Tag Archive: No Annual Fee

Chase Freedom Flex℠ (CFF) Credit Card Review (2025.6 Update: $200 Offer; Possibly Refreshed/Discontinued In The Near Future?)

physixfan 2025-07-01 2025-07-01 20 Comments

Chase Freedom Flex℠ Credit Card Review 2025.7 Update: This card is in a strange state now: in this Freedom cards official webpage, this card has no application button; in this Chase all credit cards list official webpage, this card disappeared. However, referral links still work fine. The application link below on our site is the referral links that are working fine….
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Chase

5% Rotating Categories, Cash Back Credit Card, Chase, No Annual Fee, Ultimate Rewards (UR)

AmEx Hilton Credit Card Review (2025.6 Update: 100k+$100 Offer)

physixfan 2025-06-12 2025-06-12 118 Comments

The Hilton Honors American Express Card Review 2025.6 Update: The new offer is 100k+$100. Offer ends on 2025/08/13. 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. [Expired] Application Link AmEx Hilton Benefits 100k+$100 offer: earn 100,000 Hilton Honors Points + $100 statement credit after spending…
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AmEx

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee

Marriott Bonvoy Bold® Credit Card Review (2025.6 Update: 60k+1FN Offer)

physixfan 2025-06-05 2025-06-05 58 Comments

Marriott Bonvoy Bold® Credit Card Review 2025.6 Update: The new offers are 60k+1FN (up to 50k). However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.3 Update: The higher offer is expired. The current offers are 30k. 2025.1 Update:…
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Chase

Chase, Hotel Credit Card, Marriott Bonvoy, No Annual Fee, No Foreign Transaction Fee

BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

physixfan 2025-06-02 2025-06-02 44 Comments

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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BoA

Bank of America (BoA), Cash Back Credit Card, No Annual Fee

BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

ThunderFat 2025-06-02 2025-06-02 50 Comments

Bank of America Customized Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per quarter. Therefore, if…
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BoA

Bank of America (BoA), Beginner's Card, Cash Back Credit Card, No Annual Fee

Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.5 Update: 50k Offer)

physixfan 2025-05-25 2025-05-25 3 Comments

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.5 Update: This is a newly launched card, and its biggest selling point is that it lets you earn points on your mortgage payments. Right now, there’s a 50k point welcome bonus available, ending June 30. Application Link Mesa Homeowners Card Make sure to use promo code BONUS50 when applying to get the…
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Other Banks

No Annual Fee, No Foreign Transaction Fee

Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

physixfan 2025-05-22 2025-05-22 22 Comments

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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Discontinued Credit Cards

Citibank, No Annual Fee, ThankYou Points (TYP)

Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.5 Update: New Transfer Partner QR 1:1)

physixfan 2025-05-22 2025-05-22 61 Comments

Bilt Mastercard® Review 2025.5 Update2: New transfer partner: Qatar Airways (QR). The transfer ratio is 1:1. QR uses the Avios system, and can be transferred between BA Avios, etc. 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to get, because it’s not a partner of UR/MR/TYP/C1 points. It’s great to see…
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Wells Fargo

Metal Card, No Annual Fee, No Foreign Transaction Fee, Wells Fargo

AmEx Schwab Investor Credit Card Review (2025.6 Update: $200 Offer)

physixfan 2025-05-08 2025-06-12 22 Comments

Schwab Investor Card from American Express Review [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
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AmEx

American Express (AmEx), Cash Back Credit Card, No Annual Fee

Ink Business Unlimited® Credit Card Review (2025.5 Update: $750 Offer)

ThunderFat 2025-05-06 2025-05-19 26 Comments

Ink Business Unlimited® Credit Card Review 2025.5 Update: Third party website Rakuten is giving an extra $300 for CIU! The Rakuten cashback can be converted to MR points so it can also be seen as 30k MR points. This is a fantastic addition to the already fantastic welcome offer! [Update] The Rakuten +$300 offer is lowered to +$100. [Expired] The current…
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Chase Business Card

Chase, No Annual Fee, Ultimate Rewards (UR)

Chase Freedom Unlimited® (CFU) Review (2025.5 Update: $200 Offer)

physixfan 2025-05-06 2025-05-19 93 Comments

Chase Freedom Unlimited® Review 2025.5 Update: Third party website Rakuten is giving an extra $150 for CFU! The Rakuten cashback can be converted to MR points so it can also be seen as 15k MR points. [Update] The Rakuten +$150 offer is lowered to +$75. [Expired] The current offer is $200. 2025.3 Update: The welcome offer is changed from $200…
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Chase

Chase, No Annual Fee, Ultimate Rewards (UR)

Wells Fargo Choice Privileges Credit Card Review (2025.4 Update: 60k Offer)

physixfan 2025-04-14 2025-04-14 3 Comments

Choice Privileges® Mastercard® Review 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. 2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card! Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending $1,000 in…
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Wells Fargo

Choice Privileges, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee, Wells Fargo

United Gateway℠ Card Review (2025.4 Update: 40k Offer)

physixfan 2025-03-26 2025-06-05 31 Comments

United Gateway℠ Card Review 2025.4 Update: There’s a new link with better offer 40k: earn 5k more miles upon approval when you use your United agent‘s promotional code, and earn 5k more miles when you add an authorized user in the first 3 months. That’s 40k miles in total. “United agent‘s promotional code” should be obtained when you fly United and…
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Chase

Airline Credit Card, Chase, No Annual Fee, No Foreign Transaction Fee, United Airlines (UA)

US Bank Shield Credit Card Review (New Card)

physixfan 2025-03-17 2025-03-17 6 Comments

U.S. Bank Shield™ Visa® Card Review Application Link US Bank Shield Benefits Earn a $20 annual statement credit for 11 consecutive months of purchases (calendar month). Earn 4% cash back on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Center. No cash back on other purchases. 0% intro APR for 24 months. No annual fee….
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US Bank

No Annual Fee, US Bank

Barclays Wyndham Earner Credit Card Review (2025.3 Update: 60k Offer)

physixfan 2025-03-04 2025-03-04 24 Comments

Wyndham Rewards® EarnerSM Card Review 2025.3 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.9 Update: The new offer is 45k. Application Link Barclays Wyndham Earner Benefits 60k offer: earn 60,000 Wyndham points after spending $2,000 in the first 90 days. The recent best offer 75k. Wyndham points are…
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Barclays

Barclays, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee, Wyndham Rewards