Credit Cards

Sallie Mae (SM) Credit Card Review (Discontinued)

Sallie Mae (SM)

Sallie Mae Credit Card (SM) Review 2018.3 Update: This card will be automatically converted to Barclaycard Rewards Credit Card (Discontinued) (HT: DoC). This is also a useless card. No idea what Barclaycard is doing here. 2016.12 Update: This card will be automatically converted to a card called “Commence by SallieMae Mastercard”. It only offers 2% cashback on Grocery & Utility and 1%…
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Barclaycard Ring Credit Card Review (2019.6 Update: Unavailable Now)

Barclaycard Ring MasterCard Review 2019.6 Update: This card is currently unavailable because Barclays is “re-thinking” this brand. Application Link Barclaycard Ring Benefits Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply. Low 14.24% variable APR on purchases and cash advances. NEW – Control Your Card…
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BoA BankAmericard Credit Card Review

BankAmericard Credit Card Review Application Link BoA BankAmericard Benefits Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. Introductory $0 balance transfer fee for the first 60 days your account is open. No annual fee. Disadvantages No sign up bonus. No rewards. Recommended Application Time The time…
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US Bank Cash Plus Credit Card Review (2018.1 Update: $150 Offer)

US Bank Cash+ Visa Signature Credit Card Review Application Link US Bank Cash Plus Benefits $150 offer: earn $150 after spending $500 within the first 90 days. Earn 5% cash back on first $2,000 combined purchases each quarter on two categories you choose, 2% cash back on your choice of one everyday category, 1% cash back on all other purchases. The categories…
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AmEx Hilton Surpass Credit Card Review (Old Version) (Discontinued)

Hilton HHonors Surpass Card from American Express Review 2018.1.18 Update: This card is discontinued and replaced by AmEx Hilton Ascend. Application Link This card no longer accepts new applications. Benefits 90k Offer: earn 90,000 HHonors Points after spending $3,000 in first 3 months. The highest sign-up bonus is 125k. We value Hilton HHonors Points at 0.5 cents/point (Hotel Points Value), click here to see how…
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Barclaycard Uber Credit Card Review (New Card, 4% Cashback on Restaurants, 3% on Travel, No Fee!)

Barclaycard Uber Visa Card Review Application Link Barclaycard Uber Benefits $100 offer: earn $100 after spending $500 on purchases in the first 90 days. Earn 4% back on restaurants, takeout, and bars, including UberEATS; 3% back on airfare, hotels, and vacation home rentals; 2% back on online purchases including Uber, online shopping, video and music streaming services; 1% back on all other…
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Citi Forward Credit Card Review (Discontinued) (2017.10 Update: Will Be Automatically Converted to Citi TYP on 2018.01.03!)

Citi Forward Card Review 2017.10 Update: According to this reddit thread, Citi Forward will be automatically converted to Citi ThankYou Preferred, and before that date, Citi Forward can not be converted to any card. I called and was told the same info by representative. So, this will reset the 1/24 clock. We will be a few months further way from…
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Deserve Pro Credit Card Review (New Card)

Deserve Pro Mastercard Review Application Link Deserve Pro Benefits $30 offer: earn $30 after making one purchase within the first 3 months. Earn 3% cashback on travel and entertainment, earn 2% cashback on restaurants, and earn 1% cashback on all other purchases. New: up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your…
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Citi AAdvantage Gold Credit Card Review (Discontinued)

Citi AAdvantage Gold MasterCard Review 2018.7 Update: It seems this card is discontinued. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 25,000 AAdvantage Miles after spending $750 in first 3 months. We value AA Miles at 1.6 cents/point (Airline Miles Value),…
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Chase Fairmont Credit Card Review (Discontinued) (2017.10 Update: The FN for 6k Spending Has Posted!)

Chase Fairmont Visa Signature Card Review 2017.10 Update: The free night certificate for 6k spending has posted! Check it on Fairmont official site. 2017.08.15 Update: If you log in to Chase Ultimate Rewards portal, you will find this card has already been listed as a Chase Sapphire Preferred card now with all its points converted to UR points. For those who…
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Chase UA Club Credit Card Review (2017.10 Update: 50k Offer!)

Chase United MileagePlus Club Card (Chase UA Club) Review 2017.10 Update: Now there’s a 50k public offer! HT: reddit. Note that the first year annual fee is NOT waived. Considering this card falls under 5/24, and comparing with other 5/24 cards this card is not so good, so I don’t recommend it even if it has 50k offer. If you are interested…
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BoA Premium Rewards Credit Card Review (2019.7 Update: 50k Offer)

Bank of America Premium Rewards Credit Card Review Application Link BoA Premium Rewards Benefits 50k offer: earn 50,000 points after spending $3,000 in first 90 days. The value of these points is $500. Earning 2x points per dollar spent on travel and dining, earn 1.5x points elsewhere. Points can be redeemed as statement credit or deposited into BoA Checking/Savings account. You…
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Chase United TravelBank Credit Card Review (2017.9 Update: Already Alive!)

The United TravelBank Card Review Application Link Chase United TravelBank Benefits $150 offer: earn $150 TravelBank Cash after spending $1000 in the first 3 months. Earn 2% in TravelBank cash per $1 spent on airline tickets purchased from United, and earn 1.5% in TravelBank cash per $1 spent on all other purchases. How to use TravelBank Cash: $1 in TravelBank cash…
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AmEx Blue Delta SkyMiles Credit Card Review (2019.8 Update: 10k Offer)

Blue Delta SkyMiles from American Express Review Application Link AmEx Blue Delta SkyMiles Benefits 10k offer: earn 10,000 Miles after spending $500 in first 3 months.  We value Delta Miles at 1.3 cents/mile (Airline Miles Value). So the 10k sign-up bonus is worth about $130! See A Beginner’s Guide to Delta Miles to check for details about Delta Miles. Earn 2 miles…
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SelfScore Achieve MasterCard Review (Discontinued) (2017.10 Update: SelfScore is now Deserve)

SelfScore Achieve MasterCard Review 2017.10 Update: SelfScore is now rebranded to Deserve. This card will be automatically converted to Deserve Edu after some time, and you can enjoy the first year Amazon Prime reimbursement as well if you are a current SelfScore card holder. See the official FAQ for more details. Application Link This card no longer accepts new applications. Please move to their…
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