Author Archive: physixfan

Chase Freedom Unlimited® (CFU) Review (2024.4 Update: $200 or Double Cashback Offer)

Chase Freedom Unlimited® Review 2024.4 Update: The  $200+5% on grocery&gas offer is expired. The current offer is $200 offer or double cashback offer with $300 cashback limit. 2024.2 Update: The double cashback with no limit offer is expired. The current offer is $200+5% on grocery&gas offer or double cashback offer with $300 cashback limit. 2023.10 Update: There is a new…
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Chase Total Checking Account Review (2023.10 Update: $900 Offer in Total w/Savings)

Chase Total Checking Account Review 2023.10 Update: The $300 checking + $200 savings + $400 together offer has returned! HT: DoC. Application Link Chase Total Checking Benefits New Checking Account Bonus: $300. See below for the requirements to get this bonus. Offer expires on 4/17/2024. There is a monthly maintenance fee of $12. You can avoid this by following the…
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Chase Savings Account Review (2023.10 Update: $900 Offer in Total w/Checking)

Chase Savings Account Review 2023.10 Update: The $300 checking + $200 savings + $400 together offer has returned! HT: DoC. Application Link Chase Savings Benefits New account opening bonus of $200+$400! See below for the requirements to get this bonus. Offer expires on 4/17/2024. Monthly account maintenance fee of $5. See below on how to avoid paying this ridiculous fee….
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Barclays AAdvantage Aviator Red Credit Card Review (2024.2 Update: 60k Offer)

AAdvantage® Aviator® Red World Elite Mastercard® Review 2024.2 Update: The 75k offer is expired. The current offer is 60k. 2023.9 Update: The new offer is 75k. 2023.6 Update: The new offer is 70k+first year annual fee NOT waived. Application Link Barclays AAdvantage Aviator Red Benefits 60k offer: earn 60,000 AAdvantage Miles after the first purchase within the first 90 days. The recent best…
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Apple Card Review (2024.1 Update: $75 Offer Expired)

Apple Card Review 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. 2023.10 Update: The $100 offer is expired. The $75 offer is still alive, and expires on 2024/01/16. 2023.9 Update: There’s $100 offer now. HT: DoC. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent…
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AmEx Platinum Card for Morgan Stanley Review (2023.11 Update: 80k Offer)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2023.11 Update: The 125k welcome offer is expired. The current offer is 80k. 2023.9 Update: The new offer is 125k! Offer ends on 2023.11.08. 2023.1 Update: The 125k welcome offer is expired. The current offer is 100k. [Update] The 100k welcome offer is expired. The current offer is 80k. Application…
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Fidelity Rewards Credit Card Review (2023.9 Update: $100 Offer; No FTF Any More!)

Fidelity Rewards Visa Signature Card Review 2023.9 Update: There’s no FTF on this card any more! Application Link Fidelity Rewards Benefits $100 offer: earn a $100 bonus after you make at least $1,000 in purchases within the first 90 days. The recent best offer is $150. Earn 2% cash back on everything. No annual fee. Recommended Application Time We recommend…
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Credit Cards For Beginners With No Credit History (2023 Update)

When you first have your SSN with no credit history, you should definitely start building your credit history. Yet, you are probably not qualified for most credit cards with best rewards. But don’t be worry, there are some great rewards cards that are designed for people (especially students) with no credit history. Here are the most recommended credit cards for…
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Ink Business Cash℠ Credit Card Review (2024.3 Update: 75k Offer)

Ink Business Cash℠ Credit Card‎ Review 2024.3 Update: The 90k offer is expired. The current offer is 75k. 2023.9 Update: There’s a 90k link now, act fast before it dies! HT: DoC. [Update] The official offer is now also 90k. 2022.10 Update: The offer is now 90k, and it is the best ever offer on this card. Application Link Chase…
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AmEx Marriott Bonvoy Bevy Credit Card Review (2023.11 Update: 85k Offer)

AmEx Marriott Bonvoy Bevy Credit Card Review 2023.11 Update: The higher offer is expired. Currently there’s only 85k offer. 2023.9 Update: Current offer is 125k: earn 125,000 Marriott points after $5,000 spend in the first 6 months. This offer expires on 11/01. 2023.6 Update: The new offer is 125k+50k: earn 125,000 Marriott points after spending $5,000 in the first 6…
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Capital One Venture X Credit Card Review (2023.12 Update: 75k Offer)

Capital One Venture X Credit Card Review 2023.12 Update: The 90k offer is expired. The current offer is 75k. 2023.9 Update: There is a special link for 90k offer. HT: USCardForum tcelvis. 2022.6 Update: Capital One announced that access to Plaza Premium lounges are added to this card. Plaza Premium lounges used to belong to Priority Pass Select (PPS), but…
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Amex Rewards Checking Account (2023.9 Update: $250 Offer)

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2023.9 Update: The new offer is $250. Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer ends on 2023.10.31. Earn 1x Membership Rewards (MR) points for every $2 debit card purchases. MR points are worth about 1.6 cents/point, therefore a 0.5x earning…
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BoA Checking Account Review (2023.9 Update: $200 Offer!)

Bank of America Checking Account Review 2023.9 Update: There’s a $200 public offer now! 2023.6 Update: Finally, BoA has eliminated the ridiculous ACH transfer fee! Screenshot. Application Link BoA Checking $200 Public Offer BoA Checking $300 Targeted Offer: check this higher offer in BoA official site -> “Activity Center” -> “Special Offers & Deals”. Benefits New Checking Account Bonus: $200/$300. See below for…
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Chase Freedom Flex℠ (CFF) Credit Card Review (2024.4Update: $200 Offer)

Chase Freedom Flex℠ Credit Card Review 2024.4 Update: The $200+5% on grocery&gas offer is expired. The current offer is $200. 2023.7 Update: There is a new $200+5% on grocery&gas offer. Screenshot. [2023.9 Update] Expired. The current offer is $200. 2023.4 Update: The $200+5% on grocery offer is expired. The current offer is $200. Offer Link Chase Freedom Flex (CFF) Benefits $200…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2023.7 Update: MR Added New Partner QR 1:1)

2023.7 Update: AmEx MR points can be transferred to Qatar Airways (QR) now! The ratio is 1:1. Actually before that you can already get QR miles 1:1 from BA miles so it is not a big deal. 2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One…
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