Credit Cards

AmEx Platinum Card for Mercedes-Benz Review (Discontinued)

Platinum Card from American Express Exclusively for Mercedes-Benz Review 2019.1 Update: This card will be automatically converted to the regular AmEx Platinum card, see here for official FAQs. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 60,000 Membership Rewards (MR)…
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Old Chase IHG Credit Card Review (Discontinued)

Chase IHG Rewards Club Select Credit Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Please check the new Chase IHG co-branded card: Chase IHG Premier. Benefits 60k+5k offer: earn 60,000 IHG points after $1000 spending in 3 months, and earn 5,000 additional points…
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HSBC Gold Credit Card Review

HSBC Gold Mastercard Review Application Link HSBC Gold Benefits 0% Introductory APR on Purchases and Balance Transfers for the first 18 months from Account opening. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check….
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HSBC Cash Rewards Credit Card Review

HSBC Cash Rewards Mastercard Review Application Link HSBC Cash Rewards Benefits $150 offer: earn $150 after spending $500 in first 3 months. Earn 1.5% cash back on all purchases. 10% Anniversary Bonus on all Cash Rewards earned each year. That makes the cash back rate to be 1.65% on everything. No annual fee. Disadvantages The sign-up bonus is just so…
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Chase Iberia (IB) Credit Card Review (2019.8 Update: 100k Offer)

Chase Iberia Visa Signature Card (Chase IB) Review 2019.8 Update: The new offer is 50k+50k. Application Link Chase Iberia Benefits 100k offer: earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening; plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening. We…
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Sallie Mae (SM) Credit Card Review (Discontinued)

Sallie Mae (SM)

Sallie Mae Credit Card (SM) Review 2018.3 Update: This card will be automatically converted to Barclaycard Rewards Credit Card (Discontinued) (HT: DoC). This is also a useless card. No idea what Barclaycard is doing here. 2016.12 Update: This card will be automatically converted to a card called “Commence by SallieMae Mastercard”. It only offers 2% cashback on Grocery & Utility and 1%…
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Barclaycard Ring Credit Card Review (2019.6 Update: Unavailable Now)

Barclaycard Ring MasterCard Review 2019.6 Update: This card is currently unavailable because Barclays is “re-thinking” this brand. Application Link Barclaycard Ring Benefits Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply. Low 14.24% variable APR on purchases and cash advances. NEW – Control Your Card…
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BoA BankAmericard Credit Card Review

BankAmericard Credit Card Review Application Link BoA BankAmericard Benefits Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. Introductory $0 balance transfer fee for the first 60 days your account is open. No annual fee. Disadvantages No sign up bonus. No rewards. Recommended Application Time The time…
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US Bank Cash Plus Credit Card Review (2018.1 Update: $150 Offer)

US Bank Cash+ Visa Signature Credit Card Review Application Link US Bank Cash Plus Benefits $150 offer: earn $150 after spending $500 within the first 90 days. Earn 5% cash back on first $2,000 combined purchases each quarter on two categories you choose, 2% cash back on your choice of one everyday category, 1% cash back on all other purchases. The categories…
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AmEx Hilton Surpass Credit Card Review (Old Version) (Discontinued)

Hilton HHonors Surpass Card from American Express Review 2018.1.18 Update: This card is discontinued and replaced by AmEx Hilton Ascend. Application Link This card no longer accepts new applications. Benefits 90k Offer: earn 90,000 HHonors Points after spending $3,000 in first 3 months. The highest sign-up bonus is 125k. We value Hilton HHonors Points at 0.5 cents/point (Hotel Points Value), click here to see how…
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Barclaycard Uber Credit Card Review (New Card, 4% Cashback on Restaurants, 3% on Travel, No Fee!)

Barclaycard Uber Visa Card Review Application Link Barclaycard Uber Benefits $100 offer: earn $100 after spending $500 on purchases in the first 90 days. Earn 4% back on restaurants, takeout, and bars, including UberEATS; 3% back on airfare, hotels, and vacation home rentals; 2% back on online purchases including Uber, online shopping, video and music streaming services; 1% back on all other…
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Citi Forward Credit Card Review (Discontinued) (2017.10 Update: Will Be Automatically Converted to Citi TYP on 2018.01.03!)

Citi Forward Card Review 2017.10 Update: According to this reddit thread, Citi Forward will be automatically converted to Citi ThankYou Preferred, and before that date, Citi Forward can not be converted to any card. I called and was told the same info by representative. So, this will reset the 1/24 clock. We will be a few months further way from…
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Deserve Pro Credit Card Review (2020.2 Update)

Deserve Pro Mastercard Review Application Link Deserve Pro Benefits $30 offer: earn $30 after making one purchase within the first 3 months. Earn 3% cashback on travel and entertainment, earn 2% cashback on restaurants, and earn 1% cashback on all other purchases. New: up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your…
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Citi AAdvantage Gold Credit Card Review (Discontinued)

Citi AAdvantage Gold MasterCard Review 2018.7 Update: It seems this card is discontinued. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 25,000 AAdvantage Miles after spending $750 in first 3 months. We value AA Miles at 1.6 cents/point (Airline Miles Value),…
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Chase Fairmont Credit Card Review (Discontinued) (2017.10 Update: The FN for 6k Spending Has Posted!)

Chase Fairmont Visa Signature Card Review 2017.10 Update: The free night certificate for 6k spending has posted! Check it on Fairmont official site. 2017.08.15 Update: If you log in to Chase Ultimate Rewards portal, you will find this card has already been listed as a Chase Sapphire Preferred card now with all its points converted to UR points. For those who…
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