Author Archive: physixfan

PayPal Cashback Mastercard® Review (2022.9 Update: $150 Targeted Offer)

PayPal Cashback Mastercard® Review 2022.9 Update: There’s a $150 targeted offer in PayPal app. Offer ends in 2022/10/10. HT: DoC. 2022.5 Update: The newly improved cashback structure is: earn 3% cashback if you make the payment via PayPal; and earn 2% cashback on all other purchases! There’s also a new $100 welcome offer. Application Link PayPal Cashback Mastercard® no welcome offer…
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AmEx Hilton Surpass Credit Card Review (2022.11 Update: 130k Offer)

The Hilton Honors American Express Surpass Card Review 2022.11 Update: The current offer is the usual 130k offer (first year annual fee not waived). 2022.8 Update2: The new offer is 130k+first year annual fee waived. It’s slightly better than the 150k (AF not waived) offer. 2022.8 Update: There’s a 150k offer via incognito mode. Screenshot. Application Link AmEx Hilton Surpass…
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AmEx Hilton Credit Card Review (2022.10 Update: 80k Offer)

The Hilton Honors American Express Card Review 2022.10 Update: The higher offer is expired. Currently there’s only 80k offer. It’s better to wait for the bigger offer to appear again. 2022.8 Update: The 100k+$100 offer is back. This offer ends on 10/26. 2022.7 Update: The higher offer is expired. Currently there’s only 80k offer. It’s better to wait for the…
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BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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United℠ Club Business Card Card Review (2022.8 Update: 100k Offer)

United℠ Club Business Card Review 2022.8 Update: The new offer is 100k. 2021.7 Update: The new offer is 75k. 2022.4 Update: The new offer is 100k. Application Link Chase UA Club Business Benefits 100k offer: earn 100,000 UA Miles after spending $10,000 in the first 3 months. This is the recent best offer. We value UA mile at 1.5 cents…
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United℠ Business Card Review (2022.8 Update: 150k Offer!)

United℠ Business Card Review 2022.8 Update: The 150k offer (first year annual fee NOT waived) is back. The spending requirement is huge. 2022.3 Update: The offer now is 75k. 2022.1 Update: The 150k offer (first year annual fee NOT waived) is back. The spending requirement is huge. Application Link Chase UA Business Benefits 150k offer: earn 75,000 bonus miles after…
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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
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Citi® Double Cash Card Review (2022.12 Update)

Citi® Double Cash Card (DC) Review 2022.12 Update: The $200 offer is expired. Currently there’s no welcome offer. 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. 2022.3 Update: This card now earns ThankYou Points (TYP) instead of cashback. Since you can always choose to redeem TYP at a fixed ratio 1 cent/point…
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Barclays Wyndham Earner Business Credit Card Review (2023.1 Update: 75k Offer)

Wyndham Rewards® EarnerSM Business Card Review 2023.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2022.8 Update: The new offer is 75k. BTW, now the Wyndham Earner and Earner+ cards also have higher offers, but they are way below previous higher offers. 2022.7 Update: The 75k offer is expired, and there’s only a 45k offer now….
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Chase Instacart Credit Card Review (2022.8 Update: $100 Offer)

Instacart Mastercard® Credit Card from Chase Application Link Chase Instacart Benefits $100 offer: get a $100 Instacart credit after approval. Earn 5% cashback on Instacart app and website; earn 5% cashback on Chase travel portal; earn 2% cashback on restaurants, gas stations, and on select streaming services; and earn 1% on all other purchases. Get 1 free year of Instacart+. You will…
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AmEx Marriott Bonvoy Business Credit Card Review (2022.9 Update: 100k Offer)

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2022.9 Update: The 125k offer is expired. The current offer is only 100k. 2022.7 Update: The new offer is 125k. Offer ends on 8/31. There are also a few improvement on this card: Previously you only get Marriott Silver status when you hold this…
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Wells Fargo Autograph Credit Card Review (New Card, 30k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 30k offer: earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k offer is worth $300. Earn 3x points for: restaurants; travel; gas…
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Citi Rewards+® Card Review (2022.7 Update: 20k+5x Offer)

Citi Rewards+® Card Review 2022.7 Update: The new offer is 20k+5x on restaurants. 2021.8 Update: The offer is now 20k. Application Link Citi Rewards+® Card Benefits 20k+5x offer: earn 20,000 ThankYou Points after spending $1,500 in first 3 months. Plus, earn 5x TYP at restaurants up to $6000 for the first 12 month. We estimate that ThankYou Points (TYP) are worth about…
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Delta SkyMiles® Gold Card from American Express Review (2022.9 Update: 75k Offer)

Delta SkyMiles®Gold Card from American Express Review 2022.9 Update: There is a 75k offer via incognito mode. 2022.6 Update: There’s a 50k+$400 offer via dummy booking on delta.com. If you can only see a 50k+$200 low ball offer, try booking a more expensive ticket. It’s a better offer than the usual 75k offer. HT: DoC. Screenshot. Application Link Public offer:…
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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2022.7 Update: 60k Offer)

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2022.7 Update: The 75k offer is expired. The current offer is 60k. 2022.6 Update: The new offer is 75k. This is the best ever offer on this card. Application Link Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Benefits 60k offer: earn 60,000 AAdvantage Miles after spending $3,000 within the first…
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