Author Archive: ThunderFat

How to Avoid Chase Closing All Your Accounts

Previously, we introduced the risk monitoring method by AmEx: Financial Review (FR), of which many churners are wary of. Today we are going to tell something more nightmare-inducing: Chase may close all your credit card accounts!! A-L-L credit card accounts! We write not to scare you, but instead to help you find the right way to establish a good relationship with banks!…
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Capital One VentureOne Rewards Credit Card Review (2019.7 Update: 20k Offer)

Capital One VentureOne Rewards Credit Card Review Application Link Capital One VentureOne Benefits 20k offer: earn 20,000 miles after spending $1,000 in first 3 months. The value of the miles is $200. Earn 1.25x miles on all purchases. Earn 10x miles on thousands of hotels, through January 2020; learn more at hotels.com/venture . How to redeem the miles: [New] You…
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Introduction to AmEx Membership Rewards (MR) II: How to Use

  Recently, American Express has had a lot of large sign-up bonuses offers and many of you have obtained or will obtain many Membership Rewards (MR) points. What is the best way to use those points? We will introduce how to use those points and hope you can find the best way to use yours! You can click Introduction to…
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How to Avoid Financial Review (FR) from Amex?

Several days ago Amex finally introduced the 100k offer for the Platinum Card as well as ED and BCE’s 25k/$250, lots of people applied and were approved for these offers. At the same time, however, Amex strengthened their efforts on Financial Review and recent data points show many users going through this process. In this post, we will briefly introduce the…
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Detailed Redemption Rules for American Airline (AA) Miles

We have posted an article before: A Beginner’s Guide to American Airline (AA) Miles, to give you a brief introduction to American Airline Miles, including how to earn AA miles and how to use miles for free air ticket (mainly focus on using miles for Sino-US air ticket). In this post, we will elaborate the specific rules of the AA…
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Magical Backdoor Numbers: Reconsideration Tips

What should I do if my credit card application was rejected, what about pending (further review): Try reconsideration lines of banks in USA! Whether through Internet or go to branch in US, it is very common to apply credit card without instant reply. Tragedy occurs when “we are sorry” pops out immediately after clicking “apply”. Don’t be upset. Catch your breathe…
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