Author Archive: physixfan

US Bank Shopper Cash Rewards Credit Card Review (New Card, 6% Cash Back but with $95 Annual Fee)

US Bank Shopper Cash Rewards Visa Signature Credit Card Review Application Link US Bank Shopper Cash Rewards Benefits $250 offer: earn $250 after spending $2,000 in 120 days. Cash back structure: Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose. Earn 3% cash back on your first $1,500 in eligible…
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AmEx Blue Cash Everyday (BCE) Credit Card Review (2023.1 Update: $200+$150 Offer)

Blue Cash Everyday Card from American Express (BCE) Review 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150 offer via Resy. 2022.10 Update: The new offer is $150 PayPal + $100: Earn 20% back as a statement credit on purchases via PayPal in the first 6 months, up to $150 back (i.e. $750…
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Barclays AAdvantage Aviator Business Credit Card Review (2024.2 Update: No Available Link For Now)

AAdvantage® Aviator® Business Mastercard® Review 2024.2 Update: There is no available link for this card now. Maybe this card is discontinued? Maybe the link will come back in a few days? 2023.5 Update: The offer is lowered to 75k now. 2022.10 Update: The 80k+$95 offer is back. Application Link Barclays AAdvantage Aviator Business Benefits 75k offer: earn 50,000 AAdvantage Miles after spending…
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AmEx Blue Business Cash Credit Card Review (2023.10 Update: $250 Offer)

Blue Business Cash™ Card from American Express Review 2023.10 Update: The offer is now $250 ($3,000 spending in 3 months). 2023.6 Update: The $250 offer (with $3k spending requirement) is expired. The current offer is $500 (with $15k spending requirement). 2022.9 Update: There is a new $500 offer, but it requires $15k spending in total. The $250 offer (with $3k…
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Marriott Bonvoy Bountiful™ Credit Card Review (2023.2 Update: 85k Offer)

Marriott Bonvoy Bountiful™ Credit Card Review 2023.2 Update: The offer is now lowered to 85k. Application Link Chase Marriott Bonvoy Bountiful Benefits 85k offer: Earn 85,000 Marriott points by spending $4,000 in the first 3 months. The recent best offer is 125k. We estimate the value of a Marriott point at 0.7 cents/point, so the 125k sign-up bonus is worth…
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Barclays Hawaiian Airlines Credit Card Review (2024.2 Update: 70k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2024.2 Update: The new offer is 70k with different spending requirement. 2022.9 Update: The new offer is 70k. The link we use here is from in flight, and its spending requirement is only 1 purchase. Compared to the previous 80k offer ($4k spending in 6 months) the spending requirement is significantly lower. Application Link…
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PayPal Cashback Mastercard® Review (2022.9 Update: $150 Targeted Offer)

PayPal Cashback Mastercard® Review 2022.9 Update: There’s a $150 targeted offer in PayPal app. Offer ends in 2022/10/10. HT: DoC. 2022.5 Update: The newly improved cashback structure is: earn 3% cashback if you make the payment via PayPal; and earn 2% cashback on all other purchases! There’s also a new $100 welcome offer. Application Link PayPal Cashback Mastercard® no welcome offer…
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BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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United℠ Club Business Card Card Review (2024.1 Update: 75k Offer)

United℠ Club Business Card Review 2024.1 Update: The new offer is 75k. 2023.6 Update: The higher offer is expired. The current offer is only 50k. 2023.2 Update: The higher offer is expired. The current offer is 75k. Application Link Chase UA Club Business Benefits 75k offer: earn 75,000 UA Miles after spending $5,000 in the first 3 months. The recent…
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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
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Wells Fargo Autograph Credit Card Review (2024.1 Update: 20k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest offer is worth $300….
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United Gateway℠ Card Review (2023.11 Update: 30k Offer)

United Gateway℠ Card Review 2023.11 Update: The new offer is 30k. 2023.2 Update: The new offer is 20k. 2023.6 Update: The new offer is 30k. Application Link Chase UA Gateway Benefits 30k offer: earn 30,000 United miles after spending $1,000 in 3 months. This is the best offer on this card. Earn 2 miles per $1 spent on United Airlines purchases,…
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AmEx Blue Cash Preferred (BCP) Credit Card Review (2023.6 Update: $250 Offer)

Blue Cash Preferred Card from American Express (BCP) Review 2023.6 Update: The higher offer is expired. The current offer is only $300. 2023.3 Update: The new offer is $400. Application Link AmEx Blue Cash Preferred (BCP) Benefits $250 offer: earn $250 cash back after spending $3,000 in first 6 months. The recent best offer is $400. Earn 6% cash back at…
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