Tag Archive: No Annual Fee

Citi Rewards+ Student Credit Card Review (New Card)

Citi Rewards+ Student Card Review Application Link Citi Rewards+ Student Benefits 2.5k offer: earn 2,500 ThankYou Points after spending $500 in first 3 months.  We estimate that ThankYou Points (TYP) are worth about 1.6 cents/point, see below for a brief introduction. So the 2.5k sign-up bonus could be worth about $40. Earn 2x ThankYou Points per $1 spent on dining…
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Citi ThankYou Preferred Credit Card Review (Discontinued)

Citi ThankYou Preferred Card Review 2019.1 Update: As Citi has launched Citi Rewards+, it is almost certain that this card is indeed discontinued. 2018.12 Update: This card has disappeared from Citi’s credit card list, and previous application link is now pointing to a “Page Not Found” page. We are not sure whether you can still downgrade another card to this…
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AmEx Amazon Business Prime Credit Card (2019.6 Update: $125 Offer)

Amazon Business Prime American Express Card Review 2019.6 Update: The $150 offer is expired. The current offer is $125. 2018.11 Update: The new offer is $150. HT: DoC. Application Link AmEx Amazon Business Prime Benefits $125 offer: earn $125 Amazon gift card after approval, no spending requirement. (The offer is $100 for non-Prime members) Earn 5% cashback at Amazon, Whole Foods, Amazon…
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Discover it Business Credit Card (New Card)

Discover it Business Credit Card Review Application Link Discover it Business Benefits Earn 1.5% cash back per $1 spent on all purchases. Double all cash back you’ve earned at the end of your first year, including Discover Deals. In other words, this card is 3% cash back on everything for the first year. There are some pretty good discounts if…
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Capital One SavorOne Credit Card Review (New Card, $150 Offer)

SavorOne Rewards from Capital One Review 2018.8 Update: Actually the benefits of this card is the same as the previous Capital One Savor card, but the Savor card is revamped to be a card with $95 annual fee. Application Link Capital One SavorOne Benefits $150 offer: earn $150 sign-up bonus after you spend $500 in the first 3 months.  3% cashback…
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BoA Travel Rewards Credit Card Review (2018.7 Update: 25k Offer!)

Bank of America Travel Rewards Credit Card Review 2018.7 Update: The new offer is 25k, and this is the best offer ever on this card! Application Link BoA Travel Rewards. BoA Travel Rewards for Students. Note: student version has the same benefits as the regular version except the sign-up bonus. We suggest students apply for student version, non-students apply for non-student version,…
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Citi Double Cash (DC) Credit Card Review (2019.5 Update)

Citi Double Cash Card (DC) Review Application Link Citi Double Cash Benefits Everything 2% cash back: earn 1% cash back on every purchase you make, and an additional 1% cash back when you pay at least the minimum due. No annual fee. Disadvantages No sign-up bonus. Recommended Application Time [8/65 Rule] You can apply for at most 1 Citi cards every 8…
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AmEx Schwab Investor Credit Card Review (2018.8 Update: $200 Offer Is Expired)

Schwab Investor Card from American Express Review 2018.8 Update: The $200 offer is expired. Now there’s only $100 offer. 2018.7 Update: The offer has increased to $200, and will expire on 2018.08.15. Application Link AmEx Schwab Investor Benefits $100 offer: earn $100 after spending $1,000 in first 3 months. Earn 1.5% cash back on all purchases. With this credit card, you…
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Citi AAdvantage MileUp Credit Card Review (2018.7 Update: 10k+$50 Offer)

Citi AAdvantage MileUp Review 2018.7 Update: This card is now available for application, sign up bonus is 10k+$50. All Citi AAdvantage Bronze cards will automatically be converted to this new card. Application Link Citi AAdvantage MileUp Benefits 10k + $50 offer: earn 10,000 AAdvantage Miles and $50 statement credit after spending $500 in first 3 months. We value AA Miles…
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Capital One Quicksilver Credit Card Review (2019.3 Update: $150 Offer)

Capital One Quicksilver Rewards Credit Card Review 2019.3 Update: $200 offer is dead, and there’s only $150 offer now. Application Link Capital One QuickSilver Benefits $150 offer: earn $150 after spending $500 in first 3 months. Earn 1.5% cash back on all purchases. No annual fee. Disadvantages Capital One will pull all three major credit bureaus (Experian, TransUnion, Equifax) for…
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Chase Slate Credit Card Review

Chase Slate Review Application Link Chase Slate Benefits Transfer balances with an introductory fee of $0 during the first 60 days your account is open. 0% intro APR for 15 months on purchases and balance transfers from account opening. Free FICO credit score from Experian. No annual fee. Disadvantages No sign up bonus. No rewards. Recommended Application Time [5/24 Rule]…
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Wells Fargo Platinum Credit Card Review

Wells Fargo Platinum Card Review Application Link Wells Fargo Platinum Benefits 0% introductory APR for 18 months on purchases and balance transfers. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 18 months. After that, up to 5%…
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US Bank FlexPerks Select Plus Credit Card Review (2018.1 Update: FlexPerks Are Now Worth Fixed 1.5 c/p)

U.S. Bank FlexPerks Select+ American Express Card Review 2018.1 Update: The FlexPerks used to be worth different value for different airline prices, and now they are worth fixed 1.5 c/p towards travel. Application Link US Bank FlexPerks Select Plus Benefits Earn 10,000 FlexPoints after spending $1000 in first 4 months. FlexPoints are worth fixed 1.5 cents/point towards travel (such as airline,…
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Deserve Edu Credit Card Review (No SSN or Credit History Required for Students, $30 Bonus)

Deserve Edu Mastercard for Students Review 2018.5 Update: New benefit has arrived: up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your card. Application Link Deserve Edu Benefits $30 offer: earn $30 after making one purchase within the first 3 months. This is a credit card that is specially designed for students….
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