Wells Fargo Propel AmEx Credit Card Review (2019.4 Update: 30k Offer)

Wells Fargo Propel American Express Card Review

2019.4 Update: The current offer is 30k.

2019.3 Update: The new offer is 30k+20k. The latter part requires $12,000 extra spending (~2.67% in return if you spend on 1x categories), so it is only suitable for those who already have a lot of planned spending.

Application Link


  1. 30k offer: earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months.
  2. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k offer is worth $300. If you have Wells Fargo Visa Signature at the same time, you can use the points to book flights for up to 1.5 cents/point. If so, then the 30k offer is worth about $450!
  3. Earn 3x points for: eating out and ordering in; gas stations, rideshares, and transit; flights, hotels, homestays, and car rentals; and popular streaming services. Earn 1x points for other purchases.
  4. $600 cell phone insurance: Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a $25 deductible) protection against damage or theft.
  5. No foreign transaction fee.
  6. No annual fee.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.


As a no annual fee card, its sign-up bonus which is worth at least $300 is quite decent. The earning rate is also OK, especially when you also have Wells Fargo Visa Signature. Good card in general.

Related Credit Cards

Historical Offers Chart

Application Link

Share this post with friends

If you like this post, don't forget to give it a 5 star rating!

[Total: 6    Average: 4.3/5]
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.