Credit Cards

IHG® Rewards Club Premier Credit Card Review (2021.4 Update: 140k+$50 Or 125k+1FN Offer)

IHG® Rewards Club Premier Credit Card Review 2021.4 Update: There’s a 125k+1FN offer, the FN can be used on hotels up to 40k points. The previous 140k+$50 is still alive. Which one is better depends on the value of 15k+$50 (about $125 in value) vs 1FN. If you don’t have a specific plan to use the FN, then the points…
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United℠ Quest Card Review (2021.4 Update: New Card, Up To 100k Offer)

United℠ Quest Card (Chase UA Quest) Review 2021.4 Update: This is a newly launched credit card. It’s welcome offer is 80k+20k (the latter 20k has a rather high spending requirement). Application Link Chase UA Quest Benefits 80k+20k offer: earn 80,000 United miles after spending $5,000 in 3 months, and earn additional 20,000 United miles after spending $10,000 in total in…
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Sofi Credit Card Review (2021.4 Update: Up to $100 Offer)

Sofi Credit Card Review Application Link Sofi Credit Card Benefits Up to $100 offer: in order to earn $100 bonus, after getting approved for this SoFi credit card, you must also open and fund both a SoFi Money and a SoFi Active Invest account with at least $100 in each account within 30 days of SoFi Credit Card account opening. See…
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Capital One Venture Rewards Credit Card Review (2021.3 Update: 50k or 100k Offer)

Capital One Venture Rewards Credit Card Review 2021.3 Update: The current offer is 50k or 100k. 2020.12 Update: The new offer is 60k, and the spending requirement is only $3,000. Application Link Capital One Venture Benefits 50k+50k offer: earn 50,000 miles after spending $3,000 in first 3 months, and earn additional 50,000 miles after spending $20,000 in total in the…
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Chase Sapphire Preferred® (CSP) Review (2021.3 Update: 80k+$50 Offer!)

Chase Sapphire Preferred® Card Review 2021.3 Update: The new offer is now 80k+$50! Besides, there’s a 80k+$50+first year annual fee waived offer in branch. 2021.1 Update: The new offer is 60k+$50. The $50 part is up to $50 in statement credits towards grocery store purchases within the first year. Application Link Chase Sapphire Preferred (CSP) 80k+$50 offer Chase Sapphire Preferred (CSP) 80k+$50+first…
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Chase Sapphire Reserve® (CSR) Review (2021.3 Update: 60k Offer)

Chase Sapphire Reserve® (CSR) Review 2021.3 Update: The new offer is now 60k. Note that the welcome offer on CSP is 80k+$50 now, therefore CSP is better in terms of welcome offer. 2020.5 Update: The “Pay Yourself Back” (i.e. 1.5 cents/point redemption) feature is now live: https://ultimaterewardspoints.chase.com/pay-yourself-back/ Application Link Chase Sapphire Reserve (CSR) Benefits 60k offer: earn 60,000 Ultimate Rewards (UR) points…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (2021.3 Update: 125k+$200 Offer!)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2021.3 Update: The new offer is 125k+$200! This is one of the best offer ever on this card. Offer ends on 5.12. 2021.1 Update: The big offer is expired. The current offer is only 75k. 2020.10 Update: The new offer is 100k + 25k + Marriott…
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Delta SkyMiles® Gold Card from American Express Review (2021.3 Update: 70k+$200 Offer!)

Delta SkyMiles®Gold Card from American Express Review 2021.3 Update2: There’s now a 70k+$200 offer via dummy booking on delta.com. The 70k part requires $2,000 spending in 3 months, and the $200 part requires a Delta purchase. 2021.3 Update: The new offer is 70k. Offer ends on 2021.04.28. Application Link Public offer: AmEx Delta SkyMiles Gold 70k+$200 offer, no direct link,…
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Delta SkyMiles® Platinum Card from American Express Review (2021.3 Update: 90 Offer!)

Delta SkyMiles® Platinum Card from American Express Review 2021.3 Update: The new offer is 90k. Offer ends on 2021.04.28. Application Link Public offer: AmEx Delta SkyMiles Platinum Targeted offer: AmEx Delta SkyMiles Platinum targeted offer. If you see “PLEASE VERIFY THE INFORMATION YOU ENTERED IS CORRECT AND TRY AGAIN.” it means you are not targeted. Benefits 90k offer: Earn 90,000…
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Delta SkyMiles® Reserve Card from American Express Review (2021.3 Update: 80k Miles+20k MQM Offer)

Delta SkyMiles® Reserve Card from American Express Review 2021.3 Update: The new offer is 80k Miles+20k MQM. Offer ends on 2021.04.28. Application Link Public offer: AmEx Delta SkyMiles Reserve Targeted offer: AmEx Delta SkyMiles Reserve targeted offer. If you see “PLEASE VERIFY THE INFORMATION YOU ENTERED IS CORRECT AND TRY AGAIN.” it means you are not targeted. Benefits 80k Miles…
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US Bank Altitude Reserve Credit Card Review (2021.3 Update: 50k Offer; $325 Credit Can Be Used On Dining Permanently)

US Bank Altitude Reserve Visa Infinite Card Review 2021.3 Update: The $325 travel credit now can be used on dining permanently (perviously it was a temporary benefit for COVID). This change is really nice. Also, the annual fee for authorized user is now $0 (perviously $75). The authorized user card is basically useless though. It does not come with a…
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AmEx Gold Card Review (2021.3 Update: 75k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2021.3 Update: There’s 75k offer plus +$200 home improvement credit. That’s higher than the previous 60k+$250 offer. 2021.2 Update2: There’s a new 75k offer, spending requirement is $4,000 in 6 months. The value of the bonus is similar to the 60k+$250 offer. Application Link AmEx Gold 75k offer – It is possible…
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United℠ Club Infinite Card Review (2021.2 Update: 75k Offer)

United℠ Club Infinite Card (Chase UA Club) Review 2021.2 Update: There’s a 75k offer now. Offer ends on 2021.5.5. 2020.10 Update: The 100k offer is expired. There is no welcome offer for now, but the first year annual fee is waived now. 2020.8 Update: The 100k offer ($5,000 spending in 3 months) is back~ 2020.3 Update: This card now becomes…
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AmEx Blue Cash Preferred (BCP) Credit Card Review (2021.2 Update: $300 Offer + First Year Annual Fee Waived)

Blue Cash Preferred Card from American Express (BCP) Review 2021.2 Update: The $300 offer + first year annual fee waived is back. 2020.12 Update: The first year annual fee is no longer waived. The welcome offer is still $300. 2020.9 Update: The new offer is $300 + first year annual fee waived. Offer expires on 2020.12.10. Application Link AmEx Blue Cash…
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Alliant Visa Platinum Rewards Credit Card Review (2021.2 Update: Points Are Worth 1 c/p Again)

Alliant Visa Platinum Rewards Card Review 2021.2 Update: The points are worth 1 cent/point again. The devaluation is reversed. HT: DoC. 2021.1 Update: The points are devalued from 1 cent/point to 0.66 cents/point! Quietly! HT: DoC/MyFICO. Application Link Alliant Visa Platinum Rewards Benefits 5k offer: earn 5,000 points after you make at least $500 in purchases within the first 90 days….
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