Author Archive: physixfan

Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2021.10 Update: Capital One Improved Transfer Ratios to be 1:1 for Most Partners!)

2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One will lose partner JetBlue. 2021.8 Update: Chase UR points can be transferred to Air Canada (AC) Aeroplan now! The ratio is 1:1. 2021.5 Update: El Al (LY) Matmid is no longer a transfer partner of MR points….
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AmEx Platinum Card Review (2022.1 Update: 150k or 125k+10x Offer!)

The Platinum Card from American Express Review 2022.1 Update: 125k+15x is expired now. But the card is now offering 150k MR points after $6000 spend in 6 months. Resy offer now is 125k MR points after $6000 spend in 6 months, plus 10x points on restaurant purchases in the first 6 months, up to $25k. Generally we prefer 150k offer,…
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Wells Fargo Reflect Credit Card Review

Wells Fargo Reflect℠ Card Review Application Link Wells Fargo Reflect Benefits Up to 21 months 0 APR: 0% introductory APR for 18 months on purchases and balance transfers, and intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. $600 cell phone insurance: Pay your monthly cell phone bill using your eligible Wells…
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AmEx Blue Cash Preferred (BCP) Credit Card Review (2021.10 Update: $350 Offer + First Year Annual Fee Waived)

Blue Cash Preferred Card from American Express (BCP) Review 2021.10 Update: The new offer is $350. You may need to use incognito mode or a VPN to see it. 2021.5 Update: The new offer is $200+$200. Screenshot. Application Link AmEx Blue Cash Preferred (BCP). Possible to see $350 offer. Note that you have to use the incognito mode or empty the cache…
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Discover Savings Account Review (2021.12 Update: $150/$200 Offer Is Expired)

Discover Savings Account Review 2021.12 Update: The welcome offer is expired. 2021.9 Update: The $150/$200 offer is back! 2020.6 Update: It seems the offer is expired. But probably in a few days a new offer code will appear. 2020.5 Update: There is a new offer code for the $150/$200 offer. This offer has become a regular offer, just the offer…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (2021.11 Update: 75k+$200 Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2021.11 Update: The big offer has expired. The current offer is only 75k+$200. 2021.9 Update: The card has a new bonus offer now. You can earn 150,000 Marriott points after $5000 spend in 3 months, plus a Free Night that can be used towards any Marriott Bonvoy…
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AmEx Marriott Bonvoy Business Credit Card Review (2021.11 Update: 75k+$150 Offer)

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2021.11 Update: The big offer has expired. The current offer is only 75k+$150. 2021.9 Update: The card is now offering 125k points and 2 Free Night certificates up to 50k per night after $5000 spend in 3 months. This is the best ever offer…
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Marriott Bonvoy Bold™ Credit Card Review (2021.9 Update: 60k Best Ever Offer)

Marriott Bonvoy Bold™ Credit Card Review 2021.9 Update: The new offer is 60k, and it’s the best ever offer on this card. However, I need to emphasize this again: don’t apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2021.6 Update: The 50k offer is expired. The current offers are 30k….
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Discover it Credit Card Review (2021.9 Update: No Credit History Required, $100 Offer)

Discover it Credit Card Review 2021.9 Update: Some users are targeted to generate referral links with $100 welcome offer. The link we use on our site has $100 welcome offer. Application Link Discover it Through this link, you might see the application page for either Discover it or Discover it for Students. Actually these two are equivalent: no matter which…
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US Bank Cash Plus Credit Card Review (2021.9 Update: $200 Offer)

US Bank Cash+ Visa Signature Credit Card Review 2021.9 Update: The new offer is $200. 2021.3 Update: The offer is lowered from $200 to $150. 2021.1 Update: According to an email sent from US Bank, effective February 19, 2021, the following changes wlll also be made to your U.S. Bank Cash+ Visa Signature Card: Cash rewards will expire at the…
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Chase Total Checking Account Review (2021.10 Update: $225 Offer)

Chase Total Checking Account Review 2021.10 Update: The $100 extra with CFU offer is expired. The offer is only $225. 2021.9 Update: Chase used to do checking and savings combo offer. There is a new checking and credit card combo offer now: earn additional $100 if you open a checking account and a CFU together. You will get $225 for checking…
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Barclays AAdvantage Aviator Business Credit Card Review (2021.11 Update: Probably Discontinued)

AAdvantage® Aviator® Business Mastercard® Review 2021.11 Update: This card is probably discontinued. 2021.10 Update: The 80k offer as well as all application links are dead now. Probably it will come back after the AAdvantage program is refreshed. 2021.9 Update: The new offer is 80k. However, its spending requirement is larger than the previous 75k offer. 2019.5 Update: There’s a 75k…
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World of Hyatt Credit Card Review (2021.9 Update: 30k+15k Offer or $300+1FN(cat7) Offer; Double Elite Nights)

World of Hyatt Credit Card Review 2021.9 Update: There is a new offer on this card: earn $300 in Hyatt credit in the first 12 months, plus earn 1 free night certificate (for up to category 7 Hyatt hotels) after spending $3,000 in the first 3 months. To be honest, this offer is not attractive. Probably many people would find the…
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AmEx Hilton Surpass Credit Card Review (2021.8 Update: 150k+50k Offer)

The Hilton Honors American Express Surpass Card Review 2021.8 Update: The 150k+50k offer is back. You may need to use incognito mode to see it. 2021.7 Update: The previous big offer is expired. The current offer is 130k+first year annual fee waived. 2021.5 Update: The new offer is 150k+50k. Here’s a screenshot. Application Link AmEx Hilton Surpass Benefits 150k+50k offer:…
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ABOC Platinum Rewards Credit Card Review (Discontinued) (2021.8 Update: No 5% CB Any More)

ABOC (Amalgamated Bank of Chicago) Platinum Rewards Credit Card Review 2021.8 Update: The 5% cashback feature will be removed as of Aug 27. You can only earn 1% cashback on all purchases afterwards. HT: DoC. 2021.5 Update: It seems this card is discontinued. 2019.7 Update: There’s no Foreign Transaction Fee (FTF) on this card any more. BTW, the new 5%…
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