Credit Cards

Chase Sapphire Preferred® (CSP) Review (2025.6 Update: 75k Offer)

Chase Sapphire Preferred® Card Review 2025.6 Update: The new offer is 75k. At the same time, there are 2 important changes: the “Points Boost” benefit is introduced to replace the old 1.25 cpp fixed redemption rate; and the Chase pop up jail mechanism is introduced for welcome offer eligibility to replace the old 48 month rule + same family rule….
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BoA Alaska Credit Card Review (Replaced by New Card)

BoA Alaska Airlines Visa Signature Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Ascent. Existing cards are automatically converted. Application Link BoA Alaska Benefits 65k offer: earn 65,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion fare in the first year. The recent best offer is 70k+$100. We…
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BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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AmEx Schwab Investor Credit Card Review (2025.6 Update: $200 Offer)

Schwab Investor Card from American Express Review [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
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US Bank Smartly Credit Card Review (2025.4 Update: Got Nerfed)

U.S. Bank Smartly™ Visa Signature® Card Review 2025.4 Update: Starting from today (2025.4.14), the benefits of this card got nerfed. Existing customers can enjoy the previous benefits, new customers will get the following new changes: Only checking account balances count toward the reward tiers. Savings account and brokerage account don’t count any more. The extra cashback is no longer unlimited,…
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Wells Fargo Choice Privileges Credit Card Review (2026.1 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2026.1 Update: The new offer is 60k. 2025.9 Update: The higher offer is expired. Currently there’s only a 40k offer. 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending…
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United Gateway℠ Card Review (2025.11 Update: 40k Offer)

United Gateway℠ Card Review 2026.4 Update: There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all other UA cobranded cards with an annual fee, you get this benefit as long as…
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Apple Card Review (2024.10 Update: $75 Offer)

Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best offer is $100. Earn 3%…
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Costco Anywhere Visa® Card by Citi Review (2025.5 Update)

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash back at other gas stations and EV…
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AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
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Iberia Visa Signature® Card Review (2026.1 Update: 90k Offer)

Iberia Visa Signature® Card Review 2026.1 Update: The new offer is 90k. 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. Application Link Chase Iberia Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in 3 months. The recent best offer is 100k….
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