Credit Cards

Changes to the Chase Sapphire Preferred (CSP) & Reserve (CSR) Now in Effect!

Chase has implemented a number of positive changes to both the Sapphire Reserve and Sapphire Preferred cards, which go into effect today (August 16, 2021). There will be no immediate impact to the annual fee for either card. The changes identified below will be available immediately to new account holders and apply to existing accounts after the annual cardmember anniversary….
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AmEx EveryDay Preferred (EDP) Credit Card Review (2021.8 Update: 30k Offer Is Back)

The AmEx EveryDay Preferred Credit Card (EDP) Review 2021.8 Update: The 30k offer is back, you should be able to see it via incognito mode. It seems to only appear on referral links, not on public links . HT: reader Jos Malig-on. 2021.5 Update: It seems the 30k offer is gone. The current offer is only 15k. 2018.7 Update: According…
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BoA Amtrak Guest Rewards Credit Card Review (Discontinued)

Bank of America Amtrak Guest Rewards World MasterCard Review 2022.1 Update: This card is discontinued. 2021.10 Update: The higher offer expired. There’s only 20k offer now. 2021.8 Update2: During the booking process, there is a 50k+$100 offer of this card. I’ve obtained a direct link, see application link part. 2021.8 Update: The new offer is 50k, and this is the…
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BoA Unlimited Cash Rewards Credit Card Review (New Card, $200 Offer)

Bank of America Unlimited Cash Rewards Credit Card Review 2021.7 Update: This is a new card, and the welcome offer is $200. Application Link BoA Unlimited Cash Rewards Benefits $200 offer: earn $200 cashback after spending $1,000 in first 3 months. Earn 1.5% cashback on all purchases. BoA Preferred Rewards program: If you have checking/savings/brokerage account in BoA or Merrill…
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Aer Lingus Visa Signature® Card Review (2023.5 Update: 75k Offer)

Aer Lingus Visa Signature® Card Review 2023.5 Update: The new offer is 75k. 2022.7 Update: There’s a new offer. Although the official webpage still says 100k offer, but it is actually: earn 75k by spending $5k in the first 3 months, and earn another 25k by spending $20k in total in the first 12 months. The latter 25k part is actually…
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Iberia Visa Signature® Card Review (2023.5 Update: 75k Offer)

Iberia Visa Signature® Card Review 2023.5 Update: The new offer is 75k. 2022.7 Update: There’s a new offer. Although the official webpage still says 100k offer, but it is actually: earn 75k by spending $5k in the first 3 months, and earn another 25k by spending $20k in total in the first 12 months. The latter 25k part is actually just…
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British Airways Visa Signature® Card Review (2023.5 Update: 75k Offer)

British Airways Visa Signature® Card Review 2023.5 Update: The new offer is 75k. 2022.7 Update: There’s a new offer. Although the official webpage still says 100k offer, but it is actually: earn 75k by spending $5k in the first 3 months, and earn another 25k by spending $20k in total in the first 12 months. The latter 25k part is…
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AmEx Platinum Card for Schwab Review (2023.8 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2023.8 Update: The 100k welcome offer is expired. The current offer is 80k. 2022.3 Update: The +10x on restaurant and shop small part of welcome offer is expired. The current offer is 100k. 2021.9 Update: The cash out rate is changed from 1.25 cpp to 1.1 cpp. [/su_spoiler] Application Link AmEx Platinum Card…
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AmEx Schwab Investor Credit Card Review (2021.6 Update: $200 Offer)

Schwab Investor Card from American Express Review [2021.6 Update] The $200 signup bonus after $2k spend has returned. [2020.11 Update] The $200 signup bonus is expired. The current offer is just $100. Let’s wait for higher offer to appear again. [2020.9 Update] The $200 signup bonus after $2k spend has returned and is valid until November 4, 2020. Application Link AmEx Schwab Investor. You…
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Capital One Savor Cash Rewards Credit Card Review (2022.11 Update: New Uber Partnership)

Capital One Savor Cash Rewards Credit Card Review 2022.11 Update: Capital One got a new partnership with Uber. For Savor and SavorOne (and some other cards no one cares), before Nov 14, 2024, you can get Uber One membership credit (you need to make sure the payment method is this card) and earn 10% cash back on Uber and Uber…
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Capital One SavorOne Cash Rewards Credit Card Review (2023.2 Update: $200 Offer)

Capital One SavorOne Cash Rewards Credit Card Review 2022.11 Update: Capital One got a new partnership with Uber. For Savor and SavorOne (and some other cards no one cares), before Nov 14, 2024, you can get Uber One membership credit (you need to make sure the payment method is this card) and earn 10% cash back on Uber and Uber…
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US Bank Altitude Connect Credit Card Review (2022.1 Update: 50k Offer)

US Bank Altitude Connect Visa Signature Card Review 2022.1 Update: The offer is still 50k, with a lower spending requirement now ($3k->$2k). Application Link US Bank Altitude Connect Benefits 50k offer: earn 50,000 bonus points after spending $2,000 in first 120 days. Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 50k highest sign-up bonus is worth…
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US Bank Altitude Go Credit Card Review (2021.5 Update: 20k Offer)

US Bank Altitude Go Visa Signature Card Review 2021.5 Update2: The 25k offer is expired. The current offer is 20k. 2021.5 Update: The offer is increased from 25k again. 2021.3 Update: The 25k offer is expired. The current offer is 20k. 2020.8 Update: The offer is increased from 20k to 25k. Application Link US Bank Altitude Go Benefits 20k offer:…
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PenFed Gold Visa® Card Review

PenFed Gold Visa® Card Review Application Link Gold Visa® Card Benefits This card offers a generous introductory APR for both purchases and on balance transfers. No annual fee. Disadvantages No signup bonus. Recommended Application Time We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit…
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