AmEx EveryDay (ED) Credit Card (2017.8 Updated: Targeted 10k MR Spending Offer)

The AmEx EveryDay Credit Card (ED) Review

2017.8 Update: Check you email! Amex has sent out targeted offers to some card holders. They can earn 10k MR points after spend $1000 before Oct, 31st, registration required. Direct link to the offer, but only invited card members can register.

Application Link

  • AmEx EveryDay (ED) public link. This is the official link, possible 25k offer with $2000 spending requirement. Note that you have to use the incognito mode or empty the cache in your browser to see the 25k offer. If you can only see the 10k or 15k offer, please try a few more times. Now the offer differs by location, you may need a VPN to see the big offer, see How to Use VPN to Get Amex Big Offers for details.
  • AmEx EveryDay (ED) referral link. This is our referral link, only 15k offer with $1000 spending requirement. If you failed to see 25k offer using the above link or you want to thank us, you can use this referral link.

Features

  1. Earn 25,000 Membership Rewards (MR) Points after spending $1,000 in first 3 months. This is the highest public offer in history, don’t hesitate and you should apply now if you need this card!
  2. We estimate that Membership Rewards (MR) are worth about 1.6 cents/point, see below for a brief introduction. So the 25k highest sign-up bonus is worth about $400!
  3. Earn 2 Membership Rewards Points per $1 spent at US supermarkets; 1 Membership Rewards Point per $1 spent on other purchases.
  4. If you use your card 20 or more times per month, get 20% more points on those purchases: 2.4 MR (~3.8%) at US supermarkets, 1.2x (~1.9%) on other purchases.
  5. Easy to get approved, you can try to apply for this credit card when you only have a credit history for 3 months (make sure you can see your credit report before applying), there have been several successful data points around.
  6. No annual fee.
  7. With this card, you can get access to Amex Offer, which usually offers very good discounts at some stores, such as: spend $15 or more and get $5 back at Walmart; spend $75 or more and get $25 back on Amazon.com.
  8. The points earned by this credit card is Membership Rewards, they are the same as the points earned by PRG or AmEx Platinum etc which offers very high sign-up bonus, so you can use this no annual fee credit card to keep your Membership Rewards when you don’t want to keep your high annual fee cards any more.
  9. Refer a friend: You can earn 5,000 bonus MR points for every approved account you refer, up to a maximum of 11 approved referrals (55,000 MR points) per calendar year.

Disadvantages

  1. Only first $6,000 purchases per calendar year at US supermarkets can earn 2x MR, after that you can only earn 1x.
  2. According to the definition by American Express, Target Walmart and Costco don’t count as supermarkets, and you can only get 1x when shopping there.
  3. This credit card is on American Express Network, not Visa or MasterCard, so some small stores may not accept it.
  4. The 2x bonus categories are limited within the United States. Well, the Foreign Transaction Fee exists anyway, so better not use it outside the US.

Introduction to MR Points

Recommended Application Time

  1. You can get the sign-up bonus once in a lifetime, so be sure to apply when the historical highest offer appears.
  2. AmEx doesn’t care about the number of hard pulls.
  3. You can try to apply for it when you have a credit history of 3 months.
  4. You must wait at least 90 days between the application for ED and EDP, otherwise the application will be cancelled.
  5. Only one AmEx credit card can be approved in a day. This rule does not apply to charge cards, you can be approved for one credit card and multiple charge cards in the day. Multiple cards approved in the same day will only have one Hard Pull.
  6. Only 2 credit cards can be approved within 90 days, but again, this rule does not apply to charge cards.
  7. You can keep at most 5 AmEx credit cards, not including charge cards.

Summary

Since you can have it in a very early stage (a credit history for 3 months), this credit card is very worth applying! Also as a good grocery credit card and the only no annual fee credit card to keep MR points, this credit card is also very worth keeping! Note that our most recommended grocery credit card is not this card, but should be one of AmEx Blue Cash Preferred (BCP)AmEx EveryDay Preferred (EDP) or Sallie Mae (SM) (see Best Rewards Credit Cards For Grocery).

Here I recommend a way to meet the spending times requirement quickly, in case you can’t meet the requirement in time: Amazon Gift Card Reload. The minimum amount $0.50 each time.

Related Credit Cards

After Applying

  • Click here to check AmEx application status.
  • AmEx reconsideration backdoor number: 877-399-3083. The “real” backdoor number of Amex is well protected. Different from Chase, the representatives from this AmEx reconsideration backdoor number only have the right to help you submit requests.

Historical Offers Chart

Application Link

  • AmEx EveryDay (ED) public link. This is the official link, possible 25k offer with $2000 spending requirement. Note that you have to use the incognito mode or empty the cache in your browser to see the 25k offer. If you can only see the 10k or 15k offer, please try a few more times. Now the offer differs by location, you may need a VPN to see the big offer, see How to Use VPN to Get Amex Big Offers for details.
  • AmEx EveryDay (ED) referral link. This is our referral link, only 15k offer with $1000 spending requirement. If you failed to see 25k offer using the above link or you want to thank us, you can use this referral link.


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