Author Archive: Geo

Amex Business Platinum Card Review (2019.7 Update: 100k Offer)

The Business Platinum Card from American Express Review 2019.7 Update: There is a 100k offer now, only in referral links not in public links. The spending requirement is high. Offer ends on 9.25. 2019.2 Update: The new benefits ($200 Dell credit & WeWork membership) are available now. The annual fee becomes $595 now ($450 previously). Application Link AmEx Business Platinum…
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US Bank Altitude Reserve Credit Card Review (2019.6 – Enforcement of Anti-Churn Language)

[06.2019 Update]: Multiple readers report in the comments having applied for a second Altitude Reserve, meeting the minimum spend, but not receiving the bonus points. I just received a letter from a reader calling out each of his two card numbers as a reason for declining the 50,000 bonus points. At this point, I highly recommend not applying for a second…
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PSA: Activate Your 5% Bonus Categories for 2019 Q3 Now!

2019.6 Update: 2019 Q3 (Jul Aug Sep) categories are released! Many of you have credit cards that earn 5% back on bonus categories that rotate quarterly. If you are a Chase Freedom, Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your bonus categories indicated below: 1. Chase Freedom: Gas & Streaming Services https://creditcards.chase.com/freedom/activate The Chase Freedom has a…
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10k AmEx MR Per Account with Pay Over Time (Non-Unique Link + Offer Code)

  [2019/03/13 Update] – I just received another mailer for a Business Gold card with a new link to try if you have been unsuccessful enrolling thus far. AmEx is sending out physical mailers for a promotional offer where charge card holders can earn 10,000 MR points per account by enrolling in the  “Pay Over Time” feature. There are no additional…
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Guide to Shopping Portals: Earn Extra Cashback and Miles with Everyday Spend (2018.10 Update: Discover Deals Will Be Discontinued Soon)

2018.10 Update: Discover Deals will be ended on 2018.10.31. It was good especially for Apple stuff. R.I.P. Introduction Shopping portals provide a phenomenal way to earn extra miles and cashback while making online purchases through thousands of different vendors. From Wal-Mart, Best Buy and Amazon to smaller stores, you should never make an online purchase without first checking to see if…
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AmEx Platinum Card Review (2018.10 Update: 75k Offer)

The Platinum Card from American Express Review Application Link AmEx Platinum. Possible to see 75k offer with $5,000 spending requirement. Note that you have to use the incognito mode or empty the cache in your browser to see the 75k offer. If you can only see the 60k offer, please try a few more times. Now the offer differs by location, you…
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Amex Business Gold Card Review (2018.12 Update: 4x New Benefits, AF Raised to $295)

American Express Business Gold Card Review 2018.12 Update: New benefits arrived. Previous card holders will not get these new benefits automatically. Application Link Amex Business Gold 50k Offer, earn 50,000 MR after spending $5,000 in the first 3 months. Amex Business Gold 75k Targeted Offer, earn 75,000 MR after spending $10,000 in the first 3 months. No direct link, you need to call AmEx…
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Chase Ink Preferred (CIP) Business Credit Card Review (2018.4 Update: 100k In Branch!)

Chase Ink Preferred Business Card‎ Review 2018.4 Update: There’s a 100k offer in branch from 4.29 to 5.5, and the spending requirement is $5000 in 3 months. Unfortunately it seem there’s no online application link. HT: DoC. 2017.05.27 Update: According to at least eight data points in this new Reddit thread, people applying for the Chase Ink Preferred through referral links are automatically…
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Miles and Points Valuations: Economics and Philosophy

Introduction Miles and points enthusiasts generally fall into one of two camps: luxury travelers and economy travelers. Because “value” is often tied to market price, the luxury travelers generally flaunt greater redemption values as they are able to spend a marginal number of additional points for a first class ticket or opulent hotel stay that has a substantially higher open-market…
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$3,587 Saved In 15 Months with Amex Offers

Introduction From decreasing the cost of everyday purchases like groceries and cell phone bills to Hacking the Cost of an Engagement Ring, Amex Offers provide one of the most lucrative opportunities in the credit card churning game. The opportunity is so lucrative that earnings can rival signup bonuses as the best return on credit card spend. This post summarizes how I…
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A Beginner’s Guide to Hilton Honors

Introduction Hilton Worldwide Holdings, Inc. is one of the largest multinational hotel conglomerates in the world, comprised of 5,200 properties across 14 hotel brands. Brands owned by Hilton include Conrad Hotels & Resorts, Canopy, Curio, Hilton, DoubleTree, Embassy suites, Hilton Garden Inn, Hampton, Homewood Suites, Home2 Suites, Hilton Grand Vacations, Waldorf Astoria, Tru, and Tapestry. In 2017, Hilton’s guest loyalty…
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Amex PRG-Platinum Upgrade/Downgrade? Get the Travel Credit Twice!

Introduction I recently received an offer for 60,000 Membership Rewards (MR) points after spending $5,000 by upgrading my Amex Premier Rewards Gold (PRG) to an Amex Platinum. The offer was received via email with the subject line “Congratulations [NAME], Get Exciting Benefits When You Upgrade to the Platinum Card!” Of course I accepted the offer. The best part amount Amex upgrade offers…
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AmEx Blue Business Plus Credit Card Review (2018.2 Update: 10k Offer & Now You Can Refer A Friend)

Blue Business Plus Credit Card from American Express Review 2018.2 Update: Now you can refer a friend, and the referral links lead to a 10k offer, which is better than the link on the official website. 2017.7 Update: It appears the 20k MR signup offer is still available, possibly on a targeted basis. I just logged into my Amex account,…
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