Chase Sapphire Reserve® (CSR) Review 2022.12 Update: The welcome offer is back to 70k now. 2022.11 Update: The Lyft membership comes with this card is changed from Lyft Pink to a more premium membership called Lyft Pink All Access as of Nov 15. BTW, the 80k offer will expire on Nov 30, so if you want this card it’s better to get…
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Ink Business Cash℠ Credit Card Review 2022.10 Update: The offer is now 90k, and it is the best ever offer on this card. 2020.11 Update: The offer is now 75k, and it is the best ever offer on this card. Application Link Chase Ink Cash Benefits 90k offer: earn 90,000 Ultimate Rewards (UR) points after spending $6,000 within the first…
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Ink Business Unlimited℠ Credit Card Review 2022.10 Update: The offer is now 90k, and it is the best ever offer on this card. 2020.11 Update: The offer is now 75k, and it is the best ever offer on this card. Application Link Chase Ink Unlimited Benefits 90k offer: earn 90,000 Ultimate Rewards (UR) points after spending $6,000 within the first…
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Chase Freedom Flex℠ World Elite Mastercard® Review 2022.10 Update: The $200+5% on grocery offer is back. Grocery is a better category for most people. 2022.1 Update: The previous $200+5% on grocery offer is expired. The new offer is $200+5%on gas. Offer Link Chase Freedom Flex (CFF) $200+5% on Grocery Offer (This is a public offer through Chase direct site only) Benefits $200+5% on…
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Chase Freedom Unlimited® Review 2022.10 Update: The $200+5% on grocery offer is back. Grocery is a better category for most people. 2022.1 Update: The previous $200+5% on grocery offer is expired. There are two kinds of offers now: (1) $200+5% on gas; (2) Additional 1.5% points on all purchases in the first 12 months, up to $20,000 (i.e. $300 cashback). The…
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Ink Business Premier℠ Credit Card Review 2022.10 Update: This card is available online now. Application Link Chase Ink Premier Benefits $1,000 offer: earn $1,000 bonus cash back after spending $10,000 within the first 3 months of card membership. Earn 2.5% cash back on purchases of $5,000 or more. Earn 5% cash back on travels via UR portal. Earn unlimited 2% cash…
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Chase Sapphire Preferred® Card Review 2022.10 Update: There is a 60k+10k+first year AF waived offer (earn 60k points after spending $4k in 3 months, and earn additional 10k points after spending additional $2k in 6 months) in branch. 2022.6 Update: The 80k offer is expired. There’s only 60k offer now. 2022.4 Update: The new offer is 80k. Offer Link Chase…
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2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One will lose partner JetBlue. 2021.8 Update: Chase UR points can be transferred to Air Canada (AC) Aeroplan now! The ratio is 1:1. 2021.5 Update: El Al (LY) Matmid is no longer a transfer partner of MR points….
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Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Ink Business Preferred℠ Credit Card Review Application Link Chase Ink Preferred (CIP) Benefits 100k offer: earn 100,000 Ultimate Rewards (UR) points after spending $15,000 within the first 3 months of card membership. We estimate that Ultimate Rewards (UR) points are worth about 1.6 cents/point, see below for a brief introduction. So the 100k highest sign-up bonus could be worth about $1,600!…
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One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines. The relationship of each currency to various airlines is summarized in Wings of the…
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Chase Ultimate Rewards (UR) are arguably the most valuable transferrable points currency due to the number of products that can be used to acquire points, the breadth of their transfer partner redemption options, and their baseline value of 1.0 cent per point (cpp) when redeemed for cash. In Part 1 of this chapter on Chase UR, we focus on how…
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JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits Earn 100,000 Ultimate Rewards (UR) points after…
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In the first installment of the Guide to Transferrable Points Currencies, we discussed the different ways in which you can earn Earning Chase Ultimate Rewards (UR). In Part 2 – Burning UR, we discuss how to redeem these points. 0. Overview There are four main redemption options for spending UR: Click “Explore and book travel” under “Use points” if you choose to redeem your UR…
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