Author Archive: physixfan

Wells Fargo Everyday Checking Account Review (2025.10 Update: $425 Offer!)

Wells Fargo Everyday Checking Account Review 2025.10 Update: The new offer is $425! Application Link Wells Fargo Everyday Checking Benefits New Checking Account Bonus: $425! See below for the requirements to get this bonus. Offer ends on 2025.11.18. There is a monthly maintenance fee of $10. You can avoid this by following the steps below. No early termination fee. Wells Fargo…
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AmEx Hilton Aspire Credit Card Review (2025.10 Update: 175k Offer)

The Hilton Honors American Express Aspire Card Review 2025.10 Update: The 175k offer comes back. Offer ends on 2026/01/14. 2025.6 Update: The 175k offer comes back. Offer ends on 2025/08/13. [Expired] Application Link AmEx Hilton Aspire Benefits 175k offer: earn 175,000 Hilton Honors Bonus Points after you spend $6,000 within the first 6 months. The recent best offer is 180k….
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Marriott Bonvoy Bold® Credit Card Review (2025.9 Update: 60k Offer)

Marriott Bonvoy Bold® Credit Card Review 2025.9 Update: The new offers are 60k. However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.7 Update: The higher offer is expired. The current offers are 30k. 2025.6 Update: The new offers…
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Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2025.9 Update: Added C1->JL and C1->QR)

2025.9 Update: JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. 2025.5 Update: JL is now a transfer partner of Bilt points at ratio 1:1. Usage It is better to view this chart on desktop. The screens on mobile devices are usually too narrow to…
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Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.9 Update: 50k Offer)

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.9 Update: The new welcome offer is 50k. HT: FM. Also, Mesa recently added Air Canada (AC) as a transfer partner. This is a good useful transfer partner among the mediocre transfer partners. 2025.5 Update: This is a newly launched card, and its biggest selling point is that it lets you earn points…
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AmEx Platinum Card for Schwab Review (2025.11 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2025.11 Update: The higher welcome offer is expired. The current offer is only 80k. 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again…
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AmEx Platinum Card for Morgan Stanley Review (2025.11 Update: 80k Offer)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2025.11 Update: The higher welcome offer is expired. The current offer is 80k. 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is…
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Chase Sapphire Reserve for Business℠ Credit Card Review (2025.9 Update: 200k Offer; Small Improvements)

Chase Sapphire Reserve for Business℠ Credit Card Review 2025.9 Update: Currently the $500 The Edit Hotel Credit is given semi-annually, and starting from 2026 it’s changed to: two $250 credits which can be used anytime throughout the year. This is a nice small improvement. Also, there’s another one time benefit for 2026 only: Get up to $250 on prepaid Chase…
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Chase Aeroplan® Card Review (2025.9 Update: 75k+25k Offer)

Chase Aeroplan® Card Review 2025.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing because the spending amount is huge. 2025.7 Update: There’s a 85k offer now….
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Southwest Rapid Rewards® Performance Business Credit Card Review (2025.10 Update: 80k Offer)

Southwest Rapid Rewards® Performance Business Credit Card Review 2025.10 Update: The higher offer is expired. There’s only 80k offer now. 2025.9 Update: The new offer is 120k. After the spending you will get the companion pass directly. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $199 to $299. The welcome offer is increased to…
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AmEx Platinum Card Review (2025.9 Update: Major Upgrades, Annual Fee Increased to $895; AS HIGH AS 175k Offer)

The Platinum Card from American Express Review 2025.9 Update: This card just got a major refresh — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again worth considering as a long-term keeper! Here are the changes (credit to awash): 2025.6 Update: It seems all the links…
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Capital One Spark Cash Select Review (2025.9 Update: $750 Offer)

Capital One Spark Cash Select Review 2025.9 Update: The $750 offer is back. 2024.9 Update: The $750 offer is expired. The current offer is $500. 2023.11 Update: The $750 offer is back. Learn More Capital One Spark Cash Select Benefits $750 offer: earn $750 cashback after spending $6,000 in the first 3 months. This is the best offer on this…
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Delta SkyMiles® Gold Card from American Express Review (2025.10 Update: 80k Offer Expired)

Delta SkyMiles®Gold Card from American Express Review 2025.9 Update: The new offer is 80k. Expires on 2025.10.29. Expired now. 2025.6 Update: The new offer is 80k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 80k. Expires on 2025.4.2. Expired now. Application Link Public offer: AmEx Delta SkyMiles Gold Targeted offer: AmEx Delta SkyMiles Gold targeted offer. If you…
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Delta SkyMiles® Gold Business American Express Card Review (2025.10 Update: 90k Offer Expired)

Delta SkyMiles® Gold Business American Express Card Review 2025.9 Update: The new offer is 90k. Expires on 2025.10.29. Expired now. 2025.6 Update: The new offer is 90k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. Application Link Public offer: AmEx Delta SkyMiles Gold Business Targeted offer: AmEx Delta SkyMiles Gold Business targeted…
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