Author Archive: physixfan

Citi Regular Checking Review (2025.11 Update: $425 Offer)

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2024.10 Update: The new offer is $325/$425, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $425 offer. 2025.1 Update: The $450 offer is expired. The current offer is $325. Application Link Citi Regular Checking…
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Ink Business Cash℠ Credit Card Review (2025.11 Update: $750 Offer; New Bonus Restriction)

Ink Business Cash℠ Credit Card‎ Review 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: “The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee.” HT: DDG. 2025.9 Update:…
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Capital One Venture X Business Credit Card Review (2025.11 Update: 200k to 400k Offer)

Capital One Venture X Business Credit Card Review 2025.11 Update: The new offer is 200k-400k. This is the best ever offer on this card. The spending requirement is crazily high, therefore it is only suitable for those who have a huge amount of spending. 2024.6 Update: The offer now is $150k with $30k spending requirement. 2025.4 Update: The new offer…
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Capital One Venture X Credit Card Review (2026.1 Update: 75k Offer)

Capital One Venture X Credit Card Review 2026.1 Update: The100k offer is expired. The current offer is 75k. 2025.11 Update: The new offer is 100k! 2023.12 Update: The 90k offer is expired. The current offer is 75k. Learn More Capital One Venture X Benefits 75k offer: earn 75,000 Capital One miles after spending $4,000 in first 3 months. The recent…
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Chase Amazon Prime Credit Card Review (2026.1 Update: $150 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2026.1 Update: The offer is now $150. 2025.11 Update: The new offer is $250. 2025.7 Update2: The offer is now $150. 2025.7 Update: The new offer is $250! This is the best ever offer on this card. Offer ends on Jul 14. Application Link Chase Amazon Prime Benefits $150 offer: earn $150 Amazon…
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Southwest Rapid Rewards® Plus Credit Card Review (2025.12 Update: 50k Offer)

Southwest Rapid Rewards® Plus Credit Card Review 2025.12 Update: The higher offer is expired. Currently there’s only a 50k offer. 2025.10 Update: The new offer is 85k. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $69 to $99. The welcome offer is increased to 100k, which is the best ever offer on this card….
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Southwest Rapid Rewards® Premier Credit Card Review (2025.12 Update: 50k Offer)

Southwest Rapid Rewards® Premier Credit Card Review 2025.12 Update: The higher offer is expired. Currently there’s only a 50k offer. 2025.10 Update: The new offer is 85k. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $99 to $149. The welcome offer is increased to 100k, which is the best ever offer on this card….
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Southwest Rapid Rewards® Priority Credit Card Review (2025.12 Update: 50k Offer)

Southwest Rapid Rewards® Priority Credit Card Review 2025.12 Update: The higher offer is expired. Currently there’s only a 50k offer. 2025.10 Update: The new offer is 85k. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $149 to $229. The welcome offer is increased to 100k, which is the best ever offer on this card….
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Chase Sapphire Reserve® (CSR) Review (2025.10 Update: 125k Offer; New Benefits Live For Existing Cardholders)

Chase Sapphire Reserve® (CSR) Review 2025.10 Update: The new benefits are now live for existing cardholders, as of Oct 26. Don’t forget to use them! 2025.9 Update: Currently the $500 The Edit Hotel Credit is given semi-annually, and starting from 2026 it’s changed to: two $250 credits which can be used anytime throughout the year. This is a nice small improvement….
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Citi® / AAdvantage® Globe™ Mastercard® Review (New Card, 90k Offer, $350 Annual Fee)

Citi® / AAdvantage® Globe™ Mastercard® Review Application Link Citi® / AAdvantage® Globe™ Mastercard® Benefits 90k offer: earn 90,000 AAdvantage Miles after spending $5,000 within the first 4 months. We value AA Miles at 1.5 cents/point (Airline Miles Value), so the 90k highest sign-up bonus is worth about $1,350! See A Beginner’s Guide to AA Miles to check for details about AA Miles….
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Bilt Mastercard (Old Version) Review (Discontinued, Bilt 2.0 Three New Cards Launched)

Bilt Mastercard® Review 2026.1 Update: This old version of Bilt card (issued by Wells Fargo) is now discontinued. The three Bilt 2.0 new cards has launched: Bilt Blue Bilt Obsidian Bilt Palladium Application Link Bilt Mastercard Terms Apply Features and Benefits No transaction fee if you pay rent with this credit card via the Bilt app or website. Even if…
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Citi Strata Elite Credit Card Review (2025.10 Update: 100k Offer!)

Citi Strata Elite℠ Card Review 2025.10 Update: The online offer is now 100k, which is the best ever offer on this card! Application Link Citi Strata Elite℠ Card Benefits 100k Welcome Bonus: Earn 100,000 ThankYou Points (TYP) after spending $6,000 within the first 3 months of account opening. This is the best offer on this card. We value TYP at…
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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2025.10 Update: 80k Offer Still Alive!)

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2025.10 Update: The previous 80k offer link is expired, but at the same time there’s an in flight 80k offer. You can ask a cabin crew for a code when you fly AA, or you can just enter 000000 to apply. 2025.7 Update: The new offer is 80! This is the…
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HSBC Premier Checking Account (2025.10 Update: $1,000-$3,500 Offer)

HSBC Premier Checking Account Review 2025.10 Update: The new account opening bonus is $1,000/$2,500/$3,500, you need to deposit $150k/$250k/$500k. If you open a premier relationship savings account, then you get 3.75% APY currently, so it’s not a terrible deal for putting your money here. 2025.7 Update: The new welcome offer is $1,500, which requires both DD and $100k deposit. The…
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AmEx Hilton Business Credit Card Review (2025.10 Update: 175k Offer)

The Hilton Honors American Express Business Card Review 2025.10 Update: The 175k offer comes back. Offer ends on 2026/01/14. 2025.6 Update: The new welcome offer is 150k+25k, it has higher spending requirement than the previous 175k offer. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] Application Link AmEx Hilton Business Benefits 175k…
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