Author Archive: physixfan

Chase Savings Account Review (2020.5 Update: $300 Offer)

Chase Savings Account Review 2020.5 Update: The offer $300 checking + $200 savings + $100 for both is back! HT: DoC. 2020.1 Update: There’s a new $300 offer. You don’t need to open a checking account together, but the deposit requirement is raised from $15k to $25k. HT: DoC. P.S. It seems the $300 checking offer is no longer available….
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Chase Total Checking Account Review (2020.7 Update: $200 Offer)

Chase Total Checking Account Review 2020.7 Update: The new offer is $200 checking + $200 savings + $100 for both. HT: DoC. 2020.5 Update: The offer $300 checking + $200 savings + $100 for both is back! HT: DoC. Application Link Chase Total Checking Benefits New Checking Account Bonus: $200. See below for the requirements to get this bonus. There…
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AmEx Platinum Card for Schwab Review (2020.4 Update: 1.25 cpp Cashout Feature Works Again!)

American Express Platinum Card for Schwab Review 2020.4 Update: There were various data points (from DoC, Reddit, and ourselves) showing that there were some technical issues on the 1.25 cpp cashout feature since Apr 25. The points would be deducted first and refunded in less than 5 minutes. But don’t panic! As of the afternoon on Apr 28, we find…
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Chase Slate Credit Card Review (2020.4 Update: Removed from Chase (Temporarily?))

Chase Slate Review 2020.4 Update: This card is removed from Chase, maybe temporarily? I guess it will come back once the COVID-19 pandemic is over. Application Link Chase Slate Benefits Transfer balances with an introductory fee of $0 during the first 60 days your account is open. 0% intro APR for 15 months on purchases and balance transfers from account…
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Discover Savings Account Review (2020.6 Update: $150/$200 Offer Is Expired)

Discover Savings Account Review 2020.6 Update: It seems the offer is expired. But probably in a few days a new offer code will appear. 2020.5 Update: There is a new offer code for the $150/$200 offer. This offer has become a regular offer, just the offer code keeps changing… Application Link Discover Savings Benefits New account opening bonus of $150/$200!…
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UBS Visa Infinite Credit Card Review (2020.6 Update: 100k Offer & First Year Annual Fee Waived, Existing Customers Only)

UBS Visa Infinite Credit Card Review 2020.6 Update: Now we are sure about the requirements: you need to be an existing UBS customer and have $250k under their management in order to be eligible for the 100k offer. Otherwise the offer is only 25k ($3,000 spending in 3 months, first year annual fee NOT waived). 2020.4 Update: The new offer is…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2020.6 Update: 65k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2020.6 Update: The 70k offer is expired. The current offer is 65k. 2020.4 Update: The new offer is 70k. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 65k Offer: earn 65,000 AAdvantage Miles after spending $4,000 in first 4 months. The recent best offer is 75k. We value AA Miles at…
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Chase IHG Traveler Credit Card Review (2020.4 Update: 75k Offer)

Chase IHG Rewards Club Traveler World MasterCard Review 2020.4 Update: The new offer is 75k. Application Link Chase IHG Traveler Benefits 75k offer: earn 75,000 IHG points after spending $2,000 in 3 months.  IHG points are valued around 0.5 cents (Hotel Points Value). So the 75k highest offer is worth about $375. Earn 5x points at IHG property, 2x points at dining,…
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Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Synchrony Cathay Pacific Credit Card Review (2020.7 Update: 40k Offer)

Cathay Pacific (CX) Visa Signature Card Review 2020.7 Update: The offer is still 40k, and the new deadline is 2020.09.30. Application Link Synchrony Cathay Pacific Credit Card Benefits 40k offer: earn 40,000 Asia Miles after spending $2,000 within the first 90 days. Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific purchases, 1.5 Asia Miles on restaurant and purchases outside US, 1…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (Formerly AmEx SPG Luxury) (2020.4 Update: 75k Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2020.4 Update: The 100k offer is expired, and the offer is now back to 75k. 2020.3 Update: The 100k offer is back. Offer ends on 2020.04.08. Application Link AmEx Marriott Bonvoy Brilliant Benefits 75k offer: earn 75,000 Marriott points after you make $3,000 in purchases within…
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AmEx Clawed Back Airline Fee Credit from Some People!

AmEx and their Rewards Abuse Team (RAT) is trying their best these days to punish any abusive behavior. Today, a new development happened: some people got their airline fee credit clawed back! The airline fee credit is a benefit for several premium credit cards, for example: AmEx Hilton Aspire ($250), AmEx Platinum ($200), AmEx Gold ($100). It used to be…
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Chase Sapphire Preferred® (CSP) Review (2020.2 Update: 60k Offer & 80k Targeted Offer)

Chase Sapphire Preferred® Card Review 2020.2 Update: These days some people received a 80k targeted offer ($4,000 spending requirement) by mail. See picture here. 2019.4 Update: The new offer is 60k, but first year annual fee is not waived. The 10k more points is worth more than the $95 annual fee, so the new offer is slightly better. The links…
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AmEx Gold Card Review (2020.2 Update: 50k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2020.2 Update: Some people recently see a 50k offer with $2,000 spending requirement in ads (the regular offer is 50k but with $4,000 spending requirement). You can also check CardMatch to see whether you are targeted to this offer. 2019.12 Update: 50k offer is still available, but the spending requirement has been…
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Delta SkyMiles® Reserve Business American Express Card Review (2020.4 Update: 100k Offer Is Expired)

Delta SkyMiles® Reserve Business American Express Card Review 2020.4 Update: The higher offer is expired. There’s only 45k offer now. 2020.1 Update: The welcome offer is 100k now. This card is also revamped, the changes are: Earn 3x on Delta now (previously 2x). After you spend $150,000 in purchases on your Card in a calendar year, you earn 1.5 miles…
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