Author Archive: physixfan

AmEx Schwab Investor Credit Card Review (2019.11 Update: $100 Offer)

Schwab Investor Card from American Express Review [2019.11 Update] – The $200 signup bonus is expired. The current offer is just $100. Let’s wait for higher offer to appear again. [2019.9 Update] – The $200 signup bonus after $2k spend has returned and is valid until November 6, 2019. HT: DoC Application Link AmEx Schwab Investor Benefits $100 offer: earn $100…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (Formerly AmEx SPG Luxury) (2019.9 Update: 125k Targeted Upgrade Offer!)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2019.9 Update: Some readers have received emails containing an upgrade offer for this card. Upgrading the AmEx Marriott Bonvoy card to this card and spending $5000 within 3 months, you will get 125k bonus points! This is already the best offer we’ve ever seen on this…
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Citi® Double Cash Card Review (2019.12 Update)

Citi® Double Cash Card (DC) Review [2019.9 Update]: This card has been revamped. Now cashback can be transferred to Citi ThankYou Points (TYP) at a ratio of 1:1, meaning every dollar spent on the DC earns the equivalent of 2 TYP. If you have the Citi Premier or Citi Prestige and are able to redeem points at 1.25 cents per…
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CNB Crystal Visa Infinite Credit Card Review (2019.9 Update: No Sign-up Bonus Now)

City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2019.9 Update: The signup bonus has been removed. These is also a rumor this card will loose the $250 airline incidental credit benefit for the authorized users and will replace it with a $350 air incidental credit for the whole account. 2019.8 Update: The 50k signup bonus offer has expired….
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Southwest Rapid Rewards® Plus Credit Card Review (2019.10 Update: 50k/40k Offer)

Southwest Rapid Rewards® Plus Credit Card Review Application Link Chase Southwest Plus 50k Offer, in flight offer, no landing page, requiring spending $2,000 in 3 months, HT: DoC. Chase Southwest Plus 40k Offer Benefits 40k offer: earn 40,000 Southwest miles after spending $1,000 in the first 3 months. The recent best offer is 60k. We value Southwest Miles at 1.5…
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BoA Virgin Atlantic (VS) Credit Card Review (2019.9 Update: 65k Offer!)

Bank of America Virgin Atlantic World Elite MasterCard 2019.9 Update: The new best signup offer is 65k, which is the best ever offer on this card! Offer ends on 2019.10.31. HT: DoC. 2019.4 Update: The card art and signup bonus have both been updated. Application Link BoA Virgin Atlantic (BoA VS) Benefits 65k offer: earn 60,000 Virgin Atlantic (VS) miles…
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Barclaycard AAdvantage Aviator Red Credit Card Review (2019.9 Update: 60k Offer & First Year Annual Fee Waived)

Barclaycard AAdvantage Aviator Red World Elite MasterCard Review [2019.9 Update]: There is a new offer for 60k AA miles with the annual fee waived in the first year. This offer does not include a companion certificate, which is our opinion is a good trade off for the waived annual fee. The offer ends on 2019.10.31. HT: reddit. This offer is supposed to be…
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BoA Alaska Business Credit Card Review (2019.9 Update: 42k Offer!)

Alaska Airlines Visa Business Card Review 2019.9 Update: The new offer is 42k miles + companion fare. HT: FM. Application Link BoA Alaska Business Benefits 42k offer: earn 42,000 Alaska Miles after spending $2,000 in first 3 months. Plus earn a $121 companion fare in the first year. We value Alaska Miles at 1.8 cents/point (Airline Miles Value), so the…
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AmEx Marriott Bonvoy Business Credit Card Review (Formerly AmEx SPG Business) (2019.10 Update: 75k Offer)

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2019.10 Update: The offer is back to 75k now. 2019.9 Update: The 100k offer has returned! The minimum spend is $5000 within 3 months. This offer is set to expire on 10/23/19. Application Link AmEx Marriott Bonvoy Business Benefits 75k offer: earn 75,000 Marriott points after…
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Summary of Points Transfer Time: UR/MR/TYP/Marriott

One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines.  The relationship of each currency to various airlines is summarized in Wings of the…
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AmEx Hilton Credit Card Review (2019.8 Update: 100k Offer)

The Hilton Honors American Express Card Review 2019.8 Update: The 100k offer on this card has returned at the same time the 130k+FN offer for the Hilton Surpass/Business cards ended. Application Link AmEx Hilton public link. Possible to see 100k offer with $1,000 spending requirement. Note that you have to use the incognito mode or empty the cache in your…
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British Airways Visa Signature® Card Review (2019.8 Update: 100k Offer & Some New Benefits)

British Airways Visa Signature® Card Review 2019.8 Update: The new offer is 50k after $3k spend and an another 50k after an additional $20k spend.  Some new benefits added to this card also include 2x earning on hotels; a Travel Together Ticket after $30k in annual spend; and statement credit on YQ. See below for details. Application Link Chase British…
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Chase Freedom® Review (2019.8 Update: $200 Offer!)

Chase Freedom® Review 2019.8 Update: The new offer is $200 (20k Ultimate Reward points)! Application Link Chase Freedom Benefits 20k offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in 3 months from account opening.  Earn 5x UR in each quarter’s bonus categories, 1x UR on all other purchases. You need to activate beforehand, and the deadline is the 14th of…
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Chase Freedom Unlimited® Review (2019.8 Update: $200 Offer!)

Chase Freedom Unlimited® Review 2019.8 Update: The new offer is $200 (20k Ultimate Rewards points)! Application Link Chase Freedom Unlimited (CFU) Benefits 20k offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in the first 3 months. Earn 1.5x UR on everything with no cap! Although this card is advertised as a cash back card, it actually earns Ultimate…
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Barclaycard Wyndham Credit Card Review (2019.8 Update: 45k Offer Is Back)

Wyndham Rewards Visa Signature Card Review 2019.8 Update: The 45k offer is back. Note that the first year annual fee is waived for this offer. HT: reddit. Application Link Barclaycard Wyndham Benefits 45k offer: earn 45,000 Wyndham points after spending $1,000 within the first 90 days. This is the best recent offer. Wyndham points are valued around 1.0 cents/point (Hotel Points…
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