Wells Fargo Active Cash Review (New Card, $200 Offer)

Wells Fargo Active Cash Card Review

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  1. $200 offer: earn $200 after spending $1,000 in first 3 months.
  2. Earn 2% cash back on all purchases.
  3. $600 cell phone insurance: Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a $25 deductible) protection against damage or theft.
  4. No annual fee.


  1. It has foreign transaction fee, so it's not a good choice outside the US.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.


$200 offer is decent for a no annual fee card. There are quite a few no annual fee cards that offers 2% cashback on everything now, and this is yet another one. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback.

Historical Offers Chart

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