Chase World of Hyatt Review (2018.7 Update: 60k Offer, And Now You Can Refer A Friend)

Chase The World of Hyatt Credit Card Review

2018.7 Update: Now you can refer a friend with this card. Please click this link to start referring. You can earn 10,000 bonus Hyatt points for every approved account you refer, up to a maximum of 5 approved referrals (50,000 Hyatt points) per calendar year. BTW, the old Chase Hyatt also resumes the refer a friend feature now, but note that the referral links that it generates will lead you to this new Hyatt card.

Application Link


  1. 40k+20k sign-up bonus: earn 40,000 Hyatt points after spending $3,000 in 3 months, and additional 20,000 Hyatt points after spending additional $3,000 in the first 6 months. That’s 60k in total.This is the best offer in recent years. Now it says on the offer page that “offer only available to you if you have stayed at a Hyatt property since May 1, 2015”. We are not sure when this term is added (see the end of this post), neither do we know if this term is effective yet. If you haven’t stayed at Hyatt since May 1 2015, you can consider the offer without $50 statement credit.
  2. Hyatt point is valued at 1.6 cents (Hotel Points Value) and you can find Hyatt free night award chart here. So the 40k+20k offer is worth about $960!
  3. Earn 4x points at Hyatt hotels; earn 2x points at dining, airlines, local transit and commuting, and fitness club and gym memberships; earn 1x point per dollar spent on all other purchases.
  4. You will receive one free night certificate redeemable at category 1-4 Hyatt hotel each year after you pay your annual fee. Generally, it is not hard to use the free night at a >$200 value.
  5. Earn an extra free night at any category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year.
  6. Complimentary Hyatt Discoverist status as long as you keep the card. You receive 5 qualifying night credits toward your next tier status every year. Plus, earn 2 additional qualifying night credits toward your next tier status every time you spend $5,000 on your card. (Qualifying night credit is for elite status, not free nights).
  7. No foreign transaction fee.
  8. Refer a friend. Please click this link to start referring. You can earn 10,000 bonus Hyatt points for every approved account you refer, up to a maximum of 5 approved referrals (50,000 Hyatt points) per calendar year.


  1. Annual fee $95, NOT waived first year.
  2. Free night certificate is only valid for one year.

Recommended Application Time

  1. This card is not affected by the 5/24 rule for now.
  2. The product is not available to either (i) current Cardmembers of any Hyatt Credit Card, or (ii) previous Cardmembers of any Hyatt Credit Card who received a new Cardmember bonus within the last 24 months.
  3. Don’t apply for more than 2 Chase credit cards within 30 days, or it’s highly likely that you will get rejected.
  4. We recommend you to apply for this card after you have a credit history for more than a year.


The 60k sign-up bonus is really nice! Paying $95 annual fee for the free night is also a good deal, considering it is not hard to find a Hyatt category 1~4 hotel in a lot of cities. This new Hyatt card improves the return of actually using it, so it is better than the old Chase Hyatt if you are a really loyal to Hyatt. If you stay in Hyatt and plan to use this Hyatt card frequently, apart from the 4x points, you also get an additional free night after $15k in spending. This card is also very useful to keep your elite status: 5n every year, plus 2n for every $5k in spending. If you want to keep the Globalist status, previously you need 55n; now with this card, you already get 5n, so you just need to spend $125k to get 55n in total even if you don’t stay in Hyatt at all. In summary, if you are really loyal to Hyatt, this card is really a suitable card for you; if you just plan to pay for an annual fee and get a free night, then the old Chase Hyatt (with a lower annual fee) is better.

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Recommended Downgrade Options

  • You can not downgrade this card to any card with no annual fee, so I suggest you close it when you don’t want to keep it any longer.

After Applying

  • Call 800-436-7927 to check Chase application status. This is an automated telephone line, and the information has the following meanings: Receive decision in 2 weeks means your application is probably approved; Receive decision in 7-10 days means your application is probably rejected; Receive decision in 30 days simply means your application requires further review and there’s nothing to tell you for now.
  • Chase reconsideration backdoor number: 888-270-2127 or 888-609-7805. Call it if you didn’t get approve immediately. Your personal information will be acquired and they will then review it. You seldom answer questions, instead, just enjoy the music and then you get approved or rejected, or further information is needed to be hand in to the branch or faxed.

Historical Offers Chart

Application Link

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