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New policy? BoA limits up to 3 BoA credit cards openings in a 12-month period?

Recently one of our readers “本群倒数第一” received a call from BoA, informing him that the most recent credit card he’s got from BoA is approved by mistake, and therefore, he needs to close down one of his BoA credit cards. The representative specifically quoted one BoA internal policy: Any account holder currently can only open up to 3 new BoA…
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WWDC 2017: Apple Announced Person-to-Person Payment Feature in Apple Pay! Maybe a Great News for Churners?

Apple showed a new person-to-person payment feature in Apple Pay in today’s WWDC 2017. The slide showed that this feature will be built in iMessages. It will be available in this fall. We don’t know much information for now, but the person-to-person payment feature can possibly be huge for churners: Is it free to make a debit card transfer? Does it support credit…
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CSR is going to change the definition of “annual” for its $300 annual travel credit to card member year? (Update: Confirmed!)

2017.05.22 Update: The official webpage has changed its language: “Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.*” The change is officially confirmed. We know that, the definition of “annual” of the CSR $300 annual travel credit is 12 months from every December statement (basically calendar year). By this…
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Amex now offers a new kind of sign-up bonus: earn points for adding an authorized user!

Recently AmEx seems to make a lot of modifications to their system. For example, today some people can see the AmEx Platinum 100k pre-qualified offer even when they already have other Amex cards, this has never happened before. ThunderFat found another interesting new change: on the Amex official webpage, AmEx ED now offers a new kind of sign-up bonus: earn…
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New Author Wanted! (Expired)

Who We Are US Credit Card Guide is a growing blog. Our Alexa global rank is 30k+, which is not far from Doctor of Credit! But perhaps you don’t feel this level of traffic, and the reason is simple: the major part of this blog is written in Chinese, not English. Now we want to expand the English part, so…
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Top Posts in 2016

The following list is the top 10 viewed posts in our blog in 2016. In order to exclude the interference from outside, I only included “direct” views and excluded the views from search engine and referral websites. I also did not list card review articles, because if I include them they will flood the top list. Which one haven’t you read…
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Why I think Anbang will eventually buy SPG and it will be a good thing to us…

Maybe Americans don’t know about the Chinese company Anbang at all. Neither do I several days ago, but some of my friends have some interesting information and insights about it. First of all, we shouldn’t treat Anbang as a usual insurance company. It is so special because its actually bosses, Chen Xiaolu and Wu Xiaohui, are “the Second Generation of…
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