Credit Cards

Citi® / AAdvantage® Globe™ Mastercard® Review (New Card, 90k Offer, $350 Annual Fee)

Citi® / AAdvantage® Globe™ Mastercard® Review Application Link Citi® / AAdvantage® Globe™ Mastercard® Benefits 90k offer: earn 90,000 AAdvantage Miles after spending $5,000 within the first 4 months. We value AA Miles at 1.5 cents/point (Airline Miles Value), so the 90k highest sign-up bonus is worth about $1,350! See A Beginner’s Guide to AA Miles to check for details about AA Miles….
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Bilt Mastercard (Old Version) Review (Discontinued, Bilt 2.0 Three New Cards Launched)

Bilt Mastercard® Review 2026.1 Update: This old version of Bilt card (issued by Wells Fargo) is now discontinued. The three Bilt 2.0 new cards has launched: Bilt Blue Bilt Obsidian Bilt Palladium Application Link Bilt Mastercard Terms Apply Features and Benefits No transaction fee if you pay rent with this credit card via the Bilt app or website. Even if…
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Citi Strata Elite Credit Card Review (2025.10 Update: 100k Offer!)

Citi Strata Elite℠ Card Review 2025.10 Update: The online offer is now 100k, which is the best ever offer on this card! Application Link Citi Strata Elite℠ Card Benefits 100k Welcome Bonus: Earn 100,000 ThankYou Points (TYP) after spending $6,000 within the first 3 months of account opening. This is the best offer on this card. We value TYP at…
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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2025.10 Update: 80k Offer Still Alive!)

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2025.10 Update: The previous 80k offer link is expired, but at the same time there’s an in flight 80k offer. You can ask a cabin crew for a code when you fly AA, or you can just enter 000000 to apply. 2025.7 Update: The new offer is 80! This is the…
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Marriott Bonvoy Bold® Credit Card Review (2025.9 Update: 60k Offer)

Marriott Bonvoy Bold® Credit Card Review 2025.9 Update: The new offers are 60k. However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.7 Update: The higher offer is expired. The current offers are 30k. 2025.6 Update: The new offers…
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AmEx Green Card Review (2025.12 Update: 40k Offer)

American Express Green Card Review 2025.12 Update: Higher offer expired. The current offer is only 40k. 2025.9 Update: The new welcome offer is AS HIGH AS 60k. You may need to use incognito mode to see it. 2024.10 Update: The $100 LoungeBuddy Credit benefit is removed for new applicants, and for existing cardholders have until January 13, 2025 to use the credit….
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Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.12 Update: All Cards Shut Down!)

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.12 Update: All of a sudden, all of its cards are shut down! Such a bad act. 2025.9 Update: The new welcome offer is 50k. HT: FM. Also, Mesa recently added Air Canada (AC) as a transfer partner. This is a good useful transfer partner among the mediocre transfer partners. 2025.5 Update: This…
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AmEx Platinum Card for Schwab Review (2025.11 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2025.11 Update: The higher welcome offer is expired. The current offer is only 80k. 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again…
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Chase Aeroplan® Card Review (2026.1 Update: 60k Offer)

Chase Aeroplan® Card Review 2026.1 Update: The higher offer is expired. Currently there’s only a 60k offer. 2025.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing…
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AmEx Platinum Card Review (2026.2 Update: AS HIGH AS 175k Offer)

The Platinum Card from American Express Review 2026.2 Update: The spending requirement for the AS HIGH AS 175k offer is now increased from $8,000 to $12,000 in the first 6 months. This spending requirement is HUGE. 2025.9 Update: This card just got a major refresh — benefits have been significantly enhanced, and the annual fee has increased from $695 to…
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IHG One Rewards Traveler Credit Card Review (2026.1 Update: 120k Offer)

IHG One Rewards Traveler Credit Card Review 2026.1 Update: The new offer is 120k. Offer expires on 2026.3.18. 2025.9 Update: The new offer is 2FN (up to 50k) + 40k. [2025.10 Update] The higher offer is expired. The current offer is only 140k. 2025.5 Update: The new offer is 120k. [Expired] Application Link Chase IHG Traveler Benefits 120k offer: earn 120,000…
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Coinbase One Card Review (New Card Preview, Up to 4% Back on Everything, Waitlist Available)

Coinbase One Card Review 2025.9 Update: Details are out, and the first batch of people on the waitlist have already received application links. Application Link Just announced; there’s no public application link yet. You can join the waitlist: Coinbase One Card Features Up to 4% back on all purchases, paid as Bitcoin (BTC) to your Coinbase account. Your cashback rate…
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Deserve EDU Credit Card Review (Discontinued) (2025.8 Update: All Accounts Are Closing)

Deserve EDU Mastercard for Students Review 2025.8 Update: All card holders received email from Deserve: all cards are being closed. You can’t make purchases now already (you still need to pay your balance). This is a very bad act, because it will harm card holders’ credit score. This card is many international students’ first credit card because it can be…
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Barclays Hawaiian Airlines Credit Card Review (2025.8 Update: 80k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2025.8 Update: The new offer is 80k! HT: DoC. Note that HA miles and AS miles are now merged with new name Atmos Rewards. 2024.2 Update: The new offer is 70k with different spending requirement. Application Link Barclays Hawaiian Airlines Benefits 80k offer: earn 80,000 Hawaiian Airlines miles after spending $2,500 in the first…
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BoA Alaska Atmos Summit Credit Card Review (2025.11 Update: 80k Offer)

The Atmos™ Rewards Summit Visa Infinite® Card Review 2025.11 Update: The 100k offer is expired. Currently there’s only a 80k regular offer. Application Link BoA Alaska Atmos Summit Benefits 80k offer: earn 80,000 Alaska Miles after spending $4,000 in first 90 days. Plus a 25k-point Global Companion Award. The recent best offer is 100k. We value Alaska Miles at 1.6…
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