Tag Archive: Ultimate Rewards (UR)

Chase Sapphire Reserve® (CSR) Review (2021.7 Update: 70k Offer in Branch)

Chase Sapphire Reserve® (CSR) Review 2021.7 Update: There is a 70k offer ($4,000 spending in 3 months) in branch. Note that CSP has a 100k offer currently, so CSP is still a better choice in terms of sign up bonus. H/T: DoC 2021.3 Update: The new offer is now 60k. Note that the welcome offer on CSP is 80k+$50 now, therefore CSP…
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Chase Freedom Flex℠ Review (2021.7 Update: $200+5x Offer)

Chase Freedom Flex℠ World Elite Mastercard® Review 2021.7 Update: The welcome offer is $200 + 5x on grocery in the first year. 2021.1 Update: The welcome offer is $200 now. Application Link Chase Freedom Flex (CFF) Benefits 20k+5x offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in the first 3 months.Earn 5x UR points on grocery store purchases on up…
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Chase Freedom Unlimited® Review (2021.7 Update: $200+5x Offer)

Chase Freedom Unlimited® Review 2021.7 Update: The welcome offer is 20k + 5x on grocery in the first year. 2021.1 Update: The welcome offer is 20k now. 2020.9 Update: New benefits are now live: Earn 5x UR points on travel purchased through Chase Ultimate Rewards, earn 3x UR points on dining (restaurants & delivery) and drugstore. Application Link Chase Freedom Unlimited…
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Chase Sapphire Preferred® (CSP) Review (2021.6 Update: 100k Offer! First Year AF Waived In Branch!)

Chase Sapphire Preferred® Card Review 2021.6 Update2: The offer is 100k + $50 grocery credit + first year annual fee waived in branch! [Update] It seems not all bankers see the 100k offer, please make sure you see 100k before applying! 2021.6 Update: The new offer is 100k, and this is the best ever offer on this card! 2021.3 Update:…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2021.5 Update: El Al (LY) Matmid No Longer A Transfer Partner of MR Points)

2021.5 Update: El Al (LY) Matmid is no longer a transfer partner of MR points. But it does not matter, as most people have no interest in this program. 2021.4 Update: Capital One added new transfer partners: British Airways (Avios) [BA] (2:1.5), Turkish Airlines (Miles&Smiles) [TK] (2:1.5), and TAP Portugal (TAP Miles&Go) [TP] (1:1); also, it improved the transfer ratio…
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Ink Business Unlimited℠ Credit Card Review (2020.11 Update: 75k Best Ever Offer!)

Ink Business Unlimited℠ Credit Card Review 2020.11 Update: The offer is now 75k, and it is the best ever offer on this card. Application Link Chase Ink Unlimited Benefits 75k offer: earn 75,000 Ultimate Rewards (UR) points after spending $7,500 within the first 3 months of card membership. This is the best offer on this card. Earn 1.5x UR on…
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Ink Business Cash℠ Credit Card Review (2020.11 Update: 75k Best Ever Offer!)

Ink Business Cash℠ Credit Card‎ Review 2020.11 Update: The offer is now 75k, and it is the best ever offer on this card. Application Link Chase Ink Cash Benefits 75k offer: earn 75,000 Ultimate Rewards (UR) points after spending $7,500 within the first 3 months of card membership. This is the best offer on this card. Although this card is…
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Old Chase Freedom® Review (Discontinued)

Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Ink Business Preferred℠ Credit Card Review (2020.6 Update: 100k Offer)

Ink Business Preferred℠ Credit Card‎ Review 2020.6 Update: The 80k offer is expired. There is only 100k offer (with high spending requirement) now. 2020.3 Update: There is a new 100k offer, which requires $15k spending in 3 months. This spending requirement is huge. The 80k offer links are still alive, which only requires $5k spending in 3 months. You can choose…
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Summary of Points Transfer Time: Chase UR, AmEx MR, Citi TYP, Capital One Miles, Marriott Bonvoy

One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines.  The relationship of each currency to various airlines is summarized in Wings of the…
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JP Morgan Reserve Credit Card Review (Identical to CSR, replaced JP Morgan Palladium)

JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits Earn 100,000 Ultimate Rewards (UR) points after…
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Chase Ultimate Rewards (UR) Part 2 – Burning UR

In the first installment of the Guide to Transferrable Points Currencies, we discussed the different ways in which you can earn Earning Chase Ultimate Rewards (UR). In Part 2 – Burning UR, we discuss how to redeem these points. 0. Overview There are four main redemption options for spending UR: Click “Explore and book travel” under “Use points” if you choose to redeem your UR…
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