Author Archive: Geo

AmEx Green Card Review (2020.11 Update: 50k Public Offer/65k Targeted Offer!)

American Express Green Card Review 2020.11 Update: One of our readers received this targeted offer by mail: 65k MR points after spending $3k in 6 months. This is the best ever targeted offer on this card! Picture: 2020.9 Update: There’s a 50k offer via incognito mode! This is the best ever offer on this card. It seems you can only see this…
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AmEx Platinum Card Review (2020.11 Update: 100k + 10x on Grocery&Gas, Best Ever Offer!)

The Platinum Card from American Express Review 2020.11 Update2: There’s an even better offer now: 100k offer plus 10x on grocery&gas! If you can’t see it, please use incognito mode, and/or with VPN. 100k+10x public offer According to our readers’ data points, it is possible to see 125k+10x pre-qualified offer, so please check whether you get prequalified before applying: 125k+10x pre-qualified…
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PSA: Activate Your 5% Bonus Categories for 2020 Q4 Now!

2020.9 Update: 2020 Q4 (Oct., Nov., Dec.) 5% categories are released! Now it’s the time to activate them. A number of credit card issuers have at least one product that offer 5% cashback in categories that rotate every quarter (three months).  If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use…
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Amex Business Platinum Card Review (2020.10 Update: 95k or 100k Offer)

The Business Platinum Card from American Express Review 2020.10 Update: There is a 95k offer now, better than the previous 85k offer. Application Link AmEx Business Platinum 95k Offer AmEx Business Platinum 100k Targeted Offer, earn 100,000 MR after spending $10,000 in the first 3 months. No direct link, you need to call AmEx and ask and hope for the best:…
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Amex Business Gold Card Review (2020.10 Update: 60k Offer)

American Express Business Gold Card Review 2020.10 Update: There is a 60k offer now, the offer is higher than the previous 50k offer but the spending limit is also higher. Application Link AmEx Business Gold Benefits 60k Offer: earn 35,000 MR points after spending $5,000 in the first 3 months, earn additional 25,000 MR points after spending additional $2,500 in the first…
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AmEx Blue Business Plus Credit Card Review (2020.11 Update: 10k Offer)

Blue Business Plus Credit Card from American Express Review 2020.11 Update: The offer is back to the regular 10k offer. 2020.8 Update: The new offer is $300: earn statement credits for any amount spent at Dell Technologies, DocuSign, and/or FedEx, up to the first $100 spent per merchant, $300 in total. This offer requires spending at specific merchants, therefore is quite different…
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Ink Business Preferred℠ Credit Card Review (2020.6 Update: 100k Offer)

Ink Business Preferred℠ Credit Card‎ Review 2020.6 Update: The 80k offer is expired. There is only 100k offer (with high spending requirement) now. 2020.3 Update: There is a new 100k offer, which requires $15k spending in 3 months. This spending requirement is huge. The 80k offer links are still alive, which only requires $5k spending in 3 months. You can choose…
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Citi® Double Cash Card Review (2020.1 Update)

Citi® Double Cash Card (DC) Review [2019.9 Update]: This card has been revamped. Now cashback can be transferred to Citi ThankYou Points (TYP) at a ratio of 1:1, meaning every dollar spent on the DC earns the equivalent of 2 TYP. If you have the Citi Premier or Citi Prestige and are able to redeem points at 1.25 cents per…
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Hyatt Residence Club Coconut Plantation (Bonita Springs, Florida) – Trip Report

Introduction The Hyatt Residence Club (HRC) Coconut Plantation is located in Bonita Springs on Florida’s Gulf Coast. It is one of sixteen timeshare properties in the HRC portfolio, including one of five in Florida. Earlier this year I was solicited by HRC for a three-night stay at the Coconut Plantation wherein we would pay $262 including taxes and receive three…
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Hyatt Residence Club Coconut Point Timeshare Promo – Bonita Springs, Florida [TARGETED]

Introduction Earlier this year I received a promotional email from Hyatt offering a three night stay at the Hyatt Residence Club (HRC) Coconut Plantation located in Bonita Springs, Florida. For $262 including all taxes and fees, I would receive a $100 room credit or 10,000 World of Hyatt points and three nights in a one-bedroom king condominium. The catch? I’d…
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Guide to the FICO Credit Score

Introduction A credit score is a three-digit number that represents “creditworthiness,” or the degree of perceived risk a lender is assuming by providing an individual with credit.  A credit score is generated through a statistical analysis of a credit report based on five primary factors, including payment history, amount of outstanding debt owed, length of credit history, types of credit,…
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US Bank Altitude Reserve Credit Card Review (2020.6 Update)

US Bank Altitude Reserve Visa Infinite Card Review Application Link US Bank Altitude Reserve (only for U.S. Bank customers who have an eligible consumer U.S. Bank account relationship open a minimum of 5 business days prior to submitting an application, otherwise please visit a branch to apply) Benefits 50k offer: earn 50,000 bonus points after spending $4,500 in first 3 months. Points…
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