Citi Regular Checking (Formerly Citi Basic Banking Package) Review [2026.10 Update] In addition to the $325 checking bonus, Citi now offers a $475 bonus for opening both a Regular Checking account and a Citi Savings account. Offer ends 01/11/27. Also note that, effective January 1, 2027, the monthly Enhanced Direct Deposit (EDD) amount required to waive the Monthly Service Fee…
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Citibank Priority Review [2026.10 Update] The welcome bonus remains $500 for depositing $30,000. Offer ends 01/11/27. One recent change is that funds held in a Citi Savings account now also count toward the bonus requirements. Citi has also introduced Citi Premium Boost: Meet this account’s minimum balance requirement and receive at least $5,000 in Enhanced Direct Deposits (EDDs) each month to…
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Citigold Review [2026.10 Update] The welcome bonus is $2,000 for depositing $200,000. Offer ends 01/11/27. One recent change is that funds held in a Citi Savings account now also count toward the bonus requirements. Citi has also introduced Citi Premium Boost: Meet this account’s minimum balance requirement and receive at least $5,000 in Enhanced Direct Deposits (EDDs) each month to…
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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review [2026.10 Update] This card will be refreshed on January 24, 2027. See the official announcement: The annual fee will increase from $99 to $150, still waived for the first year. Existing cardholders will pay the higher fee at their next renewal following the change. The existing 25% savings on AA inflight…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review [2026.10 Update] The 75k welcome offer is back. This card will be refreshed on January 24, 2027. See the official announcement: The annual fee will increase from $99 to $150, still waived for the first year. Existing cardholders will pay the higher fee at their next renewal following the change. The existing 25%…
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Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review [2026.10 Update] Added a new $200 inKind credit, split into $100 for each half of the year. inKind is a dining payment platform. [2026.8 Update] The new welcome offer is 125k. This is the best ever offer on this card. However, the spending requirement is quite high: $15k in…
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[2026.10 Update] Citi has introduced a pop-up for its Strata credit card lineup that warns you if you’re ineligible for the sign-up bonus before you proceed with your application. This could be because you’ve previously held the card or because of your history of opening and closing Citi credit cards. Getting a heads-up about bonus eligibility before a hard pull…
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Citi® / AAdvantage® Globe™ Mastercard® Review [2026.10 Update] There’s a special link with 90k offer. HT: DoC. [2026.6 Update] The 90k offer is expired. The current offer is 60k. [2026.5 Update] The 90k offer has come back. Application Link Citi® / AAdvantage® Globe™ Mastercard® Benefits 90k offer: earn 90,000 AAdvantage Miles after spending $5,000 within the first 4 months. This…
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Citi Strata Premier℠ Card Review [2026.9 Update] Besides the 60k offer provided by Citi itself, third party website Rakuten offers and additional $150 cashback. [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.7 Update] Besides the 60k offer provided by Citi itself, third party website Rakuten offers an additional $100 cashback. Note…
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Citi Custom Cash Mastercard Review 2026.6 Update: Data points show that, although this card is no longer open to new applications, it is still available via product change. Nobody knows how long this stage lasts, so act fast if you are interested in getting this card. 2026.5 Update: This card is now discontinued. Existing card members can enjoy the benefits…
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Citi Strata Elite℠ Card Review [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.3 Update] The 100k offer is expired. The current offer is 75k. [2025.10 Update] The online offer is now 100k, which is the best ever offer on this card! Application Link Citi Strata Elite℠ Card Benefits 75k Welcome Bonus:…
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Citi Strata℠ Card Review [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.1 Update] The welcome offer is now only 20k. [2025.7 Update] New card launched. Welcome offer 30k. Application Link Citi Strata Benefits 20k Welcome Bonus: Earn 20,000 ThankYou Points (TYP) after spending $1,000 within the first 3 months of account opening.The…
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Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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Citi® Double Cash Card (DC) Review 2023.11 Update: The $200 offer is back. 2022.12 Update: The $200 offer is expired. Currently there’s no welcome offer. 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. Application Link Citi® Double Cash Card Benefits 20k offer: Earn 20,000 ThankYou Points (TYP) after spending $1,500 in the…
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[2021.08 – We have updated the text and table after finding an errant calculation in our source spreadsheet. Thanks to our readers for bringing this to our attention. However, now the “inflation” is worse than we originally posted!] Introduction The economic concept of inflation is defined as the decline of purchasing power of a given currency over time. This effectively…
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