Tag Archive: Ultimate Rewards (UR)

Chase Sapphire Reserve for Business℠ Credit Card Review (2026.6 Update: 200k Offer Is Back!)

Chase Sapphire Reserve for Business℠ Credit Card Review 2026.6 Update: 200k sign-up bonus offer is back! Remember it requires $30,000 spend within the first 6 months. 2026.4 Update: New benefit starting from Apr 1: Hyatt Explorist status after $120k spending. 2026.1 Update: The 200k welcome offer is expired. The current offer is 150k. The spending requirement is lowered though. 2025.9…
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Ink Business Unlimited® Credit Card Review (2026.6 Update: $1000 Highest Ever Offer!)

Ink Business Unlimited® Credit Card Review 2026.6 Update: The card is now offering $1000 sign-up bonus after $8,000 spend in the first 4 months. This is the highest ever offer on this card! 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: “The new cardmember bonus may not…
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Ink Business Cash℠ Credit Card Review (2026.6 Update: $1000 Highest Ever Offer!)

Ink Business Cash℠ Credit Card‎ Review 2026.6 Update: The card is now offering $1000 sign-up bonus after $8,000 spend in the first 4 months. This is the highest ever offer on this card! 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: “The new cardmember bonus may…
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UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)!

Terrible news! Chase has announced that starting 6/15, Ultimate Rewards (UR) points from the Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP) will transfer to Hyatt at a reduced 4:3 ratio. Previously, the transfer ratio had always been 1:1. If you hold the Chase Sapphire Reserve (CSR) or Chase Sapphire Reserve for Business, however, you will not be affected…
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Chase Sapphire Preferred® (CSP) Review (2026.6 Update: 75k Offer; Hyatt Transfer Ratio Will Be Cut To 4:3; Will Increase Hotel Credit To $100; Will Add New Bonus Categories)

Chase Sapphire Preferred® Card Review 2026.6 Update: Chase announced the following changes starting from Jun 15: UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)! The 10% anniversary bonus benefit will be discontinued. The amount for the Annual Hotel Credit benefit will be increased from $50 to $100. New bonus…
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Chase Sapphire Reserve® (CSR) Review (2026.6 Update: 150k Best Ever Offer Ending Soon)

Chase Sapphire Reserve® (CSR) Review 2026.6 Update: According to official communication, this 150k offer is ending soon. The expiration time is: 8 AM EST on 6/15/2026. 2026.4 Update: The card is now offering 150k UR points after $6000 spend within 3 months of account opening. This is the best ever public offer! Offer Link Chase Sapphire Reserve (CSR) Benefits 150k offer:…
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Chase Freedom Unlimited® (CFU) Review (2026.6 Update: $200 Offer + Additional Bonus From Rakuten)

Chase Freedom Unlimited® Review [2026.6 Update] There is additional bonus if you apply via third party website Rakuten. $90 bonus if you are new to Chase; $50 bonus if not. [2026.3 Update] The new offer is $250. [2026.5 Update] The higher offer is expired. Currently there’s only the regular $200 offer. [2025.12 Update] The new offer is $300! [2026.2 Update] The higher…
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Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2025.12 Update: MR->CX Ratio Will Be Lowered To 1:0.8)

2025.12 Update: MR->CX transfer ratio will be lowered from 1:1 to 1:0.8 starting from 2026.3.1. Source: latest billing statement. This is a big loss because CX is one of the better transfer partners. 2025.9 Update: JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. 2025.5…
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Ink Business Preferred® Credit Card Review (2026.6 Update: 100k Offer; Hyatt Transfer Ratio Will Be Cut To 4:3;)

Ink Business Preferred® Credit Card‎ Review 2026.6 Update: Chase announced the following changes starting from Oct 1: UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)! 2025.11 Update: The new offer is 100k. BTW, there’s a new bonus restriction on this card: “The new cardmember bonus may not be available…
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Chase Freedom Flex℠ (CFF) Credit Card Review (2024.4 Update: $200 Offer)

Chase Freedom Flex℠ Credit Card Review 2024.4 Update: The $200+5% on grocery&gas offer is expired. The current offer is $200. 2023.7 Update: There is a new $200+5% on grocery&gas offer. Screenshot. [2023.9 Update] Expired. The current offer is $200. Offer Link Chase Freedom Flex (CFF) Benefits $200 offer: earn $200 cash back after spending $500 in the first 3 months.The recent…
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Ink Business Premier® Credit Card‎‎ Review (2023.10 Update: $1,000 or $1,500 Offer)

Ink Business Premier® Credit Card‎‎ Review 2023.10 Update: There’s $1,500 offer in branch! The spending requirement is also $10,000 in 3 months. You may also see this offer online via pre-approval (targeted). HT: FM. This is a fantastic offer, and worth a visit to a local branch if you are interested in this card. 2022.10 Update: This card is available…
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Chase Freedom Rise Credit Card Review (New Card, No Credit History Required)

Chase Freedom Student Review 2023.6 Update: New card. No credit history required. Application Link Chase Freedom Rise Benefits $25 offer: earn a $25 statement credit after signing up for automatic payments within the first 3 months.  Earn 1.5% cash back on everything. Although this card is advertised as a cash back card, it actually earns Ultimate Rewards (UR) points. We…
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Old Chase Freedom® Review (Discontinued)

Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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Chase Freedom Student Credit Card Review (Discontinued)

Chase Freedom Student Review 2023.6 Update: This card is now discontinued. It is replaced by Chase Freedom Rise. 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very…
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Summary of Points Transfer Time: Chase UR, AmEx MR, Citi TYP, Capital One Miles, Marriott Bonvoy

One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines.  The relationship of each currency to various airlines is summarized in Wings of the…
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