Author Archive: physixfan

AmEx Platinum Card for Morgan Stanley Review (2025.11 Update: 80k Offer; E*trade Account Now Eligible!)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2025.11 Update2: E*trade (now part of Morgan Stanley) account is now eligible to get this card! This is a fantastic news because: previously it is very painful to get a Morgan Stanley account; now everybody can get an E*trade account! 2025.11 Update: The higher welcome offer is expired. The current…
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Citi Regular Checking Review (2025.11 Update: $425 Offer)

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2024.10 Update: The new offer is $325/$425, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $425 offer. 2025.1 Update: The $450 offer is expired. The current offer is $325. Application Link Citi Regular Checking…
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Ink Business Cash℠ Credit Card Review (2025.11 Update: $750 Offer; New Bonus Restriction)

Ink Business Cash℠ Credit Card‎ Review 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: “The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee.” HT: DDG. 2025.9 Update:…
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Capital One Venture X Business Credit Card Review (2025.11 Update: 200k to 400k Offer)

Capital One Venture X Business Credit Card Review 2025.11 Update: The new offer is 200k-400k. This is the best ever offer on this card. The spending requirement is crazily high, therefore it is only suitable for those who have a huge amount of spending. 2024.6 Update: The offer now is $150k with $30k spending requirement. 2025.4 Update: The new offer…
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Capital One Venture X Credit Card Review (2025.11 Update: 100k Offer)

Capital One Venture X Credit Card Review 2025.11 Update: The new offer is 100k! 2023.12 Update: The 90k offer is expired. The current offer is 75k. 2023.9 Update: There is a special link for 90k offer. HT: USCardForum tcelvis. Learn More Capital One Venture X Benefits 100k offer: earn 100,000 Capital One miles after spending $10,000 in first 6 months….
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Chase Amazon Prime Credit Card Review (2025.11 Update: $250 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2025.11 Update: The new offer is $250. 2025.7 Update2: The offer is now $150. 2025.7 Update: The new offer is $250! This is the best ever offer on this card. Offer ends on Jul 14. Application Link Chase Amazon Prime Benefits $250 offer: earn $250 Amazon gift card after approval, no spending requirement….
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Southwest Rapid Rewards® Plus Credit Card Review (2025.10 Update: 85k Offer)

 Southwest Rapid Rewards® Plus Credit Card Review 2025.10 Update: The new offer is 85k. 2025.9 Update: The higher offer is expired. Currently there’s only a 50k offer. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $69 to $99. The welcome offer is increased to 100k, which is the best ever offer on this…
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Southwest Rapid Rewards® Premier Credit Card Review (2025.10 Update: 85k Offer)

Southwest Rapid Rewards® Premier Credit Card Review 2025.10 Update: The new offer is 85k. 2025.9 Update: The higher offer is expired. Currently there’s only a 50k offer. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $99 to $149. The welcome offer is increased to 100k, which is the best ever offer on this card….
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Southwest Rapid Rewards® Priority Credit Card Review (2025.10 Update: 85k Offer)

Southwest Rapid Rewards® Priority Credit Card Review 2025.10 Update: The new offer is 85k. 2025.9 Update: The higher offer is expired. Currently there’s only a 50k offer. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $149 to $229. The welcome offer is increased to 100k, which is the best ever offer on this card….
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Chase Sapphire Reserve® (CSR) Review (2025.10 Update: 125k Offer; New Benefits Live For Existing Cardholders)

Chase Sapphire Reserve® (CSR) Review 2025.10 Update: The new benefits are now live for existing cardholders, as of Oct 26. Don’t forget to use them! 2025.9 Update: Currently the $500 The Edit Hotel Credit is given semi-annually, and starting from 2026 it’s changed to: two $250 credits which can be used anytime throughout the year. This is a nice small improvement….
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Citi® / AAdvantage® Globe™ Mastercard® Review (New Card, 90k Offer, $350 Annual Fee)

Citi® / AAdvantage® Globe™ Mastercard® Review Application Link Citi® / AAdvantage® Globe™ Mastercard® Benefits 90k offer: earn 90,000 AAdvantage Miles after spending $5,000 within the first 4 months. We value AA Miles at 1.5 cents/point (Airline Miles Value), so the 90k highest sign-up bonus is worth about $1,350! See A Beginner’s Guide to AA Miles to check for details about AA Miles….
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World of Hyatt Credit Card Review (2025.11 Update: 30k+15k Offer)

World of Hyatt Credit Card Review 2025.11 Update: The welcome offer is now the regular 30k+15k offer. Note that the official website still uses the very misleading wording “60k”, don’t be fooled by it. 2025.10 Update: Now in addition to the regular 30k+15k offer, there’s a double elite nights limited time offer. Apply and get approved by November 20, 2025, and…
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.10 Update: New Transfer Partner EY 1:1)

Bilt Mastercard® Review 2025.10 Update: New transfer partner: Etihad Airways (EY). The transfer ratio is 1:1. 2025.5 Update2: New transfer partner: Qatar Airways (QR). The transfer ratio is 1:1. QR uses the Avios system, and can be transferred between BA Avios, etc. 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to…
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Citi Strata Elite Credit Card Review (2025.10 Update: 100k Offer!)

Citi Strata Elite℠ Card Review 2025.10 Update: The online offer is now 100k, which is the best ever offer on this card! Application Link Citi Strata Elite℠ Card Benefits 100k Welcome Bonus: Earn 100,000 ThankYou Points (TYP) after spending $6,000 within the first 3 months of account opening. This is the best offer on this card. We value TYP at…
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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2025.10 Update: 80k Offer Still Alive!)

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2025.10 Update: The previous 80k offer link is expired, but at the same time there’s an in flight 80k offer. You can ask a cabin crew for a code when you fly AA, or you can just enter 000000 to apply. 2025.7 Update: The new offer is 80! This is the…
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