Credit Cards

US Bank FlexPerks Travel Rewards Credit Card Review (2018.7 Update: 26,667 Offer)

US Bank FlexPerks Travel Rewards Visa Signature Card Review 2018.7 Update: The new offer is 26,667 FlexPoints, which is worth $400 towards travel. This is slightly better than the previous regular offer 25k, but inferior to the Olympic bonus offers every 2 years. 2018.1 Update: The FlexPerks used to have different value for different airline prices, and now they are…
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AmEx Schwab Investor Credit Card Review (2018.8 Update: $200 Offer Is Expired)

Schwab Investor Card from American Express Review 2018.8 Update: The $200 offer is expired. Now there’s only $100 offer. 2018.7 Update: The offer has increased to $200, and will expire on 2018.08.15. Application Link AmEx Schwab Investor Benefits $100 offer: earn $100 after spending $1,000 in first 3 months. Earn 1.5% cash back on all purchases. With this credit card, you…
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AmEx Platinum Card Review (2018.10 Update: 75k Offer)

The Platinum Card from American Express Review Application Link AmEx Platinum. Possible to see 75k offer with $5,000 spending requirement. Note that you have to use the incognito mode or empty the cache in your browser to see the 75k offer. If you can only see the 60k offer, please try a few more times. Now the offer differs by location, you…
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Citi AAdvantage MileUp Credit Card Review (2018.7 Update: 10k+$50 Offer)

Citi AAdvantage MileUp Review 2018.7 Update: This card is now available for application, sign up bonus is 10k+$50. All Citi AAdvantage Bronze cards will automatically be converted to this new card. Application Link Citi AAdvantage MileUp Benefits 10k + $50 offer: earn 10,000 AAdvantage Miles and $50 statement credit after spending $500 in first 3 months. We value AA Miles…
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AmEx EveryDay Preferred (EDP) Credit Card Review (2019.2 Update: 30k Offer)

The AmEx EveryDay Preferred Credit Card (EDP) Review 2019.1 Update: It’s possible to see 30k offer again now. 2018.7 Update: According to DoC’s data points, Amazon Reload and other small valued transactions now resumes to count towards number of purchases! 2018.6 Update: Previously people use Amazon Reload to meet the 50% bonus requirement. But according to our data points, Amazon Reload…
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Barclays Arrival Premier Credit Card Review (Discontinued)

Barclays Arrival Premier World Elite MasterCard Review 2018.10 Update: This card is no longer available. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits 75,000 MILES EACH YEAR if you spend $25,000 on purchases. After that, keep earning UNLIMITED 2X MILES on…
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Capital One Quicksilver Cash Rewards Credit Card Review (2019.3 Update: $150 Offer)

Capital One Quicksilver Cash Rewards Credit Card Review Application Link Capital One Quicksilver Benefits $150 offer: earn $150 after spending $500 in first 3 months. Earn 1.5% cash back on all purchases. No annual fee. Disadvantages Capital One will pull all three major credit bureaus (Experian, TransUnion, Equifax) for one credit card application! Recommended Application Time We recommend you apply…
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Chase Hyatt Credit Card Review (Discontinued) (Upgrading Method Updated)

Chase Hyatt Credit Card Review 2018.6 Update2: This card won’t be upgraded to the new card automatically. If you want to upgrade, there’s a dedicated webpage. You can’t upgrade online; instead, you need to call 1-800-436-7941. Some people get 2,000 points upgrade bonus. Should you upgrade? It depends. If you just want to get an annual free night by paying annual…
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Barclaycard Arrival Plus Credit Card Review (2019.6 Update: Unavailable Now)

Barclaycard Arrival Plus World Elite MasterCard Review 2019.6 Update: This card is currently unavailable because Barclays is “re-thinking” this brand. Application Link Barclaycard Arrival Plus Benefits 70k offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days. Earn unlimited 2X miles on every purchase. NEW – Control Your Card – Instantly secure your accounts by locking…
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Chase Slate Credit Card Review

Chase Slate Review Application Link Chase Slate Benefits Transfer balances with an introductory fee of $0 during the first 60 days your account is open. 0% intro APR for 15 months on purchases and balance transfers from account opening. Free FICO credit score from Experian. No annual fee. Disadvantages No sign up bonus. No rewards. Recommended Application Time [5/24 Rule]…
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Wells Fargo Platinum Credit Card Review

Wells Fargo Platinum Card Review Application Link Wells Fargo Platinum Benefits 0% introductory APR for 18 months on purchases and balance transfers. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 18 months. After that, up to 5%…
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US Bank FlexPerks Select Plus Credit Card Review (2018.1 Update: FlexPerks Are Now Worth Fixed 1.5 c/p)

U.S. Bank FlexPerks Select+ American Express Card Review 2018.1 Update: The FlexPerks used to be worth different value for different airline prices, and now they are worth fixed 1.5 c/p towards travel. Application Link US Bank FlexPerks Select Plus Benefits Earn 10,000 FlexPoints after spending $1000 in first 4 months. FlexPoints are worth fixed 1.5 cents/point towards travel (such as airline,…
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Deserve Edu Credit Card Review (No SSN or Credit History Required for Students, $30 Bonus)

Deserve Edu Mastercard for Students Review 2018.5 Update: New benefit has arrived: up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your card. Application Link Deserve Edu Benefits $30 offer: earn $30 after making one purchase within the first 3 months. This is a credit card that is specially designed for students….
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AmEx Platinum Card for Morgan Stanley Review (2018.5 Update: 60k Offer)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2018.7.2 Update: AmEx Platinum now has a new benefit: Saks credit. “Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from…
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