Tag Archive: Ultimate Rewards (UR)

Chase Sapphire Reserve® (CSR) Review (2022.1 Update: 70k Offer)

Chase Sapphire Reserve® (CSR) Review 2022.1 Update: The new offer is 70k. The application link is discovered by JonLuca. 2021.10 Update: The offer is now only 50k. 2021.8 Update: New benefits of Sapphire Reserve card are live now: Earn 10x on points on Chase Dining, hotel and car rentals booked through UR portal. Earn 5x on flights booked through UR portal….
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Chase Freedom Unlimited® (CFU) Review (2022.1 Update: $200+5x on Gas Offer or Additional 1.5x First Year Offer)

Chase Freedom Unlimited® Review 2022.1 Update: The previous $200+5x on grocery offer is expired. There are two kinds of offers now: (1) $200+5x on gas; (2) Additional 1.5x points on all purchases in the first 12 months, up to $20,000 (i.e. $300 cashback). The latter offer is only suitable for those who has a lot of spending. 2021.11 Update: The…
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Chase Freedom Flex℠ (CFF) Review (2022.1 Update: $200+5x on Gas Offer)

Chase Freedom Flex℠ World Elite Mastercard® Review 2022.1 Update: The previous $200+5x on grocery offer is expired. The new offer is $200+5x on gas. 2021.11 Update: The 25k+5x in branch offer is expired. The current offer is 20k+5x or 25k. Since 5x on grocery is a quite easy way to earn many points, it is better than the 25k offer in my…
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Ink Business Premier℠ Credit Card‎‎ Review (New Card, 100k Offer, 2x UR Points on Everything; Probably Can’t Transfer Points)

Ink Business Premier℠ Credit Card‎‎ Review 2021.12 Update2: About whether you can transfer points to partners using other UR cards, TPG made an update saying that you can transfer UR points into this card but you can’t transfer them out, and thus you can’t transfer UR points earned on this card to partners in any way. We will see if it’s actually…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2021.10 Update: Capital One Improved Transfer Ratios to be 1:1 for Most Partners!)

2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One will lose partner JetBlue. 2021.8 Update: Chase UR points can be transferred to Air Canada (AC) Aeroplan now! The ratio is 1:1. 2021.5 Update: El Al (LY) Matmid is no longer a transfer partner of MR points….
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Chase Sapphire Preferred® (CSP) Review (2021.10 Update: 100k Offer Only Available In Branch Now)

Chase Sapphire Preferred® Card Review 2021.10 Update: The 100k offer expired online. Data points show that 100k is still available in branch. 2021.8 Update 2: New benefits of Sapphire Preferred card are live now: 3x on dining, select streaming services and online grocery (excluding Target, Walmart and wholesales). 5x on travel booked through UR portal. $50 Annual Hotel Credit per…
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Ink Business Unlimited℠ Credit Card Review (2020.11 Update: 75k Best Ever Offer!)

Ink Business Unlimited℠ Credit Card Review 2020.11 Update: The offer is now 75k, and it is the best ever offer on this card. Application Link Chase Ink Unlimited Benefits 75k offer: earn 75,000 Ultimate Rewards (UR) points after spending $7,500 within the first 3 months of card membership. This is the best offer on this card. Earn 1.5x UR on…
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Ink Business Cash℠ Credit Card Review (2020.11 Update: 75k Best Ever Offer!)

Ink Business Cash℠ Credit Card‎ Review 2020.11 Update: The offer is now 75k, and it is the best ever offer on this card. Application Link Chase Ink Cash Benefits 75k offer: earn 75,000 Ultimate Rewards (UR) points after spending $7,500 within the first 3 months of card membership. This is the best offer on this card. Although this card is…
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Old Chase Freedom® Review (Discontinued)

Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Ink Business Preferred℠ Credit Card Review (2020.6 Update: 100k Offer)

Ink Business Preferred℠ Credit Card‎ Review 2020.6 Update: The 80k offer is expired. There is only 100k offer (with high spending requirement) now. 2020.3 Update: There is a new 100k offer, which requires $15k spending in 3 months. This spending requirement is huge. The 80k offer links are still alive, which only requires $5k spending in 3 months. You can choose…
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Summary of Points Transfer Time: Chase UR, AmEx MR, Citi TYP, Capital One Miles, Marriott Bonvoy

One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines.  The relationship of each currency to various airlines is summarized in Wings of the…
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JP Morgan Reserve Credit Card Review (Identical to CSR, replaced JP Morgan Palladium)

JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits Earn 100,000 Ultimate Rewards (UR) points after…
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Chase Ultimate Rewards (UR) Part 2 – Burning UR

In the first installment of the Guide to Transferrable Points Currencies, we discussed the different ways in which you can earn Earning Chase Ultimate Rewards (UR). In Part 2 – Burning UR, we discuss how to redeem these points. 0. Overview There are four main redemption options for spending UR: Click “Explore and book travel” under “Use points” if you choose to redeem your UR…
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