Author Archive: physixfan

Chase Ritz-Carlton Credit Card Review (2020.1 Update: Visa Infinite $100 Air Discount Is Removed)

Chase Ritz-Carlton Credit Card Review 2020.1 Update: The Visa Infinite $100 air discount benefit is moved by Visa on 2020.1.1 without notice (Now this benefit is gone for all the US Visa Infinite cards). HT: reader moyi. Today the webpage to use this benefit shows this message: Effective 1/15/20, your Ritz Carlton Visa Infinite card no longer offers the Visa Discount…
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Chase Sapphire Reserve® (CSR) Review (2020.1 Update: 50k Offer & Annual Fee Is Now $550)

Chase Sapphire Reserve® (CSR) Review 2020.1 Update: Several changes were made today: The annual fee is increased from $450 to $550; $60 Doordash credit per year in 2020 and 2021 (we don’t know what happens after that); complimentary DashPass membership til the end of 2021. One Year Complimentary Lyft Pink membership, and 10x UR points on Lyft. Application Link Chase Sapphire…
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Chase Savings Account Review (2020.3 Update: $300 Offer)

Chase Savings Account Review 2020.1 Update: There’s a new $300 offer. You don’t need to open a checking account together, but the deposit requirement is raised from $15k to $25k. HT: DoC. P.S. It seems the $300 checking offer is no longer available. Application Link Chase Savings $300 ($25k deposit) Chase Savings $300 with Checking ($15k deposit, must open a checking account…
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Discover Checking Account Review (2020.2 Update: Double Cash Back Offer Is Expired)

Discover Cashback Checking Account (Debit Card/ATM Card) Review 2020.2 Update: The double cash back offer is expired. 2020.1 Update: The double cash back offer is available again. Application Link Discover Checking Account Benefits Sign-up bonus: earn double cash back for the purchases through 2020.07.31. Offer ends on 2020.02.10. [Expired] Earn 1% cash back on up to $3,000 in debit card purchases…
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Marriott Bonvoy Bold™ Credit Card Review (2020.3 Update: 30k Offer)

Marriott Bonvoy Bold™ Credit Card Review [2020.3 Update] – The 50k offer is expired. The current offers are 30k. Application Link Chase Marriott Bonvoy Bold Benefits 30k offer: Earn 30,000 Marriott points by spending $1,000 in the first 3 months from account opening. The recent best offer is 50k. Marriott point is now the most flexible points (after the merger…
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Citigold Checking Account Review (2020.1 Update: $1,500 Offer)

Citigold Checking Account Review 2020.1 Update: The new offer is $1,500, but the deposit requirement is HUGE: you need to deposit $200,000 into checking or savings accounts, and maintain it for 60 days! That’s insane. The equivalent APY is about 4.5%+ if the fund is in the account for exactly 60 days, and lower if the funds is stuck there…
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Southwest Rapid Rewards® Plus Credit Card Review (2020.2 Update: 40k Offer)

Southwest Rapid Rewards® Plus Credit Card Review 2020.2 Update: The 75k offer is expired. The current offer is 40k. 2020.1 Update: There is a new 75k best ever offer on all three Chase Southwest personal cards! This offer ends on 2020.02.18. Note that the new requirement for Companion Pass (CP) is 125,000 miles. Application Link Chase Southwest Plus 40k offer Southwest…
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Southwest Rapid Rewards® Premier Credit Card Review (2020.2 Update: 40k Offer)

Southwest Rapid Rewards® Premier Credit Card Review 2020.2 Update: The 75k offer is expired. The current offer is 40k. 2020.1 Update: There is a new 75k best ever offer on all three Chase Southwest personal cards! This offer ends on 2020.02.18. Note that the new requirement for Companion Pass (CP) is 125,000 miles. Application Link Chase Southwest Premier 40k Southwest frequently…
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Southwest Rapid Rewards® Priority Credit Card Review (2020.2 Update: 40k Offer)

Southwest Rapid Rewards® Priority Credit Card Review 2020.2 Update: The 75k offer is expired. The current offer is 40k. 2020.1 Update: There is a new 75k best ever offer on all three Chase Southwest personal cards! This offer ends on 2020.02.18. Note that the new requirement for Companion Pass (CP) is 125,000 miles. Application Link Chase Southwest Priority 40k Southwest frequently…
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Citi Priority Package Review (2020.1 Update: $700 Offer)

Citibank Priority Package Review 2020.1 Update: The $700 offer is still alive, and the new deadline is 2020.03.31. If you don’t have much cash, you can also consider Citibank Account Package with $500 offer ($15k deposit requirement), or Citi Basic Banking Package with $200 offer ($5k deposit requirement). Application Link Citi Priority Package Benefits $700 sign-up bonus! Please read below for the requirements…
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Citibank Account Package Review (2020.1 Update: $500 Offer)

Citibank Account Package Review 2020.1 Update: The new offer is $500. If you have more money in hand, you can also consider Citi Priority Package with $700 offer ($50k deposit requirement); if you don’t have much cash, you can also consider Citi Basic Banking Package with $200 offer ($5k deposit requirement). Application Link The Citibank Account Package Benefits $500 offer. Please read below for…
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Citi Basic Banking Package Review (2020.1 Update: $200 Offer)

Citi Basic Banking Package Review 2020.1 Update: The $200 offer is still alive, and the new deadline is 2020.03.31. If you have more money in hand, you can also consider Citibank Account Package with $500 offer ($15k deposit requirement), or Citi Priority Package with $700 offer ($50k deposit requirement). Application Link Citi Basic Banking Package Benefits $200 sign-up bonus! Please read below for…
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AmEx Hilton Credit Card Review (2019.12 Update: 75k+$100 or 100k Offer)

The Hilton Honors American Express Card Review 2019.12 Update2: There is a new 75k+$100 offer (after spending $1,000 in 3 months). If we value Hilton points at 0.4 c/p, then this offer is essentially as good as a 100k offer. HT: DoC. 2019.11 Update: It seems the 100k offer is no longer available. The current best offer is 95k. It…
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AmEx Hilton Business Credit Card Review (2019.12 Update: 125k+$100 Offer)

The Hilton Honors American Express Business Card Review 2019.12 Update: There is a new 125k+$100 offer (after spending $3,000 in 3 months). If we value Hilton points at 0.4 c/p, then this offer is essentially as good as a 150k offer. It is not the best ever offer on this card, but is still decent. HT: DoC. 2019.8 Update: The…
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What Is Chase 5/24 Rule and How to Bypass It (2019.12 Update: Check the United APP!)

2019.12 Update: There is a new place to check prequalified offer: in the United Airlines APP! See below for details. HT: FM. Chase is one of our favorite banks because of their great credit card sign-up bonuses and benefits. For that reason, many people are eager to get additional Chase cards. Unfortunately, Chase implemented the following rule in May 2015:…
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