Author Archive: ThunderFat

Barclays Arrival Premier Credit Card Review (Discontinued)

Barclays Arrival Premier World Elite MasterCard Review 2018.10 Update: This card is no longer available. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits 75,000 MILES EACH YEAR if you spend $25,000 on purchases. After that, keep earning UNLIMITED 2X MILES on…
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Capital One Quicksilver Cash Rewards Credit Card Review (2019.3 Update: $150 Offer)

Capital One Quicksilver Cash Rewards Credit Card Review Application Link Capital One Quicksilver Benefits $150 offer: earn $150 after spending $500 in first 3 months. Earn 1.5% cash back on all purchases. No annual fee. Disadvantages Capital One will pull all three major credit bureaus (Experian, TransUnion, Equifax) for one credit card application! Recommended Application Time We recommend you apply…
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Ink Business Unlimited℠ Credit Card Review (2019.8 Update: 50k Offer)

Ink Business Unlimited℠ Credit Card Review Application Link Chase Ink Unlimited Benefits 50k offer: earn 50,000 Ultimate Rewards (UR) points after spending $3,000 within the first 3 months of card membership. We estimate that Ultimate Rewards (UR) points are worth about 1.6 cents/point, see below for a brief introduction. So the 50k sign-up bonus could be worth about $800! Earn…
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Wells Fargo Cash Wise Credit Card Review (2018.7 Update: $200 Offer)

Wells Fargo Cash Wise Visa Card Review Application Link Wells Fargo Cash Wise Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 1.5% cash back on all purchases. You will earn an additional 20% mobile wallet transaction bonus cash reward above the base earn of 1.5% on net purchases, for a total of 1.8% cash rewards…
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Mercedes-Benz Cards from American Express Will Be Discontinued in Jan 2019

People used to earn a lot Amex Membership Rewards points by getting sign-up bonuses from different versions of Platinum cards. They currently offer Platinum, Mercedes-Benz Platinum, Schwab Platinum and Ameriprise Platinum for normal users. You at least can get 195k MR points by simply getting sign-up offer of these Platinum cards. However, if you go to application page of AmEx…
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Chase UA Club Credit Card Review (2017.10 Update: 50k Offer!)

Chase United MileagePlus Club Card (Chase UA Club) Review 2017.10 Update: Now there’s a 50k public offer! HT: reddit. Note that the first year annual fee is NOT waived. Considering this card falls under 5/24, and comparing with other 5/24 cards this card is not so good, so I don’t recommend it even if it has 50k offer. If you are interested…
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BoA Premium Rewards Credit Card Review (2019.7 Update: 50k Offer)

Bank of America Premium Rewards Credit Card Review Application Link BoA Premium Rewards Benefits 50k offer: earn 50,000 points after spending $3,000 in first 90 days. The value of these points is $500. Earning 2x points per dollar spent on travel and dining, earn 1.5x points elsewhere. Points can be redeemed as statement credit or deposited into BoA Checking/Savings account. You…
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How To Get the Best AmEx Welcome Offers (2017 Update)

American Express (AmEx), with its great service and benefits, as well as the incredible 3x Credit Limit Increase (CLI), is a very popular credit/charge card issuer in the United States. It is recommended to keep at least one AmEx credit card or charge card. However, AmEx has changed it policy in 2014 so that one can only get the welcome…
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BoA Amtrak Guest Rewards Platinum Credit Card Review (2017.2 Update: 15k Offer Is Dead)

Bank of America Amtrak Guest Rewards Platinum World MasterCard Review 2017.2 Update: The 15k offer is expired. 2017.1 Update: This card disappeared from the BoA official site, and the offer in the Amtrak official site is only 12k now. But we found a new link for the 15k offer, see the application link below. HT: reddit. Application Link BoA Amtrak Guest Rewards…
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A Beginner’s Guide to British Airlines (BA) Executive Club Miles

Update: Starting from 2016.2.2, BA miles will be devalued. The reward flights in the north America that currently require 4,500 miles will cost 7,500 in the future, flights in others distances are not affected. Other than that, there might be bugs when you use British Airways website to search for American Airlines tickets. We suggest you use the AA website to…
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Introduction to Hotel Best Rate Guarantee (BRG)

Best Rate Guarantee, just as its name implies, is to guarantee the best rate. Currently, hotel groups more want customers to go directly to their official website (including the official mobile phone App) to book accommodation.In order to attract more customers, in addition to the general provision that only official website reservation can get eligible stay/nights, they also tend to…
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