Wells Fargo Propel AmEx Credit Card Review (2019.10 Update: 30k or 40k Offer)

Wells Fargo Propel American Express Card Review

2019.10 Update: It is possible to get 40k offer via a phone call, and the spending requirement is $3,000 in 3 months. HT: DoC.

2019.4 Update: The current offer is 30k.

Application Link

  • Wells Fargo Propel AmEx 30k Offer
  • Wells Fargo Propel AmEx 40k Offer: call +1 (800) 932-6736 to apply, sometimes there is a 40k offer, and the spending requirement is $3,000 in 3 months. It is recommended to let the agent email you the disclosures, because this will save you ~20 minutes.

Benefits

  1. 30k offer: earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months.
  2. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k offer is worth $300. If you have Wells Fargo Visa Signature at the same time, you can use the points to book flights for up to 1.5 cents/point. If so, then the 30k offer is worth about $450!
  3. Earn 3x points for: eating out and ordering in; gas stations, rideshares, and transit; flights, hotels, homestays, and car rentals; and popular streaming services. Earn 1x points for other purchases.
  4. $600 cell phone insurance: Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a $25 deductible) protection against damage or theft.
  5. No foreign transaction fee.
  6. No annual fee.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.

Summary

As a no annual fee card, its sign-up bonus which is worth at least $300 is quite decent. The earning rate is also OK, especially when you also have Wells Fargo Visa Signature. Good card in general.

Related Credit Cards

Historical Offers Chart

Application Link

  • Wells Fargo Propel AmEx 30k Offer
  • Wells Fargo Propel AmEx 40k Offer: call +1 (800) 932-6736 to apply, sometimes there is a 40k offer, and the spending requirement is $3,000 in 3 months. It is recommended to let the agent email you the disclosures, because this will save you ~20 minutes.

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