Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Ink Business Preferred℠ Credit Card Review 2020.3 Update: There is a new 100k offer, which requires $15k spending in 3 months. This spending requirement is huge. The 80k offer links are still alive, which only requires $5k spending in 3 months. You can choose the offer based on your spending ability. Application Link Chase Ink Preferred 80k offer, $5k spending requirement. Chase…
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Chase Sapphire Preferred® Card Review 2020.2 Update: These days some people received a 80k targeted offer ($4,000 spending requirement) by mail. See picture: 2019.4 Update: The new offer is 60k, but first year annual fee is not waived. The 10k more points is worth more than the $95 annual fee, so the new offer is slightly better. The links with…
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Chase Sapphire Reserve® (CSR) Review 2020.1 Update: Several changes were made today: The annual fee is increased from $450 to $550; $60 Doordash credit per year in 2020 and 2021 (we don’t know what happens after that); complimentary DashPass membership til the end of 2021. One Year Complimentary Lyft Pink membership, and 10x UR points on Lyft. Application Link Chase Sapphire…
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Chase Freedom® Review 2019.8 Update: The new offer is $200 (20k Ultimate Reward points)! Application Link Chase Freedom Benefits 20k offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in 3 months from account opening. Earn 5x UR in each quarter’s bonus categories, 1x UR on all other purchases. You need to activate beforehand, and the deadline is the 14th of…
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Chase Freedom Unlimited® Review 2019.8 Update: The new offer is $200 (20k Ultimate Rewards points)! Application Link Chase Freedom Unlimited (CFU) Benefits 20k offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in the first 3 months. Earn 1.5x UR on everything with no cap! Although this card is advertised as a cash back card, it actually earns Ultimate…
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Ink Business Cash℠ Credit Card Review Application Link Chase Ink Cash Benefits 50k offer: earn 50,000 Ultimate Rewards (UR) points after spending $3,000 within the first 3 months of card membership. We estimate that Ultimate Rewards (UR) points are worth about 1.6 cents/point, see below for a brief introduction. So the 50k sign-up bonus could be worth about $800! Earn…
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Chase Ultimate Rewards (UR) are arguably the most valuable transferrable points currency due to the number of products that can be used to acquire points, the breadth of their transfer partner redemption options, and their baseline value of 1.0 cent per point (cpp) when redeemed for cash. In Part 1 of this chapter on Chase UR, we focus on how…
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JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits Earn 100,000 Ultimate Rewards (UR) points after…
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In the first installment of the Guide to Transferrable Points Currencies, we discussed the different ways in which you can earn Earning Chase Ultimate Rewards (UR). In Part 2 – Burning UR, we discuss how to redeem these points. 0. Overview There are four main redemption options for spending UR: Click “Explore and book travel” under “Use points” if you choose to redeem your UR…
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Chase Sapphire Review Application Link This card does not accept applications. It can only be converted from Chase Sapphire Preferred (CSP) or Chase Sapphire Reserve (CSR).
Chase Ink Plus Business Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Historical Offers Chart This card is discontinued in 2017.1.
