Tag Archive: Ultimate Rewards (UR)

Ink Business Cash℠ Credit Card Review (2023.3 Update: 75k Offer)

Ink Business Cash℠ Credit Card‎ Review 2023.03 Update: The 90k offer is expired. The current offer is 75k. 2022.10 Update: The offer is now 90k, and it is the best ever offer on this card. Application Link Chase Ink Cash Benefits 75k offer: earn 75,000 Ultimate Rewards (UR) points after spending $6,000 within the first 3 months of card membership….
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Ink Business Unlimited® Credit Card Review (2023.6 Update: 75k Offer)

Ink Business Unlimited® Credit Card Review 2023.06 Update: The 90k offer is expired. The current offer is 75k. 2022.10 Update: The offer is now 90k, and it is the best ever offer on this card. Application Link Chase Ink Unlimited Benefits 75k offer: earn 75,000 Ultimate Rewards (UR) points after spending $6,000 within the first 3 months of card membership. The…
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Chase Sapphire Reserve® (CSR) Review (2022.12 Update: 70k offer)

Chase Sapphire Reserve® (CSR) Review 2022.12 Update: The welcome offer is back to 70k now. 2022.11 Update: The Lyft membership comes with this card is changed from Lyft Pink to a more premium membership called Lyft Pink All Access as of Nov 15. BTW, the 80k offer will expire on Nov 30, so if you want this card it’s better to get…
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Chase Freedom Flex℠ (CFF) Credit Card Review (2023.4 Update: $200 Offer)

Chase Freedom Flex℠ Credit Card Review 2023.4 Update: The $200+5% on grocery offer is expired. The current offer is $200. 2022.10 Update: The $200+5% on grocery offer is back. Grocery is a better category for most people. 2022.1 Update: The previous $200+5% on grocery offer is expired. The new offer is $200+5%on gas. Offer Link Chase Freedom Flex (CFF) $200 Offer (This…
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Chase Freedom Unlimited® (CFU) Review (2023.4 Update: $200 Offer or Additional 1.5% Cash Back Offer)

Chase Freedom Unlimited® Review 2023.4 Update: The $200+5% on grocery offer is expired. Currently there’s a $200 offer or additional 1.5% cash back (first year) offer. 2022.10 Update: The $200+5% on grocery offer is back. Grocery is a better category for most people. 2022.1 Update: The previous $200+5% on grocery offer is expired. There are two kinds of offers now: (1)…
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Ink Business Premier℠ Credit Card‎‎ Review (2022.10 Update: 100k Offer, Available Online Now)

Ink Business Premier℠ Credit Card‎‎ Review 2022.10 Update: This card is available online now. Application Link Chase Ink Premier Benefits $1,000 offer: earn $1,000 bonus cash back after spending $10,000 within the first 3 months of card membership. Earn 2.5% cash back on purchases of $5,000 or more. Earn 5% cash back on travels via UR portal. Earn unlimited 2% cash…
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Chase Sapphire Preferred® (CSP) Review (2023.6 Update: 60k Offer)

Chase Sapphire Preferred® Card Review 2023.6 Update: The offer is lowered from 80k to 60k. It seems the 90k offer in branch is still alive according to DoC, but we don’t know when it will end. 2023.4 Update: The online offer is now 80k. 2023.3 Update: There’s a 90k offer, in branch only for now. Offer Link Chase Sapphire Preferred…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2021.10 Update: Capital One Improved Transfer Ratios to be 1:1 for Most Partners!)

2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One will lose partner JetBlue. 2021.8 Update: Chase UR points can be transferred to Air Canada (AC) Aeroplan now! The ratio is 1:1. 2021.5 Update: El Al (LY) Matmid is no longer a transfer partner of MR points….
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Old Chase Freedom® Review (Discontinued)

Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Ink Business Preferred® Credit Card Review (2023.1 Update: 100k Offer)

Ink Business Preferred® Credit Card‎ Review Application Link Chase Ink Preferred (CIP) Benefits 100k offer: earn 100,000 Ultimate Rewards (UR) points after spending $15,000 within the first 3 months of card membership. We estimate that Ultimate Rewards (UR) points are worth about 1.6 cents/point, see below for a brief introduction. So the 100k highest sign-up bonus could be worth about…
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Summary of Points Transfer Time: Chase UR, AmEx MR, Citi TYP, Capital One Miles, Marriott Bonvoy

One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines.  The relationship of each currency to various airlines is summarized in Wings of the…
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JP Morgan Reserve Credit Card Review (Identical to CSR, replaced JP Morgan Palladium)

JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits Earn 100,000 Ultimate Rewards (UR) points after…
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Chase Ultimate Rewards (UR) Part 2 – Burning UR

In the first installment of the Guide to Transferrable Points Currencies, we discussed the different ways in which you can earn Earning Chase Ultimate Rewards (UR). In Part 2 – Burning UR, we discuss how to redeem these points. 0. Overview There are four main redemption options for spending UR: Click “Explore and book travel” under “Use points” if you choose to redeem your UR…
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