【小道消息】Chase Freedom 可能將於年底強制轉卡為 CFU【更新:Chase 內部 Memo 表明老 Freedom 不會消失!】

freedom-dead

【2016.6.10 更新】好消息!DoC 今天得到了一個 Chase 內部 memo,上面明確寫了 Chase 不打算讓老 Freedom 的5%返現消失:

What to know about those Chase Freedom rumors

June 10,2016

We want to clear up some rumors circulating on some blogs stating that our Chase Freedom credit card will be discontinued at the end of the year

Here are the facts

  • There are no plans to discontinue Chase Freedom or the 5% categories that come with it.
  • Chase Freedom is one of our most popular cards and will continue to be available online.
  • Chase Freedom Unlimited debuted in March to give customers more options for earning cash back – not to replace Chase Freedom.

As always, use your resources to help customers apply for the card that』s right for them. If customers want to apply for Chase Freedom in the branch, you can help them apply on chase.com. [Last few words are cut off in the picture I saw]

All States – All Branch Employees (A)


【2016.6.9 更新】DoC 更新了自己的博文,說Chase發表了一個評論說老 Freedom 還會繼續存在:

The Chase Freedom Unlimited card is not replacing Chase Freedom. Chase Freedom, one of our most popular cards, will continue to be available and play an important role in our credit card growth strategy.

Rob Tacey I Chase Card Services I Communication and Public Affairs

但是 DoC 自己也說了,Chase 的這類回復未必是真的,他們也可能自打臉的。另外值得注意的一點是,我們 Google 了一下這段話,發現這段話居然是3月份就已經出現在 TPG 的博文里了!也就是說,Chase 這段話其實針對的並不是最近的這個 rumor。。。

Stay tuned.


好久沒來嚇唬大家的小心肝了,但是現在有個英文論壇滿天飛的乳摸,目前這消息僅是rumor,我們也在儘力核實,大家就先當閑聊看吧!

Chase Freedom 每季度有一個類別的消費能夠賺 5x UR 點數,是一張深受歡迎的信用卡。然而最近在reddit上有小道消息指出,Chase Freedom 可能將於今年年底被下架,強制轉卡為 Chase Freedom Unlimited (CFU)——新出的 everything 1.5x UR 的信用卡。鑒於帖子的樓主說這一小道消息的來源是 Chase Private Client (CPC) Banker,所以有一定的可信度。另外,DoC 也在回帖中表示他收到了好幾封讀者 email 跟他說起同一個小道消息。不得不說,綜合看來,這個消息很可能是真的了。其實現在 Chase branch 里已經無法申請老 Freedom 了,只能網申,這就是一個此產品即將被下架的強烈信號。

一路走來,各種5%返現卡都是要麼已經下架,要麼走在了下架的路上。 R.I.P.。前有 Sallie MaeCiti Forward,今有 Chase Freedom。估計銀行經過這麼多年的數據積累,已經發現5%返現無法讓其盈利了,他們估計本來的計劃是用5%返現留住客戶然後期待客戶所有消費都刷它,沒想到有太多人就只刷那5%的類別。。。其他的5%返現卡是否能夠堅挺呢?Old Blue Cash (OBC) 已經是半死不活的狀態,BBVA Compass NBA 剛剛被加上了上限。如果 Chase Freedom 當真被下架了,我想 Chase 家的真神卡 Chase Ink Plus 應該也不遠了… 希望最受大家歡迎的 Discover it 能夠靠着更高的刷卡手續費堅挺吧!

當然,我們也非常非常希望這個小道消息不是真的!希望認識 Chase 員工的讀者以及 CPC 用戶能夠問一問認識的 banker 他們是怎麼看這一消息的,希望這個小道消息最後能夠被打臉!


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