Credit Cards

BoA Cash Rewards Credit Card Review (2019.4 Update: $200 Offer)

Bank of America Cash Rewards Credit Card Review 2019.4 Update: $200 offer is back now. 2019.1 Update: “Pick Your Own 3%” is now starting to become available now. Application Link BoA Cash Rewards regular version. BoA Cash Rewards for Students. Note: student version has the same benefits as the regular version except the sign-up bonus. We suggest students apply for student version, non-students…
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Citi AAdvantage Platinum Credit Card Review (2019.4 Update: 65k Offer!)

Citi AAdvantage Platinum Select World MasterCard (Citi AA) Review 2019.4 Update: The new offer is 65k. HT: FM. Don’t forget to try to ask online chat representatives to match 75k offer. Application Link Citi AAdvantage Platinum Benefits 65k offer: earn 65,000 AAdvantage Miles after spending $4,000 within the first 4 months. 10% of your redeemed miles back. 10,000 miles maximum…
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Chase Sapphire Preferred (CSP) Credit Card Review (2019.4 Update: 60k Offer)

Chase Sapphire Preferred Card (CSP) Review 2019.4 Update: The new offer is 60k, but first year annual fee is not waived. The 10k more points is worth more than the $95 annual fee, so the new offer is slightly better. The links with the old 50k + first year annual fee waived offer are all dead now. BTW, the referral…
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Chase UA Explorer Credit Card Review (2019.4 Update: 40k+20k Offer)

Chase United MileagePlus Explorer Card (Chase UA Explorer) Review 2019.4 Update: The new offer is 40k+20k. The latter 20k requires a lot of spending, so I think this is not a very good offer. Application Link Chase UA Explorer 40k+20k Public Offer Chase UA Explorer 50k+$100 Targeted Offer Benefits 40k+20k offer: earn 40,000 United miles after spending $2,000 in 3…
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Chase Freedom Unlimited (CFU) Credit Card Review (2019.4 Update: $150 Offer or First Year 3% Offer)

Chase Freedom Unlimited (CFU) Review 2019.4 Update: Now apart from the usual 15k UR points offer, there’s another offer: earn 3x UR points for the first year, up to $20k spending (max 60k UR). After that, the earning rate is still 1.5x UR. Compared to the usual offer, there’s no 15k in the new offer. Therefore, it is a better…
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Fidelity Rewards Credit Card Review (2019.4 Update: $150 Offer)

Fidelity Rewards Visa Signature Card Review 2019.4 Update: There’s a $150 offer now! HT: DoC. Application Link Fidelity Rewards Benefits $150 offer: earn a $150 bonus after you make at least $1,500 in purchases within the first 90 days. Earn 2% cash back on everything. No annual fee. Disadvantages Recommended Application Time We recommend you apply for this card after…
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US Bank Altitude Reserve Credit Card Review (2019.3 – 50k Bonus Churned with First Acct. Still Open!)

[03.2019 Update]:  I just received my 2nd sign-up bonus on the Altitude Reserve in 8 months. Originally approved for the first account in July 2018, 50k points received in August 2018. Second account approved in February 2019 with the first account still open. Second 50k points received today. Good news for anyone who can get approved for US Bank products! Just…
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Wells Fargo Propel AmEx Credit Card Review (2019.3 Update: 50k Offer)

Wells Fargo Propel American Express Card Review 2019.3 Update: The new offer is 30k+20k. The latter part requires $12,000 extra spending (~2.67% in return if you spend on 1x categories), so it is only suitable for those who already have a lot of planned spending. 2018.7 Update: The benefits of this card is revamped, and now there’s a 30k historical…
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Chase Starbucks Credit Card Review (2019.3 Update: 6,500 Stars Historical High Offer😂)

Starbucks Rewards Visa Credit Card 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. 2018.7 Update: The new offer is now 4,500 Stars. BTW, data points show that this card is affected by the Chase 5/24 rule. Application Link Chase Starbucks Benefits Complimentary Starbucks Gold status. Personally I don’t think it…
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10k AmEx MR Per Account with Pay Over Time (Non-Unique Link + Offer Code)

  [2019/03/13 Update] – I just received another mailer for a Business Gold card with a new link to try if you have been unsuccessful enrolling thus far. AmEx is sending out physical mailers for a promotional offer where charge card holders can earn 10,000 MR points per account by enrolling in the  “Pay Over Time” feature. There are no additional…
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Barclaycard Hawaiian Airlines Credit Card Review (2019.3 Update: 75k or 60k Offer)

Barclaycard Hawaiian Airlines World Elite MasterCard Review 2019.3 Update: There is a new 75k offer, but the spending requirement is a bit higher. HT: DoC. 2019.1 Update: The new offer is 60k. Application Link Barclaycard Hawaiian Airlines 75k earn 50,000 miles after spending $2,000 in the first 90 days, and earn additional 25,000 miles after spending $6,000 in total in the first…
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BoA Alaska Credit Card Review (2019.2 Update: 40k Offer)

BoA Alaska Airlines Visa Signature Card Review 2019.2 Update: The 40k is public offer now (40k offer is there for quite some time already, but you need some trick to see it before). 2018.10 Update: Some people can see a 40k offer on the AlaskaAir official site now. According to the data points, people in the west cost can see…
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Chase Marriott Bonvoy Boundless Credit Card Review (Formerly Chase Marriott Premier Plus) (2019.2 Update: 100k Offer)

Chase Marriott Bonvoy Boundless Credit Card (Formerly Chase Marriott Rewards Premier Plus Credit Card) Review 2019.2 Update: This card is now rebranded as Chase Marriott Bonvoy Boundless, and the new offer is 100k. Offer ends on 2019.05.02. 2019.1 Update: Now the referral links have a different offer: 3 Free Night (FN) each up to 35k points. Although FNs are not…
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AmEx Delta Reserve Credit Card Review (2019.2 Update: 75k Offer!)

Delta Reserve Credit Card from American Express (AmEx Delta Reserve) Review 2019.2 Update: The new offer is 75k! This is the best offer in the recent years. Application Link AmEx Delta Reserve Benefits 75k Miles + 5k MQM offer: Earn 75,000 Delta miles after spending $5,000 in the first 3 months as well as 5,000 Medallion Qualification Miles (MQM) (Note that…
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AmEx Platinum Delta SkyMiles Credit Card Review (2019.2 Update: 75k+$100 Offer!)

Platinum Delta SkyMiles from American Express Review 2019.2 Update: The new offer is 75k+$100, this is the best offer in recent years. Application Link AmEx Platinum Delta SkyMiles Benefits 75k Miles + $100 + 5k MQM offer: earn 75,000 Miles and 5,000 Medallion Qualification Miles (MQM) after spending $3,000 in first 3 months (Note that MQMs are not the kind of…
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