Author Archive: physixfan

Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.5 Update: New Transfer Partner JAL 1:1)

physixfan 2025-05-13 2025-05-13 61 Comments

Bilt Mastercard® Review 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to get, because it’s not a partner of UR/MR/TYP/C1 points. It’s great to see Bilt adding more and more transfer partners! 2025.4 Update: New transfer partner: Southwest Airlines (WN). The transfer ratio is 1:1. It’s great to see Bilt adding…
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Wells Fargo

Metal Card, No Annual Fee, No Foreign Transaction Fee, Wells Fargo

Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2025.5 Update: Bilt Is Added)

physixfan 2025-05-13 2025-05-13 85 Comments

2025.5 Update2: JL is now a transfer partner of Bilt points at ratio 1:1. 2025.5 Update: Bilt Rewards is added to this chart. A few minor changes over the years are also updated. Usage It is better to view this chart on desktop. The screens on mobile devices are usually too narrow to fully interact with the chart. Move your…
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Bank Points Guide

Capital One (C1) Miles, Marriott Bonvoy, Membership Rewards (MR), ThankYou Points (TYP), Ultimate Rewards (UR)

AmEx Platinum Card for Morgan Stanley Review (2025.5 Update: 150k Offer)

physixfan 2025-05-10 2025-05-10 114 Comments

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2024=5.5 Update: The new offer is 150k! 2024.8 Update: The 125k welcome offer is expired. The current offer is 80k. 2024.5 Update: The new offer is 125k! Application Link AmEx Platinum Card for Morgan Stanley. You need to have a Morgan Stanley brokerage account in order to apply for this card….
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AmEx

Charge Card, Membership Rewards (MR), Metal Card, Morgan Stanley, No Foreign Transaction Fee, Premium Credit Card

AmEx Platinum Card for Schwab Review (2025.5 Update: 125k Offer)

physixfan 2025-05-08 2025-05-13 94 Comments

American Express Platinum Card for Schwab Review 2025.5 Update: The new welcome offer is 125k! In terms of points alone, this is the highest welcome offer ever offered for this card. Offer ends on 6/11. 2025.1 Update: The higher welcome offer is expired. The current offer is only 80k. 2024.11 Update: The new welcome offer is 125k! In terms of…
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AmEx

American Express (AmEx), Charge Card, Charles Schwab, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee, Premium Credit Card

AmEx Schwab Investor Credit Card Review (2025.5 Update: $300 Offer)

physixfan 2025-05-08 2025-05-08 22 Comments

Schwab Investor Card from American Express Review [2025.5 Update] The new welcome offer is $300. [2025.1 Update] The welcome offer is back to $200. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $300 offer: earn $300 statement credit after spending $1,000…
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AmEx

American Express (AmEx), Cash Back Credit Card, No Annual Fee

Chase Sapphire Preferred® (CSP) Review (2025.5 Update: 100k+$100 Offer! Ending On 5/15)

physixfan 2025-05-07 2025-05-09 163 Comments

Chase Sapphire Preferred® Card Review 2025.5 Update2: The 100k offer will expire at 9 AM EST on 5/15/2025. We are not sure when the Rakuten +$300 offer will expire. [Update] The Rakuten +$300 offer is lowered to +$100. 2025.5 Update: Third party website Rakuten is giving an extra $300 for CSP! The Rakuten cashback can be converted to MR points…
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Chase

Chase, Metal Card, No Foreign Transaction Fee, Ultimate Rewards (UR)

Chase Freedom Unlimited® (CFU) Review (2025.5 Update: $200+$75 Offer)

physixfan 2025-05-06 2025-05-09 93 Comments

Chase Freedom Unlimited® Review 2025.5 Update: Third party website Rakuten is giving an extra $150 for CFU! The Rakuten cashback can be converted to MR points so it can also be seen as 15k MR points. [Update] The Rakuten +$150 offer is lowered to +$75. 2025.3 Update: The welcome offer is changed from $200 to $250. [2025.5 Update] The $250…
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Chase

Chase, No Annual Fee, Ultimate Rewards (UR)

Citi Rewards+® Card Review (2025.5 Update: Not Available for Application But Available for Product Change)

physixfan 2025-05-06 2025-05-06 22 Comments

Citi Rewards+® Card Review 2025.5 Update: According to FM’s reports, although you can’t apply for this card any more, you can still do product change to this card. 2025.4 Update: The application link shows “page not found”. It seems this card is discontinued. The existing card holders should be able to enjoy the benefits, at least for now. 2024.1 Update:…
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Citibank

Citibank, No Annual Fee, ThankYou Points (TYP)

Cardless Qatar Airways Infinite Credit Card Review (2025.5 Update: 100k Offer!)

physixfan 2025-05-01 2025-05-01 0 Comments

Cardless Qatar Airways Privilege Club Infinite Credit Card Review Application Link Cardless Qatar Airways Infinite Historical Offers Chart Application Link Cardless Qatar Airways Infinite

Other Banks

Airline Credit Card, No Foreign Transaction Fee, Oneworld, Qatar Airways (QR)

Cardless Qatar Airways Signature Credit Card Review (2025.5 Update: 70k Offer!)

physixfan 2025-05-01 2025-05-01 0 Comments

Cardless Qatar Airways Privilege Club Signature Credit Card Review Application Link Cardless Qatar Airways Signature Historical Offers Chart Application Link Cardless Qatar Airways Signature

Other Banks

Qatar Airways (QR)

United℠ Explorer Card Review (2025.4 Update: 90k Offer!)

physixfan 2025-04-30 2025-04-30 78 Comments

United℠ Explorer Card (Chase UA Explorer) Review 2025.4 Update: There’s a new link with better offer: earn 5k more miles upon approval when you use your United agent『s promotional code, and earn 5k more miles when you add an authorized user in the first 3 months. That’s 90k miles in total. “United agent『s promotional code” should be obtained when you…
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Chase

Airline Credit Card, Chase, No Foreign Transaction Fee, United Airlines (UA)

United Quest℠ Card Review (2025.4 Update: 100k Offer!)

physixfan 2025-04-30 2025-04-30 96 Comments

United Quest℠ Card (Chase UA Quest) Review 2025.4 Update: There’s a new link with better offer: earn 5k more miles upon approval when you use your United agent『s promotional code, and earn 5k more miles when you add an authorized user in the first 3 months. That’s 100k miles in total. “United agent『s promotional code” should be obtained when you…
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Chase

Airline Credit Card, Chase, United Airlines (UA)

Best Credit Card Signup Bonus Offers in May 2025

physixfan 2025-04-27 2025-05-01 96 Comments

Earning credit card signup bonuses is one of the best ways to acquire a large amount of miles/points in a short period of time and can lead to a 20% or more return on your spending. By combining great signup bonuses with rewards credit cards that provide the best return on everyday purchases, you will be amazed at how many free…
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Credit Cards Comparison

Best Sign-Up Bonus

Capital One Venture X Business Credit Card Review (2025.4 Update: 350k Offer)

physixfan 2025-04-19 2025-04-19 0 Comments

Capital One Venture X Business Credit Card Review 2025.4 Update: The new offer is 150k-350k. The spending requirement is crazily high, therefore it is only suitable for those who have a huge amount of spending. 2024.3 Update: The offer now is $150k with $30k spending requirement. 2024.1 Update: The new offer is 150k-300k. The spending requirement is crazily high, therefore…
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Capital One Business Card

Capital One, Capital One (C1) Miles, No Foreign Transaction Fee

British Airways Visa Signature® Card Review (2025.4 Update: 100k Offer)

physixfan 2025-04-18 2025-04-18 56 Comments

British Airways Visa Signature® Card Review 2025.4 Update: The new offer is 100k. 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. Application Link Chase British Airways Benefits 100k offer: earn 100,000 bonus Avios after spending $7,500 on purchases within the first 6 months….
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Chase

Airline Credit Card, British Airways (BA), Chase, No Foreign Transaction Fee