Author Archive: Geo

US Bank Altitude Reserve Credit Card Review (2019.3 – 50k Bonus Churned with First Acct. Still Open!)

[03.2019 Update]:  I just received my 2nd sign-up bonus on the Altitude Reserve in 8 months. Originally approved for the first account in July 2018, 50k points received in August 2018. Second account approved in February 2019 with the first account still open. Second 50k points received today. Good news for anyone who can get approved for US Bank products! Just…
Read more

PSA: Activate Your 5% Bonus Categories for 2019 Q2 Now!

2019.3 Update: 2019 Q2 (Apr May Jun) categories are released! Many of you have credit cards that earn 5% back on bonus categories that rotate quarterly. If you are a Chase Freedom, Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your bonus categories indicated below: 1. Chase Freedom: Grocery Stores and Home Improvement Stores https://creditcards.chase.com/freedom/activate The Chase Freedom…
Read more

10k AmEx MR Per Account with Pay Over Time (Non-Unique Link + Offer Code)

  [2019/03/13 Update] – I just received another mailer for a Business Gold card with a new link to try if you have been unsuccessful enrolling thus far. AmEx is sending out physical mailers for a promotional offer where charge card holders can earn 10,000 MR points per account by enrolling in the  “Pay Over Time” feature. There are no additional…
Read more

Amex Business Platinum Card Review (2019.2 Update: Dell Credit & WeWork Benefits Are Now Available)

The Business Platinum Card from American Express Review 2019.2 Update: The new benefits ($200 Dell credit & WeWork membership) are available now. The annual fee becomes $595 now ($450 previously). 2018.8 Update: The 100k offer is expired. Now there’s only 75k offer. Application Link AmEx Business Platinum 75k Offer, earn 50,000 MR after spending $10,000 in the first 3 months,…
Read more

Guide to Shopping Portals: Earn Extra Cashback and Miles with Everyday Spend (2018.10 Update: Discover Deals Will Be Discontinued Soon)

2018.10 Update: Discover Deals will be ended on 2018.10.31. It was good especially for Apple stuff. R.I.P. Introduction Shopping portals provide a phenomenal way to earn extra miles and cashback while making online purchases through thousands of different vendors. From Wal-Mart, Best Buy and Amazon to smaller stores, you should never make an online purchase without first checking to see if…
Read more

AmEx Platinum Card Review (2018.10 Update: 75k Offer)

Platinum Card from American Express Review 2018.7.24 Update: I just received an email offer to upgrade a Premier Rewards Gold card to an AmEx Platinum under a promotion to receive 25,000 MR after spending $2,000 in 90 days. The upgrade offer isn’t great considering the $550 annual fee, but the spend requirement is quite easy to meet. Subject line of the…
Read more

Amex Business Gold Card Review (2018.12 Update: 4x New Benefits, AF Raised to $295)

American Express Business Gold Card Review 2018.12 Update: New benefits arrived. Previous card holders will not get these new benefits automatically. Application Link Amex Business Gold 50k Offer, earn 50,000 MR after spending $5,000 in the first 3 months. Amex Business Gold 75k Targeted Offer, earn 75,000 MR after spending $10,000 in the first 3 months. No direct link, you need to call AmEx…
Read more

Chase Ink Preferred Business Credit Card Review (2018.4 Update: 100k In Branch!)

Chase Ink Preferred Business Card‎ Review 2018.4 Update: There’s a 100k offer in branch from 4.29 to 5.5, and the spending requirement is $5000 in 3 months. Unfortunately it seem there’s no online application link. HT: DoC. 2017.05.27 Update: According to at least eight data points in this new Reddit thread, people applying for the Chase Ink Preferred through referral links are automatically…
Read more

Miles and Points Valuations: Economics and Philosophy

Introduction Miles and points enthusiasts generally fall into one of two camps: luxury travelers and economy travelers. Because “value” is often tied to market price, the luxury travelers generally flaunt greater redemption values as they are able to spend a marginal number of additional points for a first class ticket or opulent hotel stay that has a substantially higher open-market…
Read more

$3,587 Saved In 15 Months with Amex Offers

Introduction From decreasing the cost of everyday purchases like groceries and cell phone bills to Hacking the Cost of an Engagement Ring, Amex Offers provide one of the most lucrative opportunities in the credit card churning game. The opportunity is so lucrative that earnings can rival signup bonuses as the best return on credit card spend. This post summarizes how I…
Read more

A Beginner’s Guide to Hilton Honors

Introduction Hilton Worldwide Holdings, Inc. is one of the largest multinational hotel conglomerates in the world, comprised of 5,200 properties across 14 hotel brands. Brands owned by Hilton include Conrad Hotels & Resorts, Canopy, Curio, Hilton, DoubleTree, Embassy suites, Hilton Garden Inn, Hampton, Homewood Suites, Home2 Suites, Hilton Grand Vacations, Waldorf Astoria, Tru, and Tapestry. In 2017, Hilton’s guest loyalty…
Read more

Amex PRG-Platinum Upgrade/Downgrade? Get the Travel Credit Twice!

Introduction I recently received an offer for 60,000 Membership Rewards (MR) points after spending $5,000 by upgrading my Amex Premier Rewards Gold (PRG) to an Amex Platinum. The offer was received via email with the subject line “Congratulations [NAME], Get Exciting Benefits When You Upgrade to the Platinum Card!” Of course I accepted the offer. The best part amount Amex upgrade offers…
Read more

AmEx Blue Business Plus Credit Card Review (2018.2 Update: 10k Offer & Now You Can Refer A Friend)

The Blue Business Plus Credit Card from American Express OPEN Review 2018.2 Update: Now you can refer a friend, and the referral links lead to a 10k offer, which is better than the link on the official website. 2017.7 Update: It appears the 20k MR signup offer is still available, possibly on a targeted basis. I just logged into my…
Read more

Introduction to Amex Offers (2018.1 Update: No Longer Able To Add Offers via Twitter/Facebook!)

2018.1 Update: Now AmEx stopped the option to add AmEx Offers via Twitter/Facebook, and in the future all AmEx Offers must be added via AmEx website. Then all third party AmEx cards will no longer be able to use AmEx Offers. HT: DoC. Introduction Amex Offers is a very lucrative discount program for Amex cardholders that provides bonus Membership Rewards (MR)…
Read more