Tag Archive: Ultimate Rewards (UR)

Ink Business Unlimited® Credit Card Review (2024.1 Update: 75k Offer)

Ink Business Unlimited® Credit Card Review 2024.1 Update: The 90k offer is expired. The current offer is 75k. 2023.10 Update: There’s 120k offer in branch! The spending requirement is also $6,000 in 3 months. You may also see this offer online via pre-approval (targeted). HT: FM. This is a fantastic offer, and worth a visit to a local branch if you…
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Ink Business Premier℠ Credit Card‎‎ Review (2023.10 Update: $1,000 or $1,500 Offer)

Ink Business Premier℠ Credit Card‎‎ Review 2023.10 Update: There’s $1,500 offer in branch! The spending requirement is also $10,000 in 3 months. You may also see this offer online via pre-approval (targeted). HT: FM. This is a fantastic offer, and worth a visit to a local branch if you are interested in this card. 2022.10 Update: This card is available online…
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Chase Freedom Unlimited® (CFU) Review (2023.10 Update: Double Cashback For The First Year Offer!)

Chase Freedom Unlimited® Review 2023.10 Update: There is a new offer: double cashback for the first year, no cap! Previously there was a similar offer: additional 1.5% cashback. This double cashback offer is better because it can double the 3x categories as well. No cap means it is suitable for big spenders. 2023.7 Update: There is a new $200+5% on…
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Ink Business Cash℠ Credit Card Review (2024.1 Update: 75k Offer)

Ink Business Cash℠ Credit Card‎ Review 2024.1 Update: The 90k offer is expired. The current offer is 75k. 2023.9 Update: There’s a 90k link now, act fast before it dies! HT: DoC. [Update] The official offer is now also 90k. 2022.10 Update: The offer is now 90k, and it is the best ever offer on this card. Application Link Chase…
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Chase Freedom Flex℠ (CFF) Credit Card Review (2023.9 Update: $200 Offer)

Chase Freedom Flex℠ Credit Card Review 2023.7 Update: There is a new $200+5% on grocery&gas offer. Screenshot. [2023.9 Update] Expired. The current offer is $200. 2023.4 Update: The $200+5% on grocery offer is expired. The current offer is $200. 2022.10 Update: The $200+5% on grocery offer is back. Grocery is a better category for most people. Offer Link Chase Freedom Flex (CFF)…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2023.7 Update: MR Added New Partner QR 1:1)

2023.7 Update: AmEx MR points can be transferred to Qatar Airways (QR) now! The ratio is 1:1. Actually before that you can already get QR miles 1:1 from BA miles so it is not a big deal. 2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One…
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Ink Business Preferred® Credit Card Review (2023.7 Update: 100k Offer)

Ink Business Preferred® Credit Card‎ Review 2023.7 Update: The new offer is 100k, with $8k spending requirement (down from $15k spending requirement). Application Link Chase Ink Preferred (CIP) Benefits 100k offer: earn 100,000 Ultimate Rewards (UR) points after spending $8,000 within the first 3 months of card membership. This is the best offer on this card. We estimate that Ultimate…
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Chase Sapphire Preferred® (CSP) Review (2023.7 Update: 60k Offer)

Chase Sapphire Preferred® Card Review 2023.7 Update: The 80k offer links are all dead now. The current offer is 60k. 2023.6 Update: The offer is lowered from 80k to 60k. It seems the 90k offer in branch is still alive according to DoC, but we don’t know when it will end. [Update] The 80k link is alive again magically. HT:…
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Chase Freedom Rise Credit Card Review (New Card, No Credit History Required)

Chase Freedom Student Review 2023.6 Update: New card. No credit history required. Application Link Chase Freedom Rise Benefits $25 offer: earn a $25 statement credit after signing up for automatic payments within the first 3 months.  Earn 1.5% cash back on everything. Although this card is advertised as a cash back card, it actually earns Ultimate Rewards (UR) points. We…
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Chase Sapphire Reserve® (CSR) Review (2022.12 Update: 70k offer)

Chase Sapphire Reserve® (CSR) Review 2023.10 Update: The welcome offer is back to 60k now. 2022.12 Update: The welcome offer is back to 70k now. 2022.11 Update: The Lyft membership comes with this card is changed from Lyft Pink to a more premium membership called Lyft Pink All Access as of Nov 15. BTW, the 80k offer will expire on Nov 30,…
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Old Chase Freedom® Review (Discontinued)

Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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Chase Freedom Student Credit Card Review (Discontinued)

Chase Freedom Student Review 2023.6 Update: This card is now discontinued. It is replaced by Chase Freedom Rise. 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very…
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Summary of Points Transfer Time: Chase UR, AmEx MR, Citi TYP, Capital One Miles, Marriott Bonvoy

One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines.  The relationship of each currency to various airlines is summarized in Wings of the…
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JP Morgan Reserve Credit Card Review (Identical to CSR, replaced JP Morgan Palladium)

JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits Earn 100,000 Ultimate Rewards (UR) points after…
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