Tag Archive: No Annual Fee

AmEx Schwab Investor Credit Card Review (2025.5 Update: $300 Offer)

Schwab Investor Card from American Express Review [2025.5 Update] The new welcome offer is $300. [2025.1 Update] The welcome offer is back to $200. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $300 offer: earn $300 statement credit after spending $1,000…
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Ink Business Unlimited® Credit Card Review (2025.5 Update: $750+$300 Offer)

Ink Business Unlimited® Credit Card Review 2025.5 Update: Third party website Rakuten is giving an extra $300 for CIU! The Rakuten cashback can be converted to MR points so it can also be seen as 30k MR points. This is a fantastic addition to the already fantastic welcome offer! 2024.11 Update: The $900 offer is expired. Currently there’s only a 75k…
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Chase Freedom Unlimited® (CFU) Review (2025.5 Update: $200+$150 Offer)

Chase Freedom Unlimited® Review 2025.5 Update: Third party website Rakuten is giving an extra $150 for CFU! The Rakuten cashback can be converted to MR points so it can also be seen as 15k MR points. 2025.3 Update: The welcome offer is changed from $200 to $250. [2025.5 Update] The $250 offer becomes $200 again. 2024.11 Update: The welcome offer…
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Citi Rewards+® Card Review (2025.5 Update: Not Available for Application But Available for Product Change)

Citi Rewards+® Card Review 2025.5 Update: According to FM’s reports, although you can’t apply for this card any more, you can still do product change to this card. 2025.4 Update: The application link shows “page not found”. It seems this card is discontinued. The existing card holders should be able to enjoy the benefits, at least for now. 2024.1 Update:…
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.4 Update: New Transfer Partner Southwest 1:1)

Bilt Mastercard® Review 2025.4 Update: New transfer partner: Southwest Airlines (WN). The transfer ratio is 1:1. It’s great to see Bilt adding more and more transfer partners. 2024.10 Update: 2 new transfer partners: Accor (3:2) and TAP (1:1). Accor points are worth fixed 2 euro cents/point, therefore Bilt points will be worth fixed 1.33 euro cents/point or about 1.46 cents/point…
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Wells Fargo Choice Privileges Credit Card Review (2025.4 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. 2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card! Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending $1,000 in…
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United Gateway℠ Card Review (2025.3 Update: 30k Offer; No Automatic Cardmember Pricing for Award Tickets)

United Gateway℠ Card Review 2025.3 Update: The offer is back to 20k. The 30k offer came back. At the same time, this card has a major negative change: starting from Aug 1, 2025, you don’t have automatic cardmember pricing on award ticket any more, instead, you need to spend $10,000 each calendar year to see it. 2024.11 Update: The new offer…
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Barclays Wyndham Earner Credit Card Review (2025.3 Update: 60k Offer)

Wyndham Rewards® EarnerSM Card Review 2025.3 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.9 Update: The new offer is 45k. Application Link Barclays Wyndham Earner Benefits 60k offer: earn 60,000 Wyndham points after spending $2,000 in the first 90 days. The recent best offer 75k. Wyndham points are…
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AmEx Hilton Credit Card Review (2025.5 Update: 80k Offer)

The Hilton Honors American Express Card Review 2025.5 Update: The welcome offer is changed back to 80k. 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. Application Link AmEx Hilton Benefits 70k+1FN offer: earn 70,000 Honors Points and 1 free night (no cap) after spending $2,000 in…
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Chase Amazon Prime Credit Card Review (2025.4 Update: $150 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2025.4 Update: The new offer is $150 (no spending requirement). 2025.1 Update: The new offer is $100 (no spending requirement). 2024.12 Update: The new offer is $150 (no spending requirement). Application Link Chase Amazon Prime Benefits $150 offer: earn $150 Amazon gift card after approval, no spending requirement. (Offer is lower for non…
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Apple Card Review (2024.10 Update: $75 Offer)

Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best offer is $100. Earn 3%…
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Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2024.12 Update: $200 Offer)

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review 2024.12 Update: The $250 offer is expired. The current offer is $200. 2024.10 Update: The new welcome offer is $250. Now Capital One renamed this SavorOne credit card ($0 annual fee) to Savor, and discontinued the former Savor credit card ($95 annual fee), which is very confusing. 2021.5 Update: Capital…
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Costco Anywhere Visa® Card by Citi Review (2025.5 Update)

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash back at other gas stations and EV…
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AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
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