Credit Cards

Synchrony Verizon Credit Card Review (2020.9 Update: $1M Early Customer Promo Posted: $411.35 Each!)

Verizon Visa Card Review 2020.9 Update: The $1 Million early customer promo has now posted: each participated person gets $411.35! HT: reddit. That’s much higher than I imagined. This means only 2431 people applied for this card during promo period… Anybody here got it? 2020.6 Update: Verizon is going to launch this card on Jun 26. Everyone approved during the early…
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BoA Air France KLM Credit Card Review (2020.8 Update: 50k+$150 Offer!)

BoA Air France KLM World Elite Mastercard Review 2020.8 Update: There is a 50k+$150 offer via dummy booking, and later on we obtained the direct link. HT: reader wmsimon and terrenceduffytang. This is the best ever offer on this card! 2020.7 Update: The new offer is 50k, which is the highest offer ever on this card. Application Link BoA Air…
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US Bank Altitude Go Credit Card Review (2020.8 Update: 25k Offer)

US Bank Altitude Go Visa Signature Card Review 2020.8 Update: The offer is increased from 20k to 25k. Application Link US Bank Altitude Go Benefits 25k offer: earn 25,000 bonus points after spending $1,000 in first 3 months. Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 25k sign-up bonus is worth $250. Note that you can’t…
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United℠ Club Infinite Card Review (2021.1 Update: 50k Offer)

United℠ Club Infinite Card (Chase UA Club) Review 2021.1 Update: There’s a 50k offer now. 2020.10 Update: The 100k offer is expired. There is no welcome offer for now, but the first year annual fee is waived now. 2020.8 Update: The 100k offer ($5,000 spending in 3 months) is back~ 2020.3 Update: This card now becomes a Visa Infinite card,…
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Old Chase Freedom® Review (Discontinued)

Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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Chase Amazon Prime Credit Card Review (2020.7 Update: $100 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2020.7 Update: The new offer is $100. Application Link Chase Amazon Prime Benefits $100 offer: earn $100 Amazon gift card after approval, no spending requirement. ($60 for non Prime users) Earn 5% cashback at Amazon and Whole Foods if you are an Amazon Prime member (3% if not),  2% cashback at restaurants, gas stations, and drug…
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Apple Card Review (2020.7 Update: $50 Offer)

Apple Card Review 2020.7 Update: There is a $50 sign-up bonus (sort of): make a purchase on Apple Service (including Apple Music, TV+, App Store purchases and more), and earn $50. Offer ends on Jul 31, official link is here. Application Link Here is the official page for Apple Card. Apply in the Wallet app on iOS devices. Features Earn 3%…
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Barclays Uber Credit Card Review (Discontinued)

The Uber Credit Card Review 2020.6 Update: It seems this card is removed from Barclays and Uber, and previous application links are dead. Probably it’s discontinued? Not sure what’s going on. If you want a substitute, you may consider US Bank Altitude Go which is also a no fee card with 4% cashback on dining. 2019.11 Update: The following changes…
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Barclays Hawaiian Airlines Credit Card Review (2020.6 Update: 50k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2020.6 Update: The annual fee is now $99. And the welcome offer is now 50k. Also, the earning structure is slightly improved. Application Link Barclays Hawaiian Airlines Benefits 50k offer: earn 50,000 Hawaiian Airlines miles after spending $2,000 in the first 90 days. Receive a one-time 50% off companion discount for round trip coach…
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Chase Sapphire Reserve® (CSR) Review (2020.11 Update: 50k Offer)

Chase Sapphire Reserve® (CSR) Review 2020.5 Update2: The “Pay Yourself Back” (i.e. 1.5 cents/point redemption) feature is now live: https://ultimaterewardspoints.chase.com/pay-yourself-back/ 2020.5 Update: Several improvements were made because of the COVID-19 pandemic: You can now use your $300 travel credit at grocery stores and gas stations, from Jun 1st to the end of this year. You can now redeem your UR points…
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AmEx Platinum Card for Schwab Review (2021.1 Update: 60k Offer)

American Express Platinum Card for Schwab Review 2020.4 Update: There were various data points (from DoC, Reddit, and ourselves) showing that there were some technical issues on the 1.25 cpp cashout feature since Apr 25. The points would be deducted first and refunded in less than 5 minutes. But don’t panic! As of the afternoon on Apr 28, we find…
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Chase Slate Credit Card Review (2020.4 Update: Removed from Chase (Temporarily?))

Chase Slate Review 2020.4 Update: This card is removed from Chase, maybe temporarily? I guess it will come back once the COVID-19 pandemic is over. Application Link Chase Slate Benefits Transfer balances with an introductory fee of $0 during the first 60 days your account is open. 0% intro APR for 15 months on purchases and balance transfers from account…
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UBS Visa Infinite Credit Card Review (2020.8 Update)

UBS Visa Infinite Credit Card Review 2020.8 Update: The higher offer expired. 2020.6 Update: Now we are sure about the requirements: you need to be an existing UBS customer and have $250k under their management in order to be eligible for the 100k offer. Otherwise the offer is only 25k ($3,000 spending in 3 months, first year annual fee NOT waived)….
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Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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