Author Archive: physixfan

Citi Priority Package Review (2020.1 Update: $700 Offer)

Citibank Priority Package Review 2020.1 Update: The $700 offer is still alive, and the new deadline is 2020.03.31. If you don’t have much cash, you can also consider Citibank Account Package with $500 offer ($15k deposit requirement), or Citi Basic Banking Package with $200 offer ($5k deposit requirement). Application Link Citi Priority Package Benefits $700 sign-up bonus! Please read below for the requirements…
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Citibank Account Package Review (2020.1 Update: $500 Offer)

Citibank Account Package Review 2020.1 Update: The new offer is $500. If you have more money in hand, you can also consider Citi Priority Package with $700 offer ($50k deposit requirement); if you don’t have much cash, you can also consider Citi Basic Banking Package with $200 offer ($5k deposit requirement). Application Link The Citibank Account Package Benefits $500 offer. Please read below for…
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Citi Basic Banking Package Review (2020.1 Update: $200 Offer)

Citi Basic Banking Package Review 2020.1 Update: The $200 offer is still alive, and the new deadline is 2020.03.31. If you have more money in hand, you can also consider Citibank Account Package with $500 offer ($15k deposit requirement), or Citi Priority Package with $700 offer ($50k deposit requirement). Application Link Citi Basic Banking Package Benefits $200 sign-up bonus! Please read below for…
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AmEx Hilton Credit Card Review (2019.12 Update: 75k+$100 or 100k Offer)

The Hilton Honors American Express Card Review 2019.12 Update2: There is a new 75k+$100 offer (after spending $1,000 in 3 months). If we value Hilton points at 0.4 c/p, then this offer is essentially as good as a 100k offer. HT: DoC. 2019.11 Update: It seems the 100k offer is no longer available. The current best offer is 95k. It…
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AmEx Hilton Business Credit Card Review (2019.12 Update: 125k+$100 Offer)

The Hilton Honors American Express Business Card Review 2019.12 Update: There is a new 125k+$100 offer (after spending $3,000 in 3 months). If we value Hilton points at 0.4 c/p, then this offer is essentially as good as a 150k offer. It is not the best ever offer on this card, but is still decent. HT: DoC. 2019.8 Update: The…
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What Is Chase 5/24 Rule and How to Bypass It (2019.12 Update: Check the United APP!)

2019.12 Update: There is a new place to check prequalified offer: in the United Airlines APP! See below for details. HT: FM. Chase is one of our favorite banks because of their great credit card sign-up bonuses and benefits. For that reason, many people are eager to get additional Chase cards. Unfortunately, Chase implemented the following rule in May 2015:…
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AmEx Hilton Surpass Credit Card Review (Formerly Ascend) (2020.1 Update: 150k Offer)

The Hilton Honors American Express Surpass Card Review 2020.1 Update: The 150k+$100 offer is now expired. The current best offer is 150k. 2019.11 Update: There is a new 150k+$100 statement credit offer available, which is better than the regular 150k offer as the $100 effectively covers the annual fee for the year. This offer is being reported as exclusive to…
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Citi Dividend Credit Card Review (2019.11 Update: $15 off $75 at Amazon [TARGETED])

Citi Dividend Platinum Select Credit Card Review 2019.11 Update: I just received a promotional offer on one of my Citi Dividend accounts to receive a $15 statement credit after spending $75 at Amazon between 11/11/19 and 12/31/19. I am not sure if other Citi products are being targeted or just the Dividend. Subject line is “Earn $15 back this holiday…
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AmEx Business Green Rewards Card Review (2019.11 Update: 25k Best Ever Offer!)

AmEx Business Green Rewards from American Express Review [2019.11 Update2] – We just realized that there’s a 25k better offer for this card in incognito mode. [2019.11 Update] – A 15k MR offer is now available after spending $3k in 90 days. This represents the all-time best signup bonus on this card. This bonus is still not very attractive unless you…
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AmEx Hilton Aspire Credit Card Review (2019.11 Update: 150k Offer)

The Hilton Honors American Express Aspire Card Review 2019.11 update2: The link with first year annual fee waived is dead. Application Link AmEx Hilton Aspire Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $4,000 within the first 3 months. This is the recent best offer, so get it now if you need this card. We value Hilton…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2019.10 Update: Citi adds AeroMexico as a TYP transfer partner)

2019.10: Citi added AeroMexico (AM) as a partner with a transfer ratio of 1:1.  2019.8 Update2: Chase UR added Emirates (EK) Skywards as a partner with a transfer ratio of 1:1. HT: Reddit. 2019.8 Update: Citi TYP has quietly removed transfer partner Garuda Indonesia (GA) GarudaMiles. HT: FM. This is not a big thing because I believe 99.9% of people…
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Charles Schwab Debit Card Review: No ATM Fee Worldwide

Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2020.1 Update: 65k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2020.1 Update: The 75k and 70k offers are expired. The current offer is 65k. 2019.10 Update: The 75k offer is back. This is the highest historical offer, so if you need AA miles this is a good time to apply. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 65k Offer: earn…
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