Author Archive: physixfan

BoA Virgin Atlantic (VS) Credit Card Review (2021.2 Update: 35k Offer)

Bank of America Virgin Atlantic World Elite MasterCard 2021.2 Update: The 65k offer is expired. The current offer is only 35k. 2020.10 Update: The 65k offer is back~ Application Link BoA Virgin Atlantic (BoA VS) Benefits 35k offer: earn 30,000 Virgin Atlantic (VS) miles after the spending $1,000 in the first 90 days, earn 2,500 VS miles by adding an…
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Fidelity Debit Card Review: No ATM Fee Worldwide (2020.10 Update)

Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review Many people need to travel abroad frequently, and they usually ask a question: what is the best debit card to withdraw cash from ATM abroad? We all know that in some countries the credit cards are not so well accepted so you need cash sometimes. However, most debit cards even…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (Formerly AmEx SPG Luxury) (2021.1 Update: 75k Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2021.1 Update: The big offer is expired. The current offer is only 75k. 2020.10 Update: The new offer is 100k + 25k + Marriott Platinum elite status for one year! Here‘s the screenshot. Application Link AmEx Marriott Bonvoy Brilliant Benefits 75k offer: earn 75,000 Marriott points…
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AmEx Amazon Business Prime Credit Card (2020.10 Update: $125 Offer; 5% Cap Is Effective)

Amazon Business Prime American Express Card Review 2020.10 Update: Reminder: the cap of 5% cashback is now effective. Also, based on recent data points, AmEx now only allow you to hold one of this card at a time, therefore you can’t increase the cap by holding multiple of this card. 2020.6 Update: The offer is now $125. Effective Oct.1, you…
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United Gateway℠ Card Review (2021.2 Update: 20k Offer)

United Gateway℠ Card Review 2021.2 Update: The new offer is 20k. Application Link Chase UA Gateway Benefits 20k offer: earn 20,000 United miles after spending $1,000 in 3 months. This is the best offer in recent history. Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting. [Limited Time] Earn 3 miles…
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Chase IHG Traveler Credit Card Review (2021.1 Update: 75k Offer)

Chase IHG Rewards Club Traveler World MasterCard Review 2021.1 Update: The offer is only 75k now. 2020.9 Update: The new offer is 100k. Application Link Chase IHG Traveler Benefits 75k offer: earn 75,000 IHG points after spending $2,000 in the first 3 months. The recent best offer is 100k. IHG points are valued around 0.5 cents (Hotel Points Value). So the 100k…
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Barclays Wyndham Earner Business Credit Card Review (2020.9 Update: 45k Offer & New Card)

Wyndham Rewards® EarnerSM Business Card Review 2020.9 Update: This is a new card and the offer is 45k. Application Link Barclays Wyndham Earner Business Benefits 45k offer: earn 45,000 Wyndham points after spending $1,000 in the first 90 days. Wyndham points are valued around 1.0 cents/point (Hotel Points Value), and the redemption structure is very simple with only three tiers of…
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Barclays Wyndham Earner Plus Credit Card Review (2020.9 Update: 45k Offer & Revamped)

Wyndham Rewards® EarnerSM Plus Card Review 2020.9 Update: The offer is now 45k and the card is revamped. Application Link Barclays Wyndham Earner Plus Benefits 45k offer: earn 45,000 Wyndham points after spending $1,000 in the first 90 days. This is the best recent offer. Wyndham points are valued around 1.0 cents/point (Hotel Points Value), and the redemption structure is very…
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Barclays Wyndham Earner Credit Card Review (2020.9 Update: 30k Offer & Revamped)

Wyndham Rewards® EarnerSM Card Review 2020.9 Update: The offer is now 30k and the card is revamped. Application Link Barclays Wyndham Earner Benefits 30k offer: earn 30,000 Wyndham points after spending $1,000 in the first 90 days. Wyndham points are valued around 1.0 cents/point (Hotel Points Value), and the redemption structure is very simple with only three tiers of redemption: 7.k/15k/30k points….
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AmEx Schwab Investor Credit Card Review (2020.11 Update: $100 Offer)

Schwab Investor Card from American Express Review [2020.11 Update] The $200 signup bonus is expired. The current offer is just $100. Let’s wait for higher offer to appear again. [2020.9 Update] The $200 signup bonus after $2k spend has returned and is valid until November 4, 2020. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply…
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Chase United TravelBank Credit Card Review (Discontinued) (2020.9 Update: Will Become Chase United Gateway)

The United TravelBank Card Review 2020.9 Update: This card will become a card called Chase United Getaway on 9/21. The main difference is, you earn TravelBank Cash with the previous card, and you will earn United miles with the new card. HT: DoC. 2020.5 Update: This card is removed from both Chase and United, and all existing application links seem…
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Chase Freedom Unlimited® Review (2021.1 Update: $200 Offer)

Chase Freedom Unlimited® Review 2021.1 Update: The welcome offer is $200 now. 2020.9 Update: New benefits are now live: Earn 5x UR points on travel purchased through Chase Ultimate Rewards, earn 3x UR points on dining (restaurants & delivery) and drugstore. Application Link Chase Freedom Unlimited (CFU) Benefits 20k offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in the…
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Chase Freedom Flex℠ Review (2021.1 Update: $200 Offer)

Chase Freedom Flex℠ World Elite Mastercard® Review 2021.1 Update: The welcome offer is $200 now. Application Link Chase Freedom Flex (CFF) Benefits 20k offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in the first 3 months.  Earn 5x UR in each quarter’s bonus categories, 1x UR on all other purchases. You need to activate beforehand, and the deadline is the 14th of…
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