Credit Cards

Chase UA Explorer Credit Card Review (2019.7 Update: 50k Offer)

Chase United MileagePlus Explorer Card (Chase UA Explorer) Review 2019.7 Update: There is a 50k offer now. The link is obtained from inflight. 2019.6 Update: The current offer is only 40k now. 2019.4 Update: The new offer is 40k+20k. The latter 20k requires a lot of spending, so I think this is not a very good offer. Application Link Chase…
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Discover it Miles Credit Card Review (2019.7 Update: $100 Offer)

Discover it Miles Credit Card Review 2019.7 Update: The sign-up bonus and referral bonus are both $100 now (previously $50). Application Link Discover it Miles Benefits $100 offer: earn $100 statement credit after making one purchase within 3 months. Earn 1.5 Miles per $1 spent on all purchases. 1 Mile worth 1 cent if you redeem for travel statement credit. So it’s…
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Chase Amazon Prime Credit Card Review (2019.7 Update: $80 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2019.7 Update: The new offer is $80. 2018.2 Update: A while ago, Whole Foods is bought buy Amazon. Now this card can earn 5% cashback on Whole Foods as well! Besides the usual grocery, you can also look for gift cards you need in Whole Foods, and unlimited 5% cashback is very…
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AmEx Hilton Surpass Credit Card Review (Formerly Ascend) (2019.8 Update: 150k Offer)

The Hilton Honors American Express Surpass Card Review 2019.8 Update: The 130k+FN offer is expired. The current offer is 150k. 2019.7 Update: Today there are quite some changes on Hilton series credit cards. This card is rebranded from AmEx Hilton Ascend back to AmEx Hilton Surpass. Also, there is a new offer 130k + 1FN, ending on 2019.08.28. I think…
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Synchrony Cathay Pacific Credit Card Review (2019.7 Update: 50k Offer)

Cathay Pacific (CX) Visa Signature Card Review 2019.7 Update: The new offer is 50k, and the spending requirement is a bit high. Offer expires on 2019.9.30. Application Link Synchrony Cathay Pacific Credit Card Benefits 30k + 20k offer: earn 30,000 Asia Miles after spending $3,000 within the first 90 days; earn additional 20,000 Asia Miles after spending $8,000 within the first 6 months….
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Banco Popular Avianca (AV) Vuela Credit Card Review (2019.7 Update: 60k Offer)

Avianca Vuela Visa Card Review 2019.7 Update: The new offer is 60k, and this offer ends on 9.30. Application Link Banco Popular Avianca Vuela, the right one is this card. Promo code: SB4060 Benefits 60k limited time offer: earn standard 40,000 AV miles after first purchase, plus additional 20,000 AV miles after at least $1,000 spend on purchases within the first…
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Banco Popular Avianca (AV) Vida Credit Card Review (2019.7 Update: 40k Offer)

Avianca Vida Visa Card Review 2019.7 Update: The new offer is 60k, and this offer ends on 9.30. Application Link Banco Popular Avianca Vida, the left one is this card. Promo code: SB4060 Benefits 40k limited time offer: earn standard 20,000 AV miles after first purchase, plus additional 20,000 AV miles after at least $1,000 spend on purchases within the first 90…
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BoA Alaska Credit Card Review (2019.7 Update: 40k+$100 Offer)

BoA Alaska Airlines Visa Signature Card Review 2019.7 Update: The 40k+$100 offer is still alive. HT: DoC. 2019.5 Update: New benefits arrived: Enjoy 50% off day passes at the Alaska Lounge and 20% back on all Alaska Airlines inflight purchases. They are not very exciting but it is always good to see new benefits added. Application Link BoA Alaska Benefits 40k+$100…
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US Bank Altitude Reserve Credit Card Review (2019.6 – Enforcement of Anti-Churn Language)

[06.2019 Update]: Multiple readers report in the comments having applied for a second Altitude Reserve, meeting the minimum spend, but not receiving the bonus points. I just received a letter from a reader calling out each of his two card numbers as a reason for declining the 50,000 bonus points. At this point, I highly recommend not applying for a second…
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Sam’s Club Credit Card Review (2019.6 Update: $45 Offer)

Sam’s Club MasterCard Review 2019.6 Update: The new offer is $45. Offer ends on 2020.01.15. Application Link Sam’s Club Credit Card Benefits $45 offer: earn $45 after making one purchase within the first 90 days. Earn 5% cash back on eligible gas worldwide, including gas at Sam’s Club (on the first $6,000 per year, then 1% after). Earn 3% cash back…
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PayPal Cashback Mastercard® Review

PayPal Cashback Mastercard® Review Application Link PayPal Cashback Mastercard® Benefits Earn 2% cash back* every day, every time you make a purchase with your card. No exceptions. No rotating categories to keep track of. Redeem Cash Rewards right to your PayPal balance^ and use them whenever you want. No redemption threshold. Use your PayPal Cashback Mastercard to shop everywhere Mastercard is…
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Marriott Bonvoy Bold™ Credit Card Review (2019.8 Update: 50k Offer)

Marriott Bonvoy Bold™ Credit Card Review Application Link Chase Marriott Bonvoy Bold Benefits 50k offer: Earn 50,000 Marriott points by spending $2,000 in the first 3 months from account opening. Marriott point is now the most flexible points (after the merger with SPG). We estimate that Marriott points are worth about 0.7 cents/point, see below for a brief introduction. So…
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AmEx Gold Card Review (2019.8 Update: 50k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2019.8 Update: 50k offer is still available. Application Link AmEx Gold public link. Possible to see 50k offer with $2,000 spending requirement. Note that you have to use the incognito mode or empty the cache in your browser to see the 50k offer. If you can only see the 40k offer, please try…
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Delta Reserve® Credit Card from American Express Review (2019.8 Update: 75k Offer)

Delta Reserve® Credit Card from American Express Review 2019.8 Update: The current offer is 75k Miles+5k MQM. Application Link AmEx Delta Reserve Benefits 75k Miles + 5k MQM offer: Earn 75,000 Delta miles after spending $5,000 in the first 3 months, as well as 5,000 Medallion Qualification Miles (MQM) (Note that MQMs are not the kind of miles to redeem for…
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