Tag Archive: No Annual Fee

Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
Read more

BoA Cash Rewards Business Credit Card Review (2020.2 Update: $500 Offer)

Bank of America Business Advantage Cash Rewards Mastercard Review 2020.2 Update: There is a new $500 offer now. HT: DoC. 2019.4 Update: Now you can earn 3% cashback in category of your choice, similar to the personal version of BoA Cash Rewards. But “online shopping”, which is the best category to choose in its personal version, is not available in this…
Read more

Delta SkyMiles® Blue Card from American Express Review (2020.4 Update: 10k Offer)

Delta SkyMiles® Blue Card from American Express Review 2020.4 Update: The new offer is 10k. 2020.1 Update: The welcome offer is 15k now. This card is also revamped, the changes are: Earn 2x on restaurants now (previously 1x); No foreign transaction fee now. Application Link AmEx Blue Delta SkyMiles Benefits 10k offer: earn 10,000 Miles after spending $500 in first…
Read more

Marriott Bonvoy Bold™ Credit Card Review (2020.7 Update: 50k Offer)

Marriott Bonvoy Bold™ Credit Card Review 2020.7 Update: The 50k offer is back, and the spending requirement is lower this time. 2020.3 Update: The 50k offer is expired. The current offers are 30k. Application Link Chase Marriott Bonvoy Bold Benefits 50k offer: Earn 50,000 Marriott points by spending $1,000 in the first 3 months from account opening. This is the recent best…
Read more

AmEx Hilton Credit Card Review (2020.7 Update: 100k Offer)

The Hilton Honors American Express Card Review 2020.7 Update: The 75k+$100 offer is expired. The current offer is 100k. 2019.12 Update: There is a new 75k+$100 offer (after spending $1,000 in 3 months). If we value Hilton points at 0.4 c/p, then this offer is essentially as good as a 100k offer. HT: DoC. Application Link AmEx Hilton. Possible to see…
Read more

Citi Dividend Credit Card Review (Discontinued)

Citi Dividend Platinum Select Credit Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 5% cash back in each quarter’s bonus categories, 1% on all other purchases. The following picture shows the bonus category calendar for 2015: The upper limit…
Read more

BoA Cash Rewards Credit Card Review (2019.10 Update: Earn Double Cashback Up To $150 Through Year’s End [TARGETED])

Bank of America Cash Rewards Credit Card Review 2019.10 Update: I just received a promotional offer via email to earn double cash back on all spend through the end of 2019. The promotion is capped at a $150 bonus in addition to your everyday rewards, effectively making this a 6% cashback card on the 3x category of your choice on…
Read more

AmEx Amazon Business Prime Credit Card (2020.6 Update: $125 Offer)

Amazon Business Prime American Express Card Review 2020.6 Update: The offer is now $125. 2019.9 Update: The signup bonus is now $225, including a $125 Amazon gift card upon approval for Prime members and a $100 statement credit after spending $3k in 90 days. Note that only purchases in the 2% and 1% categories count towards the signup bonus spend…
Read more

Discover it Miles Credit Card Review (2019.9 Update: $50 bonus for adding AU [TARGETED])

Discover it Miles Credit Card Review 2019.9 Update: Discover has sent out a promotional offer where you receive a $50 statement credit for adding an authorized user and spending $3k on the authorized user card by December 31, 2019. I received this offer on my Discover IT card that is in the first year and receiving 3% back on all…
Read more

AmEx Schwab Investor Credit Card Review (2019.11 Update: $100 Offer)

Schwab Investor Card from American Express Review [2019.11 Update] – The $200 signup bonus is expired. The current offer is just $100. Let’s wait for higher offer to appear again. [2019.9 Update] – The $200 signup bonus after $2k spend has returned and is valid until November 6, 2019. HT: DoC Application Link AmEx Schwab Investor Benefits $100 offer: earn $100…
Read more

Citi® Double Cash Card Review (2020.1 Update)

Citi® Double Cash Card (DC) Review [2019.9 Update]: This card has been revamped. Now cashback can be transferred to Citi ThankYou Points (TYP) at a ratio of 1:1, meaning every dollar spent on the DC earns the equivalent of 2 TYP. If you have the Citi Premier or Citi Prestige and are able to redeem points at 1.25 cents per…
Read more

Alliant Visa Platinum Rewards Credit Card Review (2019.9 Update: $250 Offer Is Expired)

Alliant Visa Platinum Rewards Card Review 2019.9 Update: The $250 offer is expired. The regular offer is $50. 2019.8 Update: The new offer is $250. Offer ends on 2019.08.30. Note that the bank says the $250 offer is “pre-approval offer, only for current members who meet the card’s qualification criteria” although it can be publicly seen. Application Link Alliant Visa Platinum…
Read more

US Bank Business Cash Credit Card (2019.7 Update: $500 Offer)

U.S. Bank Business Cash Rewards World Elite Mastercard Review 2019.7 Update: The new offer is $500. Application Link US Bank Business Cash Benefits $500 offer: earn $500 statement credit after spending $4,500 in first 150 days. Earn 3% Cash Back on eligible gas station, office supply store and cell phone/service provider net purchases; 1% cash back on all other eligible net…
Read more

Sam’s Club Credit Card Review (2020.1 Update: $45 Offer)

Sam’s Club MasterCard Review Learn More Sam’s Club Credit Card Benefits Get $45 back! Paid as a statement credit when you open a new Sam’s Club® credit card and spend $45 at SamsClub.com today. Offer ends 6/15/20.* Earn 5% cash back on eligible gas worldwide, including gas at Sam’s Club (on the first $6,000 per year, then 1% after). Earn 3%…
Read more

PayPal Cashback Mastercard® Review

PayPal Cashback Mastercard® Review Application Link PayPal Cashback Mastercard® Benefits Earn 2% cash back* every day, every time you make a purchase with your card. No exceptions. No rotating categories to keep track of. Redeem Cash Rewards right to your PayPal balance^ and use them whenever you want. No redemption threshold. Use your PayPal Cashback Mastercard to shop everywhere Mastercard is…
Read more