Author Archive: physixfan

AmEx Blue Cash Everyday (BCE) Credit Card Review (2020.11 Update: $350 Offer)

Blue Cash Everyday Card from American Express (BCE) Review 2020.11 Update: The $350 offer is back: $150 + 20% back on Amazon up to $200 back. As long as you spend $1,000 on Amazon, you can get the full $200. I believe almost everybody can achieve that, so we can think this as a $350 offer in total. 2020.10 Update: The…
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AmEx Gold Card Review (2020.11 Update: 60k + $250 Best Ever Offer!)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2020.11 Update: There is a new offer: 60k+$250, and this is the best ever offer on this card! 2020.10 Update: This card will have $10 per month Uber credit starting from 2021. Also, the $100 airline incidental fee will be removed from 2022. 2020.8 Update: This card now offers 60k MR…
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Ink Business Cash℠ Credit Card Review (2020.11 Update: 75k Best Ever Offer!)

Ink Business Cash℠ Credit Card‎ Review 2020.11 Update: The offer is now 75k, and it is the best ever offer on this card. Application Link Chase Ink Cash Benefits 75k offer: earn 75,000 Ultimate Rewards (UR) points after spending $7,500 within the first 3 months of card membership. This is the best offer on this card. Although this card is…
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United℠ Explorer Card Review (2020.11 Update: 70k Offer!)

United℠ Explorer Card (Chase UA Explorer) Review 2020.11 Update: The new offer is 70k! This is the best ever public offer on this card. 2020.10 Update: The offer is lowered to 40k now. 2020.8 Update: The 60k offer ($3,000 spending in 3 months) is back~ Application Link Chase UA Explorer Benefits 70k offer: earn 60,000 United miles after spending $3,000…
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BoA Virgin Atlantic (VS) Credit Card Review (2020.10 Update: 65k Offer)

Bank of America Virgin Atlantic World Elite MasterCard 2020.10 Update: The 65k offer is back~ 2019.12 Update: The 65k offer is expired. The current offer is only 35k. 2019.9 Update: The new best signup offer is 65k, which is the best ever offer on this card! Offer ends on 2019.10.31. HT: DoC. Application Link BoA Virgin Atlantic (BoA VS) Benefits…
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Capital One SavorOne Cash Rewards Credit Card Review (2020.10 Update: $200 Offer)

Capital One SavorOne Cash Rewards Credit Card Review 2020.10 Update: The offer is now increased to $200. Application Link Capital One SavorOne Benefits $200 offer: earn $200 cash bonus after you spend $500 in the first 3 months.  3% cashback on purchases at dining and entertainment, 2% cashback on grocery stores, and 1% cashback on all other purchases. No annual…
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Fidelity Debit Card Review: No ATM Fee Worldwide (2020.10 Update)

Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review Many people need to travel abroad frequently, and they usually ask a question: what is the best debit card to withdraw cash from ATM abroad? We all know that in some countries the credit cards are not so well accepted so you need cash sometimes. However, most debit cards even…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (Formerly AmEx SPG Luxury) (2020.10 Update: 125k Offer + Platinum Elite Status For One Year!)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2020.10 Update: The new offer is 100k + 25k + Marriott Platinum elite status for one year! 2020.4 Update: The 100k offer is expired, and the offer is now back to 75k. 2020.3 Update: The 100k offer is back. Offer ends on 2020.04.08. Application Link AmEx…
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AmEx Marriott Bonvoy Business Credit Card Review (Formerly AmEx SPG Business) (2020.10 Update: 100k Offer + Platinum Elite Status For One Year!)

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2020.10 Update: The new offer is 100k + Marriott Platinum elite status for one year! 2019.10 Update: The offer is back to 75k now. 2019.9 Update: The 100k offer has returned! The minimum spend is $5000 within 3 months. This offer is set to expire…
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IHG® Rewards Club Premier Credit Card Review (2020.10 Update: 140k+$50 Offer & First Year Annual Fee Waived)

IHG® Rewards Club Premier Credit Card Review 2020.10 Update: There’s a better offer: 140k+$50+first year annual fee waived. HT: DoC. 2020.9 Update: The 140k offer is back. Note that the first year annual fee is waived with this offer, so it’s better than the previous 140k offer. Application Link Chase IHG Premier Benefits 140k+$50 Offer: Earn $50 statement credit after…
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AmEx Amazon Business Prime Credit Card (2020.10 Update: $125 Offer; 5% Cap Is Effective)

Amazon Business Prime American Express Card Review 2020.10 Update: Reminder: the cap of 5% cashback is now effective. Also, based on recent data points, AmEx now only allow you to hold one of this card at a time, therefore you can’t increase the cap by holding multiple of this card. 2020.6 Update: The offer is now $125. Effective Oct.1, you…
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United℠ Business Card Review (2020.10 Update: 75k Offer)

United℠ Business Card Review 2020.10 Update: The new offer is only 75k. 2020.5 Update: The current offer is only 60k. 2020.1 Update: This card is revamped today. The new sign-up bonus is 100k, and the changes are: The annual fee is increased from $95 to $99. You can now earn 2x UA miles on local transit and commuting. Get 5,000…
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