit Cards

Chase Sapphire Reserve® (CSR) Review (2020.5 Update: Pay Yourself Back i.e. 1.5 cpp Redemption Is Now Live)

Chase Sapphire Reserve® (CSR) Review 2020.5 Update2: The “Pay Yourself Back” (i.e. 1.5 cents/point redemption) feature is now live: https://ultimaterewardspoints.chase.com/pay-yourself-back/ 2020.5 Update: Several improvements were made because of the COVID-19 pandemic: You can now use your $300 travel credit at grocery stores and gas stations, from Jun 1st to the end of this year. You can now redeem your UR points…
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Chase United TravelBank Credit Card Review (2020.5 Update: Discontinued?)

The United TravelBank Card Review 2020.5 Update: This card is removed from both Chase and United, and all existing application links seem dead. Not sure whether you still can do a product change to this card, data points are welcomed. Application Link Chase United TravelBank Benefits $150 offer: earn $150 TravelBank Cash after spending $1000 in the first 3 months….
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AmEx Platinum Card for Schwab Review (2020.4 Update: 1.25 cpp Cashout Feature Works Again!)

American Express Platinum Card for Schwab Review 2020.4 Update: There were various data points (from DoC, Reddit, and ourselves) showing that there were some technical issues on the 1.25 cpp cashout feature since Apr 25. The points would be deducted first and refunded in less than 5 minutes. But don’t panic! As of the afternoon on Apr 28, we find…
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Chase Slate Credit Card Review (2020.4 Update: Removed from Chase (Temporarily?))

Chase Slate Review 2020.4 Update: This card is removed from Chase, maybe temporarily? I guess it will come back once the COVID-19 pandemic is over. Application Link Chase Slate Benefits Transfer balances with an introductory fee of $0 during the first 60 days your account is open. 0% intro APR for 15 months on purchases and balance transfers from account…
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UBS Visa Infinite Credit Card Review (2020.4 Update: 100k Offer & First Year Annual Fee Waived)

UBS Visa Infinite Credit Card Review 2020.4 Update: The new offer is 100k: the first 50k requires you to spend $10k in 3 months; the latter 50k requires you to pay the annual fee on the second year. Also, the first year annual fee is waived in this offer. HT: DoC. The spending requirement is quite high, especially a lot places…
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Chase IHG Traveler Credit Card Review (2020.4 Update: 75k Offer)

Chase IHG Rewards Club Traveler World MasterCard Review 2020.4 Update: The new offer is 75k. Application Link Chase IHG Traveler Benefits 75k offer: earn 75,000 IHG points after spending $2,000 in 3 months.  IHG points are valued around 0.5 cents (Hotel Points Value). So the 75k highest offer is worth about $375. Earn 5x points at IHG property, 2x points at dining,…
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Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Synchrony Cathay Pacific Credit Card Review (2020.4 Update: 40k Offer)

Cathay Pacific (CX) Visa Signature Card Review 2020.4 Update: The new offer is still 40k, and the spending requirement is lowered from $3k to $2k. The new deadline is 2020.06.30. 2019.10 Update: The new offer is 40k now. The new deadline is 2020.03.31. Application Link Synchrony Cathay Pacific Credit Card Benefits 40k offer: earn 40,000 Asia Miles after spending $2,000 within the first…
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United℠ Club Infinite Card Review (2020.5 Update: 100k Offer Is Expired)

United℠ Club Infinite Card (Chase UA Club) Review 2020.5 Update: The 100k offer is expired. There is no welcome offer for now, but the first year annual fee is waived now. 2020.3 Update: This card now becomes a Visa Infinite card, and the new offer is 100k. There are also many changes on this card today: 100k offer. Visa Signature…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (Formerly AmEx SPG Luxury) (2020.4 Update: 75k Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2020.4 Update: The 100k offer is expired, and the offer is now back to 75k. 2020.3 Update: The 100k offer is back. Offer ends on 2020.04.08. Application Link AmEx Marriott Bonvoy Brilliant Benefits 75k offer: earn 75,000 Marriott points after you make $3,000 in purchases within…
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Chase Sapphire Preferred® (CSP) Review (2020.2 Update: 60k Offer & 80k Targeted Offer)

Chase Sapphire Preferred® Card Review 2020.2 Update: These days some people received a 80k targeted offer ($4,000 spending requirement) by mail. See picture here. 2019.4 Update: The new offer is 60k, but first year annual fee is not waived. The 10k more points is worth more than the $95 annual fee, so the new offer is slightly better. The links…
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AmEx Gold Card Review (2020.2 Update: 50k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2020.2 Update: Some people recently see a 50k offer with $2,000 spending requirement in ads (the regular offer is 50k but with $4,000 spending requirement). You can also check CardMatch to see whether you are targeted to this offer. 2019.12 Update: 50k offer is still available, but the spending requirement has been…
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Delta SkyMiles® Reserve Card from American Express Review (2020.4 Update: 100k Offer Is Expired)

Delta SkyMiles® Reserve Card from American Express Review 2020.4 Update: The higher offer is expired. The current offer is only 70k (you may need to use incognito mode to see it). 2020.1 Update: The welcome offer is 100k now. This card is also revamped, the changes are: Earn 3x on Delta now (previously 2x). Miles Boost is renamed to Status…
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Delta SkyMiles® Platinum Card from American Express Review (2020.4 Update: 100k Offer Is Expired)

Delta SkyMiles® Platinum Card from American Express Review 2020.4 Update: The higher offer is expired. The current offer is only 70k+$100 (you may need to use incognito mode to see it). 2020.1 Update: The welcome offer is 100k now. This card is also revamped, the changes are: Earn 3x on Delta and hotels now (previously 2x and 1x). Earn 2x…
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Delta SkyMiles® Gold Card from American Express Review (2020.4 Update: 70 Offer Is Expired)

Delta SkyMiles®Gold Card from American Express Review 2020.4 Update: The higher offer is expired. The current offer is only 50k (you may need to use incognito mode to see it). 2020.1 Update: The welcome offer is 70k now. This card is also revamped, the changes are: Earn 2x on restaurants and U.S. supermarkets now (previously 1x). Earn a $100 Delta…
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