Tag Archive: No Annual Fee

Wells Fargo Platinum Credit Card Review

Wells Fargo Platinum Card Review Application Link Wells Fargo Platinum Benefits 0% introductory APR for 18 months on purchases and balance transfers. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 18 months. After that, up to 5%…
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US Bank FlexPerks Select Plus Credit Card Review (Discontinued)

U.S. Bank FlexPerks Select+ American Express Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 10,000 FlexPoints after spending $1000 in first 4 months. FlexPoints are worth a fixed 1.5 cents/point towards travel (such as airline, hotel, car rental, etc.),…
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Deserve EDU Credit Card Review (No SSN or Credit History Required for Students, $30 Bonus)

Deserve EDU Mastercard for Students Review 2018.5 Update: New benefit has arrived: up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your card. Application Link Deserve EDU Benefits $30 offer: earn $30 after making one purchase within the first 3 months. This is a credit card that is specially designed for students….
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Wells Fargo Rewards Credit Card Review

Wells Fargo Rewards Card Review Application Link Wells Fargo Rewards Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Earn 5x rewards points on gas, grocery, and drugstore purchases for the first 6 months, and 1x points on other purchases. The points earned by this card can be redeemed towards statement credit at a fixed…
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Wells Fargo Visa Signature Credit Card Review

Wells Fargo Visa Signature Card Review Application Link Wells Fargo Visa Signature Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Earn 5x rewards points on gas, grocery, and drugstore purchases for the first 6 months, and 1x points on other purchases. The points earned by this card can be redeemed towards statement credit at…
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Wells Fargo Cash Wise Credit Card Review (2018.7 Update: $200 Offer)

Wells Fargo Cash Wise Visa Card Review Application Link Wells Fargo Cash Wise Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 1.5% cash back on all purchases. You will earn an additional 20% mobile wallet transaction bonus cash reward above the base earn of 1.5% on net purchases, for a total of 1.8% cash rewards…
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HSBC Gold Credit Card Review

HSBC Gold Mastercard Review Application Link HSBC Gold Benefits 0% Introductory APR on Purchases and Balance Transfers for the first 18 months from Account opening. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check….
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HSBC Cash Rewards Credit Card Review

HSBC Cash Rewards Mastercard Review Application Link HSBC Cash Rewards Benefits $150 offer: earn $150 after spending $500 in first 3 months. Earn 1.5% cash back on all purchases. 10% Anniversary Bonus on all Cash Rewards earned each year. That makes the cash back rate to be 1.65% on everything. No annual fee. Disadvantages The sign-up bonus is just so…
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Ink Business Cash℠ Credit Card Review (2019.8 Update: 50k Offer)

Ink Business Cash℠ Credit Card‎ Review Application Link Chase Ink Cash Benefits 50k offer: earn 50,000 Ultimate Rewards (UR) points after spending $3,000 within the first 3 months of card membership. We estimate that Ultimate Rewards (UR) points are worth about 1.6 cents/point, see below for a brief introduction. So the 50k sign-up bonus could be worth about $800! Earn…
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Sallie Mae (SM) Credit Card Review (Discontinued)

Sallie Mae (SM)

Sallie Mae Credit Card (SM) Review 2018.3 Update: This card will be automatically converted to Barclaycard Rewards Credit Card (Discontinued) (HT: DoC). This is also a useless card. No idea what Barclaycard is doing here. 2016.12 Update: This card will be automatically converted to a card called “Commence by SallieMae Mastercard”. It only offers 2% cashback on Grocery & Utility and 1%…
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Costco Anywhere Visa® Business Card by Citi Review (2019.12 Update)

Costco Anywhere Visa® Business Card by Citi Review Application Link Costco Anywhere Visa® Business Card by Citi Benefits Earn 4% cash back at gas stations worldwide (including Costco gas station); 3% cash back at restaurants and eligible travel spending worldwide; 2% cash back at Costco and Costco.com; 1% cash back on other purchases. No annual fee if you are a…
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Barclays Ring Credit Card Review (2019.6 Update: Unavailable Now)

Barclays Ring MasterCard Review 2019.6 Update: This card is currently unavailable because Barclays is “re-thinking” this brand. Application Link Barclays Ring Benefits Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply. Low 14.24% variable APR on purchases and cash advances. NEW – Control Your Card…
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BoA BankAmericard Credit Card Review

BankAmericard Credit Card Review Application Link BoA BankAmericard Benefits Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. Introductory $0 balance transfer fee for the first 60 days your account is open. No annual fee. Disadvantages No sign up bonus. No rewards. Recommended Application Time The time…
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Citi Forward Credit Card Review (Discontinued) (2017.10 Update: Will Be Automatically Converted to Citi TYP on 2018.01.03!)

Citi Forward Card Review 2017.10 Update: According to this reddit thread, Citi Forward will be automatically converted to Citi ThankYou Preferred, and before that date, Citi Forward can not be converted to any card. I called and was told the same info by representative. So, this will reset the 1/24 clock. We will be a few months further way from…
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Deserve PRO Credit Card Review

Deserve PRO Mastercard Review 2020.10 Update: This card is currently invitation based. This company is now focusing on the student card Deserve EDU. Application Link This card is currently invitation based. Benefits $30 offer: earn $30 after making one purchase within the first 3 months. Earn 3% cashback on travel and entertainment, earn 2% cashback on restaurants, and earn 1%…
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