Citibank Account Package Review (2019.7 Update: $500 or 40k AA Offer)

Citibank Account Package Review 2019.7 Update: The $500 offer is still alive, and the new deadline is 2019.09.30. BTW, there’s also a 40k AA offer for this account currently. Application Link The Citibank Account Package $500 Offer The Citibank Account Package 40k AA Offer Benefits Sign-up bonus: two types: $500 offer! Please read below for the requirement to get this bonus….
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Citi Basic Banking Package Review (2019.7 Update: $200 Offer)

Citi Basic Banking Package Review 2019.7 Update: The $200 offer is still alive, and the new deadline is 2019.09.30. If you have more money in hand, you can also consider Citibank Account Package which has a $500 or 40k AA bonus with $15k deposit requirement. Application Link Citi Basic Banking Package Benefits $200 sign-up bonus! Please read below for the requirement to get…
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Points Transfer Bonus Offers: Capital One -> Avianca (AV) LifeMiles 25% bonus

We will keep updating recent points transfer bonus offers in this post. (2019.7) Capital One -> Avianca (AV) LifeMiles 25% Bonus Now there’s a Capital One -> Avianca (AV) LifeMiles 25% bonus offer. Valid from 2019.07.01 to 2019.07.31. Note that the transfer rate of C1 points is not 1:1, it’s 2:1.5. Therefore with the transfer bonus, the rate is now 2:1.875….
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Capital One Spark Cash Business Credit Card Review (2019.6 Update: $500 Offer)

Spark Cash from Capital One Review 2019.2 Update: The offer is $500 now. Application Link Capital One Spark Cash Benefits $500 offer: earn $500 after spending $5,000 in the first 3 months. Earn 2% cash back on all purchases. Disadvantages $95 annual fee, waived for the first year. Capital One will pull all three major credit bureaus (Experian, TransUnion, Equifax) for…
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Chase Southwest Performance Business Credit Card Review (New Card, 80k Offer)

Southwest Rapid Rewards Performance Business Credit Card Review Application Link Chase Southwest Performance Business Benefits 80k offer: earn 80,000 Southwest Miles after spending $5,000 in the first 3 months. We value Southwest Miles at 1.5 cents/point (Airline Miles Value), so the 80k highest offer is worth about $1,200. See A Beginner’s Guide to Southwest Miles to check for details about Southwest Miles….
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US Bank Altitude Reserve Credit Card Review (2019.6 – Enforcement of Anti-Churn Language)

[06.2019 Update]: Multiple readers report in the comments having applied for a second Altitude Reserve, meeting the minimum spend, but not receiving the bonus points. I just received a letter from a reader calling out each of his two card numbers as a reason for declining the 50,000 bonus points. At this point, I highly recommend not applying for a second…
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PSA: Activate Your 5% Bonus Categories for 2019 Q3 Now!

2019.6 Update: 2019 Q3 (Jul Aug Sep) categories are released! Many of you have credit cards that earn 5% back on bonus categories that rotate quarterly. If you are a Chase Freedom, Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your bonus categories indicated below: 1. Chase Freedom: Gas & Streaming Services https://creditcards.chase.com/freedom/activate The Chase Freedom has a…
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PayPal Cashback Mastercard® Review

PayPal Cashback Mastercard® Review Application Link PayPal Cashback Mastercard® Benefits Earn 2% cash back* every day, every time you make a purchase with your card. No exceptions. No rotating categories to keep track of. Redeem Cash Rewards right to your PayPal balance^ and use them whenever you want. No redemption threshold. Use your PayPal Cashback Mastercard to shop everywhere Mastercard is…
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Chase Marriott Bonvoy Bold Credit Card Review (New Card, No Fee, 50k Offer)

Chase Marriott Bonvoy Bold Credit Card Review Application Link Chase Marriott Bonvoy Bold Benefits 50k offer: Earn 50,000 Marriott points by spending $2,000 in the first 3 months from account opening. Marriott point is now the most flexible points (after the merger with SPG). We estimate that Marriott points are worth about 0.7 cents/point, see below for a brief introduction….
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Chase UA Club Business Credit Card Review (2019.6 Update: 50k Offer!)

Chase United MileagePlus Club Business Card Review 2019.6 Update: The new offer is 50k. Application Link Chase UA Club Business Benefits 50k offer: earn 50,000 UA Miles after spending $3000 in the first 3 months. We value UA mile at 1.4 cents (Airline Miles Value). So the 50k highest sign-up bonus is worth about $700. See A Beginner’s Guide to UA Miles to…
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Chase Freedom Student Credit Card Review (New Card)

Chase Freedom Student Review 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can also possibly get approved. Application Link This card is currently only available in branch. Benefits 5k offer: earn 5,000 Ultimate Rewards (UR)…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2019.6 Update: Marriott No Longer Transferred To LH)

2019.6 Update: Marriott Bonvoy has quietly updated their transfer partners page, and removed Lufthansa (LH) Miles & More. It is said that the partnership is suspended due to German regulations… 2019.5 Update: AmEx MR added a new partner Qantas (QF), and the transfer rate is 1:1. Usage It is better to view this chart on desktop. The screens on mobile…
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Plastiq Review: Pay Rent, Mortgage, Tuition Fee with a Credit Card! (2019.6 Update: More Countries Are Supported)

2019.6 Update: Previously Plastiq only support payments to USA and Canada. Now they have add some more supported countries or regions: China, Hong Kong, and Singapore. HT: Plastiq Blog. Introduction Plastiq is a 3rd-party payment processor that offers the ability to pay any type of bill (such as rent, mortgage, tuition fee, etc.) with a credit (or debit) card for…
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AmEx Gold Card Review (2019.6 Update: Several Positive Changes)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2019.6 Update: There are several changes to this card today: (1) you can now earn 4x at worldwide restaurants (previously limited within the US); (2) The rose gold design returns, until 7/17; (3) Boxed is added to the list to earn the $120 dining credit. 2019.1 Update: The regular offer dropped…
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