Credit Cards

Sofi Credit Card Review (2024.4 Update: 2.2% Cashback on Everything)

Sofi Credit Card Review 2024.4 Update: There’s a new feature Reward Boost: if you have Sofi Checking and have Direct Deposit (DD) every month, then your cashback rate is 2.2% on everything. Application Link Sofi Credit Card Benefits Earn 2.2% cash back on all eligible purchases! No cap. You can earn 2% just with this credit card, and earn additional…
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Wells Fargo Autograph Journey Credit Card Review (New Card, 60k Offer)

Wells Fargo Autograph JourneySM Card Review Application Link Wells Fargo Autograph Journey Benefits 60k offer: earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months. Unlimited 5x points on hotels, 4x points on airlines, 3x  points on other travel and dining, 1x on other purchases. $50 annual statement credit for airfare purchases. Air ticket itself is included….
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Chase Ritz-Carlton Credit Card Review (2024.2 Update: The New Metal Card Is Only 17g In Weight)

Chase Ritz-Carlton Credit Card Review 2024.2 Update: According to data points on our forum, the new metal card is only 17g in weight (previously the weight 13g, and before that there is a version with 28g in weight). It is not a “come back” as advertised in the email! 2024.1 Update: All Ritz card holders has received this email: due…
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Citi® Double Cash Card Review (2023.11 Update: $200 Offer)

Citi® Double Cash Card (DC) Review 2023.11 Update: The $200 offer is back. 2022.12 Update: The $200 offer is expired. Currently there’s no welcome offer. 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. Application Link Citi® Double Cash Card Benefits 20k offer: Earn 20,000 ThankYou Points (TYP) after spending $1,500 in the…
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BoA Premium Rewards Elite Credit Card Review (2023.6 Update: 75k Offer)

Bank of America Premium Rewards Elite Credit Card Review 2023.6 Update: The new offer is 75k. This is the highest offer on this card. Application Link BoA Premium Rewards Elite Benefits 75k offer: earn 75,000 points after spending $5,000 in first 90 days. This is the highest offer on this card. The points can be redeemed towards statement credit or deposited…
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BoA Premium Rewards Credit Card Review (2023.6 Update: 60k Offer!)

Bank of America Premium Rewards Credit Card Review 2023.6 Update: The new offer is 60k. This is the highest offer on this card. Application Link BoA Premium Rewards Benefits 60k offer: earn 60,000 points after spending $4,000 in first 90 days. This is the highest offer on this card. Points can be redeemed as statement credit or deposited into BoA Checking/Savings…
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BoA Better Balance Rewards (BBR) Credit Card Review (All Existing Cards Will Be Transferred to BoA Unlimited Cash Rewards after May 16)

Bank of America Better Balance Rewards Credit Card (BBR) Review 2023.3.17 Update: According to a letter received by our reader, current existing cards will be mandatorily converted to BoA Unlimited Cash Rewards after May 16. 2017.5.25 Update: It’s now discontinued. The previous application link is now redirected to the front page of credit cards. It seems what’s replacing it is…
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Chase Instacart Credit Card Review (2025.9 Update: $50 Offer)

Instacart Mastercard® Credit Card from Chase Application Link Chase Instacart Benefits $50 offer: get a $50 Instacart credit after approval. The best recent offer is $300. Earn 5% cashback on Instacart app and website; earn 5% cashback on Chase travel portal; earn 2% cashback on restaurants, gas stations, and on select streaming services; and earn 1% on all other purchases. Get 1…
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Chase Starbucks Credit Card Review (2023.4 Update: Discontinued)

Starbucks Rewards Visa Credit Card 2023.4 Update: This card will be converted to CFU or CFF on Jul 20, 2023. HT: DoC. 2022.12 Update: This card seems discontinued. Also, the Stars will devalue in 2023.2.13, see announcement. 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. Application Link Chase Starbucks Benefits…
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US Bank Shopper Cash Rewards Credit Card Review (2026.6 Update: Discontinued?)

US Bank Shopper Cash Rewards Visa Signature Credit Card Review [2026.6 Update] It seems this card is discontinued. [2022.10 Update] New card launched. Application Link US Bank Shopper Cash Rewards Benefits $250 offer: earn $250 after spending $2,000 in 120 days. Cash back structure: Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two…
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Marriott Bonvoy Bountiful™ Credit Card Review (2023.2 Update: 85k Offer)

Marriott Bonvoy Bountiful™ Credit Card Review 2023.2 Update: The offer is now lowered to 85k. Application Link Chase Marriott Bonvoy Bountiful Benefits 85k offer: Earn 85,000 Marriott points by spending $4,000 in the first 3 months. The best recent offer is 125k. We estimate the value of a Marriott point at 0.7 cents/point, so the 125k sign-up bonus is worth…
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PayPal Cashback Mastercard® Review (2025.3 Update)

PayPal Cashback Mastercard® Review Application Link PayPal Cashback Mastercard® Benefits Earn 3% cashback if you make the payment via PayPal; and earn 1.5% cashback on all other purchases. Redeem Cash Rewards right to your PayPal balance and use them whenever you want. No redemption threshold. No annual fee. Disadvantages No welcome offer. Summary 3% cashback rate on payments via PayPal is…
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BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
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Wells Fargo Autograph Credit Card Review (2024.1 Update: 20k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The best recent offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest offer is worth $300….
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