Tag Archive: No Annual Fee

Deserve EDU Credit Card Review (Not Available Temporarily)

Deserve EDU Mastercard for Students Review 2023.9 Update: This card is unavailable temporarily (hopefully not permanently). “New applications are being paused temporarily as we redesign our card.” 2023.1 Update: The $30 welcome offer is expired. There’s no welcome offer now. Application Link Deserve EDU Benefits This is a credit card that is specially designed for students. International students can also…
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Wells Fargo Rewards Credit Card Review (Discontinued)

Wells Fargo Rewards Card Review 2021.4 Update: This card is discontinued on 2021.7.1. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Earn 5x rewards points on gas, grocery, and drugstore purchases…
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Wells Fargo Visa Signature Credit Card Review (Discontinued)

Wells Fargo Visa Signature Card Review 2021.4 Update: This card is discontinued on 2021.7.1. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. [Expired] Earn 5x rewards points on gas, grocery, and…
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Wells Fargo Cash Wise Credit Card Review (Discontinued)

Wells Fargo Cash Wise Visa Card Review 2021.4 Update: This card is discontinued on 2021.7.1. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 1.5% cash back on all purchases. You will earn…
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HSBC Gold Credit Card Review (Discontinued)

HSBC Gold Credit Card Review 2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued. Application Link HSBC Gold Benefits 0% Introductory APR on Purchases and Balance Transfers for the first 18 months from Account opening. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: A Balance Transfer…
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HSBC Cash Rewards Credit Card Review (Discontinued)

HSBC Cash Rewards Credit Card Review 2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued. Application Link HSBC Cash Rewards Benefits Earn 1.5% cash back on all purchases. No annual fee. Disadvantages No welcome offer. Recommended Application Time We recommend you apply for this card after you have a credit history…
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Sallie Mae (SM) Credit Card Review (Discontinued)

Sallie Mae (SM)

Sallie Mae Credit Card (SM) Review 2018.3 Update: This card will be automatically converted to Barclaycard Rewards Credit Card (Discontinued) (HT: DoC). This is also a useless card. No idea what Barclaycard is doing here. 2016.12 Update: This card will be automatically converted to a card called “Commence by SallieMae Mastercard”. It only offers 2% cashback on Grocery & Utility and 1%…
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Costco Anywhere Visa® Business Card by Citi Review (2019.12 Update)

Costco Anywhere Visa® Business Card by Citi Review Application Link Costco Anywhere Visa® Business Card by Citi Benefits Earn 4% cash back at gas stations worldwide (including Costco gas station); 3% cash back at restaurants and eligible travel spending worldwide; 2% cash back at Costco and Costco.com; 1% cash back on other purchases. No annual fee if you are a…
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Barclays Ring Credit Card Review (Discontinued)

Barclays Ring MasterCard Review 2019.6 Update: This card is currently unavailable because Barclays is “re-thinking” this brand. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a…
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BoA BankAmericard Credit Card Review

BankAmericard Credit Card Review Application Link BoA BankAmericard Benefits Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. Introductory $0 balance transfer fee for the first 60 days your account is open. No annual fee. Disadvantages No sign up bonus. No rewards. Recommended Application Time The time…
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Citi Forward Credit Card Review (Discontinued) (2017.10 Update: Will Be Automatically Converted to Citi TYP on 2018.01.03!)

Citi Forward Card Review 2017.10 Update: According to this reddit thread, Citi Forward will be automatically converted to Citi ThankYou Preferred, and before that date, Citi Forward can not be converted to any card. I called and was told the same info by representative. So, this will reset the 1/24 clock. We will be a few months further way from…
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Deserve PRO Credit Card Review

Deserve PRO Mastercard Review 2020.10 Update: This card is currently invitation based. This company is now focusing on the student card Deserve EDU. Application Link This card is currently invitation based. Benefits $30 offer: earn $30 after making one purchase within the first 3 months. Earn 3% cashback on travel and entertainment, earn 2% cashback on restaurants, and earn 1%…
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SelfScore Achieve MasterCard Review (Discontinued) (2017.10 Update: SelfScore is now Deserve)

SelfScore Achieve MasterCard Review 2017.10 Update: SelfScore is now rebranded to Deserve. This card will be automatically converted to Deserve Edu after some time, and you can enjoy the first year Amazon Prime reimbursement as well if you are a current SelfScore card holder. See the official FAQ for more details. Application Link This card no longer accepts new applications. Please move to their…
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Merrill Plus Visa Signature Credit Card Review (Discontinued)

MERRILL+ Visa Signature Credit Card Review 2017.8 Update: According to Frequent Miler’s source, this card may be discontinued in Sept, so this is the last chance to get this card! The sign-up bonus is worth about $500~$1000, and you can get this card more than once (as long as your credit history is good enough to get approved). So act fast…
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AmEx EveryDay (ED) Credit Card Review (2021.1 Update: 10k Offer)

The AmEx EveryDay Credit Card (ED) Review 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. 2020.10 Update: The 25k offer comes back. You may need to use incognito mode to see it. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards (MR) Points after spending $1,000 in first 3…
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