Capital One Walmart Rewards® Mastercard® Review

Capital One Walmart Rewards® Mastercard® Review

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  1. Welcome offer: Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval.
  2. Earn 5% back on purchases made at and the Walmart app, 2% back on purchases in Walmart stores and Murphy USA gas stations, 2% back on restaurant and travel purchases, 1% back on all other purchases.
  3. No foreign transaction fee.
  4. No annual fee.


  1. Capital One will pull all three major credit bureaus (Experian, TransUnion, Equifax) for one credit card application!

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
  2. [1/6 rule] You can only apply for 1 Capital One credit card for every 6 months, including both personal and business credit cards. You will get automatic denial if you violate this rule, but there will be no hard pull.


This card is only useful if you spend a ton in Walmart.

Historical Offers Chart

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