2019.3 Update: 2019 Q2 (Apr May Jun) categories are released!
Many of you have credit cards that earn 5% back on bonus categories that rotate quarterly. If you are a Chase Freedom, Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your bonus categories indicated below:
1. Chase Freedom: Grocery Stores and Home Improvement Stores
The Chase Freedom has a quarterly cap of $1,500 in spend on 5x categories per account.
2. Discover it: Gas Stations, Uber and Lyft
Discover has released the categories for the whole year. The Discover it has a quarterly cap of $1,500 in spend on 5% categories. Remember that all new Discover it cardholders will earn double cash back earned in the first 12 months of card membership, including on cash back earned in bonus categories, making quarterly category spend worth 10% cash back in the first year!
3. Citi Dividend: Drugstores and Fitness Clubs
The Citi Dividend earns 5% cash back on a cumulative total of $6,000 in spend per year rather than on $1,500 spend per quarter. The Citi Dividend is no longer available for signups, but you can product change other Citi accounts to it once those accounts are at least 1 year old.
The US Bank Cash+ card allows you to earn 5% cash back in two categories of your choice every quarter, up to $2,000 in combined spend. It also allows you to choose a 2% cash back category every quarte. The image below shows which categories are available for 2% (left) and 5% (right) cash back.
Appendix: Historical 5% Categories by Year
Click the card name to expand: