Credit Cards

Luxury Card MasterCard Titanium Card Review

Luxury Card MasterCard Titanium Card Review Application Link Luxury Card MasterCard Titanium Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a fixed 2 cents/point value for airfare, and 1 cent/point for…
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Luxury Card MasterCard Black Card Review

Luxury Card MasterCard Black Card Review Application Link Luxury Card MasterCard Black Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a fixed 2 cents/point value for airfare, and 1.5 cents/point for cash…
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Citi AT&T Access More Credit Card Review (Discontinued)

AT&T Access More Card from Citi (Citi ATT) Review 2018.12 Update: It seems these days you can’t get it via product change any more, and this card is completely discontinued. 2018.7 Update: It seems it is still possible to get this card via product change. Application Link This card no longer accepts new applications. If you are lucky to have…
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Citi Hilton Reserve Credit Card Review (Discontinued)

Citi Hilton HHonors Reserve Card Review Application Link This card no longer accepts new applications. Benefits Earn 2 weekend night certificates after spending $2500 in first 4 months. We value this bonus at about $600 since you can redeem the free nights at most hotels within the Hilton Portfolio, including some of the most expensive ones. We value Hilton HHonors Point…
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FNBO TravElite Credit Card Review (Discontinued)

First National Bank TravElite American Express Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 25,000 points to redeem for a $250 statement credit, when you spend $2,500 in the first 3 billing cycles. The points earned from this card…
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AmEx Platinum Card for Goldman Sachs Review

The Platinum Card from American Express for Goldman Sachs Review This card has been there for years, but we didn’t mention it before. The main reason is that, it requires you to have a Goldman Sachs account to apply. However, you need to have $10M to be eligible to open a Goldman Sachs account. It is said that if you…
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Luxury Card MasterCard Gold Card Review

Luxury Card MasterCard Gold Card Review Application Link Luxury Card MasterCard Gold Card Benefits This card is 24K-gold plated! It’s really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a fixed 2 cents/point value for cash back and airfare….
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Barclaycard CashForward Credit Card Review (Discontinued)

Barclaycard CashForward World MasterCard Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn $200 after spending $1,000 in first 90 days. This is the best offer for the card. Earn 1.5% cash back on all purchases. Every time you redeem, get a 5%…
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Merrill Lynch Octave Credit Card Review (Discontinued)

Merrill Lynch Octave Review Application Link This card no longer accepts new applications. Benefits Earn 2.5x Merrill Points on all purchases. The reward program are the same as the one for Merrill Plus credit card (discontinued). The points are worth up to 2 cents/point. See this post for a visualized point value distribution. The following is the official term about point value:…
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Costco Anywhere Visa® Card by Citi Review (2019.12 Update)

Costco Anywhere Visa® Card by Citi Review Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 4% cash back at gas stations worldwide (including Costco gas station); 3% cash back at restaurants and eligible travel spending worldwide; 2% cash back at Costco and Costco.com; 1% cash back on other purchases. No annual fee if you are a Costco member. Disadvantages You…
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Alliant Visa Signature Credit Card Review (2021.6 Update: 2.5% Cashback Card, No Annual Fee Now)

Alliant Visa Signature Card Review 2021.6 Update: The annual fee is 0 now! 2021.3 Update: There’s an upper limit for 2.5% cashback now. 2019.4 Update: The annual fee is increased from $59 to $99 now. Application Link Alliant Visa Signature Benefits Earn 2.5% cash back with no category restriction. Upper limit: 2.5% cash back is only for the first $10,000…
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BBVA Compass NBA Credit Card Review (Discontinued)

BBVA Compass NBA American Express Card Review 2016.12 Update: Now the branches stopped accept applications, too. This card is discontinued. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 5% cash back on all purchases during the NBA All-Star Weekend and…
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Citi Hilton Credit Card Review (Discontinued)

Citi Hilton HHonors Visa Signature Card Review Application Link This card no longer accepts new applications. Benefits Earn 40,000 HHonors Points after spending $1000 in first 4 months. The best offer is 75k, it’s better to wait for the highest sign-up bonus if you are not in an urgent situation. We value Hilton HHonors Point at 0.5 cents/point (Hotel Points Value), so…
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BoA Amtrak Guest Rewards Platinum Credit Card Review (Discontinued)

Bank of America Amtrak Guest Rewards Platinum World MasterCard Review 2022.1 Update: This card is discontinued. Application Link BoA Amtrak Guest Rewards Platinum Benefits Get 12,000 bonus points after you make at least $1,000 in purchases on your new card within 90 days of account opening.  The best offer is 15k. The Amtrak points worth about 2.5 cents/point, so the sign-up…
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