Author Archive: physixfan

Ink Business Cash® Credit Card Review (2026.9 Update: $750 Offer)

Ink Business Cash® Credit Card‎ Review [2026.9 Update] The $1,000 offer is expired. Currently there’s only a $750 offer. [2026.6 Update] The card is now offering $1,000 sign-up bonus after $8,000 spend in the first 4 months. This is the highest ever offer on this card! [2025.11 Update] The $900 offer is expired. Currently there’s only a 75k offer. BTW,…
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Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2026.8 Update: $250 Offer)

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review [2026.8 Update] The higher offer is expired. The current offer is $200. [2026.6 Update] The new offer is $250. [2025.12 Update] The higher offer is expired. The current offer is $200. [2025.8 Update] The new offer is $200+$100. Learn More Capital One Savor Benefits $200 offer: earn $200 cash bonus after you spend…
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UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)!

Terrible news! Chase has announced that starting 6/15, Ultimate Rewards (UR) points from the Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP) will transfer to Hyatt at a reduced 4:3 ratio. Previously, the transfer ratio had always been 1:1. If you hold the Chase Sapphire Reserve (CSR) or Chase Sapphire Reserve for Business, however, you will not be affected…
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Marriott Bonvoy Bold® Credit Card Review (2026.8 Update: 45k Offer)

Marriott Bonvoy Bold® Credit Card Review [2026.8 Update] The higher offer is expired. The current offers are 45k. [2026.6 Update] The new offers are 60k. However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. [2026.3 Update] The higher offer…
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Chase Freedom Unlimited® (CFU) Review (2026.6 Update: $200 Offer + Additional Bonus From Rakuten)

Chase Freedom Unlimited® Review [2026.6 Update] There is additional bonus if you apply via third party website Rakuten. $90 bonus if you are new to Chase; $50 bonus if not. [2026.3 Update] The new offer is $250. [2026.5 Update] The higher offer is expired. Currently there’s only the regular $200 offer. [2025.12 Update] The new offer is $300! [2026.2 Update] The higher…
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The New BofA Rewards: $100k Assets Now Get 50% Credit Card Rewards Bonus, $1M Required for 75% Bonus

The Bank of America Preferred Rewards program has long been one of the most distinctive features of BofA credit cards. The basic idea is simple: if you keep enough deposits or investments with Bank of America or Merrill Edge, you can receive a bonus on your BofA credit card rewards. The most popular tier has historically been the $100k tier,…
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Citi Custom Cash Credit Card Review (2026.6 Update: No Longer Open to New Applications, But Still Available via Product Change)

Citi Custom Cash Mastercard Review 2026.6 Update: Data points show that, although this card is no longer open to new applications, it is still available via product change. Nobody knows how long this stage lasts, so act fast if you are interested in getting this card. 2026.5 Update: This card is now discontinued. Existing card members can enjoy the benefits…
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Fidelity Rewards Credit Card Review (2026.5 Update: $150 Offer)

Fidelity Rewards Visa Signature Card Review 2026.5 Update: The new offer is $150. HT: DoC. 2023.9 Update: There’s no FTF on this card any more! Application Link Fidelity Rewards Benefits $150 offer: earn a $150 bonus after you make at least $1,000 in purchases within the first 90 days. This is the best ever offer on this card. Earn 2%…
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US Bank Amazon Prime Business Credit Card: New Card Launched, 5% Cashback on Amazon

US Bank Amazon Prime Business Credit Card Review 2026.5 Update: The issuer of Amazon Business credit card is changed from AmEx to US Bank. The network is now Mastercard. This is the new card after the change of issuer. Application Link US Bank Amazon Prime Business Benefits Dynamic welcome offer: login to see your targeted offer. It seems the highest targeted…
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AmEx Platinum Card for Schwab Review (2026.10 Update: 80k Offer; Lodging Credit Changed)

American Express Platinum Card for Schwab Review [2026.10 Update] Benefits have changed, see “FHR Credit Devaluation: Two-Night Minimum; Airbnb Luxe Added and Credit Renamed “Lodging Credit”” for details: The former $600 FHR/THC Credit has been renamed the $600 Lodging Credit, covering FHR, THC, and Airbnb Luxe. Previously, a one-night FHR stay could trigger the credit. Starting January 1, 2027, a…
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AmEx Platinum Card for Morgan Stanley Review (2026.10 Update: 80k Offer; Lodging Credit Changed)

The Platinum Card from American Express Exclusively for Morgan Stanley Review [2026.10 Update] Benefits have changed, see “FHR Credit Devaluation: Two-Night Minimum; Airbnb Luxe Added and Credit Renamed “Lodging Credit”” for details: The former $600 FHR/THC Credit has been renamed the $600 Lodging Credit, covering FHR, THC, and Airbnb Luxe. Previously, a one-night FHR stay could trigger the credit. Starting…
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Capital One 360 Checking Account Review (2026.5 Update: $400 Offer!)

Capital One 360 Checking Account Review 2026.5 Update: The new welcome offer is $400. The promo code is FLASH400. The expiration date is unknown. HT: DoC. 2026.4 Update: Now you can refer a friend. The offer through referral links is $300, the same as the public offer. You’ll earn a $50 referral bonus per person, up to $500 per year….
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Rakuten AmEx Credit Card Review (2026.5 Update: $100 Offer)

The Rakuten American Express Card Review [2026.5 Update] The new offer is $200. [2026.5 Update2] The higher offer is expired. The offer is now $100 as usual. [2026.4 Update] The new offer is $200, only for today. [2026.4 Update2] The higher offer is expired. The offer is now $100 as usual. [2026.2 Update] The new offer is $200, only for…
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US Bank Cash Plus Credit Card Review (2026.5 Update: $250 Offer)

US Bank Cash+ Visa Signature Credit Card Review [2026.5 Update] The new offer is $250. [2024.8 Update] The new offer is $250. [2024.8 Update2] The $250 offer is expired. Currently there’s only a $200 offer. [2022.2 Update] There’s a new benefit: earn 5% cashback on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Travel Center. This is in…
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HSBC Premier Checking Account (2026.4 Update: $1,500-$5,000 Offer; Additional $1,000 Securities Account Welcome Offer)

HSBC Premier Checking Account Review 2026.4 Update: The new account opening bonus is $1,500/$2,500/$3,500/$5,000, you need to deposit $150k/$250k/$500k/$1M. Funds held in investment accounts now count toward the requirement as well. In addition to the checking offer, there is now a $1,000 HSBC Securities welcome offer that requires adding $50k new assets. The interesting part is that the funds used…
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