Credit Cards

AmEx Platinum Card for Ameriprise Review (2019.2 Update: First Year AF Not Waived! 60k Sign-up Bonus Now)

Platinum Card from American Express for Ameriprise Financial Review 02-06-19 Update: The card does not offer first year AF waiver anymore. Instead, it now comes with the standard sign-up bonus: 60k MR points after $5000 spending in 3 months. BTW, the Ameriprise Gold card is discontinued today. Application Link AmEx Platinum Card for Ameriprise Benefits Earn 60,000 Membership Rewards (MR)…
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Citi Prestige Credit Card Review (2019.1 Update: Available Now! 50k Offer)

Citi Prestige Card Review 2019.1 Update: This card is available now! The offer is 50k. 2018.10 Update: There will be a new benefit in May 2019: Cellphone protection for damage and theft There will also be some negative changes to current benefits in Sep 2019 (date not announced): 4th night free benefit will be limited to 2 times per calendar…
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The World of Hyatt Credit Card Review (2019.6 Update: 50k Offer)

The World of Hyatt Credit Card Review Application Link Chase World of Hyatt Benefits 25k+25k sign-up bonus: earn 25,000 Hyatt points after spending $3,000 in 3 months, and additional 25,000 Hyatt points after spending additional $3,000 in the first 6 months ($6,000 spending in total). That’s 50k Hyatt points in total. The recent best offer is 60k. Hyatt point is valued…
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Citi Rewards+ Student Credit Card Review (New Card)

Citi Rewards+ Student Card Review Application Link Citi Rewards+ Student Benefits 2.5k offer: earn 2,500 ThankYou Points after spending $500 in first 3 months.  We estimate that ThankYou Points (TYP) are worth about 1.6 cents/point, see below for a brief introduction. So the 2.5k sign-up bonus could be worth about $40. Earn 2x ThankYou Points per $1 spent on dining…
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Citi ThankYou Preferred Credit Card Review (Discontinued)

Citi ThankYou Preferred Card Review 2019.1 Update: As Citi has launched Citi Rewards+, it is almost certain that this card is indeed discontinued. 2018.12 Update: This card has disappeared from Citi’s credit card list, and previous application link is now pointing to a “Page Not Found” page. We are not sure whether you can still downgrade another card to this…
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Capital One Venture Rewards Credit Card Review (2019.6 Update: 50k Offer)

Capital One Venture Rewards Credit Card Review Application Link Capital One Venture Benefits 50k offer: earn 50,000 miles after spending $3,000 in first 3 months. The recent best offer is 75k. Earn 2x miles on all purchases. Earn 10x miles on thousands of hotels, through January 2020; learn more at hotels.com/venture . How to redeem the miles: [New] You can…
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Chase IHG Traveler Credit Card Review (2019.6 Update)

Chase IHG Rewards Club Traveler World MasterCard Review 2019.6 Update: This card disappeared from Chase credit card list. The previous application link is also dead. Is it discontinued? Never mind, new link is found. 2018.11 Update: The 5k points for adding an authorized user part of the offer is gone. The current offer is 60k. Application Link Chase IHG Traveler Benefits…
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BoA Air France KLM Credit Card Review (New Card Announced, 25k Bonus Offer)

BoA Air France KLM World Elite Mastercard Review Application Link BoA Air France KLM Benefits 25k Sign-Up Bonus: earn 25,000 FlyingBlue Miles after spending $1,000 in first 3 months.  We value FlyingBlue Miles at 1.3 cents/point (Airline Miles Value), so the 25k points offer worths about $325. Earn 3 miles per $1 spent on Air France / KLM and other…
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Citi Premier Credit Card Review (2019.6 Update: 60k Offer)

Citi Premier Card Review Application Link Citi Premier Benefits 60k offer: earn 60,000 ThankYou Points (TYP) after spending $4,000 in first 3 months. We estimate that ThankYou Points (TYP) are worth about 1.6 cents/point, see below for a brief introduction. So the 60k highest sign-up bonus is worth about $960! If you have this card, you can transfer your TYP…
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AmEx Hilton Aspire Credit Card Review (2019.7 Update: 150k Offer)

The Hilton Honors American Express Aspire Card Review Application Link AmEx Hilton Aspire Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $4,000 within the first 3 months. This is the recent best offer, so get it now if you need this card. We value Hilton Honors Points at 0.4 cents/point (Hotel Points Value), click here to see how many points are required…
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Capital One Savor Cash Rewards Credit Card Review (2019.5 Update: $300 Offer)

Capital One Savor Cash Rewards Credit Card Review 2019.5 Update: The $500 offer is expired. The offer is only $300 now. Application Link Capital One Savor Benefits $300 offer: earn $300 sign-up bonus after spending $3,000 in the first 3 months. The recent best offer is $500. 4% cashback on dining and entertainment, 2% cashback on grocery stores, and 1%…
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Capital One SavorOne Cash Rewards Credit Card Review (2019.7 Update: $150 Offer)

Capital One SavorOne Cash Rewards Credit Card Review Application Link Capital One SavorOne Benefits $150 offer: earn $150 sign-up bonus after you spend $500 in the first 3 months.  3% cashback on purchases at dining and entertainment, 2% cashback on grocery stores, and 1% cashback on all other purchases. No annual fee. Disadvantages Capital One will pull all three major…
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BoA Travel Rewards Credit Card Review (2018.7 Update: 25k Offer!)

Bank of America Travel Rewards Credit Card Review 2018.7 Update: The new offer is 25k, and this is the best offer ever on this card! Application Link BoA Travel Rewards. BoA Travel Rewards for Students. Note: student version has the same benefits as the regular version except the sign-up bonus. We suggest students apply for student version, non-students apply for non-student version,…
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Citi Double Cash (DC) Credit Card Review (2019.5 Update)

Citi Double Cash Card (DC) Review Application Link Citi Double Cash Benefits Everything 2% cash back: earn 1% cash back on every purchase you make, and an additional 1% cash back when you pay at least the minimum due. No annual fee. Disadvantages No sign-up bonus. Recommended Application Time [8/65 Rule] You can apply for at most 1 Citi cards every 8…
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Chase Ritz-Carlton Credit Card Review (2019.1 Update: Still Available via Product Change)

Chase Ritz-Carlton Credit Card Review 2019.1 Update: This card stopped accepting new applications since 2018.7. But it is still available via product change from Chase Marriott cards. For most people it is not worth getting this card because you won’t get sign up bonus via product change. FIY, it seems since 2018.7, Chase has changed the material of the card…
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