Author Archive: physixfan

Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2026.9 Update: JL is now a transfer partner of Citi TYP points at ratio 1:1)

2026-09-20 2026-09-20 325 Comments

[2026.9 Update] JL is now a transfer partner of Citi TYP points at ratio 1:1. [2026.3 Update] MR->CX transfer ratio is lowered from 1:1 to 1:0.8 starting from 2026.3.1. [2025.9 Update] JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. [2025.5 Update] JL is now a transfer…
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Bank Points Guide

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Chase Sapphire Reserve® (CSR) Review (2026.9 Update: 100k Offer; DoorDash Credit Increased and Expanded)

2026-09-17 2026-09-17 145 Comments

Chase Sapphire Reserve® (CSR) Review [2026.9 Update] Starting Oct. 1, 2026, the DoorDash benefit will be improved from the current monthly setup of [one $5 restaurant coupon + two $10 non-restaurant coupons] to [one $15 coupon valid on all eligible orders + two $10 non-restaurant coupons], for a total of $35 per month ($420 per year). The updated coupons offer both…
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Chase

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Chase Sapphire Reserve for Business℠ Credit Card Review (2026.9 Update: 200k Offer; Chase The Edit Credit Will Increase To $1,000 Per Year)

2026-09-17 2026-09-18 15 Comments

Chase Sapphire Reserve for Business℠ Credit Card Review [2026.9 Update] This card will receive the following enhancements: the Chase The Edit credit is currently $500 per year, issued as two $250 credits, that can be used at any point throughout the year. Starting January 1, 2027, the benefit will increase to $1,000 per year, issued as four $250 credits, that…
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Chase Business Card

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IHG One Rewards Premier Credit Card Review (2026.9 Update: 5FN+10k Offer)

2026-09-14 2026-09-14 79 Comments

IHG One Rewards Premier Credit Card Review [2026.9 Update] There’s a link with 5FN (up to 40k) + 10k welcome offer. HT: DoC. [2026.6 Update] The higher offer is expired. The current offer is only 140k. [2026.4 Update] Current offer is 185k: 150k bonus IHG points after $3000 spend in the first 3 months and another 35k points after a total…
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Chase

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AmEx Hilton Aspire Credit Card Review (2026.9 Update: 200k Best Ever Offer!)

2026-09-11 2026-09-11 58 Comments

The Hilton Honors American Express Aspire Card Review [2026.9 Update] The new welcome offer is 200k after $6000 spend in 6 months. This is the best ever offer on this card! Offer ends on 2027/01/13. Application Link AmEx Hilton Aspire Benefits 200k offer: earn 200,000 Hilton Honors Bonus Points after you spend $6,000 within the first 6 months. This is…
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AmEx

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AmEx Hilton Surpass Credit Card Review (2026.9 Update: 130k + 1 FN Offer)

2026-09-11 2026-09-11 62 Comments

The Hilton Honors American Express Surpass Card Review [2026.9 Update] The new offer is 130k+1FN. Offer ends on 2027/01/13. Application Link Amex Hilton Surpass Benefits 130k+1FN offer: earn 130,000 Honors Points and 1 free night (no cap) after spending $3,000 in first 6 months. The best recent offer is 150k+$150 or 150k+50k. We value Hilton Honors Points at 0.4 cents/point (Hotel…
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AmEx

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AmEx Hilton Credit Card Review (2026.9 Update: 70k + 1 FN Offer)

2026-09-11 2026-09-11 122 Comments

The Hilton Honors American Express Card Review [2026.9 Update] The new offer is 70k+1FN. Offer ends on 2027/01/13. Application Link AmEx Hilton Benefits 70k+1FN offer: earn 70,000 Honors Points and 1 free night (no cap) after spending $2,000 in first 6 months. The best recent offer is 100k+50k. We value Hilton Honors Point at 0.4 cents/point (Hotel Points Value), click here to see how…
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AmEx

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AmEx Hilton Business Credit Card Review (2026.9 Update: 150k + 1 FN Offer)

2026-09-11 2026-09-11 40 Comments

The Hilton Honors American Express Business Card Review [2026.9 Update] The new offer is 150k + 1FN. Offer ends on 2027/01/13. Application Link AmEx Hilton Business Benefits 150k+1FN offer: earn 150,000 Honors Points and 1 free night after spending $8,000 in first 6 months.  The best recent offer is 175k+1FN. We value Hilton Honors Points at 0.4 cents/point (Hotel Points Value), click here to…
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AmEx Business Card

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Chase Air Canada Aeroplan® Card Review (2026.9 Update: 75k+40k Offer; Refreshed Benefits and Increased Annual Fee)

2026-09-10 2026-09-11 36 Comments

Chase Air Canada Aeroplan® Card Review [2026.9 Update] The new welcome offer is 75k+40k, and benefits are refreshed: Annual fee is increase from $95 to $195. Automatic Aeroplan 25K Status. Previously it was: As a new cardmember, you get complimentary Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year; You can keep your Aeroplan 25K…
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Chase

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British Airways Visa Signature® Card Review (2026.9 Update: 90k Offer)

2026-09-08 2026-09-08 60 Comments

British Airways Visa Signature® Card Review [2026.9 Update] There’s a link with 90k offer. [2026.3 Update] The 90k offer is expired. Currently there’s only the regular 75k offer. [2026.1 Update] There’s a link with 90k offer. Application Link Chase British Airways Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in 3 months. The best recent offer is…
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Chase

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Iberia Visa Signature® Card Review (2026.9 Update: 90k Offer)

2026-09-08 2026-09-08 44 Comments

Iberia Visa Signature® Card Review [2026.9 Update] There’s a link with 90k offer. [2026.3 Update] The 90k offer is expired. Currently there’s only the regular 75k offer. [2026.1 Update] There’s a link with 90k offer. Application Link Chase Iberia Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in 3 months. The best recent offer is 100k. We value…
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Chase

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Aer Lingus Visa Signature® Card Review (2026.9 Update: 90k Offer)

2026-09-08 2026-09-08 36 Comments

Aer Lingus Visa Signature® Card Review [2026.9 Update] There’s a link with 90k offer. [2026.3 Update] The 90k offer is expired. Currently there’s only the regular 75k offer. [2026.1 Update] There’s a link with 90k offer. Application Link Chase Aer Lingus Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in 3 months. The best recent offer is 100k….
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Chase

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BoA Unlimited Cash Rewards Credit Card Review (2026.9 Update: $250 Offer + Additional $225 Bonus From Rakuten!)

2026-09-05 2026-09-05 45 Comments

Bank of America Unlimited Cash Rewards Credit Card Review [2026.9 Update2] The additional cashback offered by Rakuten is now increased to $225, which is the best ever offer! We no longer track the additional cashback from Rakuten (unless there’s a best ever offer) because it changes too frequently. [2026.9 Update] Besides the $250 offer provided by BoA itself, third party…
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BoA

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Amex Rewards Checking Account (2026.9 Update: $300 Offer)

2026-09-04 2026-09-04 46 Comments

American Express Rewards Checking Account (Debit Card/ATM Card) Review [2026.9 Update] The new offer is $300. Offer expires on 02/01/2027. [2026.8 Update] Offer expired. There’s no welcome offer now. [2026.5 Update] The new offer is $300, which is the best ever offer on this card! Offer expires on 07/30/2026. Application Link AmEx Rewards Checking Benefits $300 welcome offer. See below for…
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Checking Accounts

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X Money Bank Account Review: 6% APY + 3% Debit Card Cashback [2026.9 Update: Now Available to All Premium Users]

2026-09-01 2026-09-01 0 Comments

X Money Bank Account Review [2026.9 Update] This account was previously available only to a small group of users. It is now available to all X Premium subscribers, so everyone who is eligible can now give it a try! Application Link X Money — This is an informational page. X Premium subscribers can access X Money by finding Money in…
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Checking Accounts